Trona Valley Community Credit Union Rock Springs WY | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Trona Valley Community, your trusted partner in financial well-being located at 2640 Foothill Blvd, Rock Springs, WY 82901. Since opening our doors in 1963, we have been dedicated to serving our community with personalized banking solutions that cater to both individual and business needs. With a membership base of 29,329 and total assets reaching an impressive $410,037,104, we pride ourselves on being a cornerstone of financial support in Sweetwater County. At Trona Valley Community, we understand that financial success is built on trust and reliability. That's why our leadership team, led by CEO Jeremy Gibson and Board President Dan Stanton, is committed to providing exceptional service tailored to your unique circumstances. We offer a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions all designed with your goals in mind. Our members enjoy peace of mind knowing that their deposits are secure; we currently hold $23,499,095 in total deposits and boast a net worth of $57,454,265. We believe in empowering our community through responsible lending practices our total loans amount to 13,866, allowing us to support families and businesses alike. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 2640 FOOTHILL BLVD, ROCK SPRINGS, WY 82901. We invite you to explore our website at tronavalley.com for more information about our services or to get started with online banking. Join us today as we continue to make strides towards building a financially sound community together! If you have any questions or need assistance, please don't hesitate to call us at 307-382-2968. Your journey towards financial empowerment starts here!

Branch History & Mission

Trona Valley Community has been a cornerstone of financial support and community engagement in Rock Springs, Wyoming, since its inception in 1963. Established with the aim of providing accessible banking solutions tailored to the needs of its members, Trona Valley Community has grown from humble beginnings into a vibrant credit union that proudly serves over 29,000 members today. Located at 2640 Foothill Blvd, Rock Springs, WY 82901, our branch is conveniently situated near local landmarks, making it easy for our members to visit us. While members can visit us at this address for their banking needs, official correspondence should be sent to the same address as our mailing address. From day one, our mission has been clear: to empower individuals and families by offering reliable financial services while fostering a sense of community. We believe in not just serving our members but also supporting the larger community through various outreach initiatives and partnerships. Our commitment extends beyond traditional banking; we aim to provide educational resources and workshops that help our members make informed financial decisions. Over the years, Trona Valley Community has achieved significant milestones. With total assets reaching an impressive ${410037104}, we have consistently demonstrated strong growth and stability. Our commitment to innovation is reflected in our digital offerings, including online and mobile banking services that make managing finances easier than ever for our members. Additionally, our drive-thru banking and ATM availability ensure that convenient access to funds is always within reach. At Trona Valley Community, we take pride in being ADA compliant and focused on creating an inclusive environment for all our members. Our team of dedicated professionals is here to assist with a wide range of services from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. As part of our ongoing effort to give back, we actively participate in community events and support local organizations. These partnerships not only strengthen our ties within the community but also enhance the lives of those around us. We invite you to join the Trona Valley Community family today! Experience personalized service designed with your financial success in mind. Together, let's build a brighter future for you and your loved ones. For more information or to become a member, call us at 307-382-2968 or visit us online at Trona Valley Community.

Branch Location & Accessibility

Banking Services and Features

We offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our drive-thru service provides a convenient way for quick transactions such as deposits and withdrawals without leaving your vehicle. And with ATM availability right here at our branch, accessing cash is a breeze. Additionally, as a shared service center, we collaborate with partner credit unions, allowing members from other institutions to perform basic transactions seamlessly. This means more flexibility for you when managing your finances! If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 307-382-2968 or visit us in person. We look forward to welcoming you at Trona Valley Community your trusted partner in banking!

Easy Access and Parking

Our branch is designed with your convenience in mind. You'll find ample parking right outside, making it simple to pop in whenever you need assistance. Plus, we are committed to accessibility; our location features ADA-compliant facilities and ramps to ensure everyone can visit us comfortably.

Operating Hours That Work for You

At Trona Valley Community, we understand that life can be busy. That's why our lobby is open Monday through Friday from 9 AM to 5:30 PM. For those who prefer a quick drive-thru experience, we're available from 8 AM to 6 PM on weekdays and from 10 AM to 2 PM on Saturdays. Whether you're stopping in for a deposit or need help with your accounts, we aim to accommodate your schedule.

Member Eligibility

At Trona Valley Community, we believe that becoming a member is like joining a warm and welcoming family. If you're looking to enjoy personalized financial services and community support, you're in the right place! Membership is open to anyone who lives, works, worships, or attends school in Sweetwater County. It's our way of making sure that we're here for the people who make our community special. Plus, once you join, you'll gain access to a range of benefits including lower loan rates and higher savings yields. Getting started is simple! Just visit us at 2640 Foothill Blvd, Rock Springs, WY 82901, or give us a call at 307-382-2968 if you have questions. For more details on eligibility and to stay updated, check out our resource page at . When you're ready to open an account, head over to https://digitalbanking.tronavalley.com/registration and follow the easy steps to begin your journey with us. Welcome aboard!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced world, having efficient merchant services is essential. Picture being able to accept payments effortlessly, whether in-person or online. Our merchant services provide you with the tools needed to manage transactions smoothly, enabling you to focus on what truly matters growing your business. Located at 2640 Foothill Blvd Rock Springs, WY 82901, we're here to partner with you every step of the way. Reach out at 307-382-2968 and let's discuss how we can support your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $574,332, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks. Additionally, our basic drive-thru banking offers a fast way to handle deposits, withdrawals, and simple transactions without leaving your car perfect for those busy days!

Accessibility

With extended hours from Monday to Friday and limited Saturday hours at the drive-thru, we're here when you need us most. If you have any questions or need assistance, don't hesitate to call us at (307) 382-2968. At Trona Valley Community, we're more than just a financial institution; we're your partners in achieving financial success. Explore all our services today by visiting us online at Trona Valley Cfcu - Foothill Branch or stop by our branch! Your future starts now let's build it together!

Business Solutions

For local entrepreneurs, we understand the unique challenges of running a business. Our Business Banking services, including Merchant Services and Business Loans, are tailored to help you thrive in today's competitive landscape.

Credit Cards

Don't forget about our Credit Cards with Rewards! They come with great benefits, allowing you to earn rewards on everyday purchases. This means every time you swipe, you're one step closer to earning something back.

Online & Mobile Banking

We know convenience matters. That's why we offer comprehensive Online and Mobile Banking features. Manage your accounts anytime, anywhere through our mobile app or website. You can easily check balances, transfer funds, and pay bills without stepping foot in the branch.

Personal Banking

Our personal banking options start with Checking and Savings Accounts that fit your lifestyle. If you're thinking about purchasing a vehicle, our Auto Loans and Vehicle Financing can make that dream a reality. We also offer Mortgage Loans and Refinancing solutions for those looking to buy their first home or refinance an existing mortgage for better rates. For unexpected expenses or consolidating debt, our Personal Loans and Debt Consolidation options provide flexibility and peace of mind.

Shared Branching

As part of a network of credit unions, we also provide Basic Shared Branch Transactions for members of partner credit unions. This means if you're traveling or find yourself away from home, you can still access your funds conveniently.

Digital & Online Banking

Key Features

One of the standout features we offer is electronic signature authorization. This means you can sign documents digitally without the hassle of printing or mailing them. It's quick and secure, allowing you to complete transactions in no time. For those who prefer going paperless, we provide e-statements. You can view your statements anytime, helping you keep track of your spending while being environmentally friendly. If you're always on the move, our mobile application is perfect for you! With it, you can enjoy mobile payments and person-to-person transfers right from your phone. Whether you're splitting a bill with friends or making quick purchases, everything is just a tap away.

Security & Accessibility

At Trona Valley Community, member security is our top priority. Our online banking services employ advanced encryption technologies to protect your sensitive information. You can rest easy knowing that your finances are safeguarded while you enjoy all the conveniences of modern banking. Whether you're using our website or mobile app, managing your money has never been easier or more accessible. With real-time account management tools at your fingertips, you'll have complete control over your finances whenever you need it. Explore all these exciting features and more by visiting https://www.tronavalley.com/ . At Trona Valley Community, we're here to support you every step of the way in achieving your financial goals!

Financial Strength

Growing Member Base

We currently manage a total of 57,652 share accounts, showcasing the trust our growing member base places in us. Our net shares available for lending and investments stand at $188,933, further highlighting our robust position within the community. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trona Valley Community is your trusted partner. Visit us at 2640 Foothill Blvd Rock Springs Wy 82901 or call (307) 382-2968 to learn more about how we can help you achieve your financial goals.

Investments in Your Future

Our commitment to your financial well-being is further reflected in our $54,151,768 in undivided earnings. We reinvest these funds into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $7,202 in used auto loans and $317,642,057 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $85,911,340 in share certificates and $48,047,088 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial strength is also evident in our operational efficiency, as shown by our $0. This enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 94 full-time employees and 4 part-time employees dedicated to serving you with a knowledgeable team.

Solid Financial Health

With a net worth of $57,454,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,400 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $148,926,588 in used vehicle loans and $34,638,044 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates for both new and used vehicles. Our team is here to guide you through the process, ensuring you find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $574,332 provide the capital needed to grow and expand. We understand that running a business comes with its unique challenges and opportunities. Our tailored loan solutions can help you navigate these effectively. At Trona Valley Community, we prioritize your financial health and aim to offer clear eligibility options and refinancing possibilities where applicable. We encourage you to reach out for more information or assistance regarding our loan offerings. Feel free to contact us at (307) 382-2968 or visit us at 2640 Foothill Blvd Rock Springs Wy 82901 for personalized service. For additional insights into our performance metrics and financial data sourced from the National Credit Union Administration (NCUA), please visit NCUA, based on the latest results. Your journey toward better financial management starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,702,758, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our knowledgeable staff will assist you at every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Though currently there are no outstanding unsecured credit card loans reported, our team can help you explore options that fit your financial situation when they become available.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers displayed are both fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users receive accurate information without any hidden agendas.

TRONA VALLEY COMMUNITY FEDERAL CREDIT UNION