Tremont Credit Union Milton MA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Tremont, your trusted credit union located at 2 Granite Ave, Milton, MA 02186. Since our founding in 1952, we have proudly served our community with dedication and care. Our mission is to empower our 13,662 members by providing exceptional financial services tailored to meet their needs. At Tremont, we understand that financial security is essential for a thriving community. With total assets reaching an impressive $259,004,776, and total deposits of $24,267,813, we are committed to ensuring your money is safe and accessible. We take pride in offering a variety of services including personal banking, auto loans, mortgages, and business financing all designed to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 220730, Boston, MA 2122. Our dedicated team of 39 employees, led by CEO George Hardiman and Board President Kevin Mullen, is here to assist you Monday through Friday from 9:00 a.m. to 5:00 p.m. With a net worth of $26,484,346 and cash reserves of $748,401, you can trust that we prioritize the financial health of our members above all else. Whether you're looking for a loan or want to open an account, visit us or give us a call at 781-843-5626. Explore how Tremont can support your financial journey today! For more information about our services and membership eligibility, check out our website at tremontcu.org.

Branch History & Mission

Commitment to Innovation

As times change, so do we. At Tremont, we embrace technology to enhance your banking experience while ensuring accessibility for everyone. From online banking and mobile payments to electronic signatures and e-statements, we've made it easier than ever for you to manage your finances on your terms. While we currently do not offer ATM or drive-thru services at our branch, our shared service center provides essential transactions for partner credit union members, ensuring that you can access your funds when needed.

Join Us

With total assets exceeding $259 million and a dedicated team of employees who are passionate about serving you, Tremont stands ready to help you achieve your financial goals. We invite you to explore what membership means at Tremont Credit Union. Join us today and experience the benefits of being part of a caring community that values you. For more information about becoming a member or opening an account, please visit our website or call us at 781-843-5626. Together, let's build a brighter financial future!

Our Mission

At Tremont, our mission is clear: to empower our members through exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to fair and affordable financial products. Whether it's personal banking, auto loans, or business financing, we strive to meet the diverse needs of our members with transparency and integrity. We understand that banking is about more than just transactions; it's about building relationships. We take pride in offering personalized service that puts you first. This focus on community extends beyond the walls of our branch as we engage in various outreach efforts and partnerships designed to uplift those around us.

Branch Location & Accessibility

Accessibility Features

At Tremont, we pride ourselves on being accessible to everyone. Our branch is ADA compliant, featuring ramps and other amenities to assist those with mobility challenges. Plus, we offer ample parking so you can easily find a spot when you visit.

Operating Hours

We are here for you Monday through Friday from 9:00 a.m. to 5:00 p.m., ready to assist with anything from opening new accounts to providing loan information. If you're looking for personal banking services like checking and savings accounts, auto loans, or mortgage refinancing, our friendly staff is always happy to help.

Services Offered

Though we currently do not have ATM or drive-thru services available at this location, we do provide shared services for basic transactions such as deposits and withdrawals for partner credit union members. With online and mobile banking options available as well, managing your finances has never been easier! We invite you to come by and experience the convenience of banking with Tremont. If you have any questions or need assistance before your visit, feel free to give us a call at 781-843-5626. We look forward to serving you!

Member Eligibility

At Tremont, we believe that everyone deserves a supportive financial community, and becoming a member is just the beginning of your journey with us. If you're looking to join our friendly family, eligibility is quite simple! We welcome individuals who live, work, worship, or attend school in the Milton area. This means whether you're a lifelong resident or new to the community, you can enjoy all the benefits of membership. Our members benefit from personalized service, competitive rates on loans and savings, and access to exclusive products tailored just for you. Getting started is easy! You can find more detailed information about the eligibility criteria by visiting our website at https://www.tremontcu.org/about-us/become-a-member.html. When you're ready to open an account, check out our straightforward process here: https://www.tremontcu.org/loans-credit/loan-products/personal-term-loans.html. If you have any questions or need assistance, don't hesitate to give us a call at (781) 843-5626. Join us at Tremont, located at 2 Granite Ave Milton Ma 02186, and take the first step towards enhancing your financial future!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having the ability to accept payments easily, manage transactions efficiently, and provide customers with a smooth checkout experience. Our merchant services are tailored to help you focus on what matters most growing your business. From point-of-sale systems to online payment processing, we offer tools that streamline your operations and enhance customer satisfaction. Located at 2 Granite Ave Milton Ma 02186 in Milton, MA, our dedicated team is ready to assist you. For inquiries, feel free to reach us at (781) 843-5626 during our operating hours, Monday through Friday from 9:00 a.m. to 5:00 p.m. Explore how Tremont can be your partner in success today!

Supporting Your Growth Journey

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,717,924, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, Tremont offers comprehensive business banking services. From essential merchant services that facilitate smooth transactions to tailored business loans, we understand what it takes to run a successful operation.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we have embraced modern technology with our online and mobile banking services. You can access your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills everything is just a few clicks away! Additionally, our features like ATM & cash withdrawal services allow easy access to cash whenever needed.

Loans and Credit Solutions

Sometimes life calls for extra support, which is why our personal loans and debt consolidation options are here for you. They can help simplify your payments and get you back on track financially. Looking to reward yourself while managing expenses? Check out our credit cards with rewards that give back every time you shop.

Personal Banking

Life can be unpredictable, and having the right financial tools can make all the difference. At Tremont, we offer a range of personal banking services, including checking and savings accounts that help you manage your day-to-day finances effortlessly. Need a vehicle? Our auto loans and vehicle financing options ensure you get behind the wheel without breaking the bank. Plus, if you're dreaming of owning a home, we provide competitive mortgage loans and refinancing solutions tailored to fit your budget.

Shared Branching Services

If you're traveling or simply away from home, don't worry! Through our partnership with other credit unions, we offer basic shared branch transactions like deposits and withdrawals for partner credit union members. This means you can stay connected to your funds no matter where life takes you. At Tremont, we're more than just a credit union; we're your financial partner. We invite you to explore all these services further by visiting us at Executive Offices And Operations Center or calling us today at (781) 843-5626. Let's work together towards achieving your financial dreams!

Digital & Online Banking

Key Features

Managing your money has never been easier with features like E-Statements, which allow you to receive your account statements electronically. Say goodbye to paper clutter and enjoy quick access to your financial documents right from your device. Plus, with Electronic Signature Authorization, you can sign documents securely online, streamlining the process for loans or new accounts. If you're always on the go, our Mobile Application makes banking simple at your fingertips. Whether you want to pay bills or make Person-to-Person Transfers to friends and family, our app delivers all these capabilities seamlessly. Additionally, if you love using mobile payments for shopping, you're in luck our services support this feature too! Security is a top priority at Tremont. We ensure that all transactions are protected so you can have peace of mind while managing your finances online. Our commitment to accessibility means that whether you're using a computer or mobile device, you'll find it easy to navigate our services. Discover how digital banking can enhance your financial management by visiting us today! With Tremont, banking is not just about transactions; it's about providing a convenient experience tailored for you.

Financial Strength

A Solid Foundation

With a net worth of $26,484,346, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,020 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts stand strong at 25,265, showing a growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,302,034. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tremont is your trusted partner. Visit us at 2 Granite Ave Milton Ma 02186 or call (781) 843-5626 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $53,895,292 in share certificates and $26,870,809 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-835,977, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 35 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

Our commitment to our members is further highlighted by our $26,650,323 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $3,803 in used auto loans and $183,019,570 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $14,019,801 in used vehicle loans and $7,167,061 in new vehicle loans, helping our members get on the road confidently. Whether you're financing a brand-new ride or opting for a reliable used vehicle, we can assist you with competitive rates and flexible terms.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $1,717,924 provide the capital needed to expand operations or invest in new projects. We understand the challenges businesses face and are here to support your entrepreneurial journey. At Tremont, we prioritize transparency and customer service above all else. If you're interested in refinancing or would like to know more about eligibility options for any of our products, don't hesitate to reach out for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our diverse loan offerings can empower you to take control of your financial future today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $41,722,201. Our team is ready to help you navigate the mortgage process so you can focus on finding your dream home.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $0 in unsecured credit card loans currently available, we strive to assist our members in managing their finances effectively without unnecessary fees or complicated processes.

Loan Aggregator

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Tremont