Trinity Valley Teachers Credit Union Palestine TX | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Trinity Valley Teachers, your trusted financial partner located at 3301 S Loop 256, Palestine, TX 75801. Since our establishment in 1966, we have proudly served our community, building a strong foundation of trust and support for our 3,043 members. At Trinity Valley Teachers, we understand the unique needs of our members and strive to provide personalized banking solutions that make a real difference in their lives. While you can visit us at our branch location, please note that all official correspondence should be directed to our mailing address: P O Box 303, Palestine, TX 75802-0303. With a total asset base of $31,279,857 and deposits amounting to $1,726,934, we are committed to ensuring your financial security while offering competitive rates on loans and savings. Our dedicated team, led by CEO Becky Goodman and Board President Eunicestine Toye, is here to help you navigate various financial services. We offer everything from personal checking accounts to auto loans and mortgage refinancing. Our goal is to empower you with the right tools for achieving your financial dreams. Whether you're looking for guidance on personal loans or interested in our online banking options, we're ready to assist you. Feel free to reach out at 903-729-0207 or explore more about our offerings on our website tvtcu.com. Join us at Trinity Valley Teachers today and experience the difference that a community-focused credit union can make!

Branch History & Mission

Commitment to Innovation

In addition to our traditional offerings, we recognize the importance of keeping up with modern technology. That's why we offer online banking options along with ATM access for convenience. We also have drive-thru services available for those who prefer face-to-face interactions without leaving their cars. As we look toward the future, Trinity Valley Teachers remains committed to being ADA compliant and ensuring that all members have equal access to our services. We continuously seek ways to enhance our offerings while maintaining high standards of customer service.

Join Us

If you're looking for a credit union that prioritizes your needs and values community connection as much as you do, consider joining Trinity Valley Teachers today! Experience firsthand how we can help you navigate your financial journey with ease and confidence. Visit us online at tvtcu.com or call us at 903-729-0207 for more information on how you can become part of our growing family.

Our Mission

At Trinity Valley Teachers, our mission goes beyond offering financial products; it's about fostering community growth and empowering individuals. We strive to provide accessible banking options that help members achieve their financial goals whether it's buying a new car or planning for retirement. Our focus on member service ensures that each person who walks through our doors receives personalized attention and support. While you can visit us at 3301 S Loop 256 for all your banking needs, official correspondence should be sent to P O Box 303, Palestine, TX 75802-0303 if different from your visit location.

Our Story

Trinity Valley Teachers began with a simple yet powerful mission: to support educators and their families by offering them reliable financial solutions. From our humble beginnings, we have grown into a vital part of the fabric of Palestine. Over the years, we have expanded our services beyond just savings accounts and loans to include personal banking, auto loans, mortgages, and even business banking solutions. This evolution mirrors the changing needs of our members while staying true to our core values. Our headquarters in Palestine is not just a place for transactions; it's a hub for community engagement. We take pride in partnering with local organizations and schools to promote financial literacy and support initiatives that uplift our neighborhoods. Whether through sponsorships or educational workshops, we are committed to making a positive impact where it matters most.

Branch Location & Accessibility

Welcome to Trinity Valley Teachers, your friendly neighborhood credit union located at 3301 S Loop 256 in Palestine, TX. We pride ourselves on being accessible and convenient for our members. Whether you're stopping by for a quick transaction or need assistance with your banking needs, our branch is designed with you in mind. Situated near popular local landmarks, finding us is easy! Our location provides ample parking and features accessibility options like ramps to ensure everyone can visit us comfortably. If you're looking for a place where you can handle your banking needs efficiently, Trinity Valley Teachers is here to help. We are open Monday through Friday from 8:30 AM to 5:00 PM, making it easy to fit your banking into your busy schedule. Plus, we offer both ATM access and drive-thru banking services for quick and simple transactions without leaving your vehicle. While members can visit us at our branch address, official correspondence should be sent to P O Box 303, Palestine, TX 75802-0303. If you have any questions or need assistance, feel free to give us a call at 903-729-0207. At Trinity Valley Teachers, we offer a wide range of services including personal banking, auto loans, mortgage loans, and more all designed to support your financial journey. We invite you to stop by today or reach out to us so we can help you achieve your financial goals!

Member Eligibility

At Trinity Valley Teachers, we believe that joining our community is about more than just banking it's about becoming part of a family that supports each other. To become a member, you just need to meet a few simple eligibility requirements. If you're connected to the education sector in any way be it as a teacher, staff member, or even a family member of someone in the field you're likely eligible! We welcome everyone who shares our values and commitment to fostering financial well-being. For those interested in more detailed criteria, please check out our website at . Opening an account with us is straightforward and friendly. You can visit us at 3301 S Loop 256, Palestine, TX 75801, or give us a call at (903) 729-0207 to learn more about how to get started. Our dedicated team is here to guide you through every step of the process and answer any questions you may have. Discover how being a member of Trinity Valley Teachers can open doors to various benefits and services tailored just for you!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having the ability to accept payments seamlessly from your customers no more missed sales opportunities! Our merchant services simplify transactions, allowing you to focus on what you do best: running your business. From point-of-sale systems to online payment solutions, we equip you with the tools needed for success. Located conveniently at 3301 S Loop 256 Palestine Tx 75801, Palestine, TX 75801, we're here to provide personalized service tailored just for your business needs. Reach out today at (903) 729-0207 and discover how Trinity Valley Teachers can be your trusted partner in achieving your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we have tailored services that cater to your financial needs. From merchant services that facilitate smooth transactions to business loans designed to help your enterprise grow, we've got you covered. We believe that supporting local businesses strengthens our community.

Credit Cards and Rewards

At Trinity Valley Teachers, we understand that rewards matter. That's why we offer credit cards that not only help you make purchases but also earn rewards along the way. Whether you're buying groceries or planning a getaway, our credit card options can enhance your spending experience.

Digital Banking Made Easy

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With easy access to ATM and cash withdrawal services, along with person-to-person payment options, handling your finances has never been simpler.

Drive-Thru and ATM Access

For quick transactions like deposits and withdrawals, take advantage of our basic drive-thru banking services. If you're on the go, our ATMs provide easy access for balance checks and cash withdrawals whenever you need them. At Trinity Valley Teachers, we are dedicated to ensuring that every member feels valued and supported in their financial journey. Whether you're opening a new account or seeking advice on loans, we're here for you every step of the way. Ready to explore how we can assist you? Visit us today at 3301 S Loop 256 Palestine Tx 75801 or check out more about our services online at Tvtcu. Let's work together toward achieving your financial goals!

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options tailored just for you. Our checking and savings accounts help you manage your finances effortlessly, while our auto loans and vehicle financing make purchasing your dream car a reality. If you're considering homeownership or looking to refinance, our mortgage loans can guide you through the process with ease. For those unexpected expenses or debt management needs, our personal loans and debt consolidation services provide flexible solutions.

Digital & Online Banking

Real-Time Account Management

Real-time account management is essential in today's fast-paced world. With our online banking services, you can view up-to-date account information whenever you need it. This means you'll always know exactly where you stand financially. In summary, Trinity Valley Teachers provides the tools you need for effective financial management right at your fingertips. Explore our online banking options today and see how easy it can be to stay on top of your finances!

Security and User-Friendly Features

We know that security is a top priority when it comes to banking online. At Trinity Valley Teachers, we take your safety seriously. Our system employs the latest security measures to keep your personal information safe while providing an easy-to-navigate interface. While we currently do not offer electronic signatures or mobile payments, our commitment to making banking accessible doesn't stop there. You can easily manage your finances through our user-friendly platform without worrying about complicated processes.

Financial Strength

At Trinity Valley Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident about where you place your hard-earned money. That's why we're proud to share our financial strength with you, showcasing our commitment to reliability and member-focused service. With a net worth of $8,933,605, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2854 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,963,940 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $8,916,640 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $6,735,220 in total loans and leases and 115 used auto loans available for our members. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $5,477. Total Share and Deposit Accounts: 3,610, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trinity Valley Teachers is your trusted partner. Visit us at 3301 S Loop 256 Palestine Tx 75801 or call 903-729-0207 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,340,249 in used vehicle loans and $1,593,387 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience as smooth as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, we invite you to explore potential refinancing options that may suit your needs.

Other Loan Products

In addition to these key offerings, we provide personal loans and credit lines totaling $500,000 to give you the resources needed for larger purchases or unexpected expenses. For those considering refinancing options, our team is here to guide you through eligibility requirements and help you find the best product for your financial situation. If you're interested in learning more about our loan offerings or would like to start an application today, feel free to contact us at 903-729-0207 or visit us at 3301 S Loop 256 Palestine Tx 75801. You can also find more information online at tvtcu.com. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to supporting you in your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While our total in this category is $0, it's important to know that we can assist you with personal loans and debt consolidation solutions to help manage your finances effectively.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that the offers presented are fair and transparent. By working closely with trusted financial institutions, LendMesh provides users with access to verified loan offers.