Tri-Cities Credit Union Grand Haven MI

Introduction

At Tri-cities, we believe in the power of community and connection. Located at 905 Pennoyer Ave, Grand Haven, MI 49417, our credit union has been serving members since 1955. With a strong commitment to supporting local families and businesses, we have built a trusted space where financial dreams can thrive. Currently, we proudly serve over 3,700 members who benefit from our robust financial offerings. Our total assets amount to an impressive $49,451,738, with total deposits reaching $4,825,589. These figures reflect not just numbers but the trust our members place in us every day. We are also proud to have provided 1,612 loans and leases, empowering our community members to achieve their goals. Led by our CEO, Kimberly Hall, and Board President, Matt Pugh, our team of 13 dedicated employees is here to ensure your financial experience is smooth and supportive. Whether you need assistance with savings accounts or loans, we're just a phone call away at (616) 842-6320. While members can visit us at our branch for various services, official correspondence should be directed to the same address: 905 Pennoyer Ave, Grand Haven, MI 49417. We invite you to explore our website at tricu.org for more information about our services and how we can assist you on your financial journey. Join us today and experience the difference of being part of a credit union that truly cares!

Branch History & Mission

At Tri-cities, we take pride in our rich history and the commitment we have to our members and community. Established in 1955, our branch has been a cornerstone of financial support for the residents of Grand Haven, MI. Over the decades, we have grown from a small credit union into a trusted financial partner with a total membership of 3,712 and total assets amounting to an impressive $49,451,738. Our journey reflects not just growth in numbers but an unwavering dedication to serving our community. Located at 905 Pennoyer Ave in Grand Haven, our branch is easily accessible for all members. As you visit us, you might notice how we blend into the vibrant fabric of the neighborhood. While members can visit us at this address, official correspondence should be sent to the same location: 905 Pennoyer Ave, Grand Haven, MI 49417. Our mission is simple yet profound: to empower our members through exceptional financial services while fostering a spirit of community support. We believe that when our members thrive, so does our community. This belief drives us to offer personalized solutions tailored to meet your unique needs, whether it's securing loans or providing financial advice. Over the years, we've embraced digital advancements to enhance your banking experience. With features like online banking and mobile payments available, managing your finances is more convenient than ever. We're also committed to accessibility; our branch meets ADA compliance standards ensuring that everyone can benefit from our services. Community outreach is another vital aspect of what we do at Tri-cities. We engage in various partnerships and initiatives aimed at uplifting those around us. From educational programs to local sponsorships, we aim to make a positive impact beyond just banking. As you consider joining Tri-cities, know that you are choosing more than just a credit union; you're becoming part of a family dedicated to your success and well-being. Together, let's build a brighter future for ourselves and our community. We invite you to experience all the benefits Tri-cities has to offer. Stop by or reach out at 616-842-6320 during our operating hours Monday through Thursday from 8:30 AM to 5:15 PM, Friday until 6:00 PM, and Saturday until noon and discover how we can help you achieve your financial goals!

Branch Location & Accessibility

Accessibility Features

Accessibility is important to us. Our branch complies with ADA standards, ensuring that everyone can navigate comfortably. There are ramps for easy access and ample parking available nearby so you won't have to worry about finding a spot.

Get in Touch

Have questions? Feel free to give us a call at 616-842-6320. We would love to hear from you! Stop by today and discover how we can help make your banking experience enjoyable and straightforward. Your journey toward financial well-being starts here at Tri-cities!

Operating Hours

We understand that life can get busy! That's why we offer flexible operating hours. You can visit us Monday through Thursday from 8:30 AM to 5:15 PM, Friday until 6:00 PM, and Saturday mornings until 12:00 PM. We're here when you need us!

Services Offered

At Tri-cities, we offer various services designed to meet your banking needs. While we currently don't have ATM availability or drive-thru services, our knowledgeable staff is ready to assist you with any questions or transactions inside the branch.

Member Eligibility

At Tri-cities, we believe that everyone deserves a chance to be part of a supportive and community-focused financial family. To become a member, you just need to meet a few simple eligibility criteria. While specific requirements can vary, generally, individuals who live, work, or worship in our local area are welcome to join us. It's an inclusive process designed to make sure you feel right at home with us. For more detailed information on eligibility, we invite you to check out the specifics at . Getting started is easy! You can open your account online by visiting https://loans.itsme247.com/151/home/start, or feel free to give us a call at (616) 842-6320 if you have any questions or need assistance. We're here to help you every step of the way as you take this important step towards financial empowerment at Tri-cities, located at 905 Pennoyer Ave Grand Haven Mi 49417. Join us today and experience the advantages of being a member, from personalized service to community involvement!

Business Banking & Commercial Services

At Tri-cities, we understand that every business has unique needs and dreams. Whether you're launching a new venture or expanding an existing one, having the right financial support can make all the difference. Our commercial loan options are designed to empower you on your journey. Imagine securing a loan that allows you to hire more employees or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services can streamline your operations. By offering efficient payment solutions, we help you focus on what matters most growing your business. Partner with us at Tri-cities, located at 905 Pennoyer Ave Grand Haven Mi 49417, Grand Haven, MI, and let's take your business to new heights together! For inquiries, feel free to call us at (616) 842-6320.

Comprehensive List Of Services

Digital Banking Convenience

In today's fast-paced world, having access to digital banking tools is crucial. At Tri-cities, we encourage our members to take advantage of online banking options. Our online platform makes it easy for you to manage accounts, pay bills, and transfer money from the comfort of your home or on the go. Imagine being able to check your account balance while waiting in line or transferring funds during a lunch break this is the ease we strive to provide.

Everyday Banking Needs

Our services include essential features that make managing your money simple and straightforward. While we currently offer ATM Services Only, this service allows you to access your funds quickly and easily, ensuring you can withdraw cash or check your balance whenever you need it. We understand that life can get busy, which is why we emphasize convenience in all our offerings.

Join Us Today!

At Tri-cities, we're dedicated to making your financial journey as smooth as possible. With our commitment to excellent service and community involvement, you'll find that banking with us goes beyond just transactions it's about building relationships and supporting each other. We invite you to visit us at 905 Pennoyer Ave Grand Haven Mi 49417 or contact us via phone at (616) 842-6320 for more information on how we can help you achieve your financial goals. Let's take the first step together towards a brighter financial future!

Personalized Support

We know that financial decisions can sometimes feel overwhelming. That's why our friendly team is always available at (616) 842-6320 during business hours to assist with any questions or concerns you might have. Whether it's setting up an account or understanding how to use our ATM services effectively, we're just a call away.

Digital & Online Banking

Key Features

With just a few clicks, you can visit us online at https://www.tricu.org/ to explore our robust online banking services. You can check your balances, transfer funds, and even pay bills anytime you want. Plus, our electronic signature authorization feature allows you to sign documents securely without needing to visit a branch. It's fast and hassle-free! For those who prefer going paperless, we offer e-statements that give you quick access to your account information while helping you save trees. And if you're always on the move, our mobile application makes it easy to manage your finances from anywhere. You can set up mobile payments for quick transactions right from your phone.

Stay Connected

Need to send money to a friend? With our person-to-person transfer feature, sending cash has never been simpler. Just use our app or online portal and get it done in seconds! Our commitment to security means you can bank with peace of mind knowing that your information is protected 24/7 with our online banking services. At Tri-cities, we're dedicated to making your banking experience not only efficient but also safe and enjoyable. Join us today and discover how easy managing your finances can be!

Financial Strength

Financial Health

With a net worth of $6,398,994, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,289 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Membership Base

Total Share and Deposit Accounts: 7,871, showing a strong and growing member base that trusts us with their finances. This growth illustrates the confidence our community has placed in us as their preferred credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tri-cities is your trusted partner. Visit us at 905 Pennoyer Ave Grand Haven Mi 49417 or call (616) 842-6320 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $6,792,215 in share certificates and $16,659,741 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $290,019 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Your Benefit

With $5,914,206 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $663 in used auto loans and $31,073,264 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,488,152 in used vehicle loans and $1,912,447 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit any budget, ensuring you can drive away with confidence.

Credit Lines

For added convenience, our total credit lines available amount to $7,000,000. This offers a safety net for unexpected expenses or opportunities that may arise. If you're considering refinancing options or want to know about eligibility criteria, our team is here to assist you in finding the best solutions tailored to your financial situation. At Tri-cities, we prioritize transparency and accessibility in all our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have any questions or need assistance with your loan application, don't hesitate to reach out! You can contact us at (616) 842-6320 or visit us at 905 Pennoyer Ave Grand Haven Mi 49417 in Grand Haven, MI. We're here to help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,168,205, make buying or refinancing simple. We aim to provide you with the support and resources needed to navigate the home buying process smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,028,061 in loans helping members manage their finances effectively. This option is perfect for those who want a straightforward way to handle expenses without collateral requirements.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. By drawing on verified financial institutions, LendMesh ensures that the information presented is both accurate and reliable.

Tricities