True Community Credit Union Jackson MI | Top Checking & Business Loans

Introduction

Welcome to True Community, your trusted partner in financial growth and community support, located at 1100 Clinton Rd, Jackson, MI 49202. Since our establishment in 1953, we have proudly served over 80,677 members, providing them with a range of financial services tailored to meet their unique needs. Our commitment to community and member satisfaction is reflected in our robust financial health, boasting total assets of $877,188,908 and total deposits reaching $41,477,715. At True Community, we understand that banking is about building relationships. Under the leadership of CEO Chrissy Siders and Board President Josh Burgett, our dedicated team of 241 employees works tirelessly to ensure that you receive personalized service every time you walk through our doors or reach out to us online. Whether you're looking for auto loans, mortgages, or business banking solutions, we have the expertise to help you navigate your financial journey. While members can visit us at our branch location, official correspondence should be sent to 1100 Clinton Rd, Jackson, MI 49202-2060. With a strong focus on member engagement and community impact, we are here to support your financial goals while fostering a sense of belonging among our members. Explore our website at True Community for more information on how we can assist you today. Don't hesitate to call us at 517-784-7101; we're ready to help you achieve your dreams!

Branch History & Mission

Growing Together

Over the years, True Community has embraced modern advancements to enhance member experiences. We offer online banking, mobile payments, and even person-to-person transactions all designed with your convenience in mind. Our commitment to ADA compliance ensures that everyone can access our services without barriers. We also understand the importance of community outreach. Through partnerships with local organizations and participation in events throughout Jackson County, we strive to give back and support those who need it most.

Join Us Today!

As we continue to grow and adapt to meet the needs of our members, we invite you to become part of the True Community family. Experience personalized service where your voice matters. Visit us at 1100 Clinton Rd or reach out at 517-784-7101 during our operating hours: Monday through Friday from 7:30 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Discover how we can help you achieve your financial dreams today!

Our Mission

True Community is more than just a credit union; we are committed to empowering our members and fostering a sense of community. Our mission is to provide exceptional financial services that help individuals and families achieve their financial goals while also supporting local initiatives that make a difference. We believe in the power of connection whether it's through personal banking services like checking and savings accounts or loans for vehicles and homes. While members can visit us at 1100 Clinton Rd, official correspondence should be sent to 1100 Clinton Rd, Jackson, MI 49202-2060. This reflects our commitment to transparency and accessibility.

Branch Location & Accessibility

Welcome to True Community at our Clinton Road branch, conveniently located at 1100 Clinton Rd, Jackson, MI 49202. Our branch is easy to find and accessible for everyone in the area. Situated near local landmarks, we are just a short drive from popular spots that make your banking experience even more convenient. At True Community, we pride ourselves on making banking as easy as possible. Our branch features ample parking and is equipped with accessibility features to ensure all members can visit us comfortably. Whether you prefer visiting during our lobby hours or utilizing our drive-thru service, we're here to serve you. The drive-thru allows for quick deposits and withdrawals without leaving your car, perfect for those busy days. Our operating hours cater to various schedules: we're open Monday through Friday from 7:30 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Need assistance? Don't hesitate to call us at 517-784-7101; our friendly staff is always ready to help! In addition to traditional banking services, we offer ATM access and shared services for our members who might need additional convenience. While members can visit us at 1100 Clinton Rd, official correspondence should be sent to the same address as our mailing address: 1100 Clinton Rd, Jackson, MI 49202-2060. We invite you to stop by and experience the friendly atmosphere at True Community. Whether you're looking for checking accounts, auto loans, or any of our other personal banking services, we're here to support your financial journey every step of the way!

Member Eligibility

Becoming a member of True Community is like joining a caring family that supports you every step of the way. To qualify for membership, you simply need to live, work, worship, or attend school in the local community. This means that many people in our area can easily join us! If you're interested in taking advantage of the personalized services and financial benefits we offer, you can find more details about eligibility on our website at https://www.trueccu.com/about/become-a-member. Once you know you meet the requirements, opening an account is a breeze! Just visit us at 1100 Clinton Rd Jackson Mi 49202, or give us a call at (517) 784-7101 for any questions you might have. You can also start your application online by following this link: https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=trueccu. We can't wait to welcome you into our community where your financial goals are our priority!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer comprehensive merchant services designed to streamline your payment processes. Picture this: your customers can pay quickly and easily through multiple channels, enhancing their experience while boosting your sales. From mobile payments to online transactions, we equip you with the tools needed for seamless operations. Located at 1100 Clinton Rd Jackson Mi 49202 in Jackson, MI, our dedicated team is here to help you navigate your business banking journey. Let's work together to achieve your goals! For more information or assistance, call us at (517) 784-7101.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $65 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $271 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,376,371, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Cash Services

Accessing cash has never been easier with our ATM services available right at your fingertips. We also provide basic drive-thru banking for deposits, withdrawals, and simple transactions. If you're a member of a partner credit union, enjoy hassle-free transactions through our shared branch network. At True Community, we believe in building lasting relationships with our members through personalized service and comprehensive solutions tailored to meet your needs. If you're ready to explore how we can assist you further or if you have any questions about our services, don't hesitate to reach out! Call us at 517-784-7101 or visit us online at TrueCCU.com. Join us in achieving your financial goals today!

Business Banking

For local entrepreneurs and small business owners, True Community provides comprehensive business banking services, including merchant services and business loans. We understand that running a business comes with unique challenges, and we're here to support your financial needs every step of the way.

Loans and Credit Options

Sometimes life requires extra funding. That's why we offer personal loans and debt consolidation solutions to help you take control of your finances. Additionally, our credit cards with rewards give you benefits for every purchase you make, turning everyday spending into points that can be redeemed for exciting rewards.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking options that allow you to manage your accounts from anywhere at any time. From checking balances and transferring funds to making payments on the go, our digital banking features are designed with your busy lifestyle in mind.

Personal Banking

We offer a variety of personal banking options that make managing your money straightforward. Our checking and savings accounts provide flexibility and security, allowing you to keep track of your finances while earning interest on your savings. If you're planning to buy a car or refinance an existing loan, check out our auto loans and vehicle financing solutions designed to fit your budget. For those looking to purchase a home or refinance their mortgage, our mortgage loans and refinancing options are tailored to help you achieve your homeownership goals.

Digital & Online Banking

Accessibility and Ease-of-Use

No matter where life takes you, you'll have real-time access to your accounts. Our digital banking services are designed to be straightforward, so you can manage your finances without any hassle. Whether it's checking account balances or downloading e-statements, everything is just a few clicks away. In today's fast-paced world, having reliable online banking tools is essential. At True Community, we're committed to providing you with the resources you need to feel confident about your financial choices. Join us today and experience the ease of managing your finances digitally!

Key Features

With our online banking platform available at https://www.trueccu.com/, you can access your accounts 24/7. This means you can check balances, pay bills, and transfer funds whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with ease. Plus, if you prefer a paperless approach, our e-statements make it simple to stay organized and reduce clutter. For those who love using their mobile devices, our mobile application is user-friendly and loaded with features. You can make mobile payments seamlessly, ensuring you're always ready for those unexpected purchases. And don't worry about the safety of your information; we use electronic signature authorization for added security during transactions.

Financial Strength

At True Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health so that you can trust us with your savings and loans. With a net worth of $94,588,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.77% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $104,967,452 in share certificates and $105,142,193 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $75,845,816 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity supports members' financial goals across various sectors with $13,760 in used auto loans and an impressive $679,452,822 in total loans and leases. Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 229 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares available for lending and investments stand at $15,931,091. Total Share Accounts number at 160,048, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, True Community is your trusted partner. Visit us at 1100 Clinton Rd Jackson MI 49202 or call 517-784-7101 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $189,625,341 in used vehicle loans and $38,677,699 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our auto loans are designed to fit your budget.

Credit Lines

If you're looking for additional flexibility in your borrowing options, consider our credit lines totaling $138,383,597. These lines can be a great way to access funds when you need them without taking out a full loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $41,905,118, make buying or refinancing simple. We provide guidance through every step of the process to ensure you find the right solution for your housing needs.

Refinancing Options

For those who currently have existing loans and are interested in better rates or terms, we provide refinancing options that can help reduce monthly payments and save on interest costs. Reach out to us for more information on eligibility and how we can assist you further. At True Community located at 1100 Clinton Rd Jackson MI 49202, we are dedicated to supporting our members' financial journeys with personalized service and expert advice. Feel free to contact us at 517-784-7101 during our operating hours from Monday through Friday 7:30 AM - 6:00 PM and Saturday from 9:00 AM - 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply now or just want more information about our offerings, we're here to help!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $31,765,598 in loans helping members manage their finances effectively. This option is perfect for those who want to consolidate debt or cover unexpected expenses without the burden of collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are obtained from legitimate financial institutions, guaranteeing transparency in the comparison process. - No Sponsored Listings: LendMesh prioritizes unbiased results. Unlike other platforms that may promote lenders based on paid advertisements, LendMesh displays loan options solely based on merit. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions that align with their financial goals. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effectively LendMesh can assist individuals in securing better lending terms.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that every loan offer presented is fair and transparent.

Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

True Community