Transcend Credit Union Shively KY | Best Auto Loans & Business Banking

Introduction

Welcome to Transcend, your trusted financial partner located at 4652 Dixie Hwy, Shively, KY 40216. Since our establishment in 1934, we have been dedicated to serving our community with a range of personal and business banking services. Our commitment is evident in our growing membership of 48,109 individuals who rely on us for their financial needs. At Transcend, we understand that every member's journey is unique. With total assets exceeding $527,756,779, we provide a solid foundation for your financial growth. Whether you're looking for auto loans, mortgages, or credit card options with rewards, our team is here to guide you through every step. Currently, we hold a robust loan portfolio of 20,723 loans and leases, ensuring that we can meet the diverse needs of our members. Our leadership team, led by CEO Richard Reese and Board President Mark Booker, is passionate about fostering a culture of trust and reliability. We prioritize your financial well-being while maintaining a net worth of $67,298,979, which reflects our stability and dedication to sound financial practices. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 4652 Dixie Hwy, Shively, KY 40216. We invite you to explore our website at Transcend for more information about our services or to call us directly at 502-459-3000. Join us as we continue to build a strong community through better banking! Your journey towards financial success starts here at Transcend.

Branch History & Mission

Welcome to Transcend, a cornerstone of financial support in Shively, KY. Founded in 1934, our credit union has grown from humble beginnings into a thriving community resource that now proudly serves over 48,000 members. With total assets reaching an impressive $527,756,779, we are committed to fostering financial health and empowerment among our members. Located at 4652 Dixie Hwy, Shively, KY 40216, our branch is easily accessible and just a short drive from local landmarks such as the Shively Park and the Jefferson Mall. We invite you to visit us during our operating hours: Monday through Thursday from 8:30 AM to 4:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. At Transcend, our mission is clear: we aim to provide exceptional financial services while actively supporting our community. We believe in putting people before profits, which drives our commitment to offering personalized banking experiences. Our array of services includes checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. Over the years, we've embraced digital advancements like online banking and mobile applications to make banking more convenient for you. Our dedication to accessibility is reflected in features like ADA compliance and ATM availability for easy cash access. Plus, we offer drive-thru banking for quick transactions without stepping inside. While members can visit us at 4652 Dixie Hwy, official correspondence should be sent to the same address for your convenience. As we look back on nearly nine decades of service since opening our doors, we take pride in being an integral part of Shively's growth. We've nurtured strong partnerships within the community through outreach initiatives aimed at improving financial literacy and supporting local organizations. Join us on this journey toward financial well-being! Experience the difference that comes with being a member of Transcend. We invite you to explore all we have to offer by visiting our website at Transcend CU or calling us at 502-459-3000. Become part of a community that prioritizes your needs and helps you thrive financially!

Branch Location & Accessibility

Welcome to Transcend, your friendly financial partner located right at 4652 Dixie Hwy in Shively, KY. We are easy to find and conveniently situated near popular spots like the Shively Plaza and just a short drive from downtown Louisville. Whether you're coming for personal banking, auto loans, or simply to ask questions, our branch is designed with your needs in mind. At Transcend, we prioritize accessibility for all our members. Our location features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. Plus, there's ample parking available, making it a breeze to stop by anytime. Our operating hours cater to busy schedules: we're open from 8:30 AM to 4 PM Monday through Thursday, extending our hours until 6 PM on Fridays for those who need a little extra time. On Saturdays, we welcome you from 9 AM until noon. If you have any questions while planning your visit, don't hesitate to call us at 502-459-3000. For your convenience, we offer ATM services right at our location along with a drive-thru banking option for quick deposits and withdrawals. While you're here, feel free to explore our range of services including checking and savings accounts, mortgage loans, and more all tailored to meet your financial goals. While members can visit us at 4652 Dixie Hwy, official correspondence should be sent to the same address since our mailing address is the same as our branch address. We invite you to come by and see how we can help you achieve your financial dreams! Your journey towards smarter banking starts here at Transcend.

Member Eligibility

At Transcend, we believe in building a close-knit community where everyone feels welcome and supported. Joining our family is easy, and we're excited to have you! If you live, work, worship, or attend school in the Shively area, you're already eligible to become a member. We cherish our members and offer a range of benefits, from competitive loan rates to personalized service that makes banking feel more like home. For a detailed look at the eligibility criteria, you can visit our website at . Opening an account with us is a straightforward process that can be done online or by visiting us at our branch located at 4652 Dixie Hwy Shively Ky 40216. If you have any questions or need assistance during the process, feel free to call us at (502) 459-3000. We're here to help you every step of the way and can't wait for you to experience all the advantages of being part of the Transcend community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments from customers with ease whether they're using credit cards, debit cards, or mobile payments. This not only enhances customer satisfaction but also streamlines your operations, allowing you to focus more on what you do best: running your business. Visit us at 4652 Dixie Hwy Shively Ky 40216 in Shively, KY, or give us a call at (502) 459-3000 to learn more about how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Business Solutions

For our local business owners, we offer comprehensive Business Banking solutions that include Merchant Services & Business Loans. Your business deserves the best support, and we're here to help you grow with tailored financial products designed just for you.

Convenience at Your Fingertips

We understand that convenience matters in today's fast-paced world. That's why we offer accessible ATM services and basic drive-thru banking options for quick transactions like deposits and withdrawals. If you're on the go, rest assured knowing that our ATM locations allow for easy cash withdrawal and balance checks without needing to step inside.

Get Started Today!

With all these options available at Transcend, managing your finances has never been easier. We invite you to visit us or give us a call at 502-459-3000 to learn more about how we can assist you today! Explore everything we have to offer by visiting our website at Transcend. Let us partner with you on your financial journey!

Personal Banking

Our personal banking options include Checking & Savings Accounts that help you manage your day-to-day expenses while saving for tomorrow. Imagine having easy access to your funds through our Online & Mobile Banking services. You can check balances, transfer money, and pay bills from anywhere, anytime perfect for busy lifestyles. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing make it simple to get behind the wheel of your dream car. We offer competitive rates and flexible terms tailored to fit your budget. And when it's time to settle into a new home, our Mortgage Loans & Refinancing options provide the support you need for one of life's biggest investments.

Support for Everyday Needs

Managing debt is crucial for financial stability. Our Personal Loans & Debt Consolidation services can help streamline your payments and reduce stress. Plus, with our Credit Cards with Rewards, every purchase can earn you points toward exciting rewards because who doesn't love getting something back?

Digital & Online Banking

At Transcend, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. Whether you're at home or on the go, our online platform ensures you have access to your accounts whenever you need them. Our comprehensive online banking services, accessible at https://www.transcendcu.com/, provide you with 24/7 account management. You can check balances, pay bills, and transfer money all from the comfort of your own home. Need to send money to a friend? With our person-to-person transfer feature, it's simple and fast. Plus, our mobile application makes banking even more convenient; manage everything right from your smartphone! For those looking for eco-friendly options, we offer e-statements so you can keep track of your finances without the clutter of paper. We prioritize security with electronic signature authorization, ensuring that your transactions are safe and verified. You can also take advantage of mobile payments, making it easier than ever to shop or pay bills directly from your phone. At Transcend, we believe in making banking accessible for everyone. Our user-friendly interface allows you to navigate through services effortlessly, giving you real-time updates on your account status. We strive to make every experience smooth and secure so that you can focus on what matters most your life! Explore all these features and more today by visiting us online!

Financial Strength

A Solid Foundation

With a net worth of $67,298,979, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,275 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Innovation

With $63,267,962 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,011 in used auto loans and a total of $377,793,178 in loans and leases.

Growing Together

Total Share Accounts stand strong at 69,766, showing a growing member base that trusts us with their finances. Additionally, Net Shares (Funds available for lending and investments) amount to $1,030,310, further solidifying our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Transcend is your trusted partner. Visit us at 4652 Dixie Hwy Shively Ky 40216 or call (502) 459-3000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $155,452,544 in share certificates and $26,160,022 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This means that with non-member deposits at $0, we ensure our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 65 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Additional Financing Options

In addition to auto and mortgage loans, we offer various other financing options including personal loans for debt consolidation and credit lines totaling $137,658,180. If you're considering refinancing an existing loan or exploring eligibility options, our team is here to guide you through the process and answer any questions you may have. For more information about our loan offerings or to discuss which product is right for you, feel free to reach out at (502) 459-3000 or visit us at our branch located at 4652 Dixie Hwy Shively Ky 40216 in Shively, KY. We're here to support your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $136,494,640 in used vehicle loans and $116,304,772 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we've got you covered with flexible financing options tailored to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,324,273, make buying or refinancing simple. We work closely with you to find the right mortgage solution that aligns with your financial situation and goals.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,258,657 in loans helping members manage their finances effectively. These cards provide convenient access to funds for everyday purchases while allowing you to build your credit history responsibly.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers.

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