Trailnorth Credit Union Ticonderoga NY | Best Auto Loans & Business Banking

Introduction

At Trailnorth Federal Credit Union, we believe in building strong relationships with our members and the communities we serve. Established in 1954, our commitment to providing personalized financial services has helped us grow to a thriving membership of over 11,000 individuals. Located at 1178 Nys Route 9N, Ticonderoga, NY 12883, our branch is dedicated to making your banking experience as convenient and rewarding as possible. With total assets exceeding $171 million, we offer a wide range of financial products tailored to meet the diverse needs of our members. Whether you're looking for auto loans, mortgages, or personal loans, we have competitive rates and flexible terms that help you achieve your goals. Currently, our total deposits stand at an impressive $13,842,173, showing the trust our members place in us. Our team of 41 dedicated employees is led by CEO Shawn Hayes and Board President Kye Perry, who are passionate about ensuring that every member receives top-notch service. With a net worth of approximately $15.6 million and cash in hand totaling $2,077,946, we are well-positioned to support our members' financial journeys while maintaining a strong foundation for future growth. While members can visit us at our branch address, official correspondence should be sent to our mailing address: 1178 NYS Route 9N, Ticonderoga, NY 12883-3106. We invite you to explore all that Trailnorth Federal Credit Union has to offer. For more information or assistance, don't hesitate to call us at 518-585-6725 or visit our website at Trailnorth. Let's work together towards achieving your financial dreams!

Branch History & Mission

At Trailnorth Federal Credit Union, we take pride in our rich history and unwavering commitment to the community of Ticonderoga, NY. Founded in 1954, our branch has grown from humble beginnings into a trusted financial partner for over 11,000 members. Our primary location at 1178 Nys Route 9N is not just a place for banking; it's a hub of support and service for individuals and families looking to achieve their financial goals. Over the years, Trailnorth has evolved significantly. We have expanded our offerings to include a wide range of services such as personal banking accounts, auto loans, mortgages, and business financing options. With total assets now standing at an impressive $171,504,581, we are well-equipped to serve our members' diverse financial needs. We also have a dedicated team of 41 employees who work tirelessly to ensure that every member feels valued and supported. Our mission is simple yet profound: to provide exceptional financial services while enhancing the quality of life in our community. We believe that banking should be more than just transactions; it should build relationships and foster trust. We are committed to empowering our members through education, resources, and personalized service. By focusing on community outreach and partnerships with local organizations, we strive to make a positive impact in Ticonderoga and beyond. While members can visit us at 1178 Nys Route 9N for all their banking needs, official correspondence should be sent to our mailing address: 1178 NYS Route 9N, Ticonderoga, NY 12883-3106. We offer convenient operating hours from 8:30 AM to 4:30 PM Monday through Friday, with additional Saturday hours for those who need them. In this digital age, we also embrace technology to enhance member experience with features like online banking, mobile payments, and e-statements. Our drive-thru service and ATM availability ensure that you can access your funds with ease whenever you need them. As we look toward the future, we invite you to join Trailnorth Federal Credit Union. Experience firsthand how we can support your journey toward financial wellness while being part of a community-focused institution. Your membership means more than just access to great rates and services it means becoming part of a family dedicated to your success! For any questions or inquiries, feel free to reach out at (518) 585-6725 or visit us online at Trailnorth.com.

Branch Location & Accessibility

Connect With Us

If you have any questions or need assistance before your visit, don't hesitate to reach out at (518) 585-6725. At Trailnorth Federal Credit Union, we're dedicated to providing exceptional service tailored just for you. Come see us today!

Nearby Landmarks and Accessibility Features

Our branch is not just about banking; it's about being part of the community. Located near local favorites like the Ticonderoga Heritage Museum and the scenic Lake Champlain, it's easy to incorporate a trip to Trailnorth into your day. We offer ample parking and features designed for everyone, including ADA compliance and ramps for easy access.

Operating Hours and Services

Trailnorth is open from 8:30 AM to 4:30 PM Monday through Friday, with Saturday hours also available for your convenience. Our friendly staff is ready to assist you with personal banking needs such as checking and savings accounts, auto loans, mortgage options, and credit card services that come with rewards. Additionally, we provide a drive-thru option for quick transactions without leaving your vehicle. Members can also take advantage of our ATM services for cash withdrawals and balance inquiries at their convenience. And if you're part of a partner credit union, we're happy to offer shared branch transactions to further enhance your banking experience. While members can visit us at 1178 Nys Route 9N, official correspondence should be sent to our mailing address at 1178 NYS Route 9N, Ticonderoga, NY 12883-3106.

Member Eligibility

At Trailnorth, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is as easy as connecting with us! If you live, work, worship, or attend school in the areas served by our credit union, you're likely eligible for membership. We welcome individuals from various backgrounds, so whether you're looking for a place to grow your savings or need assistance with loans, we're here for you. The benefits of joining Trailnorth include access to personalized financial services and the peace of mind that comes from being part of a member-focused institution. To learn more about the specific eligibility criteria and see if you qualify, please visit our detailed resource. When you're ready to open an account, simply follow the straightforward process outlined at https://app.loanspq.com/apply.aspx?lenderref=trailnorthfcu21022&list=ccvlplhest. If you have any questions or need assistance, don't hesitate to reach out to us at (518) 585-6725. We can't wait to welcome you into our Trailnorth family!

Business Banking & Commercial Services

Financing Options for Every Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $24 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $231,124, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine being able to accept payments effortlessly whether it's through credit cards or mobile wallets. Our merchant services simplify payment processing so you can focus on what you do best: running your business. With tools tailored to meet your needs, we help ensure that transactions are smooth and efficient, keeping your cash flow strong. Located conveniently at 1178 Nys Route 9N Ticonderoga Ny 12883, Ticonderoga, NY 12883, our team is here to guide you every step of the way. Call us at (518) 585-6725 or visit us online at Trailnorth to learn more about how we can support your business aspirations.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, our business banking services are designed to support your growth. From merchant services that simplify payment processing to business loans that provide the necessary capital for expansion, we have the tools and expertise to help your business thrive.

Credit Cards & Rewards

Make everyday purchases more rewarding with our credit cards with rewards program. Earn points on every transaction that can be redeemed for travel, merchandise, or cashback giving you more value from your spending.

Digital & Convenient Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can easily manage your accounts, pay bills, transfer funds, and even make person-to-person payments right from your smartphone or computer. Our ATMs are readily available for cash withdrawals, while our drive-thru service ensures quick transactions without leaving your car. Additionally, if you're a member of a partner credit union, take advantage of our shared branch transactions for deposits and withdrawals at locations nationwide.

Get Started Today!

We invite you to experience the difference at Trailnorth where personalized service meets modern convenience. Whether it's through our friendly staff or advanced digital banking tools, we aim to make managing your finances as straightforward as possible. If you're ready to learn more about how we can assist you in achieving your financial goals, give us a call at (518) 585-6725, visit us online at Trailnorth Federal Credit Union, or stop by our branch today!

Personal Banking Services

We understand that each member's financial situation is unique. That's why we offer various personal banking options designed to fit your lifestyle. Our checking and savings accounts come with competitive rates and no hidden fees, ensuring that your money works harder for you. If you're in the market for a vehicle, our auto loans and vehicle financing services make it easy to drive away in the car of your dreams without breaking the bank. For those looking to purchase a home or refinance their current mortgage, our mortgage loans and refinancing solutions can provide you with flexible terms and personalized advice. We also offer personal loans and debt consolidation options to help you manage expenses or consolidate debts into one manageable payment.

Digital & Online Banking

Accessible Banking Anytime

In today's fast-paced world, having real-time access to your financial information is crucial. With features like mobile payments, you can make purchases directly from your phone, eliminating the need for cash or cards. Our commitment to accessibility means you can handle all aspects of your banking conveniently and efficiently. Join us at Trailnorth where modern banking meets everyday convenience! For more information about our digital services, visit us at https://www.trailnorth.com/ or give us a call at (518) 585-6725.

Key Services for Convenience

With our 24/7 online banking services, you can easily check your account balances, transfer funds, and pay bills with just a few clicks. Plus, our mobile application makes it even simpler to manage your finances right from your smartphone. Need to send money to a friend? Our person-to-person transfers feature lets you do this quickly and securely, so you can stay connected without any hassle. For those who prefer paperless options, we offer e-statements that provide a clear view of your account activity without cluttering your mailbox. You can also sign documents digitally thanks to our electronic signature authorization, making transactions quicker and more efficient.

Security You Can Trust

Your security is our top priority. At Trailnorth, we employ advanced security measures to ensure that your information remains safe while you manage your accounts online. Rest easy knowing that our services are designed with multiple layers of protection.

Financial Strength

At Trailnorth, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the robust financial foundation that allows us to serve you better every day. With a net worth of $15,619,224, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.09% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $18,660,242 in share certificates and $4,717,269 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,590,155, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $12,171,923 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We understand the importance of supporting your financial goals, which is why we have $1,838 in used auto loans and $96,335,728 in total loans and leases available for our members. Our operational efficiency is reflected in our $267,250, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 39 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $4,982,104. Total Share Accounts: 22,122, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trailnorth is your trusted partner. Visit us at 1178 Nys Route 9N Ticonderoga Ny 12883 or call (518) 585-6725 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,461,387 in used vehicle loans and $20,902,093 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to make your car-buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $231,124 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and helping them thrive in our community. At Trailnorth, we prioritize your needs and work hard to offer products that fit your situation. If you're interested in refinancing options or checking eligibility for any of our loan products, feel free to reach out to us at (518) 585-6725 or visit us at 1178 Nys Route 9N Ticonderoga Ny 12883, Ticonderoga, NY 12883. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our offerings today and see how Trailnorth can help you meet your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,607,436, make buying or refinancing simple. We're here to guide you through each step of the process and ensure you find the right loan for your budget.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,636,529 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that fit your lifestyle.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence ensures that users receive fair and transparent offers. By using verified data, LendMesh guarantees that all loan offers come from legitimate financial institutions, fostering trust among users.

Key Benefits of Using LendMesh

- Verified Data: Every loan offer is obtained from reputable financial institutions, ensuring users have access to trustworthy information. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that serve the best interests of the user. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, allowing them to make well-informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in helping individuals secure better loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

TRAILNORTH FEDERAL CREDIT UNION - Ticonderoga, NY

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