Trax Credit Union Brandon FL | Affordable Auto Loans & ATM Services

Introduction

At Trax, located at 1209 Kingsway Rd, Brandon, FL 33510, we pride ourselves on being more than just a financial institution; we're a trusted partner in your journey toward financial success. Established in 1935, our commitment to serving our community has grown alongside our membership base, which now proudly includes over 44,835 members. With total assets of $492,796,576 and a strong net worth of $61,347,639, we are dedicated to providing our members with exceptional service and valuable resources. Our team of 91 employees, led by CEO Peter Giorgianni and Board President Tim McCorkle, is here to ensure you feel supported every step of the way. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards with rewards, Trax is equipped to meet your needs. We also offer business banking services to help local entrepreneurs thrive. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address. Our friendly staff is ready to assist you during our operating hours: Monday through Thursday from 8:30 a.m. to 5:00 p.m., Friday from 8:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. We invite you to explore our services online at Trax Credit Union or give us a call at 813-621-6661 for any questions you may have. Join us today as we continue our mission of building lasting relationships within our community!

Branch History & Mission

Commitment to Service

In today's fast-paced world, we ensure that our members have access to modern banking solutions while maintaining a friendly atmosphere. Our branch features both ATM availability and drive-thru banking options for added convenience. Our operating hours are designed with your busy schedule in mind: Monday through Thursday from 8:30 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. We also prioritize accessibility by implementing ADA-compliant facilities so that everyone can enjoy our services without barriers. With advancements in online banking and mobile payments, managing your finances has never been easier.

Join Us Today!

As we look ahead, Trax remains dedicated to serving the people of Brandon and beyond with integrity and care. If you're seeking a place where your financial needs are met with genuine concern for your well-being, consider joining Trax today! Experience the benefits of membership firsthand by visiting us at 1209 Kingsway Rd or calling us at 813-621-6661. Together, let's build a stronger community!

Our Journey

Located at 1209 Kingsway Rd, Brandon, FL 33510, Trax has evolved significantly since its inception. We started as a small cooperative aimed at providing affordable financial services to local families. Over the years, we have expanded our offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgages, and business services. Our growth reflects the trust our members have placed in us and our dedication to meeting their needs. While members can visit us at 1209 Kingsway Rd, official correspondence should be sent to the same address as our mailing address is unchanged.

Our Mission

At Trax, our mission is clear: we strive to provide exceptional financial services while fostering a sense of community and belonging among our members. We believe that everyone deserves access to sound financial advice and products that help them achieve their goals. This mission drives us to continuously improve our services and embrace innovation. We also understand the importance of supporting our local community. Through various outreach programs and partnerships with local organizations, we aim to uplift those around us. Whether it's sponsoring community events or offering financial literacy workshops, we are committed to making a positive impact.

Branch Location & Accessibility

Accessibility and Convenience

At our Brandon branch, we ensure that accessibility is a top priority. Our location features ample parking and ADA-compliant facilities, including ramps and designated entrances for those with mobility challenges. You can expect a warm welcome from our staff who are ready to assist you with everything from opening an account to applying for a loan.

Connect With Us

While members can visit us at 1209 Kingsway Rd, official correspondence should be sent to the same address for ease. Have questions? Feel free to reach out at 813-621-6661; our team is eager to help! We invite you to come experience the friendly atmosphere at Trax in Brandon. Whether you're stopping by for everyday banking or exploring new financial opportunities, we're excited to serve you!

Operating Hours

We know that life can get busy, which is why we offer flexible operating hours. Visit us Monday through Thursday from 8:30 a.m. to 5:00 p.m., Friday until 6:00 p.m., or stop by on Saturday from 9:00 a.m. to noon. Whether you're looking to manage your accounts or explore new financial options, we're here for you when it's convenient.

Services Offered

Trax offers a variety of services designed to meet the diverse needs of our members. Enjoy personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and even credit cards with rewards. If you're a business owner, take advantage of our merchant services and business loans as well! Plus, with ATM availability and drive-thru banking services, we make accessing your funds easier than ever.

Member Eligibility

Welcome to the Trax family, where becoming a member means joining a community that truly cares about your financial well-being. At Trax, we believe everyone deserves access to personalized financial services, and membership is open to anyone who lives, works, worships, or attends school in Hillsborough County. Whether you're looking to save for your future, buy a car, or just want a friendly place to manage your money, Trax has something special for you. The process to become a member is straightforward and welcoming. To get started, simply visit us at our branch located at 1209 Kingsway Rd, Brandon, FL 33510, or give us a call at 813-621-6661 for more information. You can also check out our eligibility criteria in detail at [this link]( https://www.traxcu.com/about/membership-matters-survey .html ). Once you're ready to open an account, it's as easy as visiting this page. We can't wait to help you take your next financial step with confidence!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine being able to process payments easily while managing your finances all in one place. Our merchant services help businesses streamline their payment processes, making transactions smoother for both you and your customers. From credit card processing to mobile payment options, we ensure that your business stays competitive and efficient. Located at 1209 Kingsway Rd Brandon Fl 33510, Brandon, FL 33510, we invite you to visit us or call us at (813) 621-6661. Let's work together to bring your business goals to life!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also offer essential services like basic drive-thru banking for quick deposits and withdrawals, along with shared branch transactions for partner credit union members. This means even if you're traveling, you can still manage your finances conveniently! At Trax, we strive to be more than just a place for transactions; we aim to be your trusted partner in achieving financial success. If you're ready to explore these services further, don't hesitate to reach out! You can contact us at (813) 621-6661 or visit us at 1209 Kingsway Rd Brandon Fl 33510 in Brandon, FL. We look forward to serving you!

Business Banking

Small business owners will find valuable support in our Business Banking services. From Merchant Services to secure payment processing solutions and tailored Business Loans, we're here to help your business thrive. We understand the unique challenges businesses face and are dedicated to offering solutions that work for you.

Digital Banking

In today's fast-paced world, convenience is key. That's why we have invested in robust Online & Mobile Banking platforms. Members can manage their accounts anytime, anywhere from transferring funds between accounts to checking transaction history all from their smartphones or computers. Our ATM services allow easy cash withdrawals when needed, ensuring you have access to your money without hassle.

Loans and Financing

If you're considering a new vehicle, Auto Loans and Vehicle Financing options at Trax are flexible and competitive. Picture yourself behind the wheel of your new car, knowing you secured a great loan deal with us! And if you're thinking about buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services can help you navigate this significant step with ease. For those unexpected expenses or plans that need funding, our Personal Loans & Debt Consolidation options can provide relief and clarity. Plus, with our Credit Cards with Rewards, you can earn points on your purchases think of the rewards adding up while you shop for groceries or fuel!

Personal Banking

When it comes to personal banking, we offer Checking and Savings Accounts tailored for all lifestyles. Whether you're saving for a vacation or managing everyday expenses, our accounts come with features that make transactions easy. Imagine checking your balance from your phone or setting up automatic transfers to help you save for that special trip!

Digital & Online Banking

E-Statements and Security

Stay organized and eco-friendly with our e-statements. They're easily accessible from anywhere, eliminating the need for paper clutter while keeping your financial records secure. Your safety is our priority; we utilize top-notch security measures to protect your sensitive information.

Join Us Today!

Whether you're new to banking or looking to switch things up, Trax offers modern solutions tailored for you. Explore all these convenient services and more by visiting us online today at https://www.traxcu.com/ . Experience how easy it is to stay on top of your finances with our digital banking offerings!

Mobile Banking at Your Fingertips

For those who prefer banking on-the-go, our mobile application is here to help! With features like mobile payments and person-to-person transfers, sending money to friends or family is as simple as tapping a few buttons. You can also check your account activity in real-time, giving you peace of mind wherever you are.

Financial Strength

At Trax, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide you with the assurance that comes from strong financial health, ensuring your money is in safe hands. With a net worth of $61,347,639, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,261 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $152,371,343 in share certificates and $96,823,910 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $59,991,622 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is clear: we have $4,746 in used auto loans and $224,139,435 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 85 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 78,557, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trax is your trusted partner. Visit us at 1209 Kingsway Rd Brandon Fl 33510 or call (813) 621-6661 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,448,317 in used vehicle loans and $33,084,019 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options can help make it happen.

Credit Lines and Other Options

For those who need ongoing access to funds without taking out a traditional loan, our total credit lines amounting to $347,692,725 offer flexibility for various needs. This option allows you to borrow only what you need when you need it. Our dedicated staff at Trax is here to assist you with any questions regarding our loan offerings or eligibility requirements. You can reach us at (813) 621-6661 during our lobby hours Monday through Thursday from 8:30 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan products today and let us help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,472,089, make buying or refinancing simple. We strive to provide competitive rates and flexible terms that fit your budget. If you're considering refinancing your current mortgage for better rates or terms, our team can guide you through eligibility options and help streamline the process.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $6,143,341 in loans helping members manage their finances effectively. With our credit cards featuring rewards and no annual fees, you can enjoy peace of mind while making purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness in assisting borrowers to secure favorable terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. By utilizing only verified institutions, LendMesh guarantees that every loan comparison reflects accurate and up-to-date information.

Trax

Introduction

Branch History & Mission

Commitment to Service

Join Us Today!

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility and Convenience

Connect With Us

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Loan Options

Comprehensive List Of Services

Additional Services

Business Banking

Digital Banking

Loans and Financing

Personal Banking

Digital & Online Banking

E-Statements and Security

Join Us Today!

Mobile Banking at Your Fingertips

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Other Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Customers Also Interested In

Join Our Community