True Community Credit Union Brooklyn MI | Best Auto Loans & Business Banking

Introduction

Welcome to True Community, your trusted financial partner in Brooklyn, MI. Located at 131 S Main St, we have been serving our members since 1953, providing a range of banking services tailored to meet your needs. With a strong focus on community and member satisfaction, True Community has grown to support over 80,677 members and manage total assets of approximately $877,188,908. At True Community, we understand that every financial journey is unique. Whether you are looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, our dedicated team is here to help. Our total deposits stand at $41,477,715, reflecting our commitment to fostering a secure environment for your savings. Under the leadership of CEO Chrissy Siders and Board President Josh Burgett, we pride ourselves on transparency and responsiveness. With a solid net worth of $94,588,274 and total loans amounting to 48,296, we're well-equipped to assist you in reaching your financial goals. While members can visit us at our branch location, official correspondence should be directed to our mailing address: 1100 Clinton Rd, Jackson, MI 49202-2060. With our friendly staff available at the phone number 517-784-7101, we encourage you to reach out with any questions or stop by during our operating hours from Monday through Friday from 9:30 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. Join us today as we work together towards building a brighter financial future for you and our community! For more information about becoming a member or accessing our services online, visit us at True Community.

Branch History & Mission

At True Community, located in the heart of Brooklyn, Michigan, we celebrate a rich legacy that began in 1953. Over the years, our commitment to serving our members and the community has only grown stronger. Today, with a total membership of over 80,000 and assets totaling $877,188,908, True Community stands as a pillar of support for families and individuals seeking financial stability and growth. Our branch is conveniently situated at 131 S Main St, Brooklyn, MI 49230. Nestled near local landmarks and community hubs, we invite you to stop by and experience firsthand the welcoming atmosphere that defines our credit union. While members can visit us at this address, official correspondence should be directed to our mailing address at 1100 Clinton Rd, Jackson, MI 49202-2060. True Community's mission is simple yet profound: we aim to empower our members through accessible financial services while fostering a spirit of community support and engagement. We offer a variety of services including personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our focus goes beyond just providing financial products; we actively seek ways to give back to our community through outreach programs and partnerships that uplift those around us. Since opening our doors nearly seven decades ago, we have embraced digital advancements to enhance member experiences while ensuring ADA compliance for all our facilities. Our operating hours are designed with your convenience in mind Monday through Friday from 9:30 AM to 5:30 PM and Saturday drive-thru service from 9:00 AM to 1:00 PM. We also provide ATM access and drive-thru banking for quick transactions on the go. As part of our commitment to improving financial literacy and well-being within our community, True Community offers educational resources and personalized guidance tailored to meet individual needs. Whether you're looking for advice on saving for your first home or navigating personal debt consolidation, we're here every step of the way. Join us today at True Community! Experience firsthand the benefits of being part of a credit union that genuinely cares about its members. Visit us online at True Community or give us a call at 517-784-7101 to learn more about how you can become a member and start enjoying all that we have to offer. Together, let's build a brighter financial future!

Branch Location & Accessibility

Operating Hours

We're here for you Monday through Friday from 9:30 AM to 5:30 PM and have extended hours on Saturday with our Drive-Thru open from 9:00 AM to 1:00 PM. This flexibility allows you to choose a time that fits your busy schedule.

Parking and Accessibility

We understand that accessibility is important. Our branch offers ample parking options right outside the entrance, ensuring you can park easily when you arrive. Additionally, our facilities are ADA compliant with ramps and accessible entrances for those who need them.

Services Offered

At True Community, we offer a variety of services designed to help you manage your finances effectively. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash quickly? Our ATM is available on-site for your convenience, or feel free to use our drive-thru service for simple transactions without leaving your vehicle. As part of our commitment to serving our community, we also participate in shared branching services. This means that if you're a member of partner credit unions, you can handle basic transactions like deposits and withdrawals right here at our branch. We invite you to stop by or give us a call at 517-784-7101 if you have any questions or need assistance. The team at True Community is ready to help you with all your banking needs!

Member Eligibility

At True Community, we believe that everyone deserves to be part of a community that cares. Joining us as a member is straightforward and welcoming! If you live, work, or worship in the area, you're likely eligible to become part of our supportive family at True Community. We also encourage those who have a family member already with us to join in on the benefits. By becoming a member, you'll gain access to a variety of financial services designed just for you, from checking and savings accounts to personalized loan options. For more detailed information on eligibility, feel free to check out our resource at https://www.trueccu.com/about/become-a-member. Ready to take the next step? Opening your account is easy! You can get started online by visiting https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=trueccu or give us a call at (517) 784-7101 if you have any questions. We're located at 131 S Main St Brooklyn Mi 49230, and our friendly team is always here to help you navigate your financial journey. Join us today and experience the advantages of being part of True Community!

Business Banking & Commercial Services

Merchant Services that Work for You

In addition to loans, we offer merchant services that make it easier for you to accept payments from your customers. Imagine running your business without worrying about payment processing delays or complicated systems. Our services provide straightforward solutions that allow you to focus on what matters most growing your business. Located at 131 S Main St Brooklyn Mi 49230, Brooklyn, MI 49230, we're here to support you every step of the way. Reach out at (517) 784-7101 to discover how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $65 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $271 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,376,371, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

Our branch also offers basic drive-thru banking for simple transactions such as deposits and withdrawals, along with shared branch transactions for partner credit union members. This means you can conveniently manage your finances even when you're on the go. We invite you to experience all that True Community has to offer at our Brooklyn branch. Visit us at 131 S Main St, call us at 517-784-7101, or explore more on our website here. Let us be part of your financial journey today!

Business Banking Solutions

If you're a business owner, we haven't forgotten about you! Our Business Banking services include Merchant Services and Business Loans, ensuring that your enterprise has the financial backing it needs to thrive. From accepting payments to securing funding for expansion, we're here to support your journey.

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! These cards not only provide a convenient way to make purchases but also offer rewards for everyday spending perfect for those who love earning perks while they shop.

Digital Banking Convenience

In today's fast-paced world, managing finances online is essential. That's why we provide robust Online and Mobile Banking services. With features like mobile payments, person-to-person transfers, and electronic statements, accessing your accounts has never been easier. Plus, our ATM services allow for quick cash withdrawals without any hassle.

Loans Made Easy

Need a new car? We offer Auto Loans and Vehicle Financing to help you hit the road in no time. For homeowners, our Mortgage Loans and Refinancing options make it easier to own your dream home or reduce your monthly payments. If unexpected expenses arise, consider our Personal Loans and Debt Consolidation solutions, which can help you manage your finances more effectively.

Personal Banking

For those looking to manage their day-to-day finances, our Personal Banking options are here for you. With various Checking and Savings Accounts, you can find the right fit for your financial goals. Whether you're saving for a vacation or need everyday access to funds, we have accounts that offer convenience and flexibility.

Digital & Online Banking

Embrace Modern Banking

Embracing modern banking shouldn't come with stress. At True Community, our goal is to make it easy for you to manage your money with confidence. Whether you're making mobile payments or accessing statements online, our user-friendly tools help you stay organized and informed. Experience the convenience of banking at your fingertips with True Community. Visit us today at https://www.trueccu.com/ and discover how easy it is to take control of your finances!

Key Features for Your Convenience

With our 24/7 online banking services, staying on top of your finances is easier than ever. You can check your balance, transfer funds, and pay bills without stepping foot in a branch. Plus, our mobile application allows you to do all this right from your smartphone, giving you the freedom to bank wherever life takes you. Need to send money to a friend or family member? Our person-to-person transfers feature makes it quick and hassle-free. Just a few taps on your device, and the money is on its way! And if you're looking for a paperless option, we also provide e-statements, so you can keep track of your financial activities while helping the environment.

Security You Can Trust

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and verified. Enjoy peace of mind knowing that every action you take is protected by industry-standard security measures.

Financial Strength

Commitment to Innovation

With $75,845,816 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,760 in used auto loans and a total of $679,452,822 in loans and leases available.

Growing Member Base

We're pleased to report that we have a total of 160,048 share accounts, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $15,931,091, our financial strength means we can continue serving you with confidence. In conclusion, whether you're saving, borrowing, or planning for the future, True Community is your trusted partner. Visit us at 131 S Main St Brooklyn MI 49230 or call us at 517-784-7101 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $104,967,452 in share certificates and $105,142,193 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 229 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Position

With a net worth of $94,588,274, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.77% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $189,625,341 in used vehicle loans and $38,677,699 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, we have financing solutions that work for you.

Business Loans

For business owners looking to grow or expand their operations, our outstanding commercial loans totaling $8,376,371 provide the capital needed to take your business to the next level. Additionally, if you're considering refinancing options or want to check your eligibility for any of our loan products, don't hesitate to ask! Our team is here to help guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore how True Community can support your financial journey today!

Credit Lines

If you need extra flexibility for larger purchases or unexpected expenses, our total credit lines amount to $138,383,597. This can provide peace of mind knowing that funds are available when you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $41,905,118. We make buying or refinancing simple so you can focus on what matters most making your house a home.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $31,765,598 in loans helping members manage their finances effectively. This option allows you to make purchases without tying up your cash flow.

Loan Aggregator

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True Community