Trax Credit Union Plant City FL | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Trax, your trusted financial partner located at 1701 W Baker St, Plant City, FL 33563. Since our establishment in 1935, we have been dedicated to serving our community with a personal touch. With a strong membership base of 44,835 and total assets reaching an impressive $492,796,576, we pride ourselves on being a cornerstone of financial support in Plant City. At Trax, we believe in the power of community. Our team is here to help you achieve your financial goals whether it's buying your dream car with one of our auto loans or saving for that special occasion with our competitive savings accounts. We manage over $50,215,656 in deposits and provide loans that total up to 18,437 across various categories. Our leadership is committed to ensuring that you receive the best service possible. Under the guidance of CEO Peter Giorgianni and Board President Tim McCorkle, we focus on not just meeting but exceeding your expectations. Whether you're visiting us for personal banking services or business solutions, our friendly staff is ready to assist you every step of the way. And while members can visit us at our main branch address for services like ATM access and drive-thru banking, official correspondence should be sent to the same location: 1701 W Baker St, Plant City, FL 33563. Ready to take the next step toward financial wellness? Feel free to call us at 813-621-6661 or explore more about what we offer by visiting our website at www.traxcu.com. Join us as we continue to grow and support our members' aspirations!

Branch History & Mission

Welcome to Trax, a credit union deeply rooted in the heart of Plant City, Florida. Established in 1935, our branch has been a cornerstone of financial service and community support for nearly nine decades. From our humble beginnings, we have grown to serve over 44,000 members with total assets reaching an impressive $492,796,576. Located at 1701 W Baker St, Plant City, FL 33563, our branch is easily accessible and surrounded by vibrant local landmarks that reflect the spirit of our community. Whether you're visiting us for personal banking needs or exploring our wide range of loan options, you'll find friendly faces ready to assist you. At Trax, we pride ourselves on our mission to provide exceptional financial services while fostering a strong sense of community. We believe in empowering our members to achieve their financial goals, whether that's through checking and savings accounts, auto loans, or mortgage refinancing. Our commitment extends beyond banking; we actively engage in community outreach initiatives that uplift those around us. While members can visit us at 1701 W Baker St Plant City Fl 33563, official correspondence should be sent to 1701 W Baker St, Plant City, FL 33563 if needed. Our operating hours are designed to accommodate your busy schedule: Monday to Thursday from 8:30 a.m. to 5:00 p.m., Friday from 8:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. In addition to our welcoming lobby, we offer ATM availability and drive-thru banking services for added convenience. We also participate in shared service centers, ensuring that our members have access to their accounts even when they travel outside our immediate area. As we look toward the future, we remain dedicated to leveraging technology for your benefit. With features like online banking and mobile payments available at your fingertips, managing your finances has never been easier. Join us at Trax and experience firsthand the benefits of membership in a credit union that truly cares about its community and its members. Let us be your partner on your financial journey! For more information or to become a member today, please call us at 813-621-6661 or visit our website at Trax Credit Union.

Branch Location & Accessibility

Connect with Us

While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1701 W Baker St, Plant City, FL 33563. If you have any questions or want to learn more about how we can assist you, don't hesitate to call us at 813-621-6661. We invite you to stop by Trax today your financial partner in Plant City and experience the difference we can make in your financial journey!

Nearby Landmarks and Accessibility

Located just a stone's throw from local favorites like the Plant City Strawberry Festival grounds and the scenic Edward Medard Regional Park, our branch is easily accessible. You can find ample parking right outside our doors, ensuring that your visit is hassle-free. For those who may need assistance, we proudly offer ADA-compliant features, including ramps for easy access.

Operating Hours and Services

Our doors are open Monday through Thursday from 8:30 a.m. to 5:00 p.m., extending until 6:00 p.m. on Fridays for those who need a little extra time. We also welcome you on Saturdays from 9:00 a.m. to 12:00 p.m., perfect for weekend errands! At Trax, we provide a variety of services to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, enjoy the convenience of our drive-thru banking for quick transactions and ATM access available whenever you need it.

Member Eligibility

At Trax, we believe that everyone deserves the chance to be part of a caring community where financial growth and support are at the forefront. Joining us is easy and welcoming! If you live, work, worship, or attend school in Hillsborough County, you're already eligible to become a member. Plus, if you have family members who are part of our credit union, that opens the door for you as well! Our membership comes with numerous benefits, including competitive rates on loans and savings accounts, personalized service, and access to a variety of financial products tailored just for you. To get started on your journey with us, simply visit our branch located at 1701 W Baker St Plant City Fl 33563 or give us a call at (813) 621-6661. You can also find more detailed eligibility criteria by visiting https://www.traxcu.com/about/membership-matters-survey.html. When you're ready to open an account, check out the process outlined at https://www.mobicint.net/rif-live/autoenrollment/start. We can't wait to welcome you into our family at Trax!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine running your shop without the hassle of payment processing worries. Our merchant services streamline transactions, allowing you to focus on what you do best serving your customers. From easy credit card processing to efficient cash management solutions, we provide the tools necessary for your success. Located at 1701 W Baker St Plant City Fl 33563 in Plant City, FL, we are here to help your business grow. Reach out to us at (813) 621-6661 or visit our website here to learn more about how we can support you!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll be pleased to know that we offer robust Business Banking services as well. From Merchant Services that help streamline payments to various options for Business Loans, we aim to support your business's growth and success.

Convenient Access Points

At Trax, convenience is key. We offer an ATM for easy cash withdrawals and basic drive-thru banking services where you can handle deposits and withdrawals without leaving your vehicle. For members of partner credit unions, we also provide basic shared branch transactions so everyone can access their funds when needed.

Final Thoughts

We invite you to experience all that Trax has to offer. With our comprehensive list of services from personal banking solutions like checking accounts and auto loans to business banking resources there's something here for everyone. Our friendly team is ready to assist you during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. If you have any questions or want more information about how we can help meet your financial goals, don't hesitate to give us a call at (813) 621-6661. We look forward to serving you!

Personal Banking Solutions

Starting with personal banking, we offer Checking & Savings Accounts that fit various lifestyles. Whether you need a simple checking account for everyday transactions or a high-yield savings account to watch your money grow, we've got you covered. Imagine having the convenience of accessing your accounts anytime through our Online & Mobile Banking platforms making it easy to check balances, transfer funds, and pay bills on the go. If you're considering buying a new car, our Auto Loans & Vehicle Financing options make the process straightforward and affordable. We work with you to find competitive rates that suit your budget. Additionally, if homeownership is on your radar, our Mortgage Loans & Refinancing services can help turn that dream into reality while ensuring you're getting the best possible deal.

Support for Your Financial Journey

For those looking to consolidate debt or make significant purchases, our Personal Loans & Debt Consolidation services provide flexible solutions tailored to your situation. Plus, our Credit Cards with Rewards add extra value by offering cashback or points for every purchase you make.

Digital & Online Banking

Accessibility & Security

Security is a top priority at Trax. We use advanced technology to protect your personal information while ensuring that our digital services are easy to use. With all these tools at your fingertips, managing your finances has never been more accessible or secure. Join us today and experience how our digital and online banking services can help streamline your financial life. For more details about our offerings, visit us at https://www.traxcu.com/!

Key Features

We're proud to offer features like electronic signature authorization, which simplifies processes like loan applications or account openings without the hassle of paperwork. Plus, with e-statements available, you can say goodbye to cluttered mailboxes and enjoy secure access to your financial statements online. For those who prefer mobile banking, our mobile application allows you to manage your accounts right from your smartphone. Whether you're out shopping or relaxing at home, you can make person-to-person transfers with ease perfect for splitting bills or sending money to friends and family. Additionally, our mobile payments feature lets you make purchases quickly and securely using just your phone.

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trax is your trusted partner. Visit us at 1701 W Baker St Plant City Fl 33563 or call (813) 621-6661 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 85 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 78,557, showing a strong and growing member base that trusts us with their finances.

Lending Capacity

Our robust lending capacity includes $4,746 in used auto loans and $224,139,435 in total loans and leases, supporting various needs across our member community. Our operational efficiency is reflected in our $383,400, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Approach

Members' savings are secured through $152,371,343 in share certificates and $96,823,910 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $59,991,622 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to support your financial goals effectively.

Solid Financial Health

With a net worth of $61,347,639, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.61% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,448,317 in used vehicle loans and $33,084,019 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or need a loan for a reliable used car, our team is here to guide you through the process.

Eligibility and Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, we're here to help. Visit us at 1701 W Baker St Plant City Fl 33563, Plant City, FL, or give us a call at (813) 621-6661 for more information. At Trax, we strive to ensure our members have access to the financial resources they need. For performance insights and financial data, we source from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,472,089, make buying or refinancing simple. We provide personalized service and support throughout your mortgage journey so that you feel confident every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,143,341 in loans helping members manage their finances effectively. This can be a great option for those who want to consolidate debt or make purchases without tying up savings.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing method guarantees fair and transparent offers, allowing users to trust the loan comparisons they see.

TRAX FEDERAL CREDIT UNION - Plant City, FL

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