Tri-Cities Credit Union Muskegon MI | Convenient ATM Services Only

Introduction

Welcome to Tri-cities, your trusted financial partner located at 65 W Laketon Ave, Muskegon, MI 49441. Established in 1955, we have proudly served our community for decades, fostering strong relationships with our 3,712 members. At Tri-cities, we believe in empowering our members through personalized service and competitive financial products. As a member-focused credit union, we take pride in our robust financial standing. With total assets of $49,451,738 and deposits totaling $4,825,589, we ensure that your funds are secure and readily available. Our commitment to responsible lending is reflected in our total loans of 1,612, helping members achieve their dreams whether it's purchasing a new vehicle or financing home improvements. Leadership plays a crucial role in our mission. Under the guidance of our CEO, Kimberly Hall, and Board President, Matt Pugh, we are dedicated to maintaining transparency and integrity in all our operations. With a team of 13 employees, we strive to provide exceptional service during our lobby hours from Monday to Friday, 9 AM to 5 PM. While you can always visit us at our branch for assistance, please note that official correspondence should be sent to the same address: 65 W Laketon Ave, Muskegon, MI 49441-2527. At Tri-cities Credit Union, we're not just about numbers; we're about making a difference in the lives of our members and the community. Whether you're looking for help with loans or savings options, we're here for you. Don't hesitate to reach out! Call us at 231-722-7285 to speak with one of our friendly team members today or visit us online at www.tricu.org for more information on how we can assist you with your financial needs. Join us as we continue to build a brighter future together!

Branch History & Mission

At Tri-cities, we take pride in our rich history and commitment to serving the Muskegon community. Established in 1955, our credit union has grown from a small local institution into a trusted financial partner for over 3,700 members. Nestled at 65 W Laketon Ave, Muskegon, MI 49441, we are conveniently located near local landmarks, making it easy for our members to access essential banking services. Our mission is simple yet profound: to provide quality financial services while fostering community spirit and support. We believe in empowering our members with the tools they need to achieve their financial goals. Whether it's saving for a new home, financing a vehicle, or planning for retirement, we are here to guide you every step of the way. Over the years, we have achieved significant milestones that reflect our dedication to service and growth. With total assets amounting to $49,451,738 and a diverse array of products tailored for our members' needs, Tri-cities stands as a pillar of stability in Muskegon. Our operating hours are Monday through Friday from 9 AM to 5 PM, ensuring that you can reach us when it's convenient for you. While members can visit us at 65 W Laketon Ave Muskegon Mi 49441, official correspondence should be sent to our mailing address at 65 W Laketon Ave, Muskegon, MI 49441-2527. Although we currently do not offer ATM or drive-thru services, our focus remains on providing personalized assistance and quality service within our branch. We are committed to adapting with the times as well. Digital advancements such as online banking and mobile payments make managing your finances easier than ever. We ensure that all our services are accessible and user-friendly for everyone in the community. Tri-cities is more than just a credit union; we actively engage in community outreach efforts and partnerships that enhance the lives of those around us. Our team is dedicated not only to your financial well-being but also to nurturing the community that supports us. Join us today and experience the benefits of being part of Tri-cities. Together, we can build a brighter financial future! For any inquiries or assistance, feel free to call us at (231) 722-7285.

Branch Location & Accessibility

Welcome to the Tri-cities branch of Muskegon Federal Credit Union, conveniently located at 65 W Laketon Ave in the heart of Muskegon, Michigan. Our branch is easy to find, nestled near local landmarks that make your visit even more enjoyable. Whether you're stopping by after a trip to the nearby parks or running errands in the area, we're here to serve you. At Muskegon Federal Credit Union, we understand that accessibility is key. Our branch features ADA-compliant facilities, including ramps and accessible parking options, ensuring everyone can comfortably access our services. While visiting us, you'll find ample parking available right outside our doors. We pride ourselves on being open during convenient hours for your busy lifestyle. You can visit us Monday through Friday from 9 AM to 5 PM, allowing plenty of time for you to get the banking help you need. If you have questions or need assistance, don't hesitate to call us at 231-722-7285. While members can visit us at 65 W Laketon Ave for all their banking needs, any official correspondence should be directed to our mailing address at 65 W Laketon Ave, Muskegon, MI 49441-2527. Please note that while we currently do not offer ATM services or drive-thru banking at this location, our friendly staff is always ready to assist you inside the branch with a range of financial services designed to meet your needs. We invite you to come by and experience the friendly service that sets us apart! Whether you're already a member or thinking about joining us, we look forward to welcoming you soon!

Member Eligibility

At Tri-cities, we believe that becoming a member means joining a caring community where you can access personalized financial services tailored to your needs. If you're wondering how to become part of our family, it's quite simple! Membership is open to anyone who lives, works, or attends school in the Muskegon area. This inclusiveness allows us to support our local community while offering valuable benefits to our members. By joining Tri-cities, you gain access to competitive loan rates, savings accounts, and a friendly team that's always ready to help you navigate your financial journey. To get started with your membership, just visit us at our branch located at 65 W Laketon Ave Muskegon Mi 49441 or give us a call at (231) 722-7285 for more information. You can also check out the detailed eligibility criteria online at . When you're ready, opening an account is easy simply follow the steps outlined at https://loans.itsme247.com/151/home/start. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine processing payments smoothly at your storefront while offering convenient options like mobile payments and online banking. Our merchant services make transactions easy, allowing you to focus on what truly matters growing your business. From point-of-sale systems to secure payment processing, we ensure that your customers have a great experience while you enjoy streamlined operations. Located at 65 W Laketon Ave Muskegon Mi 49441 in Muskegon, MI, we're just a call away at (231) 722-7285. Reach out today to discover how our business banking and commercial services can empower your enterprise!

Comprehensive List Of Services

Member-Focused Convenience

In addition to ATM services, we prioritize convenience through our digital banking options. With features like online banking and mobile payments, managing your account has never been easier. Whether you're checking your balance on the go or making payments from the comfort of your home, we've got you covered. You can also set up electronic statements to keep track of your finances effortlessly.

Personal Banking Made Easy

One of the primary services we offer is ATM Services Only. This means that whether you need cash for your everyday purchases or want to make a quick deposit, our ATM service is here for you. Imagine it's a busy Saturday morning, and you suddenly realize you need cash for a family outing. With our ATM conveniently located nearby, you can quickly access your funds without any hassle.

We're Here for You

If you have questions or need assistance, don't hesitate to reach out! Our friendly staff is ready to help you every step of the way. You can contact us at (231) 722-7285 during our lobby hours from Monday to Friday, 9 AM to 5 PM. At Tri-cities, we are committed to supporting our members with reliable and convenient financial solutions. We invite you to explore all that we have to offer and discover how we can assist you in achieving your financial goals. Visit us today or check out our website at https://www.tricu.org/ for more information! Your journey towards better banking starts with us!

Digital & Online Banking

Key Features

Our online banking platform, available at https://www.tricu.org/, puts you in control. You can check your balance, transfer funds, and pay bills with just a few clicks. Plus, with 24/7 online banking services, you can manage your finances on your schedule without any hassle. Need to send money to a friend? Our person-to-person transfers make it simple to share funds instantly, no matter where they are. And if you're always on the move, our mobile application allows you to handle all your banking needs directly from your smartphone.

Security and Convenience

Your security is our priority. We offer electronic signature authorization, ensuring that all your transactions are safe and verified. Additionally, our e-statements feature means you can access important documents quickly and securely without the clutter of paper statements. Want to make payments using just your phone? Our mobile payments feature allows you to do just that. This modern payment method makes shopping easier than ever while keeping your information protected. Whether you're at home or out and about, Tri-cities's digital banking services provide an accessible, user-friendly experience designed with you in mind. Embrace the convenience of managing your finances digitally today!

Financial Strength

A Dedicated Team at Your Service

We pride ourselves on having a dedicated workforce of 8 full-time employees and 5 part-time employees ready to serve you with knowledgeable support. This team is passionate about helping you navigate your financial journey confidently.

Member-Focused Savings

Your savings are secure with us. We have $6,792,215 in share certificates and $16,659,741 in money market shares, offering stable and rewarding growth opportunities for your hard-earned money. Unlike traditional banks, we prioritize our members ensuring our resources focus on benefiting you through better loan rates and exclusive perks.

Our Financial Health

With a net worth of $6,398,994, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,289 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Your Future

With $5,914,206 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to quality service is reflected in our operational efficiency, as shown by our $290,019.

Strong Membership Base

The trust placed in us is evidenced by our growing member base; we currently have 7,871 active share accounts. This reflects the confidence our members have in our ability to manage their finances effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tri-cities is your trusted partner. Visit us at 65 W Laketon Ave Muskegon Mi 49441 or call (231) 722-7285 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Supporting Your Financial Goals

Our lending capacity supports your financial ambitions with $663 in used auto loans and $31,073,264 in total loans and leases. Whether you're looking to purchase a vehicle or fund other needs, we're here to assist you every step of the way.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,488,152 in used vehicle loans and $1,912,447 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget. Our streamlined application process makes it easy to apply and get approved quickly.

Credit Lines & Unsecured Credit Cards

For those looking for flexibility in managing expenses, our credit lines totaling $7,000,000 provide a safety net when you need it most. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $1,028,061 in loans helping members manage their finances effectively. These products are designed to give you the freedom to spend as needed while keeping your repayments manageable. Our commitment extends beyond just providing these services; we also focus on offering refinancing options to help you lower your monthly payments or consolidate debt. If you're unsure about your eligibility or want to explore different financing options, please don't hesitate to reach out. If you have any questions or need assistance, feel free to contact us at (231) 722-7285. We're located at 65 W Laketon Ave Muskegon Mi 49441, Muskegon, MI and are here Monday through Friday from 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,168,205, make buying or refinancing simple. We offer competitive rates and flexible terms that can accommodate your needs, whether you are purchasing your first home or refinancing an existing mortgage.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions, allowing individuals to see a clear picture of their options.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness and reliability of LendMesh as a valuable tool in the loan search process. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Tricities