Traverse Catholic Credit Union Interlochen MI | Affordable Auto Loans & Drive-Thru Banking

Introduction

Welcome to Traverse Catholic, your trusted community partner located at 2112 J Maddy Pkwy, Interlochen, MI 49643. Established in 1950, we have proudly served our members for over seven decades, fostering financial growth and stability within our community. With a membership base of 7,014 individuals, we are committed to providing personalized service that meets your unique banking needs. At Traverse Catholic, our total assets amount to an impressive $87,387,415, reflecting our strong foundation and dedication to safeguarding your finances. We understand the importance of building a secure future, which is why we offer a variety of financial services including auto loans, personal loans, and credit cards with rewards tailored just for you. Currently, we have facilitated 5,341 loans and leases to help our members achieve their goals. Our mission goes beyond just banking; we strive to make a positive impact in the communities we serve. Under the leadership of CEO Patty McManus and Board President Jody Bergman, our team of 21 employees is dedicated to ensuring you receive the highest level of service while maintaining a net worth of $7,784,218. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: 2112 J Maddy Pkwy, Interlochen, MI 49643-9386. If you have any questions or need assistance, feel free to reach out at 231-774-6244. Join us at Traverse Catholic where we empower our members with the tools they need for financial success. Whether you're looking to open an account or explore loan options, we're here to help every step of the way. Visit us online at tcfedcu.org or stop by today!

Branch History & Mission

Welcome to the heart of Interlochen, Michigan, where the Traverse Catholic Credit Union has been serving its community since 1950. Over the decades, we have built a strong legacy of trust and support, growing from humble beginnings into a vital resource for over 7,000 members. Our journey began with a simple mission: to provide accessible financial services while fostering a spirit of community and collaboration. Located at 2112 J Maddy Pkwy, Interlochen, MI 49643, our branch has become a cornerstone for local residents seeking personal banking solutions. Whether you're looking for checking accounts, auto loans, or mortgages, we are dedicated to helping you achieve your financial goals. While members can visit us at this address, official correspondence should be sent to 2112 J Maddy Pkwy, Interlochen, MI 49643-9386. At Traverse Catholic Credit Union, our mission extends beyond traditional banking. We strive to empower our members by offering not just financial products but also resources that promote financial literacy and wellness. With total assets of approximately $87,387,415, we are committed to responsible management and growth while ensuring our services remain accessible and beneficial to all. Our operating hours reflect our dedication to convenience: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday for drive-thru services from 9:00 AM until 1:00 PM. We also proudly offer ATM access and drive-thru banking for quick transactions. As we look back on our history, it is essential to recognize the partnerships we've formed within the community. Our outreach programs have made significant impacts in local schools and organizations, reinforcing our belief that when we support each other as neighbors, everyone thrives. We embrace technology too! Our digital advancements include online banking services and mobile payments that make managing your finances easier than ever before. We understand the importance of accessibility for all members; thus, we ensure ADA compliance in our facilities. Join us at Traverse Catholic Credit Union be part of a community that values relationships as much as it values financial success. Experience the difference today! For more information or to open an account, call us at 231-774-6244 or visit us online at Traverse Catholic. Let's build a brighter financial future together!

Branch Location & Accessibility

Get in Touch

We invite you to visit us or give us a call at 231-774-6244 for any questions or assistance you might need. Your financial journey is important to us, and we're excited to be part of it!

Nearby Landmarks and Accessibility

Conveniently situated near local favorites, our branch is easily accessible whether you're visiting from home or stopping by after a trip to nearby parks. We have ample parking available, and our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can bank with ease.

Operating Hours and Services

We're here to serve you during our lobby hours from Monday through Thursday, 9 AM to 5 PM, and Friday until 6 PM. On Saturdays, you can take advantage of our drive-thru services from 9 AM to 1 PM. Whether you need assistance with personal banking services like checking and savings accounts or are looking for auto loans and mortgage options, our dedicated team is ready to help. For those on the go, we also offer ATM access right here at the branch as well as drive-thru banking for quick deposits and withdrawals. Plus, if you're a member of a partner credit union, you can enjoy shared services for even more convenience.

Member Eligibility

At Traverse Catholic, we believe that everyone deserves a chance to be part of a welcoming and supportive financial community. Joining us is simple! If you live, work, worship, or attend school in the areas we serve, you're likely eligible for membership. We're dedicated to providing our members with personal banking services that truly fit their needs, whether it's checking and savings accounts, loans, or credit cards with rewards. To explore detailed eligibility criteria, feel free to visit this link. Once you know you qualify, opening an account at Traverse Catholic is easy! Just stop by our location at 2112 J Maddy Pkwy Interlochen Mi 49643, or give us a call at (231) 774-6244 for more information. Our friendly team is here to guide you through every step of the process so you can start enjoying the many benefits of being a member right away. Welcome to your new financial home!

Business Banking & Commercial Services

Business Loans That Support Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $849,883, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that streamline daily operations. Imagine a busy café owner who can easily process payments through our reliable systems, ensuring quick service during peak hours. This not only enhances customer satisfaction but also boosts sales. Join us at Traverse Catholic, located at 2112 J Maddy Pkwy Interlochen Mi 49643, Interlochen, MI, where your business dreams can take flight. Let's work together to create a brighter future for your enterprise! For more information, call us at (231) 774-6244 or visit our website here.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Enjoy easy access to your funds through our ATMs and drive-thru services. We provide simple transactions like deposits and withdrawals so that you can focus on what matters most.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help you hit the road without breaking the bank. With competitive rates and flexible terms, we make it easy to get behind the wheel of your dream vehicle.

Business Banking

For our local entrepreneurs, Traverse Catholic provides business banking services including merchant services and business loans. We know how vital it is to have reliable financial support as you grow your business.

Credit Cards with Rewards

Enjoy shopping with benefits! Our credit cards come equipped with rewards programs that allow you to earn points for every purchase you make. Whether it's for travel, cash back, or gift cards, we've got options that suit your lifestyle.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Traverse Catholic, we're here to support you every step of the way. Our mortgage loans and refinancing options provide accessible pathways for first-time homebuyers or those looking to secure better rates on their current mortgages.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. From making transfers to paying bills or even depositing checks using your smartphone, we've made banking simpler than ever.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. We understand that everyone has different financial goals, so we offer a variety of options to help you save for the future or manage daily expenses effectively.

Personal Loans & Debt Consolidation

Need a little extra cash for unexpected expenses? Our personal loans can assist you in covering those costs while offering manageable repayment plans. Additionally, if you're feeling overwhelmed by debt, our debt consolidation services can help simplify your finances by combining multiple debts into one easy-to-manage payment.

Shared Branch Transactions

If you're traveling or away from home, don't worry! You can perform basic transactions like deposits and withdrawals at partner credit unions through shared branch services. At Traverse Catholic, we pride ourselves on being more than just a credit union; we're your financial partner committed to helping you thrive. Whether you're looking for personal banking solutions or business support, we invite you to visit us at our Interlochen branch or call us at 231-774-6244 for more information about how we can assist you. Explore all that we have to offer today!

Digital & Online Banking

Key Services

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, managing your money has never been simpler. Need to send money quickly? With our person-to-person transfer feature, you can easily send money to friends or family without the hassle of cash or checks. Plus, our electronic signature authorization makes signing documents quick and secure, so you can complete transactions efficiently from the comfort of your home. We also offer e-statements for those who prefer going paperless. Enjoy the peace of mind that comes with knowing your statements are securely stored online and accessible whenever you need them. If you're out shopping, don't forget about our mobile payments feature! You can make purchases directly from your phone using our mobile application, which is available for download now.

Security and Accessibility

At Traverse Catholic, we prioritize your security. Our digital banking platform utilizes advanced security measures to keep your information safe while providing easy access to your financial data. With real-time account management features, you'll always be in control of your finances. So whether you're checking your balance, making a payment, or transferring funds, trust that Traverse Catholic has the tools you need for modern banking all while ensuring your security is our top priority. Join us today and discover how easy it is to take charge of your finances with our digital banking services!

Financial Strength

Member-Centric Savings

Members' savings are secured through $9,809,962 in share certificates and $16,740,027 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,790,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand strong at 14,774, showing a robust and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Traverse Catholic is your trusted partner. Visit us at 2112 J Maddy Pkwy Interlochen Mi 49643 or call (231) 774-6244 to learn more about how we can help you achieve your financial goals.

Reinvestment for Better Services

With $7,784,218 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $823 in used auto loans and $46,992,261 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Solid Financial Health

With a net worth of $7,784,218, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $891 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,111,314 in used vehicle loans and $9,215,955 in new vehicle loans already helping members get on the road. We provide competitive rates and flexible terms to ensure that you can drive away with the vehicle you need without breaking the bank.

Credit Lines

For those looking for additional financial flexibility, our total credit lines amount to $18,500,000. This can be an excellent option if you're not sure how much you might need or want a safety net for unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently have no Junior Lien 1-4 Family Residential Properties loans available, we are committed to guiding you through the process when you're ready to take that step towards owning your own home.

Refinancing Options

If you already have existing loans but feel like you're paying too much interest or would like to change your terms for better alignment with your current financial situation, we also offer refinancing options. Our team is here to help evaluate your current loans and see how we can assist you in saving money. If you're interested in any of these offerings or have questions about eligibility and applications, please reach out to us at 231-774-6244. We're ready to help you navigate your financing options! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial future is important to us let's work together towards achieving your goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $1,508,086 in loans helping members manage their finances effectively, our credit cards provide a great way to make purchases while building your credit score.

Loan Aggregator

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TRAVERSE CATHOLIC FEDERAL CREDIT UNION