True Community Credit Union Jackson MI | Best Auto Loans & Business Banking

Introduction

Welcome to True Community, your trusted financial partner located at 1304 E Mcdevitt Ave, Jackson, MI 49203. Established in 1953, we have grown into a cornerstone of the community, proudly serving over 80,000 members with a commitment to personalized banking solutions that meet your needs. Our total assets now stand at an impressive $877,188,908, reflecting our dedication to stability and growth. At True Community, we believe that banking should be about more than just numbers it's about building relationships. With $41,477,715 in deposits and a robust loan portfolio of 48,296 loans and leases, we are here to help you achieve your financial goals, whether it's purchasing a new vehicle or managing day-to-day expenses. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to our mailing address at 1100 Clinton Rd, Jackson, MI 49202-2060. Our leadership team, led by CEO Chrissy Siders and Board President Josh Burgett, is dedicated to fostering a welcoming environment where every member feels valued and supported. With a strong net worth of $94,588,274 and cash reserves of $15,393,342, True Community is not just another credit union; we are a community-focused institution ready to help you thrive financially. We invite you to explore our range of services from personal checking and savings accounts to auto loans and business financing all designed with your success in mind. Connect with us today by calling 517-784-7101 or visiting our website at www.TrueCCU.com. Let's take the next step together toward achieving your financial aspirations!

Branch History & Mission

At True Community, we believe that a strong foundation is built on trust, commitment, and community spirit. Established in 1953, our branch in Jackson, MI has been at the heart of our community for decades, evolving alongside the needs of our members and their families. Located at 1304 E Mcdevitt Ave, we have proudly served the residents of Jackson and beyond with dedicated financial services that put people first. Over the years, True Community has grown from a small local credit union to a trusted financial partner for over 80,000 members. With total assets exceeding $877 million, we are committed to providing personalized banking solutions that empower our members to achieve their financial goals. Our journey is marked by milestones such as expanding our service offerings to include auto loans, mortgages, and business banking, all while maintaining a focus on member satisfaction. Our mission is simple yet profound: to improve the financial well-being of our members and the communities we serve. We strive to create accessible financial products that cater to everyone from personal checking accounts to comprehensive loan options. We understand that financial literacy is crucial for success; hence, we actively engage in community outreach programs aimed at educating individuals about managing money effectively. While members can visit us at 1304 E Mcdevitt Ave Jackson Mi 49203, official correspondence should be sent to 1100 Clinton Rd, Jackson, MI 49202-2060. We offer convenient operating hours Monday through Friday from 9:30 AM to 5:30 PM and Saturday from 9:00 AM to 2:00 PM making it easy for you to access our services when you need them most. Our branch features both ATM availability and drive-thru banking for added convenience. True Community also embraces modern technology with online and mobile banking services, allowing members to manage their finances anytime, anywhere. Our commitment extends beyond just transactions; we aim to build relationships that last a lifetime. Whether through shared service centers or partnerships with local organizations, we believe in giving back to our community. Join us at True Community Credit Union today and experience the difference of being part of something bigger. Together, let's work towards a brighter financial future! For more information or assistance, feel free to reach out at (517) 784-7101 or visit our website at True Community.

Branch Location & Accessibility

Accessibility and Convenience

Our branch is designed with your comfort in mind. We offer plenty of parking spaces right outside, so you can park with ease. Whether you're visiting for personal banking or checking on your loans, our friendly team is ready to assist you. Plus, we have ADA-compliant features ensuring everyone can access our services without a hitch. Need to make a quick transaction? No problem! We have a drive-thru service available for deposits and withdrawals, allowing you to bank from the comfort of your car. For those who prefer using ATMs, we've got one on-site for your convenience.

Operating Hours

We understand that life gets busy, which is why we're open during convenient hours. Visit us Monday through Friday from 9:30 AM to 5:30 PM, and on Saturday from 9 AM to 2 PM. Our extended hours make it easier for you to fit banking into your schedule.

Services Offered

At True Community, we pride ourselves on offering a variety of services tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we've got all your financial needs covered. You can also take advantage of online and mobile banking options for easy access anytime. Whether you're visiting us in person or reaching out via phone at 517-784-7101, we're excited to help you navigate your financial journey. Stop by today or give us a call; we can't wait to welcome you!

Member Eligibility

At True Community, we believe that everyone deserves a place to belong and thrive. Becoming a member is simple and opens the door to a community that values you. If you live, work, or worship in our local area, you're likely eligible to join us! We welcome individuals from various backgrounds, making it easy for you to access our range of services designed to enhance your financial well-being. For more specific eligibility details, feel free to visit our website at https://www.trueccu.com/about/become-a-member. Joining True Community not only gives you access to fantastic banking products but also connects you with a supportive network of fellow members who share your goals. The process of opening an account is straightforward and can be completed online or in person at our branch located at 1304 E Mcdevitt Ave Jackson Mi 49203. If you have any questions or need assistance, don't hesitate to reach out by calling us at (517) 784-7101. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services that Matter

In addition to loans, our merchant services offer practical tools for daily operations. Imagine processing transactions swiftly while keeping costs low allowing you to focus on what really matters: growing your business. From credit card processing to payroll solutions, we're here to help streamline your financial processes. Located at 1304 E Mcdevitt Ave Jackson Mi 49203 in Jackson, MI, our team is ready to assist you. Contact us at (517) 784-7101 to learn more about how we can support your business journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $65 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $271 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,376,371, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For small business owners, we offer specialized solutions through our business banking services. From merchant services that simplify transactions for your customers to business loans that fuel growth, we are dedicated to helping local businesses thrive.

Convenient Access

We know that convenience is key in today's fast-paced world. That's why we have an ATM available on-site for easy cash withdrawals and balance checks. Our basic drive-thru banking allows you to handle deposits and withdrawals without stepping inside the branch perfect for those busy days when time is of the essence. Additionally, our partnership with other credit unions enables basic shared branch transactions for members of partner institutions, making it simple to access funds when you're away from home.

Credit Cards and Rewards

Don't forget about our credit card offerings! Our credit cards with rewards allow you to earn points on everyday purchases while enjoying competitive rates. This means that each swipe brings you closer to rewards that can enhance your lifestyle think travel perks or cashback options.

Get Started Today!

At True Community, we're not just about banking; we're about building relationships with our members. With operating hours Monday through Friday from 9:30 AM to 5:30 PM and Saturday from 9 AM to 2 PM, we're here when you need us most. Ready to take the next step? Call us at 517-784-7101 or visit us online at www.TrueCCU.com to explore all the ways we can assist you today!

Loans and Financing

When it comes to loans, True Community has you covered. We provide auto loans and vehicle financing options that make getting behind the wheel easier than ever. Picture driving off in your dream car with flexible repayment terms that suit your budget. For those looking to buy a home, our mortgage loans and refinancing options can help turn that dream into reality. If you find yourself needing extra cash for unexpected expenses or planning a big purchase, consider our personal loans and debt consolidation services. We understand life can be unpredictable, and we're here to support you through it.

Personal Banking

Starting with personal banking, we offer various checking and savings accounts designed for every lifestyle. If you're saving for a special occasion or simply managing day-to-day expenses, our accounts come with features that fit your needs. Imagine easily transferring funds from your savings to checking right from your phone this is the convenience we aim to provide with our online and mobile banking services.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform is built with user-friendly features that prioritize both ease of use and security. You can enjoy the convenience of E-Statements, allowing you to receive your bank statements electronically no more paper clutter! Plus, with Electronic Signature Authorization, signing documents is as easy as clicking a button, speeding up processes without compromising safety. For those on the go, our Mobile Application offers everything you need right at your fingertips. You can make Mobile Payments effortlessly and send money to friends or family with our Person-to-Person Transfers feature. It's all about making banking work for you, wherever life takes you.

Secure and Accessible Banking

Security is always our top priority. Our online banking services are equipped with robust security measures to keep your information safe. You can manage your accounts in real-time without worrying about unauthorized access. With features like E-Statements and mobile capabilities, staying updated on your finances has never been easier. Enjoy peace of mind knowing that you have access to your accounts whenever you need it. At True Community, we're committed to providing financial solutions that fit into your lifestyle seamlessly. Explore all the digital tools available to you today by visiting https://www.trueccu.com/.

Financial Strength

At True Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud of our strong financial foundation, which allows us to provide exceptional services tailored to your needs. With a net worth of $94,588,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.77% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $104,967,452 in share certificates and $105,142,193 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $75,845,816 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,760 in used auto loans and a total of $679,452,822 in loans and leases. Although our current net income is $0, it reflects the prudent management strategies we employ to ensure long-term sustainability. We also take pride in having 229 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $15,931,091. Total Share and Deposit Accounts: 160,048, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, True Community is your trusted partner. Visit us at 1304 E Mcdevitt Ave Jackson Mi 49203 or call 517-784-7101 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $189,625,341 in used vehicle loans and $38,677,699 in new vehicle loans already helping members get on the road. We provide flexible financing options that can accommodate different budgets and preferences.

Commercial Loans

For business owners, our outstanding commercial loans totaling $8,376,371 provide the capital needed to grow and expand your business. We understand the unique challenges businesses face and are committed to supporting local entrepreneurs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $31,765,598 in loans helping members manage their finances effectively. This option can be ideal for those who need quick access to funds without collateral requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $41,905,118, make buying or refinancing simple. Our team is here to guide you through the process and find a solution that fits your lifestyle.

Refinancing and Eligibility Options

If you're considering refinancing any of your current loans or need assistance understanding eligibility options for our products, our dedicated team is here to help. We believe in making financial processes as straightforward as possible for all our members. At True Community, we're dedicated to providing personalized service and competitive rates. For more information on our loan offerings or to start your application process today, feel free to reach out at 517-784-7101 or visit us at 1304 E Mcdevitt Ave Jackson MI 49203. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us today and take the first step towards achieving your financial aspirations!

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TRUE COMMUNITY CREDIT UNION - Jackson, MI

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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