Tremont Credit Union Dorchester MA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Tremont, your trusted partner in personal and community banking located at 180 Mount Vernon St, Dorchester, MA 02125. Since our establishment in 1952, we have proudly served a growing membership of over 13,662 members, providing financial services that truly cater to the needs of our community. As part of the credit union movement, we believe in the power of people helping people. At Tremont, we manage total assets of approximately $259,004,776 and maintain a strong commitment to your financial well-being with total deposits amounting to $24,267,813. Our dedicated team of 39 employees, led by CEO George Hardiman and Board President Kevin Mullen, is here to assist you with a range of services including personal banking, auto loans, mortgages, and business financing. We understand that trust is earned through transparency. That's why we're proud to share that our net worth stands at $26,484,346, reflecting our stability and ability to support you in achieving your financial goals. With cash reserves totaling $748,401, we are well-equipped to meet your needs while fostering growth within our community. While members can visit us at our branch location for friendly service during our operating hours Monday, Tuesday, Thursday, and Friday from 9:00 a.m. to 5:00 p.m. official correspondence should be sent to our mailing address at 2 Granite Ave, Suite 101, Milton, MA 2186. Explore how Tremont can make a difference in your life today! Whether you're looking for loans or simply want to open an account with us online at Tremont's website, we're excited to help you take the next step on your financial journey. Feel free to call us at 617-287-8041 with any questions or visit us in person we're here for you!

Branch History & Mission

Join Us

While you can visit us at 180 Mount Vernon St for all your banking needs during our operating hours Monday, Tuesday, Thursday, and Friday from 9:00 a.m. to 5:00 p.m. official correspondence should be sent to our mailing address at 2 Granite Ave, Suite 101 in Milton, MA. If you're looking for a credit union that truly cares about its members and their financial future, look no further than Tremont. We invite you to join us today and experience the benefits of being part of a community-focused financial institution. For more information about membership or services, please call us at 617-287-8041 or visit our website. Together, let's build a brighter financial future!

Our Journey

Since our inception, Tremont has focused on providing accessible financial services tailored to the needs of our members. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgages, and business services. With total assets of approximately $259 million, we are proud to serve our members with integrity and transparency. Our journey has been marked by significant milestones that reflect our dedication to innovation and community outreach. We have embraced digital advancements to ensure that our members can manage their finances conveniently through online and mobile banking platforms. Additionally, we are committed to ADA compliance, ensuring that all individuals can access our services without barriers.

Our Mission

At Tremont, our mission is simple yet profound: to empower our members financially while supporting the communities we serve. We strive to provide exceptional service that meets the diverse needs of our members whether it's helping them purchase their first car or offering guidance on business loans. Our focus goes beyond transactions; we aim to build lasting relationships based on trust and mutual respect. We actively engage in community initiatives and partnerships that promote financial literacy and well-being. By participating in local events and providing educational resources, we work towards fostering a stronger community where everyone has the opportunity to thrive.

Branch Location & Accessibility

Get in Touch

Have questions or want to learn more? Feel free to give us a call at 617-287-8041 or simply drop by our branch. We'd love to assist you with all your banking needs! Come visit us today and discover how Tremont can help you achieve your financial goals!

Location Highlights

While visiting us at our Dorchester location, you'll find ample parking available, ensuring that you can get in and out quickly. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps to welcome all members of our community. If you need to reach us by mail, please send any official correspondence to our mailing address at 2 Granite Ave, Suite 101, Milton, MA 2186.

Operating Hours

We understand that your time is valuable. That's why we are open Monday, Tuesday, Thursday, and Friday from 9:00 a.m. to 5:00 p.m., giving you plenty of opportunities to visit us during the week. Please note that we are closed on Wednesdays.

Services Offered

At Tremont, we offer a variety of services tailored for personal banking needs including checking and savings accounts, auto loans, mortgage loans and refinancing options, as well as personal loans for debt consolidation. For business members, we provide merchant services and business loans too! You can also enjoy the convenience of online and mobile banking right from your smartphone.

Member Eligibility

At Tremont, we believe that becoming a member is like joining a family where everyone supports one another. If you're looking to be part of a community that cares, you might be eligible to join us! Our membership is open to individuals who live, work, or attend school in the area surrounding our branch at 180 Mount Vernon St Dorchester Ma 02125. This means if you're in the neighborhood, we want you to benefit from the services and support we offer. Joining is simple and welcoming! To learn more about the specific eligibility criteria, feel free to check out this resource: Member Eligibility Details. Once you confirm your eligibility, opening an account is just as easy! You can find all the details on how to start your journey with us here: Account Opening Information. If you have any questions or need assistance, don't hesitate to call us at (617) 287-8041. We're excited for you to join our community at Tremont!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,717,924, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, having reliable merchant services can make a world of difference. Imagine processing payments seamlessly so you can focus on what really matters serving your customers and growing your business. Our merchant services offer everything from payment processing to reporting tools that give you insights into your sales trends. Located at 180 Mount Vernon St Dorchester Ma 02125, we're here to help your business thrive. Contact us at (617) 287-8041 to learn more about how our business banking solutions can meet your unique needs!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're dreaming of a new car or need financing for a used vehicle, our auto loans make it simple. We offer competitive rates and flexible terms that fit your budget. Picture yourself driving off in your dream car without the stress of complicated financing options just straightforward assistance from our knowledgeable staff.

Business Banking

For entrepreneurs and small business owners, our business banking services include merchant services and business loans designed to help you succeed. We understand the unique challenges businesses face and are here to provide support as you grow.

Credit Cards with Rewards

Take advantage of our credit cards that not only offer great rewards but also come with no hidden fees. Enjoy benefits like cash back on everyday purchases while having peace of mind knowing you're making smart financial choices.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing loan, we provide guidance every step of the way. Our mortgage experts will help you navigate through various options so you can find a plan that suits your lifestyle and financial situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms give you 24/7 access to all your accounts. Whether it's making payments or transferring money between accounts, everything can be done quickly from your smartphone or computer. We invite you to discover how Tremont can support your financial journey. For any questions or more information about our services, feel free to call us at 617-287-8041 or visit us at our branch in Dorchester. Experience the difference that personalized service makes your future starts here!

Personal Banking

Whether you're looking to open a checking or savings account, Tremont has got you covered. Our personal banking services are designed with you in mind, ensuring easy access to your funds and the ability to manage your finances effortlessly. Imagine enjoying the convenience of online and mobile banking that allows you to check your balance, transfer funds, and pay bills from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and when it does, Tremont offers personal loans that can help alleviate financial stress. If you're managing multiple debts, consider our debt consolidation services. We'll work with you to create a manageable repayment plan that simplifies your finances.

Digital & Online Banking

At Tremont, we understand that managing your finances should be simple and secure. That's why we offer a range of digital and online banking services designed to put you in control, anytime and anywhere. With our 24/7 online banking services, you can access your accounts whenever it suits you. Whether you want to check your balance, transfer funds, or pay bills, everything is just a click away at https://www.tremontcu.org/. Our user-friendly platform ensures that all these tasks are easy to navigate, so you can spend less time on banking and more time on what matters to you. For added convenience, we provide e-statements, allowing you to view your account statements electronically. This not only helps the environment but also means no more waiting for paper statements in the mail. Plus, with our electronic signature authorization, signing documents is a breeze no need for printing or scanning. If you're always on the go, our mobile application offers the same great features right at your fingertips. You can make mobile payments, manage your accounts, and even send money directly to friends and family with our person-to-person transfers feature. It's all about making your banking experience as seamless as possible. Security is also a top priority for us. With advanced encryption and authentication measures in place, you can trust that your information is safe while using our digital services. At Tremont, we are committed to providing innovative solutions that cater to your financial needs. Explore all that we offer through our online platform at https://www.tremontcu.org/ and enjoy hassle-free banking today!

Financial Strength

At Tremont, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring that your hard-earned money is safe and working effectively for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $26,484,346, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $53,895,292 in share certificates and $26,870,809 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $26,650,323 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,803 in used auto loans and a total of $183,019,570 in loans and leases. While our net income stands at -$835,977, it reflects our commitment to investing in future growth strategies that will benefit all our members. We also take pride in having 35 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $1,302,034. Total Share and Deposit Accounts: 25,265, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tremont is your trusted partner. Visit us at 180 Mount Vernon St Dorchester MA 02125 or call 617-287-8041 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,019,801 in used vehicle loans and $7,167,061 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away with your ideal vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $1,717,924 provide the capital needed to grow and expand your business. We know how vital access to funds can be for success in today's competitive market.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $41,722,201, make buying or refinancing simple. We understand that purchasing a home is one of the most significant decisions you'll make. That's why we offer personalized guidance throughout the process to ensure you find the right solution for your situation.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, our team is here to assist you with every step of the way. We want to ensure that you maximize your financial potential and find the best fit for your needs. At Tremont located at 180 Mount Vernon St Dorchester Ma 02125, we pride ourselves on offering tailored solutions backed by exceptional member service. If you're ready to explore your loan options or have questions about our offerings, don't hesitate to reach out at 617-287-8041. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our services today and see how we can help you achieve your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although currently we have $0 in unsecured credit card loans issued, we are committed to helping our members manage their finances effectively when these options become available.

Loan Aggregator

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Tremont