Tri-Cities Credit Union Ada MI | Easy ATM Access Branch

Introduction

Welcome to Tri-cities, your trusted financial partner located at 7177 Headley St Se, Ada, MI 49301. At River Valley Credit Union, we have been serving our community since 1955 with a commitment to providing exceptional financial services tailored to meet the needs of our members. With a total membership of 3,712, we are proud to foster a welcoming environment where every member feels valued and supported. As of now, our total assets stand strong at $49,451,738, reflecting our solid foundation and commitment to responsible financial management. We've facilitated over 1,612 loans and leases, helping our members achieve their financial goals. Our dedicated team of 13 employees is here to ensure you receive personalized service every time you visit or call us at 616-878-7481. While members can visit us at the branch address above, official correspondence should be sent to the same address: 7177 Headley St SE, Ada, MI 49301. Our focus is not just on numbers; it's about building relationships and making a positive impact in our community. Under the leadership of CEO Kimberly Hall and Board President Matt Pugh, we strive to create an environment where financial wellness is accessible for everyone. With a net worth of $6,398,994 and cash reserves amounting to $373,703, we are well-equipped to support our members' needs. We invite you to explore how we can help you with your banking needs today. Whether you're looking for savings accounts, loans, or just friendly advice on managing your finances, we're here for you. Visit us online at River Valley Credit Union or stop by our branch your future starts here!

Branch History & Mission

Commitment to Innovation

In an ever-changing world, Tri-cities embraces digital advancements to enhance your banking experience. We offer features like online banking, mobile payments, and electronic statements so you can manage your finances conveniently from anywhere. Our commitment doesn't stop at technology; we ensure that personal service remains at the heart of what we do.

Join Us!

As part of our mission, we invite you to become a member of Tri-cities Credit Union. Whether you're looking for savings accounts, loans, or simply want to learn more about how we can help you reach your financial goals, we're here for you. Contact us today at (616) 878-7481 or visit us online at Tri-cities to discover all the benefits awaiting you as a valued member of our community-focused credit union!

Our Journey

The story of Tri-cities is one of commitment and community spirit. From the day we opened our doors nearly seven decades ago, we have been driven by the desire to provide accessible financial services that improve the lives of our members. Over the years, we've celebrated many milestones, including expanding our range of services to meet the diverse needs of our community. We pride ourselves on being a local institution that understands and cares about the people we serve.

Our Mission

At Tri-cities, our mission is simple yet profound: to empower our members through innovative financial solutions while actively supporting the local community. We believe that when our members thrive, so does our community. That's why we go beyond just providing banking services; we engage in outreach programs and partnerships that uplift those around us. While members can visit us at 7177 Headley St Se Ada Mi 49301, official correspondence should be sent to 7177 Headley St SE, Ada, MI 49301. We are committed to ensuring everyone can access our services easily. Our branch is designed with ADA compliance in mind, making it welcoming for all individuals.

Branch Location & Accessibility

Accessibility Features

We are committed to making our services available to everyone. Our branch is fully ADA compliant, ensuring that all members can access our facilities comfortably. From ramps to accessible entrances, we strive to create an inviting space for everyone in our community.

Get In Touch!

Ready to learn more about how Tri-cities can assist you? Feel free to give us a call at 616-878-7481 or simply drop by our branch! We're excited to welcome you and help with all your banking needs right here in Ada. Remember, while members can visit us at 7177 Headley St SE, official correspondence should be sent to the same address for convenience. Come see us soon!

Nearby Landmarks and Parking

When you visit us, you'll find us just a stone's throw away from local favorites like the beautiful Ada Township Park. Our location makes it simple to stop by after enjoying a walk or a meal at one of the nearby eateries. Plus, we offer ample parking right outside our branch, making your visit hassle-free.

Operating Hours and Services

Our team is eager to assist you during convenient hours tailored to fit your busy schedule. While specific operating hours may vary, rest assured we are here when you need us most. Currently, we offer ATM services for quick transactions and easy access to your funds. While we don't have drive-thru banking at this location, our dedicated staff is ready to help you inside. If you're looking for shared services, please note that we currently do not provide those options. However, our focus remains on offering personalized support for all your financial needs.

Member Eligibility

Welcome to the Tri-cities community, where becoming a member feels like joining a family! At Tri-cities, we believe that everyone deserves access to financial services that support their goals. To become a member, you simply need to live, work, worship, or attend school in our local area. This means if you're part of the vibrant fabric of our community in Ada and the surrounding regions, you're already on your way to enjoying all the benefits we offer. Joining us opens doors to personalized banking experiences and competitive rates designed with your needs in mind. Getting started is easy! You can find all the details about eligibility on our website at . Once you see that you qualify, simply visit us at 7177 Headley St Se Ada Mi 49301 or give us a call at (616) 878-7481 for assistance with opening your account. Our friendly team is here to guide you through every step of the process, making it as smooth as possible so you can start enjoying your membership perks right away!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine having the ability to accept payments seamlessly from your customers whether they prefer cash, credit cards, or mobile payments. Our merchant services make it easy for you to handle transactions efficiently, allowing you to focus on what truly matters: growing your business. When you partner with us, you're not just getting a financial service; you're gaining a trusted ally invested in your success. Located at 7177 Headley St Se Ada Mi 49301 in Ada, MI, we're here to empower your business every step of the way. For more information about how our services can benefit you, feel free to reach out at (616) 878-7481 or visit our website at https://www.tricu.org/ . Let's build something great together!

Comprehensive List Of Services

Banking Made Easy

In today's fast-paced world, convenience is key. That's why at Tri-cities, we offer essential services that make managing your finances easier than ever. Our robust online banking platform allows you to check your account balance, transfer funds, and pay bills from the comfort of your home or on the go. You can even take advantage of mobile payments and person-to-person transfers, making it simple to send money to family or friends instantly.

Join Our Community

Becoming a member of Tri-cities means more than just having a bank account; it means joining a community that cares about your financial well-being. Our goal is not just to provide services but also to build lasting relationships with our members. Whether you're saving for a big purchase or planning for retirement, we are here to support you through every financial milestone. As we continue evolving our offerings, we invite you to explore all that River Valley Credit Union has available for you today. Visit us online at https://www.tricu.org/ or stop by our branch at 7177 Headley St Se Ada Mi 49301 in Ada, MI. Let's work together towards achieving your financial goals!

Support When You Need It

At Tri-cities, our team is dedicated to providing exceptional service and support. If you have any questions about your accounts or need help navigating our online services, feel free to call us at (616) 878-7481. We're here to assist you every step of the way, ensuring that your experience with us is both pleasant and efficient.

Your ATM Needs Covered

We understand that sometimes you need quick access to cash. While we currently offer ATM Services Only, our network ensures that you have access to ATMs conveniently located throughout the area. Whether you're out shopping or enjoying a day out in Ada, you'll find an ATM nearby when you need one.

Digital & Online Banking

Key Features

With our online banking platform, available at https://www.tricu.org/ , you can access your accounts anytime, anywhere. Want to check your balance? Pay bills? Transfer funds? You can do it all with just a few clicks or taps. Plus, our 24/7 online banking services ensure that you have control over your finances around the clock. For those who prefer mobile banking, our user-friendly mobile application is here to help. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases is a breeze. Need to sign a document quickly? Our electronic signature authorization makes that easy too!

Security and Accessibility

We prioritize your security while ensuring ease of use. Our online banking system includes robust measures to protect your information so you can bank with confidence. You can also opt for e-statements, which not only help reduce paper clutter but also keep your financial documents organized and accessible whenever you need them. In today's fast-paced world, having real-time access to your accounts is essential. At Tri-cities, we make it simple to manage your money effectively so that you can focus on what truly matters in life. Explore all these fantastic features today by visiting us at https://www.tricu.org/ and take control of your banking experience!

Financial Strength

A Committed Team

We also take pride in having 8 full-time employees and 5 part-time employees. Our dedicated team ensures that our branch is always ready to serve you with knowledge and commitment. With a total of 7,871 accounts, it's clear that our member base trusts us with their finances, reinforcing our reputation as a reliable credit union.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tri-cities is your trusted partner. Visit us at 7177 Headley St Se Ada Mi 49301 or call (616) 878-7481 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Your savings are in good hands at Tri-cities. We secure members' funds through $6,792,215 in share certificates and $16,659,741 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members over profits. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

With $5,914,206 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity supports various sectors with $663 in used auto loans and $31,073,264 in total loans and leases. Our operational efficiency is reflected in our $290,019, which enables us to keep offering competitive loan rates and solid financial products tailored for you.

Strong Financial Health

With a net worth of $6,398,994, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation means we're well-equipped to support your financial needs today and into the future. Our net worth ratio of $1,289 demonstrates a capital base that is both secure and reliable. This ratio assures our members that we can continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,488,152 in used vehicle loans and $1,912,447 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or prefer a reliable used car, we've got options that fit your budget and lifestyle.

Credit Lines

Our total credit lines amount to an impressive $7,000,000, providing you with the freedom and flexibility to handle larger purchases or emergencies without breaking the bank. If you're considering refinancing any of these options or would like more information about eligibility requirements, please don't hesitate to reach out. Our team is here to assist you every step of the way. For any questions or to get started on your loan application, contact us at (616) 878-7481, or visit us at our branch located at 7177 Headley St Se Ada Mi 49301. We're dedicated to helping you navigate your financial journey smoothly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,168,205, make buying or refinancing simple. We aim to provide competitive rates and flexible terms so you can find the right mortgage solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,028,061 in loans helping members manage their finances effectively. This option is great for those looking to consolidate debt or simply have access to additional funds for unexpected expenses.

Loan Aggregator

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TRI CITIES CREDIT UNION - Ada, MI