Transtar Credit Union Houston TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Transtar, your trusted credit union located at 12930 Northwest Fwy, Houston, TX 77040. Since our establishment in 1951, we have proudly served our community, growing into a family of over 2,738 members. Our commitment to providing exceptional financial services is evident in our robust total assets of $26,551,742 and total deposits reaching $2,744,394. At Transtar, we believe that banking should be personal and accessible. That's why we offer a variety of services tailored to meet your needs whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking solutions. With a dedicated team of 8 employees, including our CEO James Tuggle and Board President Raymond Lastovica, we strive to create an environment where every member feels valued and supported. While members can visit us at our branch for all their financial needs, official correspondence should be sent to our mailing address: 12930 Northwest Freeway, Houston, TX 77040-6304. We're here for you Monday through Friday from 9 a.m. to 5 p.m., and Saturday from 9 a.m. to 1 p.m. With total loans and leases amounting to 2,135 and a net worth of $2,346,047, Transtar is not just about numbers; it's about building relationships and supporting your financial journey. Our members also benefit from online banking options and convenient ATM access. We invite you to explore how Transtar can help you achieve your financial goals. For more information or assistance, feel free to call us at 832-201-0190 or visit our website at transtarfcu.org. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Our Journey

Over the years, Transtar has evolved significantly. We started with a small group of individuals who shared a vision of creating a financial institution focused on people rather than profits. That vision continues to guide us as we expand our services and adapt to the needs of our community. With total assets amounting to $26,551,742, we have built a solid foundation that allows us to offer a wide array of financial products and services. Our journey is marked by milestones that reflect our commitment to innovation and service excellence. We embraced digital banking early on, providing online and mobile banking options that make managing finances easier for our members. Our drive-thru service is available for those who prefer face-to-face interactions without leaving their vehicles, ensuring accessibility for everyone.

Our Mission

At Transtar, our mission is clear: to provide exceptional financial services while supporting the communities we serve. We strive to empower our members through personalized banking experiences that meet their unique needs whether it's through auto loans, mortgages, or personal loans. Moreover, we take pride in being an active part of the Houston community. Our outreach efforts include partnerships with local organizations and participation in community events aimed at fostering growth and connection among residents. While you can visit us at 12930 Northwest Fwy, official correspondence should be sent to 12930 Northwest Freeway, Houston, TX 77040-6304 if necessary. We are proud to offer convenient services including an ATM for cash withdrawals and access to shared branches for members of partner credit unions. Our operating hours are designed with your schedule in mind: Monday through Friday from 9 a.m. to 5 p.m., and Saturday from 9 a.m. to 1 p.m. As you consider your financial future, we invite you to become part of the Transtar family. Join us today and discover how we can help you achieve your financial goals while being supported by a community-focused organization that truly cares about its members' well-being. For more information or to start your membership journey with us, feel free to call us at 832-201-0190 or visit our website at transtarfcu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Features

At Transtar, we strive to ensure that every member feels welcome and has easy access to our services. Our branch features ample parking, making it simple for you to visit us without any hassle. We are also committed to accessibility for everyone; our facilities comply with ADA standards, so you can navigate comfortably whether you're using a wheelchair or need assistance. While members can visit us at 12930 Northwest Fwy, official correspondence should be sent to the same address: 12930 Northwest Freeway, Houston, TX 77040-6304.

Get in Touch!

If you have any questions or want more information about our services, feel free to give us a call at 832-201-0190. Our dedicated team is ready to assist you! So why wait? Come visit us today at Transtar and experience banking that's designed with your needs in mind.

Operating Hours and Services

We understand that life can be busy! That's why we're open Monday through Friday from 9 a.m. to 5 p.m., and on Saturdays from 9 a.m. to 1 p.m., giving you plenty of time to come in when it's most convenient for you. In addition to friendly service inside the branch, we offer a drive-thru option for quick transactions such as deposits and withdrawals. If you prefer self-service banking, our ATM is available around the clock for cash withdrawals and balance inquiries. As part of our commitment to serving you better, we also participate in shared services with other credit unions. This means if you're a member of another participating credit union, you can access basic banking services right here at Transtar.

Member Eligibility

Becoming a member of Transtar is like joining a close-knit family that values your financial well-being. If you live, work, worship, or attend school in the Houston area, you're already on the right track! It's our mission to serve our community by welcoming individuals who share our commitment to mutual support and growth. To learn more about the specific eligibility criteria and see if you qualify, we invite you to check out this helpful resource: http://www.transtarfcu.org/membership. Joining us is simple! Once you've confirmed your eligibility, opening an account at Transtar is just a few easy steps away. Our friendly team is here to assist you throughout the process, making it as smooth as possible. You can even reach us at (832) 201-0190 if you have any questions or need assistance. We can't wait to welcome you to our community at Transtar, located at 12930 Northwest Fwy Houston Tx 77040!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing or cash flow issues. Our merchant services provide practical tools that simplify transactions and enhance customer experiences. Whether you're a local shop owner or managing a service-based business, we offer solutions that make accepting payments easy and efficient. Visit us at 12930 Northwest Fwy Houston Tx 77040 in Houston, TX, or call us at (832) 201-0190 to explore how our business banking and commercial services can empower your venture today!

Comprehensive List Of Services

Accessibility and Support

Our branch features essential services such as ATM & Cash Withdrawal Services, ensuring quick access to your funds. For members who prefer face-to-face interactions, our basic drive-thru banking supports deposits and withdrawals without needing to leave your vehicle. We also participate in shared branching transactions, allowing members from partner credit unions to conduct deposits and withdrawals conveniently. At Transtar, we strive to make banking accessible and straightforward for everyone in the community. If you're ready to take the next step towards better financial management or if you have any questions about our offerings, don't hesitate to reach out! Give us a call at (832) 201-0190, or visit us at our branch location today! Discover how we can support your financial journey by visiting us online at Main Office or stop by during our operating hours: Monday - Friday from 9 a.m. - 5 p.m., and Saturday from 9 a.m. - 1 p.m.!

Business Banking Services

For entrepreneurs and small business owners, we offer comprehensive Business Banking services. From merchant services that simplify payment processing to competitive rates on Business Loans, we're committed to supporting local businesses in achieving their financial goals.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. With features like ATM access for withdrawals and balance checks, as well as person-to-person payment options, you'll find that handling your finances has never been easier.

Financial Assistance and Credit Options

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation options come in handy. We aim to help you regain control over your finances with manageable repayment plans. Additionally, our Credit Cards with Rewards program allows you to earn points on purchases, making every dollar spent work harder for you.

Personal Banking Solutions

We understand that managing finances can be challenging, which is why we offer various Personal Banking options. Our checking and savings accounts provide a solid foundation for everyday transactions and long-term savings goals. If you're considering a new car, our Auto Loans & Vehicle Financing make it easy to drive off with the vehicle you desire. For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing solutions can help you secure favorable terms.

Digital & Online Banking

Key Features

For those who enjoy paperless transactions, we offer e-statements, which provide a secure and eco-friendly way to keep track of your account statements. Say goodbye to clutter and hello to simplicity! Although we currently do not support electronic signature authorization for documents, our user-friendly platform allows you to easily navigate through necessary processes. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy. Just a few taps on your mobile device or computer, and you're done! Plus, while mobile payments aren't available at this time, we're always looking for ways to enhance our services based on member feedback. At Transtar, we believe that banking should be accessible and straightforward for everyone. That's why we've made it easy for you to take control of your finances in real-time whether at home or on the move. With robust security measures in place, you can feel confident knowing that your information is protected while using our digital services. Explore all the ways Transtar can simplify your banking by visiting us online today!

Financial Strength

At Transtar, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that your trust in us is well-placed. With a net worth of $2,346,047, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 881 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,723,399 in share certificates and $350,717 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $799,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,283,465 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $21,817,871 in total loans and leases and $3,914 in used auto loans. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Total Share Accounts at 4,288 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Transtar is your trusted partner. Visit us at 12930 Northwest Fwy Houston Tx 77040 or call 832-201-0190 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,149,982 in used vehicle loans and $4,886,438 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your current payments or change your loan terms.

Credit Lines

For additional flexibility in managing your finances, our total credit lines amount to $2,829,000. This gives you access to funds whenever you need them without having to apply for a new loan each time. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Transtar, we prioritize transparency and are dedicated to helping you navigate your borrowing options with ease. No matter what you're looking to finance be it a vehicle or a home our team is here to support you every step of the way. Visit us today or call us at 832-201-0190 to learn more about how our loan products can help you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $602,467, make buying or refinancing simple. We can guide you through the eligibility process to find the best fit for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,055,808 in loans helping members manage their finances effectively. This option allows you to consolidate debt or cover unexpected expenses without the need for collateral.

Loan Aggregator

No Sponsored Listings

LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. You can feel confident knowing that every comparison is made solely on merit rather than marketing dollars.

Real-Time Rate Comparisons

With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly and efficiently. Whether you're looking for a mortgage or an auto loan, you'll find relevant options tailored to your needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the reliability and effectiveness of this platform in helping borrowers save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they see reflects actual offers available in the market.

Transtar