TruChoice Credit Union Buxton ME | Best Auto Loans & Personal Banking

Introduction

Welcome to Truchoice, your trusted partner in financial well-being, located at 779 Narragansett Trl, Buxton, ME 04093. Since our establishment in 1955, we have proudly served our community and built a strong foundation of trust with our members. With over 12,738 members and total assets exceeding $238 million, we are committed to providing personalized banking solutions tailored to meet your needs. At Truchoice, we understand that each member's financial journey is unique. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. Our experienced team is here to help you navigate your financial goals with confidence. While members can visit us at our Buxton branch for friendly service and support, official correspondence should be sent to PO BOX 10659, Portland, ME 04104. We believe in transparency and strive to create lasting relationships within the communities we serve. Under the leadership of CEO Kenneth Acker and Board President Joseph Winschel, our dedicated team of 48 employees works tirelessly to ensure that every member receives exceptional service. As a credit union driven by member satisfaction, we take pride in maintaining a strong net worth of $25.77 million and a solid cash reserve of $2.81 million, ensuring your deposits are secure. Whether you're looking for financing options or just need assistance with your account, we're here for you. Feel free to reach out at (207) 929-6000 or visit us online at www.trufcu.com for more information. Join us at Truchoice where your financial success is our priority!

Branch History & Mission

A Legacy of Growth

Since opening our doors nearly seven decades ago, Truchoice has continuously evolved to meet the changing needs of our members. We have embraced advancements in technology, ensuring that our services remain convenient and efficient. With features like e-statements and mobile applications, managing your finances has never been easier. Our total assets have reached an impressive $238,729,730, reflecting both the trust our members place in us and our dedication to responsible management. Additionally, we offer various services including credit cards with rewards, business banking solutions, and drive-thru access for those on the go.

Community Engagement

Truchoice is deeply rooted in Buxton and surrounding areas. We believe in giving back through community initiatives that enhance lives and strengthen bonds among residents. By participating in local events and supporting charitable organizations, we strive to make a meaningful impact right where it matters most. While members can visit us at 779 Narragansett Trl Buxton Me 04093, official correspondence should be sent to PO BOX 10659, Portland, ME 4104. If you have any questions or need assistance, feel free to reach out at 207-929-6000 during our operating hours from 8:30 AM to 5:00 PM Monday through Friday. Join us at Truchoice as we continue this journey together. Experience firsthand how being part of our credit union can make a difference in your life. Visit us today or check out our website at www.trufcu.com for more information about membership and services available just for you!

Our Mission

At Truchoice, our mission is clear: to empower our members through exceptional financial services while giving back to the communities we serve. We understand that financial wellness goes hand in hand with community support. That's why we actively engage in outreach programs and partnerships that uplift our neighbors and create opportunities for all. We pride ourselves on being more than just a credit union. Our commitment extends beyond transactions; it encompasses understanding your unique needs. This member-focused approach is evident in every service we offer from online banking and mobile payments to personalized loan options tailored just for you.

Branch Location & Accessibility

Welcome to the Truchoice Buxton Branch, your friendly neighborhood credit union located at 779 Narragansett Trl, Buxton, ME 04093. We're proud to serve the community of York County with convenient banking solutions tailored just for you. Our branch is easily accessible, whether you're coming from nearby landmarks like the scenic Saco River or the local shopping centers. At Truchoice, we understand that convenience matters. That's why we offer a drive-thru service for those who prefer to bank from their vehicles. For our members who enjoy using ATMs, we have one available right here at our branch for quick cash withdrawals and balance checks. Plus, our facility is ADA compliant, ensuring all members can access our services comfortably. Our operating hours are designed to fit into your busy schedule: we're open Monday through Friday from 8:30 AM to 5:00 PM. If you need assistance or have questions, don't hesitate to give us a call at 207-929-6000. While members can visit us at this location for all their banking needs, please note that official correspondence should be sent to our mailing address at PO BOX 10659, Portland, ME 04104. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our team is here to help. We invite you to stop by and discover how Truchoice can assist you on your financial journey!

Member Eligibility

Joining Truchoice is like becoming part of a close-knit community where you can access financial services tailored just for you. To become a member, you'll need to meet a few simple eligibility criteria that welcome individuals from various backgrounds. Generally, if you live, work, or worship in the area, or are related to someone who does, you're likely eligible to join us! For more specific details on who can join, feel free to check out our comprehensive guide at http://WWW.TRUFCU.COM/learn/about-us/membership . Once you're ready to take the next step, opening an account at Truchoice is straightforward and hassle-free. You can start your membership journey right from the comfort of your home by visiting https://app.loanspq.com/apply.aspx?lenderref=truchoice07222020 . If you have any questions or need assistance along the way, don't hesitate to reach out to us at (207) 929-6000. We're excited to welcome you into our family at Truchoice, located at 779 Narragansett Trl Buxton Me 04093, where we focus on providing personalized service that meets your unique needs.

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, efficient payment solutions are key to running a successful business. Our merchant services simplify transactions, allowing you to focus on what you do best growing your business. Imagine having the ability to accept payments seamlessly from customers both in-store and online. This service not only enhances customer satisfaction but also helps streamline your cash flow. Visit us at 779 Narragansett Trl Buxton Me 04093 in Buxton, ME, or call us at (207) 929-6000 to explore how our business banking and commercial services can be the catalyst for your success.

Comprehensive List Of Services

Business Banking

If you're a business owner, we have you covered too! Our business banking services, including merchant services and business loans, make it easier for you to focus on what matters most: running your business. We understand the challenges faced by entrepreneurs and are here to help with tailored solutions.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Truchoice offers robust online and mobile banking options. Access your accounts anytime, anywhere! You can check balances, transfer funds, or pay bills with just a few clicks on your smartphone or computer. Plus, our ATM and cash withdrawal services allow easy access to cash when you need it most. If visiting us in person is more your style, our friendly staff is ready to assist during regular hours from 8:30 AM to 5:00 PM Monday through Friday. Enjoy basic drive-thru banking for deposits, withdrawals, and simple transactions without leaving your car.

Get Started Today!

At Truchoice, we prioritize making banking easy and approachable for everyone in our community. With a commitment to providing exceptional service combined with modern conveniences like digital banking features, we're excited to help you achieve your financial goals. Ready to take the next step? Call us at (207) 929-6000 or visit us at Buxton Branch today! Your financial future is bright with the right partner by your side.

Personal Banking Solutions

Managing your money shouldn't feel complicated. With our checking and savings accounts, you can easily keep track of your funds while earning interest on your savings. If you're thinking about buying a new car or refinancing your current vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms to help get you behind the wheel without breaking the bank. When it comes to purchasing a home, our mortgage loans and refinancing services offer personalized guidance and options tailored to fit your unique situation. We also understand that life can throw unexpected expenses your way; that's why our personal loans and debt consolidation solutions are designed to give you the financial breathing room you need. For those who enjoy rewards while spending, consider our credit cards with rewards a great way to earn benefits for purchases you're already making.

Digital & Online Banking

24/7 Access for Your Convenience

Our 24/7 online banking services mean that you're never out of touch with your finances. Whether it's early morning or late at night, managing your money has never been easier. At Truchoice, we're committed to providing you with accessible and efficient banking solutions that fit seamlessly into your lifestyle. Experience the convenience and security of digital banking today!

Enjoy Mobile Banking Features

For those who prefer banking on their mobile devices, our dedicated mobile application brings all these features directly to your smartphone. With mobile payments enabled, you can make purchases quickly and securely without fumbling for cash or cards. Additionally, person-to-person transfers make it simple to send money to friends or family in an instant.

Explore Our Online Services

With just a few clicks, you can access your accounts anytime via our online banking portal at https://www.trufcu.com/ . From checking balances to transferring funds, everything is designed to keep your financial life organized and straightforward. Plus, enjoy the added convenience of electronic signature authorization, making it easy to handle important documents without the hassle of printing or mailing.

Stay Updated with E-Statements

Opting for e-statements is a smart way to stay informed about your accounts while helping the environment. You can access your statements anytime, ensuring you always have up-to-date information right at your fingertips.

Financial Strength

A Solid Foundation

With a net worth of $25,774,357, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,072 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

With total share accounts reaching 29,848, we have a strong and growing member base that trusts us with their finances. This trust empowers us to maintain a healthy balance sheet while continuing to enhance the services we offer. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truchoice is your trusted partner. Visit us at 779 Narragansett Trl Buxton Me 04093 or call (207) 929-6000 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $22,535,329 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our support of your financial goals with $1,993 in used auto loans and $201,516,392 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $32,149,834 in share certificates and $58,044,981 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,927,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 48 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $32,325,699 in used vehicle loans and $15,999,460 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms make it easy for you to choose the right plan.

Credit Lines and Refinancing

Additionally, we provide access to credit lines totaling $55,934,878, allowing you more control over your cash flow. If you're considering refinancing existing loans for better terms or lower interest rates, our team can assist you with eligibility options that best suit your situation. At Truchoice located at 779 Narragansett Trl Buxton Me 04093, we pride ourselves on offering personalized service and expert advice. To learn more about our loan offerings or start an application today, please call us at 207-929-6000 or visit our website at Truchoice. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $44,569,868, make buying or refinancing simple. We are committed to guiding you through every step of the process to ensure you understand your options fully.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,562,115 in loans helping members manage their finances effectively. This option allows you the freedom to make purchases without tying up your savings.

Loan Aggregator

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TRUCHOICE FEDERAL CREDIT UNION - Buxton, ME