Triangle Credit Union Columbus MS | Affordable Auto Loans & Business Banking

Introduction

Welcome to Triangle at Columbus Centre, your trusted financial partner located at 2330 Highway 45 N, Columbus, MS 39705. Since our establishment in 1959, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet your needs. With a total membership of 11,990 and assets exceeding $112,997,387, we are dedicated to making a positive impact on the lives of our members. At Triangle, we understand that every member's journey is unique. That's why we offer a wide range of services including personal banking, auto loans, mortgage loans, and business banking solutions. Our experienced team, led by CEO John Gibbons and Board President Debra Ragon, is here to guide you through every step of your financial journey. While you can visit us at our branch location for all your banking needs, please send any official correspondence to our mailing address: P.O. Box 8300, Columbus, MS 39705. Our financial strength is reflected in our solid net worth of $12,421,551 and robust cash reserves totaling $3,817,509. We strive to ensure that your deposits currently amounting to $10,582,797 are not only secure but also working hard for you through various lending options; we currently manage 5,646 loans and leases. We invite you to explore all that Triangle has to offer by visiting our website at trianglefcu.com. Whether you're looking for competitive rates on loans or simply want assistance with everyday banking tasks, our friendly staff is ready to help you achieve your financial goals. Feel free to call us at 662-327-9450 or drop by during our lobby hours: Monday through Thursday from 8:30 AM to 4:00 PM and Friday from 8:30 AM to 5:00 PM. We look forward to welcoming you into the Triangle family!

Branch History & Mission

A Legacy of Growth

Located at 2330 Highway 45 N, Columbus, MS 39705, Triangle has become more than just a financial institution; we are a trusted partner in the community. Our location is easily accessible and situated near key landmarks, making it convenient for our members to visit us. While you can reach us at this address for all your banking needs, official correspondence should be sent to our mailing address: P.O. Box 8300, Columbus, MS 39705. Since opening our doors, we have continually adapted to meet the evolving needs of our members. Our mission is clear: to provide accessible financial services while fostering community support and engagement. We believe that by empowering individuals with the tools they need to succeed financially, we can help build a stronger community.

Community Connections

Triangle's commitment to community goes beyond financial services; we actively engage with local organizations and initiatives that uplift our neighborhoods. We understand that true success comes from collaboration and support within the communities we serve. As we look ahead to the future, we invite you to join us on this journey. Experience the benefits of membership at Triangle where people come first because together we can achieve more. Whether you're looking for personal banking solutions or seeking guidance on your financial journey, we're here for you. Ready to become part of something special? Visit us today or explore more about membership on our website here. Let's build a brighter future together!

Our Mission

At Triangle, our mission is rooted in the belief that every member deserves personalized service and opportunities for growth. We offer an array of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards programs, and business banking solutions. Our focus extends beyond just banking; we strive to make a positive impact through partnerships and outreach efforts that support local initiatives. We prioritize accessibility and customer satisfaction by providing user-friendly online banking options alongside traditional services like drive-thru banking and ATM access. Our digital advancements ensure that you can manage your finances anytime and anywhere while keeping your experience seamless.

Branch Location & Accessibility

Accessibility and Parking

At Triangle, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps to ensure that all members can easily access our services. Ample parking is available right outside the branch, allowing for a hassle-free visit.

Operating Hours

We understand that life can be busy, which is why our doors are open at convenient times. You can visit us Monday through Thursday from 8:30 A.M. to 4:00 P.M., and on Fridays, we're here until 5:00 P.M. If you need assistance or have questions about your accounts, feel free to reach out to us at 662-327-9450 during these hours.

Services Offered

At Triangle's Columbus Centre, we offer a range of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need to make a quick transaction? Take advantage of our drive-thru banking for deposits and withdrawals without leaving your vehicle. We also provide ATM access for cash withdrawals and balance checks. While members can visit us at 2330 Highway 45 N, official correspondence should be sent to P.O. Box 8300, Columbus, MS 39705 if you need to mail anything directly. We're excited to welcome you into our community! Stop by Triangle's Columbus Centre today or give us a call if you have any questions about how we can help you manage your finances better. Your financial journey starts here!

Member Eligibility

At Triangle, we believe in the power of community and welcome you to join our family of members who enjoy personalized financial services tailored just for them. Becoming a member is easier than you might think! If you live, work, or worship in the Columbus area, you can take advantage of our great offerings. We are committed to supporting our local community, which means that if you meet these simple eligibility criteria, you're already on your way to enjoying all the benefits we provide. For more detailed information about who can become a member, feel free to check out our eligibility guidelines at http://www.trianglefcu.com/become-a-member . Once you're ready to open an account, the process is straightforward and designed with your convenience in mind. You can apply online anytime at https://trianglefcu.zipforhome.com/companysite/applynow , or give us a call at (662) 327-9450 if you have any questions or need assistance. With our friendly team here at Triangle, located at 2330 Highway 45 N Columbus Ms 39705, you'll find that becoming part of our credit union is not just about banking it's about joining a supportive community that truly cares about your financial well-being.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to accepting payments, our merchant services are tailored to meet your needs. Imagine being able to process transactions quickly and efficiently, whether you're at a bustling farmers' market or running a storefront on Main Street. Our tools simplify the payment process, letting you focus on what truly matters growing your business. At Triangle, we're here to offer you the financial support you need to turn your vision into reality. Whether you're looking for a loan or need help managing payments, we've got your back! Reach out to us today at (662) 327-9450 for personalized assistance.

Comprehensive List Of Services

Accessible ATMs and Drive-Thru Services

For quick transactions, our ATM & Cash Withdrawal Services are available 24/7, while our basic drive-thru banking allows for easy deposits and withdrawals without leaving your car. Whether you need cash or just want to check your balance, we make it hassle-free.

Business Banking Solutions

If you're a small business owner, our Business Banking services include everything from merchant services to business loans. We aim to support local businesses by providing the financial tools necessary for growth and success.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we have robust Online & Mobile Banking options that let you manage your accounts on-the-go. Check balances, transfer funds, and pay bills without stepping foot in the branch.

Credit Cards with Rewards

At Triangle, we also offer Credit Cards with Rewards that let you earn points on your everyday purchases. It's a great way to save while spending, whether you're buying groceries or planning a vacation.

Financing Options for Everyone

Need a new car? We provide Auto Loans & Vehicle Financing options that fit various budgets. Our team can guide you through the process, ensuring you get competitive rates and favorable terms. Additionally, if you're looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are designed to help you achieve your dream of homeownership. For those unexpected expenses or projects around the house, consider our Personal Loans & Debt Consolidation services. We understand that life can be unpredictable, and we're here to support you with flexible financing solutions.

Join Us Today!

With all these services available under one roof at Triangle, we invite you to explore how we can assist you in achieving your financial goals. For more information or to speak with one of our representatives, give us a call at (662) 327-9450 or visit us at Columbus Centre today! Your journey towards better financial health starts here.

Personal Banking Made Easy

Whether you're opening your first checking account or saving for a big purchase, we offer Personal Banking services that make managing your money straightforward. With our checking and savings accounts, you can enjoy features like online banking and mobile payments, allowing you to access your funds anytime, anywhere.

Digital & Online Banking

Key Features

We offer electronic signature authorization, making it simple and quick to complete important transactions without the hassle of paperwork. You can also sign up for e-statements, helping you keep track of your account activity in a more environmentally friendly way no more piles of paper cluttering your space! If you're looking for mobile flexibility, our mobile application puts banking right in your pocket. With this app, you can make mobile payments easily and securely. Need to send money to a friend? Our person-to-person transfer feature allows you to do that instantly.

Security and Ease of Use

Your security is our top priority. Our digital banking platform utilizes advanced security measures to protect your information while still being easy to navigate. You don't need to be tech-savvy; we've designed everything with simplicity in mind so that everyone can enjoy the benefits of online banking. In summary, Triangle is committed to providing accessible and efficient online banking services that help you manage your money effectively. Explore all these features today and experience the ease of banking at your fingertips!

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 36 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This dedicated workforce is here to assist you with any questions or needs you may have regarding your financial journey.

Growing Membership Base

Total Share and Deposit Accounts stand at 19,451, showing a strong and growing member base that trusts us with their finances. As we continue to grow together as a community-focused credit union, your trust fuels our mission. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Triangle is your trusted partner. Visit us at 2330 Highway 45 N Columbus MS 39705 or call 662-327-9450 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $5,768,790 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $10,354,298 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $61,722,838 in total loans and leases and 1,759 used auto loans available to help you make informed decisions about your borrowing needs.

Strong Financial Health

With a net worth of $12,421,551, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,630,090 in used vehicle loans and $3,054,486 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we've got you covered.

Credit Lines

If you're looking for additional flexibility in your finances, consider our credit lines totaling $8,000,000. This option provides access to funds when you need them without the hassle of applying for new loans each time. We also have refinancing options available for many of our loan products. If you're considering refinancing an existing loan or exploring eligibility options for any of our services, we're here to help you navigate those choices. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Triangle, we're dedicated to providing transparent and accessible financial solutions that put your needs first. Visit us today or contact us for more information on how we can assist you with your borrowing needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $58,652, make buying or refinancing simple. We guide you through each step to ensure you understand your options and find the right fit for your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,028,230 in loans helping members manage their finances effectively. These cards come with features designed to help you stay organized and make payments easier.

Loan Aggregator

Key Features of LendMesh

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TRIANGLE FEDERAL CREDIT UNION