Tri State Rail Credit Union Corry PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Tri State Rail, your trusted financial partner in the heart of Corry, PA. Established in 1949, we have been dedicated to serving our community for over seven decades. At our branch located at 22 S 1St Ave, we pride ourselves on providing personalized banking solutions tailored to meet your needs. With a strong membership base of 2,360 and total assets amounting to an impressive $20,273,111, Tri State Rail is committed to fostering financial growth within our community. We understand that every member has unique financial goals, which is why we offer a variety of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking options. Under the leadership of our CEO, Steven Tessmer, and Board President, Bart Downing, our team of 7 employees works tirelessly to ensure that you receive exceptional service. Our total deposits stand at $3,095,173, reflecting the trust our members place in us. Additionally, with a net worth of $3,727,272 and cash on hand totaling $108,294, you can rest assured knowing your finances are in safe hands. While members can visit us at 22 S 1St Ave, official correspondence should be sent to the same address for convenience. Whether you're looking to open a new account or need assistance with loans totaling 965 leases and loans combined, we're here for you. Our commitment extends beyond just numbers; it's about building lasting relationships within the community. We invite you to experience the difference at Tri State Rail where your financial success is our priority. For any questions or assistance, feel free to give us a call at 814-665-5291 or explore more about us on our website at Tri State Rail FCU. Join us today and take the first step towards achieving your financial dreams!

Branch History & Mission

Community-Centric Services

We're proud to offer both traditional banking services and modern conveniences. With operating hours designed to fit your busy schedule Monday through Friday we're here when you need us most. While we do not have ATM services on-site, our drive-thru service ensures that you can complete simple transactions conveniently. As technology advances, so do we. Our online banking platform allows members to manage their finances from anywhere at any time. We offer mobile applications for easy access while maintaining ADA compliance to ensure everyone can benefit from our services.

Join Us

Tri State Rail is more than just a credit union; it's a community hub where members come together for mutual support and growth. We invite you to join us in this journey experience the difference that comes with being part of a member-driven organization dedicated to your financial success. For more information about membership eligibility or to learn how we can assist you further, please visit our website or give us a call at 814-665-5291. Together, let's build a brighter financial future!

Our Mission

At the heart of Tri State Rail's mission is a dedication to providing exceptional financial services while uplifting our community. We believe in empowering our members with the tools they need to achieve their financial goals. From personal banking options like checking and savings accounts to loans tailored for auto financing and mortgages, we strive to meet diverse needs. Our mission extends beyond just banking; it includes actively participating in community outreach initiatives. We partner with local organizations to support events that enhance the lives of those around us. Whether it's sponsoring youth programs or hosting financial literacy workshops, we are committed to making a positive impact.

Branch Location & Accessibility

Connect With Us

Have questions? Feel free to give us a call at 814-665-5291 or stop by during our operating hours. We're excited to assist you with all of your banking needs! While members can visit us at 22 S 1st Ave for any inquiries or transactions, official correspondence should be sent to the same address as our mailing address: 22 S. 1st Avenue, Corry, PA 16407. We look forward to welcoming you soon!

Finding Us

Our branch is designed with accessibility in mind. You'll find ample parking available right outside, and our facilities are ADA compliant, ensuring that everyone can comfortably access our services. If you prefer drive-thru banking, we offer that too for quick deposits and withdrawals without leaving your vehicle.

Operating Hours

We understand that life can be busy, which is why our operating hours are crafted to fit your schedule. Visit us on Monday, Tuesday, and Thursday from 9 AM to 4 PM, or drop by on Wednesday until 1 PM. On Fridays, we're open until 5 PM so you can wrap up your week with ease.

Services Offered

At Tri State Rail, we're proud to provide a variety of financial services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, our team is here to guide you every step of the way. While we currently do not have ATM services at this location, our drive-thru service allows for simple transactions right at your convenience.

Member Eligibility

At Tri State Rail, we believe that becoming a member is like stepping into a warm, welcoming community where your financial well-being matters. If you're eager to join us, you'll find that eligibility is straightforward and inclusive. To become a member, you simply need to live, work, or worship in the local area, or be related to someone who does. This opens the door for many people, allowing families and friends to benefit from our services together. Plus, as a member of Tri State Rail, you'll enjoy personalized banking solutions tailored just for you, whether it's checking accounts, auto loans, or credit cards with rewards. Ready to take the next step? Opening an account is easy! You can find more details about eligibility and the steps needed to join us at this link. If you have any questions or would like to chat directly, don't hesitate to give us a call at (814) 665-5291. Our friendly team is here to help you every step of the way!

Business Banking & Commercial Services

Business Loans for Growth

Our commercial loan options are designed to fuel your business ambitions. Whether you need funding to expand your operations, purchase equipment, or manage cash flow, our loans can pave the way for your success. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs.

Merchant Services Made Easy

In addition to loans, our merchant services streamline payment processing, allowing you to focus on what you do best running your business. Imagine effortlessly accepting payments from customers while gaining insights into sales trends and customer preferences. This not only enhances customer satisfaction but also helps your business grow. Located at 22 S 1St Ave Corry Pa 16407 in Corry, PA, we're here to partner with you every step of the way. Connect with us today at (814) 665-5291 to learn how we can support your business's financial needs!

Supporting the Community

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that meet diverse needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access at Your Fingertips

We know convenience matters. That's why we offer ATM and cash withdrawal services, along with basic drive-thru banking for quick transactions like deposits and withdrawals. Need assistance? Give us a call at 814-665-5291, and our team will be happy to assist you during our operating hours: Monday, Tuesday, Thursday from 9 AM to 4 PM; Wednesday from 9 AM to 1 PM; and Friday from 9 AM to 5 PM. At Tri State Rail in Corry, PA, we're committed to making banking accessible and beneficial for everyone in our community. Explore all the ways we can help you today by visiting us online at tristaterailfcu.com. Join us on this journey toward better financial health!

Financing Your Dreams

Thinking about buying a new car? Our auto loans and vehicle financing options make it simple to get behind the wheel of your dream vehicle without breaking the bank. Whether you're eyeing a brand-new model or a reliable used car, we've got competitive rates tailored just for you. For those considering homeownership or refinancing their current mortgage, our mortgage loans provide flexible terms to fit various budgets. We also offer personal loans for those moments when unexpected expenses arise or if you're looking into debt consolidation to simplify your payments.

Personal Banking Made Easy

When it comes to personal banking, we understand that every member has unique requirements. That's why we offer checking and savings accounts designed to help you manage your finances effectively. Imagine easily accessing your funds with our online and mobile banking options, allowing you to check balances, transfer money, or pay bills from the comfort of your home or on the go. With features like e-statements and electronic signatures, managing your account is straightforward and secure.

Rewards with Every Swipe

Don't forget about our credit cards with rewards! These cards not only provide purchasing power but also offer benefits that can enhance your everyday spending experience. Whether you're buying groceries or planning a vacation, every swipe earns you rewards that can add up over time.

Supporting Local Businesses

If you own a business or are starting one, we're here for you too! Our business banking services, including merchant services and business loans, are designed to support local entrepreneurs in achieving their dreams. We believe in fostering growth within our community by providing essential financial resources for businesses of all sizes.

Digital & Online Banking

Key Features

One of the highlights of our online banking is the ability to view e-statements. This feature not only helps you go paperless but also gives you instant access to your financial records whenever you need them. Plus, with electronic signature authorization available, signing documents has never been easier or safer. If you're always on the go, you'll love our mobile application. It provides a simple way to check your balance, make transfers, and even send money to friends or family using our person-to-person transfer service. Whether you're at home or out running errands, managing your accounts has never been more accessible.

Security and Accessibility

Your security is our priority. Our online banking system employs robust measures to protect your information while providing you with 24/7 access to your accounts. You can rest easy knowing that your financial data is safe with us. With features like mobile payments coming soon and real-time account management, staying on top of your finances has never been easier. At Tri State Rail, we aim to provide a seamless experience that fits into your busy lifestyle. Join us today and discover how our digital banking solutions can simplify your financial life!

Financial Strength

Committed Team

We take pride in having 7 full-time employees ready to assist you with all your banking needs. Our dedicated team ensures that every interaction you have with us is positive and productive.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tri State Rail is your trusted partner. Visit us at 22 S 1St Ave Corry Pa 16407 or call (814) 665-5291 to learn more about how we can help you achieve your financial goals.

Member-Centric Focus

Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $0 in non-member deposits, we direct our efforts towards enhancing your banking experience.

Secure Savings Opportunities

Members' savings are secured through $215,000 in share certificates, offering stable and rewarding financial growth opportunities. Although we do not currently have any money market shares, our focus remains on ensuring your savings grow safely and effectively.

Solid Financial Foundation

With a net worth of $3,727,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,838 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $1,771,458 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust with $198 in used auto loans and $7,386,560 in total loans and leases supporting members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We currently have over $3,294,286 in used vehicle loans and $1,991,412 in new vehicle loans already helping our members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have financing options that fit your budget.

Credit Lines

For those who need extra flexibility, our credit lines totaling $400,000 allow you to borrow as needed without the hassle of applying for multiple loans. This can be particularly beneficial for managing everyday expenses or unexpected costs. If you're interested in exploring any of these loan options or if you have questions about eligibility and refinancing opportunities, feel free to contact us at 814-665-5291. We are here to help! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at our branch located at 22 S 1St Ave Corry PA 16407 and let us assist you in taking the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $401,719, making it easier for you to secure your dream home. Plus, with flexible refinancing options available, you can adjust your mortgage terms to better suit your current financial situation.

Unsecured Credit Cards

We also provide flexible terms on unsecured credit card loans. With a total of $418,295 in unsecured credit card loans helping members manage their finances effectively, you'll find that our cards come with competitive rates and rewards that can enhance your spending power.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh stands out as a trusted tool for borrowers. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This data is based on the latest results, ensuring that users receive fair and transparent offers (Source: https://www.ncua.gov ). By relying on verified financial institutions, LendMesh fosters trust and confidence among its users. The benefits of using LendMesh are clear. First, Verified Data guarantees that loan offers come from legitimate financial institutions, promoting transparency in the comparison process. Second, No Sponsored Listings means that LendMesh does not prioritize lenders based on paid promotions its primary goal is to provide unbiased results. Finally, Real-Time Rate Comparisons allow users to access up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and user satisfaction associated with the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

TRI STATE RAIL FEDERAL CREDIT UNION - Corry, PA