TRUCHOICE FEDERAL CREDIT UNION - Biddeford, ME

At Truchoice, our mission is clear: we are dedicated to delivering exceptional financial services while actively supporting our local community. We strive to empower our members through various services such as personal banking, auto loans, mortgage financing, and business banking solutions. But it doesn't stop there; we believe in giving back to the communities that support us. Our outreach initiatives focus on fostering connections with local organizations and enhancing the quality of life for residents in Biddeford and beyond. We operate from Monday to Friday from 8:30 AM to 5:00 PM, ensuring that we are available when you need us most. For those on the go, we offer ATM access and drive-thru banking for added convenience. While members can visit us at 6 Barra Rd for all their banking needs, official correspondence should be sent to PO Box 10659, Portland, ME 4104 if necessary. As technology evolves, so do we. Truchoice offers modern conveniences like online banking and mobile payments to make managing your finances easier than ever. We prioritize accessibility and inclusivity by ensuring ADA compliance across all platforms. Join us at Truchoice today! Experience firsthand how our member-focused approach can help you achieve your financial goals while being part of a community that cares deeply about its people. Together, let's build a brighter financial future! For more information or assistance, feel free to reach out at (207) 772-0808 or visit our website at trufcu.com.

At Truchoice, we offer a variety of services designed to meet your financial needs whether it's checking and savings accounts or auto financing and credit cards with rewards. Our drive-thru makes it easy for you to handle deposits or withdrawals quickly. If you're looking for online solutions, our mobile banking app allows you to manage your finances anytime, anywhere.

At Truchoice, we believe in providing inclusive banking experiences. Our branch is fully ADA compliant, featuring ramps and accessible entrances for those who require them. Whether you're using our drive-thru service or visiting us inside, we ensure everyone can enjoy their banking experience without barriers.

Our branch is just a short drive from popular landmarks like the beautiful Biddeford Pool and the bustling downtown area. Whether you're stopping by for a quick transaction or looking to explore our range of financial services, you'll find that we are easily reachable. We also offer ample parking options right outside our doors, making your visit as smooth as possible.

We understand that life can be busy! That's why we're here for you Monday through Friday from 8:30 AM to 5:00 PM. Our dedicated team is ready to assist you with personal banking services, auto loans, mortgage options, and more during these hours. Plus, if you need cash outside of our regular hours, don't forget that we have an ATM available for your convenience.

Ready to experience hassle-free banking? We invite you to visit us at the Truchoice Biddeford Branch or give us a call at 207-772-0808. Our friendly staff is eager to help you navigate your financial journey!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Imagine being able to accept payments easily, whether online or in-person. Our merchant services provide just that. They enable you to streamline transactions, manage sales efficiently, and offer customers various payment options. This means more time focusing on what matters most growing your business. Located at 6 Barra Rd, Biddeford, ME 04005, we invite local businesses to explore how Truchoice can help you thrive in today's competitive landscape. Reach out to us at 207-772-0808 for personalized assistance tailored to your needs!

For entrepreneurs and small business owners, business banking services at Truchoice are essential for growth. From merchant services that streamline payment processing to business loans that fuel expansion, we understand the unique challenges businesses face. Our team is here to guide you through these processes so you can focus on what matters most running your business.

We also offer various ATM and cash withdrawal services, making it easy for you to access your funds whenever you need them. With our drive-thru banking, simple transactions like deposits and withdrawals can be completed quickly without leaving your vehicle. Our commitment goes beyond just providing services; it's about creating an experience that fits into your life seamlessly. We invite you to visit us at 6 Barra Rd Biddeford Me 04005 or give us a call at (207) 772-0808 to learn more about how we can assist you today! Ready to start exploring the benefits of membership? Check out our website at Biddeford Branch for more details on how you can become part of the Truchoice family!

When it comes to financing big purchases like a car or a home, our auto loans and mortgage options are designed with you in mind. Picture yourself driving off in a new vehicle with affordable monthly payments tailored to fit your budget. For those looking to consolidate debt or tackle unexpected expenses, our personal loans offer flexible terms and competitive rates.

Managing your everyday finances should be simple and accessible. That's why we offer personal banking services such as checking and savings accounts that allow you to manage your money easily. Imagine being able to deposit your paycheck and access your funds instantly from anywhere, thanks to our robust online and mobile banking features. You can check balances, make transfers, and even pay bills right from your smartphone.

Don't forget about our credit cards with rewards! They not only help you manage purchases but also earn points on every dollar spent. Whether you're planning a vacation or just want cashback on everyday expenses, our credit cards can provide added value while keeping your spending under control.

Navigating through your finances has never been simpler. With our mobile application and online banking platform, managing your accounts in real-time is just a click away. Need to sign up for an account? You can do it easily online! Plus, if you have questions or need assistance, our dedicated team is always ready to help via phone at (207) 772-0808. At Truchoice, we are committed to providing you with all the tools you need to manage your money confidently. Join us today and experience the freedom of digital banking!

With our user-friendly mobile application, keeping track of your financial health is a breeze. You can check your balance, transfer funds, and even make person-to-person transfers with just a few taps. Our mobile payments feature allows you to pay bills quickly and securely from your phone, so you can spend less time worrying about transactions and more time enjoying life. We also prioritize your safety. Our electronic signature authorization ensures that your documents are handled securely and efficiently, making online transactions straightforward without compromising on security. Plus, you can opt for e-statements to receive your account statements electronically, which not only helps the environment but also keeps your information organized and easily accessible.

With $22,535,329 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $1,993 in used auto loans and $201,516,392 in total loans and leases. This capacity supports our members' financial goals across various sectors.

Total Share and Deposit Accounts stand at 29,848, showing a strong and growing member base that trusts us with their finances. This trust underscores the dedication we have towards each individual member's financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truchoice is your trusted partner. Visit us at 6 Barra Rd Biddeford Me 04005 or call (207) 772-0808 to learn more about how we can help you achieve your financial goals.

Members' savings are secured through $32,149,834 in share certificates and $58,044,981 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,927,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 48 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

With a net worth of $25,774,357, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,072 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $32,325,699 in used vehicle loans and $15,999,460 in new vehicle loans already helping members get on the road. Whether you're eyeing a sleek new model or a reliable used option, our competitive financing can make it happen.

For those who need extra flexibility, our credit lines totaling $55,934,878 are available to help cover unexpected expenses or provide extra cash flow when needed. This product allows you to borrow only what you need while maintaining control over your finances. If you're interested in refinancing any existing loans or exploring eligibility options for any of our products, please reach out to us at (207) 772-0808. We're dedicated to finding the right solutions for our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Truchoice can support your financial journey today! Visit us at our branch located at 6 Barra Rd Biddeford Me 04005, or check out our services online for more information.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $44,569,868, make buying or refinancing simple. We're committed to making the process as straightforward as possible so you can focus on what truly matters your new home.

We also offer flexible terms on unsecured credit card loans, with a total of $20,562,115 in loans helping members manage their finances effectively. These cards come with benefits that can fit your lifestyle and assist you in building credit.

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers without hidden fees or misleading information.