TRUCHOICE FEDERAL CREDIT UNION - Portland, ME

We invite you to explore how Truchoice can enhance your financial journey. Visit us online at Truchoice or click here to open an account today. Experience the difference that comes from being part of a community-focused credit union!

With total assets exceeding $238,729,730 and total deposits amounting to $15,853,527, we are dedicated to ensuring your hard-earned money is in safe hands. We offer a wide range of services including personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Whether you're looking for a new vehicle or planning for your dream home, we have the right products to support your journey. Our team of 48 employees, led by CEO Kenneth Acker and Board President Joseph Winschel, is here to assist you every step of the way. We pride ourselves on our personalized service and strive to create meaningful relationships within our community.

At Truchoice, we believe in transparency and accessibility. Our financial strength is evident with a net worth of $25,774,357 and over 14,455 loans issued to help our members thrive. Our commitment to responsible lending means you can trust us to provide support when you need it most. For any inquiries or assistance, feel free to reach out via phone at 207-772-0808 during our lobby hours from 8:30 AM to 5:00 PM, Monday through Friday. While members can visit us at our branch location for all banking needs, official correspondence should be sent to our mailing address: PO BOX 10659, PORTLAND, ME 4104.

Truchoice has always believed in giving back. We actively participate in community outreach programs and partnerships that foster local growth and support those in need. Our members can be assured that their membership not only benefits them financially but also contributes positively to the community's well-being. As we continue to grow and adapt with technological advancements like electronic signatures and mobile payments, we remain focused on providing exceptional service tailored to the unique needs of each member. We invite you to join Truchoice today! Experience firsthand how we can help you achieve your financial goals while making a meaningful impact in Portland. For inquiries or assistance, feel free to reach out at 207-772-0808 or visit us online at Truchoice. Let's build a brighter future together!

At Truchoice, our mission goes beyond just providing financial services; it's about empowering our members and uplifting the community. We strive to offer a wide range of personal banking options including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also provide business banking services such as merchant services and business loans. What sets us apart is not just our diverse offerings but also our dedication to customer service. We are committed to ensuring all our services are ADA compliant so everyone can access what they need without barriers. Whether you choose online or mobile banking or prefer visiting us in person or using our drive-thru facilities, we are here to make your experience smooth and enjoyable.

At Truchoice, we prioritize accessibility for all our members. Our branch is fully ADA-compliant, with ramps and other features ensuring everyone can easily access our services. Ample parking is available for both regular and accessible vehicles, allowing you to visit us without hassle.

We are open Monday through Friday from 8:30 AM to 5:00 PM, providing ample opportunity for you to come in during the week. If you prefer more convenience, we also offer ATM services for quick cash withdrawals and balance checks at any time of day. Plus, if you're on the go, take advantage of our drive-thru service for deposits and withdrawals without leaving your car!

Our friendly staff is ready to assist you with a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit your lifestyle. We also offer online and mobile banking for those who prefer managing their accounts digitally. We invite you to visit us at Truchoice today or give us a call at 207-772-0808 if you have any questions. Your financial well-being is important to us, and we look forward to serving you!

- We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Imagine the local café that secured a loan to upgrade their equipment, or the family-owned shop that expanded their inventory thanks to our support. Every loan we provide is another story of success in our community. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. This means that even if you're not a member yet, we want to see your business succeed.

Beyond loans, our merchant services make daily operations easier for you. Picture this: your customers can pay easily through various methods, and you can manage transactions seamlessly. With tools designed to help your business run smoothly, you can focus more on what you love growing your enterprise. Join us at Truchoice, located at 272 Park Ave Portland Me 04102 in Portland, ME, where we're dedicated to fueling local businesses like yours! For more information, give us a call at (207) 772-0808 or visit us online at https://www.trufcu.com/ .

Need quick cash? Our ATM & Cash Withdrawal Services ensure that accessing your funds is simple and efficient. Additionally, if you're on the go, take advantage of our Basic Drive-Thru Banking for deposits, withdrawals, and other simple transactions without leaving your car. At Truchoice, we aim to provide all the tools necessary for effective financial management while keeping service personal and approachable. We invite you to visit us at 272 Park Ave Portland Me 04102 or give us a call at (207) 772-0808 to learn more about how we can assist you with any of these services. Join us today at Park Ave Branch your trusted partner in finance!

If you're a business owner, we've got you covered too! Our Business Banking services include Merchant Services & Business Loans tailored to support local businesses grow and thrive. We understand the challenges of running a business and are here to provide reliable financial backing.

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With easy access to account balances, bill payments, and money transfers through our mobile app or online portal, banking with us is truly hassle-free.

For those looking to manage their everyday finances, our personal banking services are ideal. We offer Checking & Savings Accounts that cater to different saving goals and spending habits. Whether you're saving for a vacation or just want a secure place for your paycheck, we have options that will fit right into your lifestyle. Need a vehicle? Our Auto Loans & Vehicle Financing can help you get behind the wheel without the stress of complicated financing. We offer competitive rates and flexible terms to make car buying easier. If homeownership is on your mind, explore our Mortgage Loans & Refinancing options which can guide you through the process, making it simpler than ever to own your dream home.

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come in handy. With straightforward terms, we can help you manage those bills and bring peace back into your financial life. Plus, our Credit Cards with Rewards allow you to earn while you spend, giving you cash back or points towards future purchases.

With our mobile application, you can easily check your balances, transfer funds, and pay bills right from your smartphone. Plus, our mobile payments feature allows you to make purchases with just a tap, making shopping simpler than ever. We also offer person-to-person transfers, so sending money to friends and family is quick and hassle-free. Need to sign documents? Our electronic signature authorization makes it easy to complete transactions without the need for paper forms. For those who prefer going green, we provide e-statements that allow you to view your account statements online whenever you need them no more waiting for mail!

Your security is our top priority. Our online banking services are equipped with robust security features to keep your information safe while giving you peace of mind. You can manage your accounts in real-time, allowing you to stay on top of your finances effortlessly. At Truchoice, we believe that banking should be straightforward and accessible. With our user-friendly interface, getting started with online banking is a breeze. We're committed to providing you with the tools necessary for effective financial management right at your fingertips. Explore all that digital banking has to offer at https://www.trufcu.com/ today!

Our commitment to excellence is evident in our growing member base. We currently manage a total of 29,848 share and deposit accounts. This shows that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truchoice is your trusted partner. Visit us at 272 Park Ave Portland Me 04102 or call (207) 772-0808 to learn more about how we can help you achieve your financial goals.

Members' savings are secured through $32,149,834 in share certificates and $58,044,981 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,927,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 48 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

With $22,535,329 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; with $1,993 in used auto loans and $201,516,392 in total loans and leases, we support members' financial goals across various sectors.

With a net worth of $25,774,357, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,072 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $32,325,699 in used vehicle loans and $15,999,460 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away with confidence.

For those who need extra flexibility, our credit lines amount to $55,934,878, allowing you access to funds whenever you need them without the hassle of applying for a new loan each time. Additionally, if you're considering refinancing your current loans or exploring eligibility options, our team is here to help guide you through the process. At Truchoice, we aim to make borrowing easy and accessible. For more information about our loan products or to discuss which option might be best for you, feel free to call us at 207-772-0808 or visit us at our branch located at 272 Park Ave Portland Me 04102. You can also find additional details on our website at Truchoice. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $44,569,868. This is an excellent opportunity for first-time buyers and those looking to refinance their existing mortgages.

We also offer flexible terms on unsecured credit card loans. With a total of $20,562,115 in loans helping members manage their finances effectively, our credit cards come with no annual fees and competitive interest rates.

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers you see are both fair and transparent. With access to verified data, users can trust that they are receiving accurate information when comparing loans.

LendMesh offers several advantages to help you make informed decisions about your financing needs: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You won't have to worry about misleading information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user gets an equal chance to find the best rates available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare their options and choose what works best for them. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback highlights the value LendMesh brings to those seeking loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*