Tru Fi Credit Union Macclenny FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Tru Fi, your trusted financial partner in the heart of Macclenny, Florida! Established in 1967, our branch at 602 S 6th St, Macclenny, FL 32063 has been dedicated to serving our community and providing personalized banking solutions for over five decades. With a strong membership base of 7,666 members and total assets reaching $126,203,581, we take pride in our commitment to fostering financial well-being. At Tru Fi, we understand that every member's needs are unique. That's why we offer a range of services tailored just for you whether it's checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions. With $9,057,414 in total deposits and a net worth of $14,450,421, you can trust that your money is safe with us. Led by our experienced CEO, Anita Crews, and Board President Michael Griffis, our team of 34 dedicated employees is here to provide exceptional service and support. We also have an ATM on-site for your convenience and drive-thru service for quick transactions. While members can visit us at our branch location, official correspondence should be sent to the same address: 602 S 6th St, Macclenny, FL 32063-2608. If you have any questions or need assistance, don't hesitate to reach out at 904-259-6702. Join us at Tru Fi today and experience the difference of being part of a credit union that truly cares about its members. Explore more about our services on our website: Tru Fi. Your financial future starts here!

Branch History & Mission

At Tru Fi, our story is rooted in the heart of Macclenny, Florida, where we opened our doors in 1967. Over the years, we have grown from a small credit union into a vital part of the community, now serving over 7,600 members with total assets exceeding $126 million. Located at 602 S 6th St, Macclenny, FL 32063, our branch has become a trusted resource for financial services and support. From our humble beginnings, we've always believed in putting people first. Our mission is simple yet profound: to provide accessible financial services while fostering community growth. We aim to empower our members by offering personal banking solutions like checking and savings accounts, auto loans, mortgages, and business banking services. Each service we offer is designed not just to meet financial needs but to help individuals and families build brighter futures. In the spirit of community engagement, Tru Fi has established numerous outreach programs and partnerships that reflect our commitment to improving the lives of those around us. Whether it's sponsoring local events or providing financial education workshops, we strive to be a positive force in Baker County. As technology advances, so do we. Our digital banking options including online banking and mobile payments ensure that our members can manage their finances conveniently and securely. We are also proud to maintain ADA compliance to make our services accessible for everyone. While members can visit us at 602 S 6Th St Macclenny Fl 32063, official correspondence should be sent to 602 S 6th St, Macclenny, FL 32063-2608. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9 AM to 4:30 PM (Drive-Thru open until 5 PM), Friday from 9 AM to 6 PM (Drive-Thru until 6 PM), and Saturday from 9 AM to 12:30 PM. We invite you to join the Tru Fi family today! Experience firsthand how we can assist you on your financial journey while being an active part of our vibrant community. For more information or assistance, feel free to reach out at (904) 259-6702 or visit us online at Tru Fi. Together, let's build a brighter future!

Branch Location & Accessibility

Call to Action

Ready to experience hassle-free banking? Stop by our Macclenny Branch today or give us a call at 904-259-6702. We look forward to welcoming you into the Tru Fi family!

Nearby Landmarks and Accessibility

Our branch is conveniently located near popular spots like the Baker County Public Library and just a short drive from local schools and parks. You'll find plenty of parking available right outside our doors, making it easy for you to visit us. We also prioritize accessibility; our facility is ADA compliant with ramps and wide entryways to ensure everyone can access our services comfortably.

Operating Hours and Services

We know that your time is valuable, so we offer flexible banking hours to fit your schedule. Our lobby is open Monday through Thursday from 9 AM to 4:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12:30 PM. For those who prefer a quicker visit, our drive-thru service opens early at 8:30 AM on weekdays and provides the same great services until closing. At Tru Fi, we offer a range of services tailored to meet your needs from personal checking and savings accounts to auto loans and credit cards with rewards. Whether you're handling everyday transactions or planning for future investments, we've got you covered with both in-person assistance and online banking options.

Member Eligibility

At Tru Fi, we believe that becoming a member means joining a warm and welcoming community that supports your financial journey. If you're looking to become part of our family, you'll be glad to know that eligibility is straightforward! Anyone who lives, works, worships, or attends school in Baker County can easily join us. We also welcome immediate family members of existing members, ensuring that everyone can enjoy the benefits of our services together. By choosing Tru Fi, you gain access to personalized banking solutions designed to meet your needs, whether it's saving for a dream vacation or securing a loan for your next vehicle. Ready to take the next step? You can find more detailed information about membership eligibility by visiting our website at http://www.truficu.org/about-us/become-a-member . If you have any questions or need assistance, don't hesitate to give us a call at (904) 259-6702. We're here to help you every step of the way as you begin this exciting journey with us at Tru Fi, located at 602 S 6Th St Macclenny Fl 32063!

Business Banking & Commercial Services

Lending Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $26 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,769,611, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify payment processing. Imagine your customers easily paying for their purchases via card or mobile app this not only enhances their shopping experience but also helps your business run smoothly. Our tools are crafted to meet the needs of modern businesses, allowing you to focus on what matters most: serving your customers. Visit us at 602 S 6Th St Macclenny Fl 32063, Macclenny, FL or call us at (904) 259-6702 to learn how we can help your business succeed!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks without stepping inside the branch. For those times when you prefer face-to-face interaction but need quick service, our basic drive-thru banking offers deposits, withdrawals, and simple transactions efficiently.

Business Banking

For local entrepreneurs, we offer specialized business banking services, including merchant services and business loans. We recognize how vital small businesses are to our community's economy, so we're here to support your growth.

Credit Cards

Looking for rewards while you spend? Our credit cards with rewards give you the opportunity to earn points or cashback on your purchases. It's all about making your spending work for you!

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Tru Fi, we provide robust online and mobile banking solutions. You can manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills with just a few taps on your smartphone.

Personal Banking

We understand that managing personal finances can be overwhelming. That's why we offer various checking and savings accounts designed to help you save and grow your money effectively. Need funds for a new car? Our auto loans and vehicle financing options are tailored to suit different budgets and preferences, making it easier for you to hit the road with confidence. If you're thinking about purchasing a home or refinancing your current mortgage, our mortgage loans and refinancing services provide competitive rates and flexible terms. For those unexpected expenses or plans that require extra cash, our personal loans and debt consolidation options can help ease your financial burden.

We're Here for You

At Tru Fi, we pride ourselves on being more than just a financial institution; we're part of the Macclenny community. If you have any questions about our services or need assistance with anything else, feel free to call us at 904-259-6702. Discover all that we have to offer by visiting us today! We look forward to helping you achieve your financial goals.

Digital & Online Banking

Key Features

Security is a top priority for us. We provide electronic signature authorization, which allows you to complete important transactions safely from the comfort of your home. Plus, with e-statements available, you can reduce paper clutter while keeping track of your financial activity securely online. Managing your money is even easier with our mobile application. Download it today and enjoy features like mobile payments and person-to-person transfers, making it simple to send money to friends or family with just a tap on your phone. Our 24/7 online banking services mean that you can access your accounts whenever you need them, day or night. No matter where life takes you, Tru Fi ensures that your finances are always within reach. With these tools at your fingertips, staying on top of your finances has never been more accessible or secure. Join us at Tru Fi and discover how our digital banking services can enhance your financial journey!

Financial Strength

Growing Membership Base

With a total of 15,439 share and deposit accounts, our growing member base shows that more people trust us with their finances every day. The funds available for lending and investments stand at $150,755, further illustrating our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tru Fi is your trusted partner. Visit us at 602 S 6Th St Macclenny Fl 32063 or call (904) 259-6702 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investment in Growth

With $12,201,724 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $59,192 in used auto loans and $76,978,868 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $37,282,218 in share certificates and $7,422,380 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our strong operational efficiency is reflected in our $1,228,423, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 31 full-time employees and 3 part-time employees who are always ready to assist you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $14,450,421, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,143 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,517,078 in used vehicle loans and $9,125,510 in new vehicle loans already helping members get on the road. We provide financing options that suit both new and used vehicles, making it easier than ever to drive away in your ideal car.

Credit Lines and Business Loans

For those who require additional flexibility, our total credit lines available amount to $5,550,000. This option allows you to draw funds as needed while only paying interest on what you use. Additionally, for business owners seeking growth opportunities, our outstanding commercial loans totaling $2,769,611 provide the capital needed to expand your business ventures. At Tru Fi, we are dedicated to making the borrowing process straightforward and accessible. If you're interested in refinancing or want to learn more about eligibility options, please don't hesitate to reach out. For more information about our loan products or to speak with a member of our team, contact us at (904) 259-6702 or visit us at 602 S 6Th St Macclenny Fl 32063 in Macclenny, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you secure the financing you need!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,228,245, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance your current mortgage for better terms, we have solutions to meet your needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $2,315,236 in loans helping members manage their finances effectively, our credit cards provide the convenience and security you need for daily purchases without high-interest rates.

Loan Aggregator

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TRU FI CREDIT UNION - Macclenny, FL