Transportation Credit Union Washington DC | Best Auto Loans & Business Banking

Introduction

Welcome to Transportation, your trusted partner in financial services located at 1200 New Jersey Ave Se Fl 1, Washington, DC 20590. Established in 1939, we have been dedicated to serving our community for over eight decades, helping our members achieve their financial goals with personalized care and expertise. With a total membership of 14,514 and assets amounting to an impressive $298,989,710, we're here to provide solutions tailored to your needs. At Transportation, we understand that each member's journey is unique. Whether you're looking for a new auto loan or need support with personal banking services, our team is equipped to guide you every step of the way. We proudly offer a variety of products including checking and savings accounts, mortgage loans, and credit cards with rewards all designed to enhance your financial well-being. While members can visit us at our branch location, official correspondence should be sent to P.O.Box 25947, Alexandria, VA 22313. Our commitment extends beyond just banking; we believe in building lasting relationships within our community. Under the leadership of CEO Mary Jane Neusaenger and Board President Keith Washington, we strive for excellence in service and community engagement. Our financial strength is reflected not only in our assets but also in our responsible management practices. With total deposits reaching $25,947,678 and net worth standing at $32,361,414, you can trust that your money is safe with us. We're also proud to share that we currently hold a robust cash reserve of $1,030,308, ensuring liquidity for our members when they need it most. If you're ready to take the next step in your financial journey or simply want to learn more about how we can assist you today, don't hesitate to reach out! Give us a call at (202) 385-6081 or visit our website at transfcu.org. Join us as we continue making a positive impact together!

Branch History & Mission

Community Commitment

At Transportation, we believe that banking goes beyond transactions; it's about making a positive impact in people's lives. Our mission statement reflects this ethos: "Empowering individuals and families to achieve their financial dreams." We actively engage in community outreach programs, partnering with local organizations to support initiatives that foster economic growth and stability. While members can visit us at 1200 New Jersey Ave Se Fl 1 Washington Dc 20590, official correspondence should be sent to P.O.Box 25947, Alexandria, VA 22313. Our friendly team is here to assist you during our operating hours from 8:30 AM to 4 PM on weekdays. You can also reach us at (202) 385-6081 if you have any questions or need assistance.

Join Us Today!

As part of your journey towards financial wellness, we invite you to become a member of Transportation. Whether you're looking for personal banking solutions like checking accounts and auto loans or business services, we are here to help you every step of the way. Experience the benefits of being part of a credit union that truly cares about its members and community. Visit us online at Dot Branch or take the first step by applying for membership here. Let's work together towards achieving your financial goals!

Our Evolution

From the very beginning, our mission has been clear: to provide exceptional financial services while supporting the growth and well-being of our community. As we evolved, we embraced innovations that enhance member experience, including online banking and mobile payment options. Our commitment to accessibility is evident through ADA compliance measures and our shared service center, ensuring that all members can easily access their accounts and services.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Feel free to give us a call at (202) 385-6081 our friendly staff is eager to help! We invite you to visit us at Transportation today; let's work together towards achieving your financial goals!

Convenient Access and Features

At Transportation, we prioritize accessibility. Our branch is designed to accommodate all members, featuring ADA-compliant entrances and ramps for easy access. Parking is available nearby, so you can quickly pop in without hassle. Our lobby hours are invitingly set from 8:30 AM to 4 PM, Monday through Friday. We understand that your time is valuable, and our team is ready to assist you during these hours. If you prefer digital banking, rest assured that we offer online and mobile banking options for added convenience.

Services Tailored for You

We're proud to provide a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgages, our offerings include everything you need for your financial journey. Plus, with ATM availability on-site, cash withdrawals are just a step away. If you're interested in shared services, we're happy to be part of a network that allows basic transactions for partner credit union members. This means you can enjoy the convenience of deposits and withdrawals even when you're not at our branch.

Member Eligibility

At Transportation, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is easy and welcoming! If you work for or are associated with specific organizations, you could be eligible to join us. We invite individuals who meet our membership criteria, which focus on your connection to these groups. This means that if you're linked to our partner companies, we want you on board! You can find all the details about eligibility by visiting this link. Joining Transportation opens doors to numerous benefits like personalized service, competitive rates, and access to various financial products tailored to your needs. To start your journey with us, simply head over to our account opening page at this link. If you have any questions or need assistance, feel free to reach out at (202) 385-6081. We're excited to welcome you to our family at Transportation, located at 1200 New Jersey Ave Se Fl 1 Washington Dc 20590!

Business Banking & Commercial Services

Lending Solutions Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $38 in non-member commercial loans, providing flexible financing solutions. Imagine being able to invest in new equipment or expand your operations without the stress of cash flow issues. Our loans are designed to help you seize opportunities and drive your business forward.

Practical Merchant Services

In addition to our loan options, we offer merchant services that simplify transactions and enhance your customer experience. With easy payment processing solutions, you can focus on what matters most growing your business and serving your customers. Located at 1200 New Jersey Ave Se Fl 1 Washington Dc 20590 in Washington, DC, our team is ready to assist you. Contact us at (202) 385-6081 to learn more about how we can help fuel your business ambitions!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, our business banking solutions, including merchant services and business loans, are designed to help you grow your venture. We know how important it is for businesses to have reliable banking partners, and we're here to support your success.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features, allowing you to manage your accounts from anywhere at any time. With services such as ATM access for cash withdrawals and balance checks, plus person-to-person payment options, staying on top of your finances has never been easier.

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing services can help you navigate the process smoothly. We understand that every family's situation is unique, so we provide personalized support to find the best mortgage solution that fits your budget.

Lending Made Simple

In addition to auto and mortgage loans, we also offer personal loans and debt consolidation options. These can be invaluable if you're looking to streamline your finances or cover unexpected expenses. Plus, our credit cards with rewards allow you to earn while you spend making every purchase work for you.

Personal Banking Solutions

We offer a variety of personal banking services tailored to suit your lifestyle. If you're planning for future expenses or just want a safe place for your money, our checking and savings accounts provide flexibility and security. For those considering purchasing a vehicle, our auto loans and vehicle financing options make it easier than ever to drive away in your dream car without breaking the bank.

Shared Branch Transactions

If you're a member of another credit union that partners with us, you'll benefit from basic shared branch transactions like deposits and withdrawals right here at Transportation. Our commitment is not only about offering services but also ensuring ease of use no matter where you are banking. Whether you're visiting us at our branch located at 1200 New Jersey Ave Se Fl 1 Washington Dc 20590, calling us at (202) 385-6081, or managing your accounts online, we are here to assist you with all your financial needs. Join us today at Dot Branch, where financial empowerment meets community spirit! If you're ready to explore all that we offer or have questions about specific services, don't hesitate to reach out or visit our website!

Digital & Online Banking

Key Features

Our mobile application makes banking on the go simple. You can easily send money through person-to-person transfers, making it quick to pay back friends or family without needing cash. If you prefer using mobile payments, you'll love how easy it is to make purchases directly from your phone. To enhance security, we offer electronic signature authorization for various transactions. This means you can sign documents digitally, saving time and effort while ensuring that everything remains secure. Whether you're at home or out and about, our digital tools put you in control of your finances with ease. Explore all these features and more at https://transfcu.org/ today!

Financial Strength

At Transportation, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic landscape, knowing the financial strength of your credit union is essential for peace of mind. That's why we are proud to share our robust financial profile, showcasing our commitment to serving you reliably. With a net worth of $32,361,414, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,082 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $93,238,961 in share certificates and $32,694,661 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $32,361,414 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,111 in used auto loans and $209,943,597 in total loans and leases. Though our current net income stands at $0, it reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 51 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 28,133, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Transportation is your trusted partner. Visit us at 1200 New Jersey Ave Se Fl 1 Washington Dc 20590 or call (202) 385-6081 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,814,164 in used vehicle loans and $11,320,967 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our financing solutions are tailored to fit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $63,125,815, make buying or refinancing simple. We provide guidance throughout the mortgage process, ensuring you understand each step along the way.

Refinancing Options

If you're considering refinancing existing loans, we provide various eligibility options that can help lower your interest rates or monthly payments. Speak with our loan specialists to learn how refinancing could benefit you. At Transportation, we're committed to making the borrowing process straightforward and accessible for all our members. Explore our loan products today and discover how we can support your financial journey! For more information about eligibility and application processes, visit us online at https://transfcu.org/ or call us directly at (202) 385-6081. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,300,181 in loans helping members manage their finances effectively. This option allows you to make purchases when needed without requiring collateral, making it easier to handle everyday expenses or emergencies.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance guarantees that all offers presented are fair and transparent. Each loan comparison reflects genuine rates from legitimate financial institutions, helping users trust the data they see.

Transportation