Travis County Credit Union Austin TX | Best Auto Loans & Business Banking

Introduction

Welcome to Travis County, your trusted partner in financial services located at 1101 N Interstate 35, Austin, TX 78702. Since our establishment in 1954, we have been committed to serving our community with integrity and dedication. With a proud membership of 3,303, we strive to empower our members through a range of personalized banking solutions. At Travis County, we understand that every financial journey is unique. That's why we offer a variety of products tailored to meet your needs, from auto loans and mortgages to personal loans and credit cards with rewards. Our total assets stand strong at $42,773,631, showcasing our stability and ability to support you in achieving your financial goals. While you can always reach us at our branch for any inquiries or services, official correspondence should be directed to the same address: 1101 N Interstate 35, Austin, TX 78702-1901. As a member-focused credit union, we pride ourselves on our transparency and commitment to ensuring that your voice matters. Under the leadership of our CEO, Alicia Quezada, and Board President, Wayne Samson, our dedicated team of 11 employees is here to assist you. Together, we work tirelessly to maintain a net worth of $3,766,827 and ensure that your savings are secure with total deposits reaching $2,501,172. Join us as we continue to build a community where everyone has access to quality financial services. Whether you're looking to open an account or need assistance with a loan application, don't hesitate to reach out! Visit us today or call us at 512-477-2641 for more information about how we can help you thrive financially. Explore more about what we offer by visiting our website at tccu.net. Your journey towards financial empowerment begins here!

Branch History & Mission

Embracing Change

In an ever-evolving world, we also embrace digital advancements to ensure that our members have access to convenient banking options. With services like online banking and mobile payments available at your fingertips, managing your finances has never been easier. We are dedicated to maintaining ADA compliance so that everyone can enjoy our services comfortably. Our branch features a drive-thru service for quick transactions and an ATM for easy cash access. We also take pride in being part of a shared service center network that expands our reach even further.

Join Us!

As we continue to grow and adapt to the needs of our community, we invite you to become a part of the Travis County family. Discover how our personalized financial services can make a difference in your life. Reach out today at 512-477-2641 or visit us during lobby hours from Monday to Friday between 8:30 AM and 5:00 PM. Together, let's build a brighter financial future!

Our Mission

At Travis County, our mission is simple yet profound: to empower individuals and families through accessible financial solutions while fostering a sense of community. We strive to offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our focus extends beyond just transactions; we aim to build lasting relationships with our members and support them in achieving their financial goals. We understand that a supportive community is vital for success. That's why we actively engage in outreach efforts and partnerships that benefit both our members and the wider Austin community. Whether it's through educational programs or local events, we believe in giving back and making a positive impact where it matters most.

Branch Location & Accessibility

Accessibility Features

At Travis County Credit Union, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and ample parking spaces to ensure everyone can visit us comfortably. If you're on the go, take advantage of our drive-thru service available from Monday to Friday from 8:30 AM to 5:00 PM perfect for quick deposits or withdrawals without leaving your car.

Operating Hours and Services

We're here for you during convenient hours! Our lobby operates from Monday through Friday, opening at 8:30 AM and closing at 5:00 PM. During these hours, our friendly staff is ready to assist you with personal banking services such as checking and savings accounts, auto loans, mortgage loans, and more. We also offer ATM access so you can manage your cash needs anytime. If you're looking for shared services or need assistance with transactions related to partner credit unions, we've got you covered! Just step into our branch or use our ATMs for quick access. Feel free to call us at 512-477-2641 if you have any questions before your visit. We invite you to drop by and discover how Travis County Credit Union can support your financial journey!

Member Eligibility

Becoming a member of Travis County is like joining a welcoming community where you can thrive financially. If you're living, working, or attending school in Travis County, you're likely eligible to join us. We believe in opening our doors to everyone who wants to be part of a supportive financial family. Membership at Travis County comes with great benefits, including personalized service and access to a variety of financial products tailored just for you. To learn more about the specific eligibility criteria, feel free to check out our website at https://www.tccu.net/mcu-about-join.html . When you're ready to take the next step, opening an account is simple and straightforward! Just visit us online at https://my.homecu.net/fi/tccu/loan-application .html or give us a call at (512) 477-2641 if you have any questions. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Empower

In addition to loans, we offer merchant services that simplify payment processing and improve cash flow. Imagine a busy Saturday morning at your café your customers enjoy their coffee while you seamlessly process transactions. Our services enable you to accept payments easily, manage inventory efficiently, and gain insights into sales trends, so you can focus on what truly matters: serving your customers. Visit us at 1101 N Interstate 35 Austin Tx 78702 in Austin, TX, or call us at (512) 477-2641 to learn more about how our business banking solutions can support your goals. Together, we can turn your vision into reality!

Comprehensive List Of Services

Business Banking Support

Small business owners will find valuable support in our business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges, so we're here to help simplify banking so you can focus on what really matters growing your business.

Convenient Access

To make banking even easier for our members, we offer ATM and cash withdrawal services along with basic drive-thru banking options for quick deposits and withdrawals. If you're a member of another partner credit union, you can also take advantage of shared branch transactions at our location. Our commitment extends beyond traditional banking hours; with online and mobile banking available 24/7, managing your finances has never been more convenient. You can perform transactions from anywhere at any time no need to rush during lobby hours. If you're ready to explore how Travis County can assist you further or if you have questions about any of our services, don't hesitate to reach out! Call us at (512) 477-2641 or visit our website at https://www.tccu.net/ for more information. We look forward to serving you at Travis County!

Credit Solutions

In addition to these essential services, we provide personal loans for debt consolidation or unexpected expenses. Life can throw curveballs at us, and having quick access to funds can make all the difference. Plus, our credit cards come with rewards that allow you to earn points on everyday purchases what's better than getting rewarded for spending?

Home Financing Options

For those looking to buy a home or refinance an existing mortgage, Travis County offers mortgage loans tailored to your needs. With competitive rates and personalized service, we aim to make homeownership accessible for everyone. Picture yourself settling into your dream home without the stress of complicated financing our mortgage experts will work closely with you to ensure everything goes smoothly.

Personal Banking Solutions

Starting with personal banking, we offer a variety of options like checking and savings accounts that help you manage your daily expenses while also saving for the future. Imagine having a safe place for your money where you can easily access it whenever needed. Our accounts come with online and mobile banking features, allowing you to check your balance, transfer funds, and pay bills right from your phone. If you're in the market for a new vehicle, our auto loans and vehicle financing options make purchasing or refinancing a car straightforward. We understand that buying a car can be overwhelming, so our team is here to guide you through the process and find a loan that fits your budget.

Digital & Online Banking

Features Tailored for You

Our services include electronic signature authorization, which means you can complete important documents quickly and securely without the hassle of printing or mailing. Plus, with e-statements available, you can say goodbye to paper clutter and access your statements whenever you need them. For those who love using their smartphones, our mobile application makes banking even easier. You can enjoy mobile payments and person-to-person transfers right from your phone. This means sending money to friends or paying for goods is fast and simple just use our app!

Online Banking Made Easy

With our 24/7 online banking services, you can manage your accounts from the comfort of your home or on the go. Simply visit https://www.tccu.net/ to log in or sign up for an account. Once you're in, you'll have access to all your financial information right at your fingertips. Whether you want to check balances, view transactions, or transfer funds, it's all just a click away.

Security You Can Trust

We take security seriously at Travis County. Our online banking platform is designed with robust security measures to keep your information safe. Your peace of mind matters, and we ensure that every transaction is protected. In summary, our digital and online banking services provide a user-friendly experience that allows you to manage your finances with ease. Whether you're looking for instant access to your accounts or secure ways to make payments, Travis County has you covered. Enjoy the convenience of modern banking while knowing you're in safe hands!

Financial Strength

A Strong Foundation

With a net worth of $3,766,827, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $907 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Excellence

Our $64,187 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 5,167, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $21,380. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Travis County is your trusted partner. Visit us at 1101 N Interstate 35 Austin Tx 78702 or call (512) 477-2641 to learn more about how we can help you achieve your financial goals.

Investing Back into the Community

With $3,646,814 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is notable; with $364 in used auto loans and $26,582,338 in total loans and leases, we support members' financial goals across various sectors.

Secured Savings for Members

Members' savings are secured through $4,559,776 in share certificates and $3,484,451 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,010,498 in used vehicle loans and $4,205,817 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, whether you're purchasing a new or used vehicle.

Credit Lines

For those who need extra flexibility, our total credit lines amounting to $3,250,000 are designed to provide you with quick access to funds when you need them most. These lines can be beneficial for unexpected expenses or planned projects. At Travis County, we prioritize making borrowing easy and straightforward. If you're considering refinancing your existing loans or exploring eligibility options for any of our products, our team is here to help guide you through the process. For more information about our loan offerings or to speak with one of our representatives, feel free to call us at 512-477-2641 or visit us at our branch located at 1101 N Interstate 35 Austin Tx 78702. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,289,009, make buying or refinancing simple. We offer competitive rates and personalized service to help you navigate the home-buying process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $759,925 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can add value to your everyday purchases.

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TRAVIS COUNTY CREDIT UNION - Austin, TX