Tropical Financial Credit Union Plantation FL | Affordable Auto Loans & ATM Services

Introduction

Welcome to Tropical Financial, your trusted partner in banking since 1935! Located at 8247 W Sunrise Blvd, Plantation, FL 33322, we have proudly served our community for over eight decades. Our commitment to providing exceptional financial services is reflected in our membership of 67,309 individuals who rely on us for their personal and business banking needs. At Tropical Financial, we understand that every dollar counts. With total assets reaching an impressive $984,085,778, and total deposits of $164,209,691, we are well-equipped to support your financial goals. Whether you're looking for auto loans or mortgage refinancing, we offer a wide range of products tailored just for you. In fact, we've facilitated 37,551 loans and leases to help our members achieve their dreams. Our leadership team is dedicated to your success. Under the guidance of CEO Richard Shaw and Board President Hilda Geer, we strive to create a welcoming environment where you can feel confident about your financial decisions. We take pride in our experienced staff of 188 employees who are here to assist you with personalized service. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 3050 Corporate Way, Miramar, FL 33025. If you have questions or need assistance, don't hesitate to reach out by calling us at 888-261-8328. Join us today and discover the difference with Tropical Financial! Visit our website at tropicalfcu.org or stop by the branch during our operating hours from 9:00 AM to 5:00 PM on weekdays. Together, let's build a brighter financial future!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our branch embraces technology to enhance your banking experience. With online banking capabilities and mobile applications at your fingertips, managing your finances has never been easier. We also prioritize accessibility by ensuring compliance with ADA standards. For those who prefer face-to-face interaction, we invite you to visit us during our operating hours from 9:00 am - 5:00 pm on weekdays. While we do not currently offer drive-thru services, our dedicated staff is always ready to assist you inside the branch. Plus, with ATM availability and shared service center access nearby, you'll find it convenient to manage your transactions.

Join Us

We invite you to become part of the Tropical Financial family! Experience firsthand how our member-focused approach sets us apart. Whether you're looking for assistance with your personal finances or exploring business banking options, we're here for you every step of the way. Together, let's build a brighter financial future! For any inquiries or further information about our services, please reach out at 888-261-8328 or visit us online at Tropical Financial.

Our Mission

At Tropical Financial, our mission is simple yet impactful: to empower our members through personalized financial services while actively supporting the communities we serve. We believe that everyone deserves access to quality financial tools, which is why we offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Our commitment extends beyond just banking. We take pride in being involved in various community outreach initiatives that aim to uplift and support those around us. Whether it's through partnerships with local organizations or hosting educational workshops on financial literacy, we strive to make a positive difference in the lives of our members and neighbors.

Branch Location & Accessibility

Welcome to Tropical Financial, your friendly credit union located at 8247 W Sunrise Blvd in Plantation, Florida. We're easily accessible for all your banking needs, whether you're a long-time member or just exploring your options. Nestled in the heart of Broward County, our branch is conveniently situated near popular landmarks, making it a breeze to stop by while you're out and about. At Tropical Financial, we prioritize accessibility and convenience. Our location offers ample parking, so you can visit us without the hassle of searching for a spot. We are also committed to ensuring that everyone can access our services comfortably, with ADA-compliant features in place. Our lobby hours are from 9:00 AM to 5:00 PM, Monday through Friday, allowing you to plan your visit during the week when it's most convenient for you. If you have any questions or need assistance, feel free to give us a call at 888-261-8328. For those who prefer cash transactions, we have an ATM available on-site for quick withdrawals and balance checks. While we don't offer drive-thru services at this location, we do provide shared services for partner credit union members, making it easier than ever to conduct basic transactions like deposits and withdrawals. While members can visit us at 8247 W Sunrise Blvd, official correspondence should be sent to our mailing address at 3050 Corporate Way, Miramar, FL 33025. Whether you're looking to open a new checking account or need help with loans and other financial services, we invite you to stop by Tropical Financial today! We're here to help you reach your financial goals with personalized service tailored just for you.

Member Eligibility

At Tropical Financial, we believe that everyone deserves the chance to be part of a supportive community that values your financial well-being. Becoming a member is easy and inclusive! If you live, work, or worship in the area, or if you have a family member who's already a member, you're likely eligible to join us. We welcome individuals from various backgrounds and offer a range of services designed to meet your needs, whether it's personal banking, auto loans, or business services. To get started on your membership journey with Tropical Financial, simply reach out to us at (888) 261-8328 for guidance or visit our website at for more detailed eligibility criteria. We're here to help you every step of the way as you unlock the advantages of membership like lower rates and personalized service all from our friendly branch located at 8247 W Sunrise Blvd Plantation Fl 33322. Join us today and experience the benefits that come from being part of something special!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $116 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $69,879,827, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer a suite of merchant services that simplify payment processing for your business. Imagine having the ability to accept payments quickly and easily whether you're at a physical location or online. Our merchant services allow you to focus on what matters most: running your business. If you're ready to take your business to the next level, visit us at 8247 W Sunrise Blvd, Plantation, FL 33322, or call us at 888-261-8328. Let's work together to achieve your goals!

Comprehensive List Of Services

ATM Services & Shared Branching

With Tropical Financial, you'll also have access to ATM services for quick cash withdrawals and balance checks without any hassle. If you're traveling or need services while away from our branch in Plantation, FL, take advantage of basic shared branch transactions at partner credit unions for deposits and withdrawals. We're here to ensure that all your banking needs are met with ease and efficiency. If you have any questions or would like more information about our services at Plantation, feel free to call us at (888) 261-8328 or visit us at 8247 W Sunrise Blvd Plantation Fl 33322. We're eager to assist you on your financial journey!

Business Banking Solutions

For our members who own businesses, we offer specialized business banking services. From merchant services that simplify payment processing to business loans that fuel growth, we cater to entrepreneurs' unique financial requirements.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. With just a few clicks on our user-friendly platform, you can access your accounts anytime, anywhere. You can check balances, transfer funds, and even set up person-to-person payments seamlessly.

Home Financing

When it comes to homeownership, our mortgage loans and refinancing options can help make your dreams a reality. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, we have the expertise to guide you through the process.

Loans for Every Need

Need some extra cash? Our personal loans and debt consolidation services are here for you. We understand that life can be unpredictable, and having access to funds when unexpected expenses arise can provide peace of mind. Plus, with our credit cards featuring rewards programs, you can earn points on everyday purchases while managing your finances.

Personal Banking

We offer various personal banking solutions, including checking and savings accounts designed to help you manage your money effectively. Imagine having an account that not only keeps your funds safe but also earns you interest! For those looking to finance a vehicle, our auto loans and vehicle financing options provide competitive rates, making it easier for you to drive away in the car you want.

Digital & Online Banking

Access Your Statements Easily

Say goodbye to piles of paper! Our e-statements are available for all members, providing a quick and easy way to view your account activity while being eco-friendly. You can download and save your statements whenever you need them, keeping your financial information organized and accessible.

Experience the Future of Banking

At Tropical Financial, we strive to enhance your banking experience by providing innovative solutions like mobile payments and person-to-person transfer options. Even though mobile payments are not currently offered, our focus remains on ensuring that every service we provide meets the needs of our members. Join us today at Tropical Financial and discover how easy it is to manage your finances digitally!

On-the-Go Banking with Our Mobile App

Need to manage your accounts while on the move? Our mobile application is here to help. With it, you can carry out all your banking activities directly from your smartphone. From making person-to-person transfers to checking balances, our app makes it easier than ever to stay connected with your finances.

Secure Transactions Made Simple

Security is a top priority at Tropical Financial. We use advanced security measures to protect your information during every online interaction. You can rest assured that when you make transactions whether it's transferring money or accessing your e-statements your data is safe with us.

Financial Strength

Committed Team

We also take pride in having 180 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our net income of -$4,040,231, which shows our commitment to enhancing member services while navigating economic challenges.

Member Trust

Total Share Accounts stand at 119,842, showcasing a strong and growing member base that trusts us with their finances. This trust allows us to maintain net shares (funds available for lending and investments) at $3,982,697. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tropical Financial is your trusted partner. Visit us at 8247 W Sunrise Blvd Plantation Fl 33322 or call [888-261-8328](tel:8882618328) to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Reinvestment for Growth

With $81,902,536 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals with $7,803 in used auto loans and a total of $792,368,769 in loans and leases across various sectors.

Secure Savings Options

Members' savings are secured through $251,113,099 in share certificates and $73,887,926 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundations

With a net worth of $86,437,267, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $230,657,764 in used vehicle loans and $130,598,057 in new vehicle loans already helping members get on the road. Whether you prefer financing a brand-new model or a reliable used vehicle, we can assist you with an easy application process and quick approvals.

Business Loans

For business owners, our outstanding commercial loans totaling $69,879,827 provide the capital needed to grow and expand. We're committed to supporting local businesses with tailored lending solutions that cater specifically to their operational needs. At Tropical Financial located at 8247 W Sunrise Blvd Plantation FL 33322, we're dedicated to helping you find the right loan product that fits your financial journey. For more information or assistance with any of our loan offerings, feel free to call us at 888-261-8328 during our operating hours from 9:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $87,540,616, make buying or refinancing simple. We offer various mortgage solutions tailored to your budget and lifestyle. Plus, if you're considering refinancing your current mortgage, we have options available to help you lower your payments or access cash from your home's equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $15,565,175 in loans helping members manage their finances effectively. This option allows you to make purchases and build credit without needing collateral.

Loan Aggregator

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