Tri-Cities Credit Union Grand Haven MI | Best Auto Loans & Business Banking

Introduction

At Tri-cities Credit Union, we believe in building strong relationships with our members and the community we serve. Established in 1955, our credit union has grown into a trusted financial partner for over 3,700 members in Grand Haven, MI. Nestled at 905 Pennoyer Ave, we are dedicated to providing personalized banking solutions that cater to your unique needs. While members can visit us at 905 Pennoyer Ave, official correspondence should be sent to the same address. With total assets of $49,451,738 and total deposits reaching $4,825,589, we have established a solid financial foundation to support our community's growth. Our commitment is reflected in our lending practices, as we currently manage over 1,612 loans and leases that empower our members to achieve their dreams. Under the leadership of our CEO, Kimberly Hall, and Board President, Matt Pugh, our team of 13 employees works diligently to ensure you receive top-notch service. We pride ourselves on fostering an environment where members feel valued and understood. Our services range from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Whether you need assistance with mortgage loans or are exploring business banking opportunities, we're here to help you every step of the way. We invite you to experience the Tri-cities difference firsthand! For any inquiries or assistance, please reach out to us at (616) 842-6320 or visit our website at Tri-cities Credit Union. Your financial success is our priority!

Branch History & Mission

At Tri-cities, we take pride in our rich history and the values that have guided us since our inception. Established in 1955, our credit union began with a simple mission: to serve the financial needs of our community in Grand Haven, MI. Over the years, we have grown alongside our members, building a reputation for trust and excellence in service. Located at 905 Pennoyer Ave, Grand Haven, MI 49417, our branch is not just a place for banking; it's a cornerstone of the community. From the beginning, we've focused on providing accessible financial services to everyone. Today, we proudly serve over 3,700 members with total assets reaching an impressive $49,451,738. This growth reflects our dedication to fostering strong relationships and supporting our members' journeys towards financial well-being. Our mission extends beyond banking; it encompasses a commitment to enhancing the lives of those around us. We aim to provide personalized financial solutions that empower individuals and families. Whether you're looking for checking and savings accounts or seeking loans for your next vehicle or home purchase, we are here to help you navigate your options with confidence. While members can visit us at our physical location, official correspondence should be sent to 905 Pennoyer Ave, Grand Haven, MI 49417. This ensures that all communication remains streamlined and efficient. In addition to traditional banking services, Tri-cities embraces modern advancements to meet the needs of today's members. Our online and mobile banking platforms allow you to manage your finances from anywhere at any time. With features like electronic signatures and mobile payments available, we prioritize convenience while maintaining security. Community engagement is at the heart of what we do. We actively seek partnerships and initiatives that uplift those around us. From sponsoring local events to offering financial education workshops, we believe in giving back and making a meaningful impact. As we look toward the future, we invite you to join our family at Tri-cities Credit Union. Experience firsthand how we can help you achieve your financial goals while being part of a caring community-focused organization. Visit us during our operating hours Monday through Thursday from 8:30 am to 5:15 pm, Friday until 6:00 pm, and Saturday from 8:30 am to 12:00 pm (drive-thru only) or give us a call at 616-842-6320. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Tri-cities! Conveniently located at 905 Pennoyer Ave Grand Haven Mi 49417, our branch is here to serve the Grand Haven community with a range of financial services tailored to meet your needs. Nestled near local landmarks, you'll find us just a short drive from the beautiful waterfront and vibrant downtown area, making it easy for you to stop by. At Tri-cities, we understand that accessibility is important. That's why our branch features ADA-compliant entrances and parking options, ensuring that everyone can visit us comfortably. Plus, if you're on the go, we offer a drive-thru service for quick transactions without needing to leave your vehicle. We're open throughout the week to accommodate your schedule: Monday through Thursday from 8:30 AM to 5:15 PM, Friday until 6:00 PM, and Saturday mornings from 8:30 AM to 12:00 PM for drive-thru banking only. Whether you need help with checking accounts, auto loans, or mortgage refinancing, our friendly team is ready to assist you. And if you ever need to send us mail, please note that while we welcome visitors at 905 Pennoyer Ave Grand Haven Mi 49417, official correspondence should be sent to our mailing address at 905 Pennoyer Ave, Grand Haven, MI 49417. Feel free to give us a call at (616) 842-6320 for any questions or simply drop by to see how we can help you achieve your financial goals. We look forward to welcoming you into our Tri-cities Credit Union family!

Member Eligibility

Joining the Tri-cities community is an exciting step towards financial empowerment and personalized service. To become a member, you simply need to live, work, worship, or attend school in our local area, making it easy for everyone in our community to join. We believe that banking should be accessible to all, and by becoming a part of Tri-cities, you'll enjoy a range of benefits including competitive rates on loans, savings accounts, and a supportive team ready to assist you every step of the way. If you want to dive deeper into the specifics of eligibility, feel free to check out more details at . When you're ready to open your account, it's as simple as visiting us online at https://loans.itsme247.com/151/home/start or giving us a call at (616) 842-6320. We're here to welcome you home to better banking!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services that make transactions smooth and efficient. Whether you're accepting credit cards or managing payroll, our services simplify your daily operations so you can focus on what you do best running your business. Located at 905 Pennoyer Ave Grand Haven Mi 49417 in Grand Haven, MI, we invite you to explore how our business banking solutions can help you reach your goals. For more information, contact us at (616) 842-6320 or visit our website at Tri-cities Credit Union.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services ensure you can access your money whenever you need it. Plus, our drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for busy days! At Tri-cities, we're proud to serve our community from our location at 905 Pennoyer Ave Grand Haven Mi 49417. For any questions or assistance with our services, don't hesitate to reach out at (616) 842-6320 during our convenient hours: Monday through Thursday from 8:30 AM to 5:15 PM; Friday from 8:30 AM to 6:00 PM; Saturday from 8:30 AM to 12:00 PM (drive-thru only). Explore how we can help enhance your financial journey today by visiting us online at Tri-cities Credit Union. Join us in experiencing the difference with personalized service that puts you first!

Auto Loans and Vehicle Financing

If you're in the market for a new car or need financing for a vehicle purchase, our auto loans and vehicle financing options make it easier than ever. We understand how important reliable transportation is, and we work hard to provide competitive rates and flexible terms that suit your budget.

Business Banking Services

For entrepreneurs and business owners, we offer robust business banking solutions, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth every step of the way.

Credit Cards with Rewards

Want to earn rewards while you spend? Our credit cards with rewards program allows you to do just that! Use your card for everyday purchases and watch as points accumulate toward exciting rewards, from travel discounts to cash back.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking services. With features like mobile payments, e-statements, and person-to-person transfers, managing your finances has never been easier or more secure.

Mortgage Loans and Refinancing

Thinking about buying a home? Our mortgage loans and refinancing services can help turn your dream into reality. We guide you through the process, offering personalized advice to find the right mortgage solution that fits your lifestyle.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances. Imagine being able to easily access your funds for everyday purchases while also saving for future goals. With us, you can do just that.

Personal Loans and Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation options give you the financial flexibility to handle those situations without stress. Picture consolidating multiple payments into one manageable loan making it easier to keep track of your finances.

Digital & Online Banking

Convenient Online Banking Services

Our online banking services are available 24/7 at https://www.tricu.org/. Whether you want to check your account balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, with features like electronic signature authorization, you can complete transactions without the need for paper forms making banking not only quicker but also more environmentally friendly.

Mobile Banking at Your Fingertips

With our mobile application available for download, managing your finances has never been easier. Make payments on the go using our mobile payments feature or send money to friends and family with person-to-person transfers. It's all about providing you with flexibility and convenience in today's fast-paced world.

Security You Can Trust

Your security is our top priority. Our online banking platform uses advanced encryption technology to protect your personal information. You can feel safe knowing that your data is secure while enjoying the ease of real-time account management. At Tri-cities, we aim to empower you with the tools needed for effective financial management. Explore all our digital banking options today and experience the difference!

Stay Updated with E-Statements

We provide e-statements for those who prefer digital records over traditional paper statements. This not only helps you stay organized but also enhances security by reducing the risk of mail theft. You can easily view, download, or print your statements whenever you need them.

Financial Strength

A Solid Foundation

With a net worth of $6,398,994, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,289 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts: 7,871, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $246,741. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tri-cities is your trusted partner. Visit us at 905 Pennoyer Ave Grand Haven Mi 49417 or call (616) 842-6320 to learn more about how we can help you achieve your financial goals.

Member Savings Securely Held

Members' savings are secured through $6,792,215 in share certificates and $16,659,741 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinforcing Our Commitment

With $5,914,206 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $663 in used auto loans and $31,073,264 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $290,019, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,488,152 in used vehicle loans and $1,912,447 in new vehicle loans already helping members get on the road. We know how important it is to find a reliable vehicle that fits your lifestyle and budget.

Credit Lines

For those who need a little extra flexibility, our credit lines totaling $7,000,000 can be a great solution. They provide quick access to funds when you need them most, whether it's for emergencies or planned expenditures. We encourage you to reach out if you're interested in refinancing options or if you'd like more information about eligibility requirements. Our team at Tri-cities is ready to assist you through every step of the loan process. For any inquiries or to discuss your loan options further, don't hesitate to call us at (616) 842-6320. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 905 Pennoyer Ave Grand Haven Mi 49417, Grand Haven, MI, and let's work together towards your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,168,205, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,028,061 in loans helping members manage their finances effectively. This option allows you to cover unexpected expenses or make larger purchases without worrying about high-interest rates.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers without hidden fees or unexpected terms.

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