Tricounty Credit Union Harlowton MT | Affordable Vehicle Loans & Mobile Banking

Introduction

Welcome to Tri County FCU, your trusted financial partner located at 15 First St SE, Harlowton, MT 59036. Established in 1952, we have proudly served our community for over seven decades, fostering a sense of belonging and financial well-being among our 240 members. With total assets of $1,748,148 and total deposits reaching $230,712, we are committed to providing competitive services tailored to meet the diverse needs of our members. At Tri County FCU, we believe that everyone deserves access to quality banking options. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, we support local businesses with merchant services and business loans. Our goal is to empower you to achieve your financial aspirations while ensuring your peace of mind. Our leadership team is dedicated to guiding our mission forward. CEO Joann Jenkins and Board President Dane Elwood work tirelessly to uphold the values that make Tri County FCU a pillar of the Harlowton community. With a focus on member satisfaction and financial health, we strive to create a welcoming environment where you can feel confident managing your finances. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 531, Harlowton, MT 59036. If you have questions or would like more information about our services, please don't hesitate to reach out at (406) 632-4357. Join us at Tri County FCU where your success is our priority! Whether you're looking for a new loan or just want to explore your options, we invite you to stop by or give us a call today!

Branch History & Mission

Welcome to the heart of Harlowton, Montana, where Tricounty has proudly served our community since 1952. Established with a vision to provide financial services that truly make a difference, Tricounty has grown alongside its members, fostering a sense of belonging and trust. Over the years, we've evolved from a small credit union into a vital resource for over 240 members, with total assets now standing at an impressive $1,748,148. Located at 15 First St SE, Harlowton, MT 59036, our branch is easily accessible for all your banking needs. Whether you're near the Wheatland County Museum or enjoying the beautiful surroundings of our local parks, we are here to support you every step of the way. While members can visit us at this address for banking services, official correspondence should be sent to P.O. Box 531, Harlowton, MT 59036. At Tricounty, our mission is clear: we strive to empower our members through excellent financial services while nurturing community growth and well-being. We believe that everyone deserves access to quality banking options tailored to their needs. From personal banking accounts and auto loans to mortgage refinancing and business banking solutions, we are dedicated to making financial management simpler and more accessible for all. As we embrace modern advancements in banking technology, we remain committed to ensuring ADA compliance and focusing on customer-centric initiatives that enhance your experience with us. While we currently do not offer ATMs or drive-thru services, we provide essential personal banking options including checking and savings accounts, auto financing, and credit cards with rewards. We also take pride in our partnerships within the community and actively engage in outreach efforts that support local organizations and initiatives. These collaborations enable us to contribute positively to Harlowton's growth while reinforcing our commitment to serving our members effectively. Join us today at Tricounty! Experience firsthand the benefits of being part of a credit union that genuinely cares about its members and the community. Our friendly staff is ready to assist you during our lobby hours from 9:00 A.M. to 2:00 P.M., Monday through Friday. Give us a call at 406-632-4357 or visit us in person; together, let's build a brighter financial future!

Branch Location & Accessibility

Call to Action

Ready to experience personalized banking? We invite you to visit us at Tricounty today! Whether you're looking for a new account or need help with a loan application, our friendly team is here to assist you every step of the way. We can't wait to welcome you!

Convenient Access

At Tricounty, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us comfortably. While parking is available nearby, you can also take advantage of our drive-thru service for added convenience when you're on the go.

Operating Hours

We know that your time is valuable, which is why we offer flexible operating hours from 9:00 A.M. to 2:00 P.M., Monday through Friday. This schedule allows you to manage your banking needs without disrupting your daily routine. If you have any questions or need assistance during these hours, don't hesitate to give us a call at 406-632-4357.

Services We Offer

At Tricounty, we're dedicated to serving our community with a variety of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have solutions designed just for you. Plus, our credit cards come with rewards that can benefit your lifestyle. While members can visit us at our physical location for personal service, official correspondence should be sent to P.O. Box 531, Harlowton, MT 59036 if you need to reach out through mail.

Member Eligibility

Becoming a member of Tricounty feels like joining a welcoming family that truly cares about your financial well-being. If you're interested in being part of our community, we invite you to explore the eligibility criteria. Generally, anyone who lives, works, or worships in the area is welcome to apply. This means that whether you're just starting out or have been around for a while, we want you here! The benefits of membership are abundant personalized service, competitive rates on loans and savings, and a supportive environment where your needs come first. To make the process as simple as possible, you can find detailed information about eligibility at . Once you know you're eligible, opening an account is straightforward and designed to fit into your busy life. Feel free to give us a call at (406) 632-4357 if you have any questions or need assistance we're here to help! Join us today at 15 First St Se Harlowton Mt 59036, and let's work together toward your financial goals!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make everyday transactions easier for your business. Whether you need efficient payment processing or tools to manage sales, we are here to help streamline your operations. Picture a bustling café where customers can easily pay with their cards or mobile devices making every transaction quick and hassle-free. Visit us at 15 First St Se Harlowton Mt 59036 in Harlowton, MT, or call us at (406) 632-4357 to learn how we can assist your business today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have an ATM on-site, rest assured that cash withdrawal services are available through our network. You can access your funds easily whenever needed. We invite you to explore these services further by reaching out to us at (406) 632-4357. At Tricounty, we're dedicated to supporting your financial journey with personalized service and expert guidance. Come visit us today and discover how we can assist you in achieving your financial goals!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services provide flexible terms and competitive rates, making it easier for you to drive off in the vehicle of your dreams. Imagine cruising around town, knowing that you secured the best financing option right here at Tri County Fcu.

Business Banking

For our entrepreneurial members, we provide comprehensive Business Banking solutions including merchant services and business loans. If you're looking to expand your business or simply need reliable banking support, we've got the tools and expertise to help you succeed.

Credit Cards with Rewards

Shopping just got more rewarding! With our Credit Cards with Rewards, you can earn points on every purchase. Whether it's groceries or gas, each swipe brings you closer to exciting rewards, making your spending work for you.

Mortgage Loans & Refinancing

When it comes to securing your dream home, our Mortgage Loans & Refinancing options are designed to make homeownership accessible. We understand that every member's situation is unique, so whether you're buying your first home or refinancing an existing mortgage, we're here to guide you through the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Tri County Fcu offers robust Online & Mobile Banking features that allow you to manage your finances anytime, anywhere. Check balances, transfer funds, or pay bills from the comfort of your home or on-the-go banking has never been easier!

Personal Banking

Managing your finances should be simple and convenient. That's why we offer Personal Banking options that include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or need a reliable account for daily transactions, we have you covered.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services offer solutions for those moments when you need a little extra help. Picture consolidating multiple debts into one manageable monthly payment this could be your path to financial freedom.

Digital & Online Banking

Accessibility and Ease-of-Use

Our digital services are designed for ease of use. Whether you're using a computer or smartphone, navigating our online banking platform is straightforward. While a dedicated mobile application is not available yet, you can still access all essential features through our website.

Real-Time Account Management

Stay in control of your finances with real-time account management options. While our current offerings don't include person-to-person transfers or mobile payments, we're continuously looking for ways to improve and expand the services we offer. In summary, Tricounty provides convenient access to essential banking functions while ensuring the security of your financial information. We're dedicated to providing an accessible banking experience that meets the needs of all our members. For more information about our online banking options, visit us at today!

Security You Can Trust

Your security is our top priority. Although we do not provide electronic signature authorization at this time, we utilize robust security measures to keep your information safe while you manage your accounts online. You can feel confident knowing that your data is protected whenever you access our services.

Financial Strength

Community Trust

Total Share and Deposit Accounts stand at 418, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tricounty is your trusted partner. For any questions or to learn more about how we can help you achieve your financial goals, visit us at 15 First St Se Harlowton Mt 59036 or call us at (406) 632-4357 today! *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Efficient Operations

Our operations reflect efficiency with a reported net income of $0. This operational success allows us to keep offering competitive loan rates and solid financial products for our members. With 1 full-time employees and 2 part-time employees dedicated to serving you, our branches are always ready to assist with knowledgeable staff who care about your needs.

Member-Centric Savings

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $163,481 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to reinvestment means that we're continually improving your banking experience. We also have $21 in used auto loans and $810,524 in total loans and leases available. This extensive lending capacity supports our members' financial goals across various sectors, whether you're looking to purchase a new vehicle or need support with other financing needs.

Strong Financial Health

With a net worth of $185,321, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid backing ensures that we can continue to meet the needs of our members effectively. Our net worth ratio of $1,060 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of stability is crucial for helping our members achieve their financial dreams.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $273,532 in used vehicle loans and $287,169 in new vehicle loans, helping members get on the road with ease. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have flexible terms that can fit your budget.

Credit Lines and Cards

For those looking for additional financial flexibility, we provide credit lines totaling $75,000 to help manage cash flow during unexpected expenses. Additionally, while we currently do not offer unsecured credit card loans, we aim to assist members with various financial tools tailored to their needs. If you have any questions about our loan products or need assistance navigating your options, please don't hesitate to reach out! You can contact us at (406) 632-4357 during our operating hours from 9:00 A.M. to 2:00 P.M., Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us at Tricounty and let's find the right loan solution for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, our Junior Lien 1-4 Family Residential Properties loans total $0, providing you with choices for securing a home that fits your lifestyle. We also offer refinancing options to help you lower your monthly payments or access equity.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance ensures fair and transparent offers. Each loan listing is verified, giving you peace of mind that the information you see reflects actual market conditions.

Tricounty