Tri State Rail Credit Union East Pittsburgh PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Tri State Rail, your trusted financial partner located at 711 Linden Ave, East Pittsburgh, PA 15112. Since our establishment in 1949, we've been dedicated to serving our community with reliable financial solutions tailored to meet your needs. With a strong membership base of over 2,360 members, we pride ourselves on providing exceptional service and support. At Tri State Rail, we understand that every member has unique financial goals. Whether you're looking to secure a new auto loan, open a savings account, or explore mortgage options, our team is here to help. Currently, we manage total assets of $20,273,111 and have issued 965 loans to support our members in achieving their dreams. While members can visit us at our branch for personal assistance, official correspondence should be sent to P.O. Box F, East Pittsburgh, PA 15112. We are committed to transparency and building trust within our community. Our leadership team is dedicated to ensuring that Tri State Rail remains a pillar of financial strength in the area. Under the guidance of CEO Steven Tessmer and Board President Bart Downing, we strive to create a welcoming environment where everyone feels valued. With total deposits reaching $3,095,173 and a net worth of $3,727,272, we are well-equipped to meet your financial needs now and into the future. Our commitment doesn't end with numbers; it's about fostering relationships and enhancing the lives of those in East Pittsburgh. We invite you to learn more about how Tri State Rail can assist you on your financial journey. Visit us online at tristaterailfcu.com or give us a call at 412-823-0121 during our operating hours from 8:30 AM to 3:30 PM, Monday through Friday. Your financial success is just a visit or phone call away!

Branch History & Mission

At Tri State Rail, we take pride in our rich history and dedicated service to the community of East Pittsburgh, PA. Established in 1949, our branch has grown from a small local credit union into a trusted financial partner for over 2,360 members. With total assets reaching an impressive $20,273,111, we are committed to providing exceptional financial services while staying true to our roots. Located at 711 Linden Ave, East Pittsburgh, PA 15112, our branch is easily accessible for all community members. We have always believed that financial institutions should be more than just banks; they should be integral parts of the neighborhoods they serve. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking services. Our mission is simple: to empower our members through reliable financial services and community support. While members can visit us at 711 Linden Ave East Pittsburgh Pa 15112, official correspondence should be sent to P.O. Box F, East Pittsburgh, PA 15112. Our doors are open Monday through Friday from 8:30 AM to 3:30 PM, ensuring that we are here when you need us most. Tri State Rail believes in a future that embraces technology without losing the personal touch. We offer online and mobile banking options so that managing your finances is easier than ever. Our commitment to accessibility includes ADA compliance initiatives that ensure everyone can benefit from our services. Community outreach is at the heart of what we do. Over the years, we have partnered with various local organizations to support initiatives that enhance the quality of life in East Pittsburgh. Whether it's sponsoring local events or offering financial literacy workshops, we strive to make a positive impact on our community. As we look forward to the future, our mission remains steadfast: to provide excellent financial services while fostering a sense of belonging among our members. We invite you to join Tri State Rail and experience firsthand the benefits of being part of a community-focused credit union that truly cares about your financial well-being. Visit us today or check out our website at Tri State Rail FCU for more information!

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is equipped with features that comply with ADA standards, ensuring that everyone can comfortably access our services. Ample parking is available nearby, making it hassle-free for you to stop in.

Operating Hours

We're open Monday through Friday from 8:30 AM to 3:30 PM, providing ample time during the week for you to come in and discuss your financial needs with our dedicated staff.

Services Offered

At Tri State Rail, we offer a variety of services tailored to fit your lifestyle. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Although we currently do not have ATM or drive-thru services available, our friendly team is always ready to assist you inside the branch. If you're curious about how we can support your financial journey or have any questions about our offerings, feel free to give us a call at 412-823-0121. We look forward to welcoming you into our community!

Member Eligibility

Joining the Tri State Rail family means becoming part of a close-knit community that values your financial well-being. To be eligible for membership, you simply need to meet a few friendly criteria. If you live, work, or worship in the area surrounding our branch at 711 Linden Ave East Pittsburgh Pa 15112, you're already on your way to becoming a member! We also welcome immediate family members of current members, so you can share the benefits with your loved ones. For more details on eligibility requirements, feel free to check out our website at https://tristaterailfcu.com/membership/. Becoming a member is straightforward and rewarding. At Tri State Rail, we offer a variety of services tailored just for you, from personal banking options to auto loans and credit cards. If you're ready to take the next step, or if you have any questions about opening an account, don't hesitate to reach out to us at (412) 823-0121. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to expand your operations, hire new staff, or invest in essential equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to various needs.

Merchant Services

In today's fast-paced market, efficient payment processing can make all the difference. Our merchant services simplify transactions for your customers while enhancing your cash flow. With tools that integrate smoothly into your operations, you can focus more on what matters growing your business. Join us at Tri State Rail, located at 711 Linden Ave East Pittsburgh Pa 15112 in East Pittsburgh, PA, where we're dedicated to helping you achieve your business goals. Reach out today at (412) 823-0121 to learn how we can help pave the way for your success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATM facilities at our branch located at 711 Linden Ave East Pittsburgh Pa 15112, rest assured that cash withdrawal services are available through various networks nearby. At Tri State Rail, we strive to provide services that enhance your financial well-being while being easily accessible whenever you need them. If you're ready to take the next step towards better financial health or want more information about any of our offerings, please give us a call at 412-823-0121 or visit us online at Tri State Rail. We're excited to serve you!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are here to help make that dream a reality. We understand that buying a vehicle is a significant investment, so we offer competitive rates and flexible terms tailored to fit your budget. Picture yourself cruising down the road with a loan that works for you!

Business Banking

For our entrepreneurial members, we provide comprehensive business banking services, including merchant services and business loans. We understand the unique challenges faced by small businesses and are here to support you in achieving your business goals.

Credit Cards with Rewards

Looking for a credit card that gives back? Our credit cards with rewards let you earn points on everyday purchases, which can be redeemed for exciting rewards. It's an excellent way to make the most of your spending while enjoying the benefits of being a member of Tri State Rail.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing solutions. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we're committed to guiding you through the process. We take pride in helping families settle into their dream homes while ensuring they have manageable payment plans.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking, managing your finances has never been easier. Access your accounts anytime, anywhere pay bills, transfer funds, and check balances all from the palm of your hand.

Personal Banking

Managing your finances should be simple and convenient. That's why at Tri State Rail, we offer checking and savings accounts that suit your lifestyle. Imagine having easy access to your money with features like online banking and mobile banking right at your fingertips. You can monitor your account activity from anywhere, making budgeting and tracking expenses easier than ever.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses our way. Our personal loans can help cover those costs, while our debt consolidation options allow you to combine multiple debts into one manageable payment. This not only simplifies your finances but can also save you money on interest over time.

Digital & Online Banking

Key Features

Our mobile application makes banking even easier! Whether you're commuting or relaxing at home, you can manage your finances right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with ease. You'll love how simple it is to stay connected with your funds. Worried about paperwork? Don't be! At Tri State Rail, we offer electronic signature authorization, making it easy for you to sign documents securely online. Plus, our e-statements provide a hassle-free way to keep track of your accounts without the clutter of physical statements. For those on the go, our mobile payments feature may not be available yet, but our commitment to bringing you user-friendly services remains strong. Rest assured, we are continually working on enhancements that prioritize both convenience and security for our members. In today's fast-paced world, having real-time access to your finances is essential. With our digital tools and secure platform, managing your money has never been easier. Join us at Tri State Rail and experience the future of banking today!

Financial Strength

A Strong Foundation

With a net worth of $3,727,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,838 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts at 3,183 show a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) stand at $399,108, reinforcing our commitment to provide you with diverse options for your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tri State Rail is your trusted partner. Visit us at 711 Linden Ave East Pittsburgh Pa 15112 or call (412) 823-0121 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $215,000 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Future

With $1,771,458 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $198 in used auto loans and $7,386,560 in total loans and leases, supporting your financial goals across various sectors.

Loan Offering

Additional Loan Options

In addition to auto and mortgage loans, we provide personal loans for various needs and lines of credit totaling $400,000. These options allow you to access funds when unexpected expenses arise or if you're planning a big purchase. If you're considering refinancing any of your current loans or want to explore eligibility options for our products, please don't hesitate to contact us. We're here to help you navigate through the process smoothly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Tri State Rail, we prioritize your financial well-being and strive to provide services that fit seamlessly into your life. Come visit us today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,294,286 in used vehicle loans and $1,991,412 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates so you can drive away with confidence.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $418,295 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you while maintaining control over your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $401,719, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, we have solutions tailored just for you.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you receive is accurate and up-to-date. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so you can focus solely on what matters finding the best loan for your needs. Real-Time Rate Comparisons: With access to up-to-date loan rates from multiple institutions, users can make informed decisions quickly. Whether you're looking for a mortgage, auto loan, or personal financing, you'll have the most current information at your fingertips. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness of our platform in helping borrowers secure better deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Tri State Rail