Tremont Credit Union Milton MA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Tremont, your trusted financial partner in the heart of Milton, MA! Established in 1952, our branch at 2 Granite Ave, Milton, MA 02186 has been dedicated to serving our community for over seven decades. With a proud membership base of 13,662 individuals, we understand that our success is built on the strength of our relationships with you. At Tremont, we take pride in managing a robust portfolio that includes total assets of $259,004,776 and total deposits amounting to $24,267,813. Our commitment to providing quality financial services is evident in the 18,856 loans and leases we've facilitated, helping members achieve their dreams whether it's buying a new home, securing an auto loan, or consolidating debt. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO George Hardiman and Board President Kevin Mullen, we ensure that every member receives personalized attention and support. We believe in fostering an environment where your financial needs are understood and met with care. While members can visit us at our physical location, official correspondence should be sent to our mailing address: P.O. Box 220730, Boston, MA 02122-0021. Feel free to reach out to us anytime at 781-843-5626, or explore our offerings online at tremontcu.org. Join us today as we continue to make a positive impact in Milton and beyond! Whether you're looking for personal banking solutions or business services, Tremont is ready to help you thrive financially. Come see how we can work together towards your goals!

Branch History & Mission

Welcome to Tremont, where our story is rooted in community and growth. Since opening our doors in 1952, the Milton Branch has proudly served the residents of Milton, MA, and beyond. Located at 2 Granite Ave, we stand as a beacon of financial support and guidance for over 13,662 members. With total assets reaching an impressive $259,004,776, we have evolved from humble beginnings into a trusted financial institution known for its commitment to helping individuals and families achieve their financial dreams. Our mission at Tremont is simple yet powerful: to provide exceptional financial services while actively supporting our community. We believe that banking should be accessible and beneficial for everyone, which is why we offer a wide range of services tailored to meet diverse needs from personal checking and savings accounts to auto loans, mortgages, and business banking solutions. Our dedication extends beyond transactions; we strive to empower our members through education and support, ensuring they feel confident in their financial decisions. While you can visit us at our branch address, official correspondence should be sent to P.O. Box 220730, Boston, MA 02122-0021 if needed. Our operating hours are convenient for all open Monday through Friday from 9:00 a.m. to 5:00 p.m. allowing you to manage your finances with ease. At Tremont, we understand the importance of staying current with technology. That's why we offer online banking and mobile payment options for those who prefer digital solutions. Our commitment to accessibility also includes ADA compliance initiatives that ensure all members can benefit from our services. Community outreach is at the heart of what we do. We actively partner with local organizations to create programs that uplift those in need and foster a spirit of giving back. By working together with our community, we aim to make a positive impact on the lives of our members and neighbors alike. If you're looking for a credit union that genuinely cares about your financial well-being while prioritizing community support, look no further than Tremont. Join us today and experience the difference that comes from being part of an institution dedicated not just to banking but also to building lasting relationships within our community. Visit us online or give us a call at 781-843-5626 we can't wait to welcome you!

Branch Location & Accessibility

Convenient Access and Features

We understand that accessibility is key for our members. Our branch offers convenient parking options, ensuring you can park easily during your visit. We are committed to serving everyone and have made sure our facilities meet ADA compliance standards, providing ramps and other features for easy access. Tremont Milton Branch operates from Monday through Friday, opening at 9:00 a.m. and closing at 5:00 p.m. This schedule makes it simple for you to plan your visit around your busy day.

Let’s Connect!

If you have questions or need assistance before your visit, feel free to call us at 781-843-5626. We're excited to welcome you into our branch and support you on your financial journey!

Services Designed for You

At the Tremont Milton Branch, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Our friendly staff is ready to assist with credit cards that come with rewards and business banking services too. While we currently do not have an ATM or drive-thru service available, our team is dedicated to providing you with personalized assistance during lobby hours.

Member Eligibility

Joining Tremont is like becoming part of a warm, welcoming community that truly cares about your financial well-being. To become a member at our branch located at 2 Granite Ave Milton Ma 02186, you just need to meet a few simple eligibility criteria. Whether you're an individual living or working in the area, or a family member of an existing member, we invite you to apply. Our doors are open to everyone who shares our values of mutual support and empowerment. For detailed information on what it takes to qualify, feel free to check out our eligibility page at https://www.tremontcu.org/about-us/become-a-member.html. Once you're ready to take the next step, opening an account with us is straightforward and hassle-free! You can start your journey towards financial growth by visiting this link: https://www.tremontcu.org/loans-credit/loan-products/personal-term-loans.html. If you have any questions or need assistance, don't hesitate to reach out at (781) 843-5626. We're here for you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services help streamline your payment processes. Imagine being able to accept payments easily from your customers whether they prefer cards, mobile payments, or online transactions. This convenience not only improves customer satisfaction but also boosts your sales potential. For more information about how Tremont can assist your business at 2 Granite Ave Milton Ma 02186, Milton, MA, call us at (781) 843-5626 or visit our website here. Let's work together to take your business to the next level!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,717,924, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans offer competitive rates and flexible terms that fit your budget. With Tremont, you can enjoy hassle-free vehicle financing that helps make your dream car a reality. Picture driving off in your new vehicle while knowing you got the best deal possible.

Business Banking

For business owners, we offer robust banking solutions tailored for success. From merchant services that streamline transactions to business loans designed to help you grow, Tremont is dedicated to supporting local businesses in Milton and beyond.

Credit Cards with Rewards

Who doesn't love rewards? Our credit cards come with exciting benefits that allow you to earn points on everyday purchases. Use them wisely and watch as those points turn into travel perks or cashback offers that give back to you.

Mortgage Loans & Refinancing

If you're ready to buy a home or refinance your current mortgage, our mortgage loans can help simplify the process. We know this is one of the most significant financial decisions you'll make, which is why our dedicated team is here to guide you every step of the way. From first-time homebuyers to seasoned investors, we tailor our services to fit your unique situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. With options like person-to-person payments and electronic statements, handling your finances has never been easier. At Tremont, we're not just a credit union; we're a community partner committed to enhancing your financial well-being. If you're interested in learning more about our services or becoming a member, don't hesitate! Give us a call at 781-843-5626 or visit us online at tremontcu.org. Your journey toward better banking starts here!

Personal Banking

Whether you're looking to open a new checking or savings account, Tremont has you covered. We understand that managing your finances is crucial. That's why our personal banking services are designed with you in mind. Imagine having the ability to easily deposit checks from your phone or track your spending all in one place through our online and mobile banking platforms.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Whether it's for home improvements, medical bills, or debt consolidation, our personal loans can provide the support you need. At Tremont, we believe in giving our members the tools they need to manage their finances effectively.

Digital & Online Banking

Convenience Meets Accessibility

Whether you're using our mobile payments feature to make quick purchases or checking in on your accounts from home, you'll find that managing your finances has never been easier. Our services are designed with you in mind offering accessibility without sacrificing ease of use. So if you're ready to take control of your financial journey, visit us today at https://www.tremontcu.org/ and experience the benefits of digital banking with Tremont!

Key Features of Our Digital Banking Services

Our online banking service is available 24/7, giving you the flexibility to check your account balance, pay bills, and transfer funds whenever it suits you. Want to send money to a friend? Our person-to-person transfer feature makes this as easy as sending a text message. Plus, if you're always on the go, our mobile application lets you handle your banking right from your smartphone. Security is a top priority for us at Tremont. We use electronic signature authorization for transactions, ensuring that your personal information remains safe while providing an easy way to sign documents digitally. You can also opt for e-statements, reducing clutter and making it easier for you to keep track of your finances securely online.

Financial Strength

At Tremont, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, which allows us to serve you with confidence. With a net worth of $26,484,346, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $53,895,292 in share certificates and $26,870,809 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $26,650,323 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $3,803 in used auto loans and a total of $183,019,570 in loans and leases available for members' financial goals across various sectors. Our operational efficiency is reflected in our net income of -$835,977, which shows the challenges we've faced but also highlights our commitment to improving our services moving forward. We also take pride in having 35 full-time employees and 4 part-time employees, ensuring our branches are always ready to assist you with a knowledgeable and dedicated team. Our net shares available for lending and investments stand at $1,302,034, while our total share accounts have reached 25,265, showcasing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tremont is your trusted partner. Visit us at 2 Granite Ave Milton Ma 02186 or call 781-843-5626 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,019,801 in used vehicle loans and $7,167,061 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away with the car you want.

Business Financing

For business owners, our outstanding commercial loans totaling $1,717,924 provide the capital needed to grow and expand your business. We understand the unique challenges faced by businesses today and are here to support your ambitions. At Tremont, we believe in transparency and community support. Our loan offerings are designed with your best interests in mind. If you're interested in learning more about eligibility or how to apply for any of these loans, feel free to contact us at 781-843-5626, or visit us at our branch located at 2 Granite Ave Milton MA 02186. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $41,722,201, make buying or refinancing simple. We also offer various refinancing options to ensure that you can adjust your mortgage as your financial situation changes.

Personal Loans and Credit Cards

For those looking for more flexibility in managing day-to-day expenses, we also offer unsecured credit card loans with a total of $0 currently issued. This allows our members to handle unexpected costs without stress. Additionally, our personal loan options provide the financial support you need for debt consolidation or significant purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users can trust the information they receive is not only accurate but also fair. Each listing reflects real offers from legitimate financial institutions, ensuring transparency throughout the comparison process.

Tremont