Treasury Department Credit Union Washington DC | Low Mortgage Rates & Business Banking

Introduction

Welcome to Treasury Department, your trusted financial partner located at 1101 2Nd St Ne, Washington, DC 20002. Established in 1935, we have proudly served our community for nearly nine decades, building strong relationships with our 12,098 members. Our commitment to providing personalized service and reliable financial solutions sets us apart in the world of banking. At Treasury Department, we believe that every member deserves a bank that understands their unique needs. With total assets of $174,195,693 and total deposits amounting to $14,046,612, we are well-equipped to support your financial goals, whether you're looking for auto loans, mortgages, or personal banking services. Our experienced team of 29 dedicated employees is here to guide you through every step of your financial journey. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address at PO BOX 27301, WASHINGTON, DC 20038. Under the leadership of our CEO, Christine Cho, and Board President, Lou Dixon, we strive to create a welcoming environment where your financial aspirations can flourish. We are proud of our strong net worth of $17,285,829 and the cash in hand totaling $742,775, which underscores our stability and ability to serve you effectively. Explore how we can help you achieve your financial dreams by visiting our website at www.tdfcu.org or call us at 202-289-1950. Join us today and experience the difference a credit union can make in your life!

Branch History & Mission

Commitment to Service

While you can visit us at our main location on 2nd Street NE for all your banking needs during our lobby hours from 8 AM to 4 PM on weekdays, official correspondence should be sent to PO BOX 27301, WASHINGTON, DC 20038 if needed. We understand that convenience matters; that's why we offer ATM services for quick access to your funds. Our commitment goes beyond just transactions. We actively seek partnerships that enhance community welfare and engage in outreach efforts that uplift those around us. Whether it's financial literacy workshops or supporting local events, we are dedicated to making a positive impact.

Join Us Today

At Treasury Department, we invite you to become part of our family. Experience the difference that comes from being a member of a credit union dedicated to your success. With us by your side, you will find not only the resources you need but also a supportive community ready to help you achieve your financial goals. For more information or to join us today, call us at (202) 289-1950 or visit our website at tdfcu.org. Together, let's build a brighter future!

Our Journey

From our humble beginnings in the heart of the nation's capital, the Treasury Department has always prioritized the financial well-being of our members. Over the years, we have adapted to meet changing needs while remaining committed to providing essential services like personal banking, auto loans, mortgages, and credit cards. As we've expanded our offerings, we've also embraced technology to make banking more accessible. With online and mobile banking options available, our members can manage their finances anytime and anywhere. Our mission is clear: We aim to empower our members through quality financial services while fostering a strong sense of community. We believe that everyone deserves a chance to thrive financially. That's why we not only provide competitive rates and personalized service but also engage in outreach programs that support local initiatives and charities.

Branch Location & Accessibility

Banking Hours and Services

We are open Monday through Friday from 8 AM to 4 PM, ready to assist you with personal banking services such as checking and savings accounts, auto loans, mortgage loans, and more. Although we do not have a drive-thru service available, our lobby is designed for a pleasant experience where you can meet with our friendly staff who are eager to help. If you're looking for quick transactions, we also provide ATM services right at our location. You can easily withdraw cash or check your balance without needing to enter the branch.

Convenience and Accessibility

At our Treasury Department branch, we understand that accessibility is key. Our facility features ADA-compliant entrances and ramps to ensure everyone can access our services comfortably. Plus, we offer ample parking space nearby for those driving in.

Get in Touch

For any questions or assistance, don't hesitate to reach out! You can contact us at (202) 289-1950. We invite you to visit us soon and discover how we can support your financial journey. Your community credit union is here for you!

Member Eligibility

At Treasury Department, we believe that becoming a member means joining a caring community that prioritizes your financial well-being. If you're looking to enjoy the benefits of being part of our family, you'll be pleased to know that eligibility is quite simple! Generally, anyone who works or lives in the Washington D.C. area can apply for membership with us. We also welcome immediate family members of current members, making it easy for you to share the advantages of our services with your loved ones. For the most accurate and detailed information on eligibility criteria, feel free to check out this link. Ready to get started? Opening an account at Treasury Department is straightforward and welcoming. You can find all the details on how to open your account by visiting this page. Should you have any questions or need assistance during the process, don't hesitate to give us a call at (202) 289-1950. We're here to help you every step of the way as you begin your journey with us at Treasury Department, located at 1101 2Nd St Ne Washington Dc 20002!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced world, efficient payment processing can make all the difference. Our merchant services provide reliable payment solutions that allow you to focus on what you do best running your business. From simple card transactions to more complex payment systems, we're here to help streamline your operations. Whether you're located at 1101 2Nd St Ne Washington Dc 20002 in Washington, DC, or online, trust Treasury Department to be your partner in growth. Reach out today at (202) 289-1950 to learn more about how we can assist your business!

Tailored Loan Options

Imagine having the financial backing to invest in new equipment, hire staff, or launch a marketing campaign. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Banking Convenience

Emphasizing convenience, Treasury Department offers robust online and mobile banking platforms that allow you to access your accounts anytime, anywhere. You can transfer funds, pay bills, and manage your finances right from your smartphone or computer. With ATM availability at our branch, accessing cash is simple you can withdraw funds and check balances without any hassle.

Loans and Credit Options

In addition to traditional lending products, we also provide personal loans for debt consolidation or unexpected expenses. Our credit cards come with rewards that let you earn while you spend, making them a great choice for everyday purchases. If you're a business owner, our business banking services include merchant services and business loans tailored to support your entrepreneurial journey.

Member Support

We understand that managing finances can be overwhelming at times. That's why our friendly team is here to help! You can reach us at (202) 289-1950 during operating hours from 8 AM to 4 PM on weekdays. Whether you have questions about setting up an account or need assistance with a loan application, we're ready to assist you every step of the way. In summary, Treasury Department at Capitol Hill is committed to providing comprehensive financial solutions that fit your lifestyle. We invite you to visit us at 1101 2Nd St Ne Washington Dc 20002 or explore more about our services online at our website. Let us help you achieve your financial goals today!

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that cater to various lifestyle needs, helping you manage your daily finances effortlessly. If you're thinking about buying a car, our auto loans provide flexible financing options that make purchasing your next vehicle straightforward. For those considering home ownership or refinancing an existing mortgage, our mortgage loans offer competitive rates and personalized assistance throughout the process.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to send money easily through person-to-person transfers. Need to split a dinner bill or send cash to a friend? It's as simple as a few taps on your device! Plus, with e-statements available, you'll receive your account statements electronically, helping you stay organized while reducing paper clutter. For those who prefer managing their finances on the go, our mobile application is here to help. You can download it directly from your app store and enjoy all the same features as our online banking platform. From mobile payments to account management, everything is at your fingertips. While we currently do not offer electronic signature authorization or mobile payment options, our commitment remains strong in providing straightforward banking solutions that work for you. With user-friendly navigation and top-notch security measures in place, you can bank with confidence. At Treasury Department, we're dedicated to making your banking experience as smooth as possible. Explore the benefits of digital banking today at https://www.tdfcu.org/ and discover how easy it is to manage your finances on your terms!

Financial Strength

A Solid Foundation

With a net worth of $17,285,829, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $992 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Our commitment to serving you is evident with a total of 23,266 share accounts held by our growing member base who trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Treasury Department is your trusted partner. Visit us at 1101 2Nd St Ne Washington Dc 20002 or call (202) 289-1950 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $12,886,121 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to lend is reflected in our $812 in used auto loans and $108,920,727 in total loans and leases, supporting your financial aspirations across various sectors. Our operational efficiency is highlighted by a net income of $0, which empowers us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees ready to assist you with any inquiries or needs you may have.

Secure Savings Opportunities

Members' savings are secured through $13,379,612 in share certificates and $19,640,527 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,248,990 in used vehicle loans and $18,338,955 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or need support for a reliable used car, our team is here to guide you through the process.

Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $4,699,845 in loans helping members manage their finances effectively, our credit cards provide an easy way to handle unplanned costs while earning rewards along the way.

Credit Lines

For those looking for additional flexibility, our total credit lines amount to $30,340,933. This option allows you to borrow as needed while only paying interest on what you use, making it an excellent choice for managing cash flow.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,390,417, make buying or refinancing simple. We work closely with you to find a solution that fits your budget and lifestyle.

Refinancing and Eligibility Options

If you're considering refinancing any existing loans or checking your eligibility for our products, don't hesitate to reach out. Our team is ready to assist you every step of the way. You can contact us at (202) 289-1950 or visit us at our branch located at 1101 2Nd St Ne Washington Dc 20002 in Washington, DC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan offerings can help you achieve your financial dreams today!

Loan Aggregator

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TREASURY DEPARTMENT FEDERAL CREDIT UNION