Trax Credit Union Lakeland FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Trax, your trusted financial partner located at 3305 Lakeland Hills Blvd, Lakeland, FL 33805. Since our establishment in 1935, we have been dedicated to serving our community with integrity and commitment. With a total membership of 44,835, we pride ourselves on providing personalized banking solutions tailored to meet the unique needs of our members. At Trax, we understand that your financial journey is important. That's why we manage over $492,796,576 in total assets and offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. With $50,215,656 in total deposits and a net worth of $61,347,639, you can trust that your money is safe and sound with us. Our leadership team is committed to fostering a welcoming environment for all members. Led by CEO Peter Giorgianni and Board President Tim McCorkle, our team works diligently to ensure that you receive the highest level of service possible. We are proud to employ 91 dedicated staff members who are here to assist you during our operating hours: Monday through Thursday from 8:30 a.m. to 5:00 p.m., and Friday until 6:00 p.m. While members can visit us at our branch location, official correspondence should be sent to the same address: 3305 Lakeland Hills Blvd., Lakeland, FL 33805. If you have any questions or need assistance, feel free to give us a call at 813-621-6661 or send us a fax at 813-626-5026. Join us at Trax today and experience the difference of being part of a credit union that truly cares about its members. Visit our website at traxcu.com for more information on how we can help you achieve your financial goals!

Branch History & Mission

At Trax, our story begins in 1935, when we first opened our doors in Lakeland, FL. Since then, we have evolved into a vital part of the community, proudly serving over 44,000 members and managing total assets of $492,796,576. Our branch is located at 3305 Lakeland Hills Blvd, an easily accessible spot that has become familiar to many locals over the decades. Throughout the years, Trax has remained dedicated to its mission: providing excellent financial services while supporting our community. We believe in empowering our members with the tools and resources they need to achieve their financial goals. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we strive to meet every need with personalized service. As we grew, we embraced technology to enhance member experiences. Today, we offer online and mobile banking services that allow you to manage your finances from anywhere. Our commitment to accessibility includes ADA compliance and features such as electronic signatures for ease of use. Trax has always been more than just a credit union; it's a partner in progress for everyone in Lakeland. We actively engage in community outreach efforts and collaborate with local organizations to make a positive impact. Our shared service center makes it easy for members of partner credit unions to access essential services right here at our branch. While you can visit us at 3305 Lakeland Hills Blvd, any official correspondence should be sent to the same address as our mailing address: 3305 Lakeland Hills Blvd., Lakeland, FL 33805. Our operating hours are designed with your convenience in mind: Monday through Thursday from 8:30 a.m. to 5:00 p.m., and Friday until 6:00 p.m. Additionally, our drive-thru banking service is available for quick transactions without leaving your vehicle. We invite you to join Trax and experience firsthand the benefits of membership. Whether you're looking for support with loans or simply want a reliable place to save, we're here for you every step of the way. Together, let's build a brighter financial future! For more information or assistance, don't hesitate to call us at 813-621-6661 or visit our website.

Branch Location & Accessibility

Easy Access and Parking

At our North Lakeland branch, we understand that accessibility is key. Our location is equipped with ADA-compliant features to ensure everyone can enjoy a hassle-free experience. Plus, parking is ample and easy to navigate, so you won't have to worry about finding a spot when you visit us.

Get in Touch

If you have any questions or would like more information about our services, feel free to give us a call at 813-621-6661. We look forward to welcoming you into the Trax family! Remember, while members can visit us at 3305 Lakeland Hills Blvd, official correspondence should be sent to the same address for your convenience. Come see how we can help make your banking experience better today!

Operating Hours

We're here for you! Stop by Monday through Thursday from 8:30 AM to 5:00 PM or come see us on Friday until 6:00 PM. Whether you're looking to open an account, apply for a loan, or just have a chat about our services, we're available during these hours to help you out.

Services Offered

Our branch offers a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards! If you're in need of basic transactions like deposits or withdrawals, our drive-thru service makes it quick and convenient. Plus, we participate in shared services for partner credit union members, so your banking can be flexible no matter where you are.

Member Eligibility

Becoming a member of Trax is like joining a close-knit family that's committed to your financial success. If you live, work, worship, or attend school in the Polk County area, you're likely eligible to join us. We welcome individuals from diverse backgrounds and aim to create an inclusive community where everyone feels valued. At Trax, you can enjoy personalized service and a variety of financial products designed to meet your needs. Opening an account is simple! Just visit us at our location at 3305 Lakeland Hills Blvd Lakeland Fl 33805 or give us a call at (813) 621-6661 for more information. You can also find all the details regarding membership eligibility by visiting our website at https://www.traxcu.com/about/membership-matters-survey.html. We look forward to welcoming you into the Trax community, where your financial well-being is our top priority!

Business Banking & Commercial Services

Merchant Services that Work for You

In addition to loans, we offer merchant services that simplify payment processing. Picture your customers smoothly paying with credit cards while you focus on running your business. Our tools make transactions quick and easy, ensuring you can serve your customers efficiently. Located at 3305 Lakeland Hills Blvd Lakeland Fl 33805 in Lakeland, FL, we invite you to explore how our business banking solutions can help you thrive. Reach out today at (813) 621-6661!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For local business owners, Trax provides essential support through our business banking services. From merchant services that streamline transactions to competitive business loans, we understand the unique challenges entrepreneurs face and are here to help you succeed.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and pay bills anytime and anywhere. Our members also benefit from access to ATMs for cash withdrawals as well as basic drive-thru banking for quick deposits and transactions.

Get in Touch

We invite you to experience all that Trax has to offer. Our friendly team is ready to assist you with any questions or concerns. Call us today at (813) 621-6661, or visit us at our branch location at 3305 Lakeland Hills Blvd Lakeland Fl 33805 in beautiful Lakeland, FL. Join us in achieving your financial goals! For more information about membership and how we can serve you better, feel free to explore our website at North Lakeland.

Personal Banking Solutions

When it comes to personal banking, we offer various options to help you manage your finances effectively. You can choose from our competitive checking and savings accounts that suit your lifestyle and spending habits. For those planning to purchase a vehicle, our auto loans and vehicle financing solutions make it easy for you to get on the road without breaking the bank. If you're considering homeownership or refinancing an existing mortgage, our mortgage loans are designed with flexible terms to fit your situation. Additionally, if debt is weighing you down, our personal loans for debt consolidation can help simplify your payments into one manageable monthly bill. We also offer credit cards with rewards, giving you added value for your everyday purchases.

Shared Branch Transactions

If you're ever in need of banking services while away from home, don't worry! As part of our commitment to convenience, we provide basic shared branch transactions for partner credit union members, allowing you to perform deposits and withdrawals seamlessly.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you have the power to check your balance, transfer funds, and pay bills whenever it suits you. Whether it's early morning or late at night, managing your money is just a click away. Plus, we offer e-statements so you can keep track of your transactions without the clutter of paper statements. For those on the go, our mobile application puts banking right in your pocket. You can make mobile payments quickly and securely, ensuring you never miss a beat. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast.

Security and Ease of Use

Your security is our top priority. With electronic signature authorization, you can complete transactions with confidence knowing that your information is protected. We've designed our services to be user-friendly, making it easy for everyone regardless of tech-savviness to take control of their finances. In short, at Trax, we're committed to providing accessible and reliable banking solutions tailored to your needs. Experience the ease of managing your accounts online today!

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 78,557, showing a strong and growing member base that trusts us with their finances. This collective trust allows us to maintain a robust lending capacity while continuing to enhance the services you rely on every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trax is your trusted partner. Visit us at 3305 Lakeland Hills Blvd Lakeland Fl 33805 or call (813) 621-6661 to learn more about how we can help you achieve your financial goals.

Investing in Our Community

With $59,991,622 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident as we have $4,746 in used auto loans and $224,139,435 in total loans and leases.

Member-Focused Savings

Your savings are secured through $152,371,343 in share certificates and $96,823,910 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our current $383,400, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 85 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $61,347,639, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.61% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For those seeking additional financial flexibility, we provide various credit lines totaling $347,692,725. This allows you to access funds when you need them most without the hassle of applying for a new loan each time. If you're considering refinancing or want to learn more about eligibility options for any of our loans, don't hesitate to reach out. You can contact us at 813-621-6661 during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Trax, we're here to support your financial journey every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already assisted members with over $92,448,317 in used vehicle loans and $33,084,019 in new vehicle loans to get them on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms can make it easy for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $40,472,089. We simplify the process of buying or refinancing your home so that you can focus on what really matters making it your own.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $6,143,341 in loans helping members manage their finances effectively, our credit cards come with rewards and features designed to fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive when comparing different loan options.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

TRAX FEDERAL CREDIT UNION - Lakeland, FL

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Loan rates in Lakeland, FL (33805)

Introduction

Branch History & Mission

Branch Location & Accessibility

Easy Access and Parking

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services that Work for You

Tailored Loan Options

Comprehensive List Of Services

Business Banking Support

Convenient Digital Banking Features

Get in Touch

Personal Banking Solutions

Shared Branch Transactions

Digital & Online Banking

Key Features

Security and Ease of Use

Financial Strength

Growing Together

Investing in Our Community

Member-Focused Savings

Operational Efficiency

Solid Financial Health

Loan Offering

Additional Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Take Action Today

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