Transcend Credit Union Louisville KY | Affordable Auto Loans & Quick Personal Loans

Introduction

At Transcend, we believe that financial services should be personal, accessible, and community-driven. Located at 12104 Shelbyville Rd, Louisville, KY 40243, our branch has been a trusted partner for the community since 1934. With over 48,000 members, we take pride in fostering relationships that go beyond transactions. As a member-focused credit union, we are committed to providing services that meet your unique needs. Our total assets of $527,756,779 and robust offerings including checking accounts, auto loans, mortgages, and business banking reflect our dedication to helping you achieve your financial goals. We currently hold $41,429,351 in deposits and have extended loans totaling 20,723 to our members. Our leadership team is here to support you every step of the way. Under the guidance of CEO Richard Reese and Board President Mark Booker, we strive to create an environment where every member feels valued. We understand that your financial journey is important, which is why we maintain a strong focus on community impact. While members can visit us at our branch location for in-person assistance or to utilize our ATM and drive-thru services, official correspondence should be sent to the same address: 12104 Shelbyville Rd, Louisville, KY 40243-1045. We invite you to explore how Transcend can help you navigate your financial path with confidence. Whether you're looking for personal banking solutions or are interested in our business services, we're here for you. Give us a call at 502-459-3000 or visit our website at Transcend to learn more about how we can serve you better today!

Branch History & Mission

At Transcend, we take pride in our rich history and commitment to the community. Established in 1934, our branch has grown alongside the city of Louisville, KY, creating a legacy built on trust and support for our members. Located at 12104 Shelbyville Rd, we are easily accessible for anyone looking to explore their financial options or seeking assistance with their banking needs. Over the years, we have evolved significantly, adapting to the changing landscape of financial services while maintaining our core values. Today, with a total membership of over 48,000 and total assets reaching $527,756,779, Transcend is more than just a credit union; we are a vital part of the community fabric. Our mission is clear: to provide outstanding financial services that empower individuals and families while fostering a spirit of collaboration and support within the communities we serve. Our operating hours reflect our dedication to convenience open Monday through Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. We also offer both ATM availability and drive-thru banking for added accessibility. While members can visit us at our main location for personalized service, official correspondence should be sent to our mailing address at 12104 Shelbyville Rd, Louisville, KY 40243-1045. At Transcend, we believe in using modern technology to enhance your banking experience. From online banking and mobile payments to e-statements and electronic signatures, we strive to make your financial journey smooth and efficient. We ensure ADA compliance so that everyone can access our services comfortably. Community outreach is close to our hearts. We actively seek partnerships with local organizations to support various initiatives aimed at improving the lives of those around us. By participating in local events and providing educational resources on financial literacy, we aim to uplift our community together. Join us at Transcend Credit Union today! Experience firsthand how we can help you achieve your financial goals while making a difference in your community. Whether you're opening an account or looking for a loan, we're here for you every step of the way. Visit us or call us at (502) 459-3000 to learn more about what we can do for you!

Branch Location & Accessibility

Come Visit Us!

We invite you to come see how Transcend can make banking easier for you. Join our community today and experience the personalized service that makes us a trusted choice in Louisville. Whether you're looking to open an account or just explore your options, we look forward to welcoming you!

Comprehensive Banking Services

Transcend offers a variety of services to help you manage your finances smoothly. From personal checking and savings accounts to auto loans and mortgage refinancing options, we are here to support you every step of the way. Enjoy the ease of banking with our ATM available on-site for quick cash withdrawals and balance checks. Plus, take advantage of our drive-thru service for simple transactions without leaving your car. While members can visit us at 12104 Shelbyville Rd, official correspondence should be sent to 12104 Shelbyville Rd, Louisville, KY 40243-1045 if necessary.

Easy Access and Parking

At Transcend, we understand that accessibility is key. Our branch features ample parking right outside the entrance, making it easy for you to pop in for your banking needs. We are also committed to being accessible for everyone, with ADA-compliant ramps ensuring all members can visit comfortably.

Operating Hours That Fit Your Schedule

We know you're busy, which is why our operating hours are tailored to fit your lifestyle. Our lobby is open Monday through Thursday from 8:30 AM to 6:00 PM and Friday until 6:00 PM. If you need services over the weekend, stop by on Saturday from 9:00 AM to noon at our drive-thru. Feel free to call us at 502-459-3000 if you have any questions or need assistance!

Member Eligibility

At Transcend, we believe that becoming a member is not just about opening an account; it's about joining a welcoming community that supports your financial journey. If you live, work, worship, or attend school in the Louisville area, you're likely eligible to join us! We embrace individuals from all walks of life, making it easy for you to access our range of services designed to help you thrive. Our members enjoy benefits like competitive loan rates, personalized service, and a variety of banking options tailored to meet your needs. Ready to take the next step? Opening an account with us is straightforward and can be done online. For more detailed eligibility criteria and to see if you qualify, please visit . If you have any questions or need assistance, feel free to reach out at (502) 459-3000. We're excited to welcome you into the Transcend family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a world where your payment processes are simplified. Our merchant services empower you to accept payments quickly and securely, allowing you to focus on what you do best running your business. From point-of-sale solutions to online payment processing, we provide tools that make transactions easy for both you and your customers. Located at 12104 Shelbyville Rd Louisville Ky 40243 in Louisville, KY, our dedicated team is here to support your financial needs. Reach out at (502) 459-3000 to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? Our ATM and cash withdrawal services ensure you have access to your funds whenever needed. Plus, if you prefer face-to-face interactions, take advantage of our basic drive-thru banking for quick deposits and withdrawals without leaving your vehicle. At Transcend, we're dedicated to making banking simple and accessible for all our members in Louisville. If you're ready to explore these services further or have any questions about how we can assist you in achieving your financial goals, don't hesitate to reach out at 502-459-3000 or visit us online at Transcend. We're excited to help you on your journey!

Business Banking

For entrepreneurs and business owners, Transcend offers robust business banking services, including merchant services and business loans tailored specifically for small businesses. We understand that running a business can be challenging, so we aim to support you with the resources needed for success.

Credit Cards

To add even more value to your financial toolkit, consider our credit cards with rewards. These cards not only provide convenience but also offer benefits that can help you earn points on everyday purchases.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking features that let you manage your finances anytime, anywhere. With options like mobile payments and person-to-person transfers, staying on top of your finances has never been easier.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options allow you to navigate the housing market with confidence. Whether you're a first-time buyer or looking to refinance an existing mortgage for better terms, our team is here to guide you through every step of the process.

Personal Banking

When it comes to personal banking, Transcend offers various checking and savings accounts that cater to different lifestyles. Imagine easily managing your daily expenses with a checking account that fits your needs while also growing your savings over time with one of our competitive savings options. If you're considering buying a new vehicle, our auto loans and vehicle financing solutions provide flexible terms and rates that make car ownership more accessible. We understand how important reliable transportation is for you and your family.

Personal Loans

For those moments when unexpected expenses arise or when you want to consolidate debt, our personal loans and debt consolidation services can help lighten the financial load. We work closely with our members to find solutions that best suit their financial situations.

Digital & Online Banking

Key Features

With our online banking platform, available at https://www.transcendcu.com/, you can access your accounts 24/7. This means you can check balances, pay bills, and transfer funds whenever it suits you. Plus, our electronic signature authorization feature allows you to sign documents digitally, saving you time and hassle. For those who prefer to manage their finances through their smartphones, our mobile application offers a range of features to help you stay in control. You can make mobile payments with ease, ensuring that your transactions are quick and secure. Additionally, the person-to-person transfer feature allows you to send money directly to friends or family without the need for cash.

Security and Accessibility

Your security is our top priority. We utilize advanced technology to protect your information while you bank online. You can rest easy knowing that your sensitive data is safe with us. In addition to these services, we also provide e-statements, so you can keep track of your financial activities in a paperless format. This not only helps the environment but also keeps your records organized and easily accessible. With all these features combined, Transcend makes managing your money straightforward and efficient. We're here to help you navigate your financial journey with confidence!

Financial Strength

At Transcend, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, you can trust that your money is in good hands. With a net worth of $67,298,979, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,275 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $155,452,544 in share certificates and $26,160,022 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected in our focus on serving you rather than external shareholders. With non-member deposits at $0, we ensure that our resources are concentrated on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $63,267,962 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $6,011 in used auto loans and $377,793,178 in total loans and leases. Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 65 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments at $1,030,310, along with a growing number of 69,766, it's clear that more members trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Transcend is your trusted partner. Visit us at 12104 Shelbyville Rd Louisville Ky 40243 or call (502) 459-3000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $136,494,640 in used vehicle loans and $116,304,772 in new vehicle loans already helping members get on the road. We provide flexible terms that make financing your vehicle simple and affordable.

Credit Lines

In addition to these offerings, our total credit lines stand at $137,658,180, providing members with the flexibility they need for unexpected expenses or planned purchases. If you're considering refinancing any existing loans or would like to learn more about eligibility options for our products, don't hesitate to reach out! Our knowledgeable staff is ready to assist you. You can visit us at our branch located at 12104 Shelbyville Rd, Louisville, KY 40243 or give us a call at 502-459-3000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $14,324,273, making buying or refinancing straightforward. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $12,258,657 in loans helping members manage their finances effectively. Our credit cards come with rewards and competitive rates that fit your lifestyle.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent, allowing users to trust the information they receive.

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