Trailnorth Credit Union Port Henry NY | Best Auto Loans & ATM Services

Introduction

Welcome to Trailnorth Federal Credit Union, your trusted financial partner in the heart of Port Henry, NY. Established in 1954, we have been dedicated to serving our community for nearly seven decades. With a total membership of over 11,000 and assets exceeding $171 million, we pride ourselves on providing personalized banking solutions tailored to meet your unique needs. Located at 43 Meacham St, Port Henry, NY 12974, our branch is not just a place to bank; it's a hub where members can connect, learn, and grow financially. While you can visit us at this address for all your banking needs, please note that official correspondence should be sent to 43 Meacham St, Port Henry, NY 12974-1426 if needed. At Trailnorth, we understand the importance of financial stability and growth. That's why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our commitment to excellence is reflected in our impressive financial standing: with total deposits of over $13.8 million and net worth around $15.6 million, you can trust that your money is in safe hands. Our team consists of 41 dedicated employees led by CEO Shawn Hayes and Board President Kye Perry. Together, they ensure that every member receives top-notch service and support. Whether you're looking for assistance with loans or advice on managing your finances, our friendly staff is here to help. We invite you to experience the Trailnorth difference today! Feel free to reach out at (518) 585-6725 or explore our services online at www.trailnorth.com. Come see how we can help you achieve your financial goals!

Branch History & Mission

Welcome to Trailnorth Federal Credit Union, where our roots run deep in the heart of Port Henry, NY. Established in 1954, we have been a pillar of support for our community for nearly seven decades. Our journey began with a small group of dedicated individuals who wanted to create a financial cooperative that truly served the people. Over the years, we have grown significantly and now proudly serve over 11,000 members with total assets exceeding $171 million. Our branch is conveniently located at 43 Meacham St, Port Henry, NY 12974. This location is not just a place to conduct transactions; it's a hub for community engagement and support. We are here for you during our operating hours: Monday through Friday from 9 AM to 4 PM and Saturday from 9 AM to 12 PM for drive-thru services. At Trailnorth, our mission goes beyond providing exceptional financial services. We strive to empower our members by offering personalized banking solutions tailored to their unique needs. Our services range from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We believe that everyone deserves access to affordable financial products that help them achieve their goals. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 43 Meacham St, Port Henry, NY 12974-1426. We take pride in being an ADA-compliant facility that ensures accessibility for all. Additionally, we offer digital conveniences such as online banking and mobile payments, making it easier than ever for our members to manage their finances on the go. Community involvement is a cornerstone of our philosophy. We actively participate in local events and initiatives aimed at enhancing the quality of life in Port Henry and surrounding areas. By partnering with local organizations and supporting various causes, we aim to give back to the community that has supported us over the years. As we look toward the future, Trailnorth Federal Credit Union remains committed to innovation and member satisfaction. We invite you to join us on this journey and experience the benefits of being part of a credit union that truly cares about its members. Whether you're looking for reliable banking options or seeking guidance on your financial path, Trailnorth is here for you every step of the way. Visit us today or call us at (518) 585-6725. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Amenities

At Trailnorth, we pride ourselves on being easily accessible for all members. Our branch features ample parking and complies with ADA standards, ensuring everyone can visit us comfortably. If you're looking for a quick transaction, our drive-thru service offers a hassle-free way to bank without leaving your car. Plus, we have an ATM available for those who prefer to handle their banking on the go.

More Than Just Banking Services

Trailnorth isn't just about transactions; we offer a full range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We also provide shared services for members of partner credit unions, making it easy for you to access funds wherever you are. For any questions or additional information about our services or membership options, feel free to give us a call at 518-585-6725. While members can visit us at 43 Meacham St, official correspondence should be sent to our mailing address: 43 Meacham St, Port Henry, NY 12974-1426. We invite you to come experience the Trailnorth difference today! Whether you're opening an account or just stopping by for advice on managing your finances, we look forward to welcoming you into our community.

Operating Hours That Fit Your Schedule

We know your time is valuable. That's why our lobby hours are designed to accommodate your busy lifestyle open Monday through Friday from 9 AM to 4 PM, and for those weekend errands, our drive-thru is open Saturday from 9 AM to 12 PM. Whether you need assistance with personal banking or just want to stop by for a quick deposit, we're here when you need us.

Member Eligibility

At Trailnorth, we believe that joining our community means stepping into a supportive family where your financial well-being comes first. Membership is open to anyone who lives, works, worships, or attends school in the areas we serve. This inclusive approach ensures that everyone can benefit from our wide range of services designed to help you achieve your financial goals. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards, we're here for you. Becoming a member is a straightforward process! You can start by visiting us at 43 Meacham St Port Henry Ny 12974 or giving us a call at (518) 585-6725 for any questions you may have. For more detailed eligibility criteria and to ensure you meet all requirements. When you're ready to take the next step, you can easily open an account through this link: https://app.loanspq.com/apply.aspx?lenderref=trailnorthfcu21022&list=ccvlplhest. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $24 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to invest in new equipment, hire additional staff, and expand their operations. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that adapt to your unique needs. - With an outstanding commercial loan portfolio of $231,124, we continue to drive economic growth by financing new and expanding businesses in the area.

Merchant Services

In addition to loans, we offer merchant services that make it easy for you to accept payments from your customers. Imagine being able to process transactions seamlessly, whether they're in-person or online. Our merchant services help you enhance customer experience while managing your cash flow effectively. Visit us at 43 Meacham St Port Henry Ny 12974 in Port Henry, NY or call us at (518) 585-6725 to learn how our business banking solutions can help your company thrive!

Comprehensive List Of Services

ATM Access & Drive-Thru Services

Need cash quickly? Our ATM services are available around the clock for withdrawals and balance checks. Plus, our basic drive-thru banking allows for quick deposits, withdrawals, and other simple transactions without leaving your car.

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive business banking solutions. Our services include merchant services for easy payment processing and business loans designed to help you grow your venture without hassle.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that let you manage your accounts anytime, anywhere. With capabilities like person-to-person payments, mobile payments, and electronic statements, handling your finances has never been easier.

Credit Cards and Rewards

At Trailnorth, we understand that spending wisely is just as important as saving. Our credit cards with rewards allow members to earn points on purchases, which can be redeemed for various benefits, making every dollar count.

Personal Banking Solutions

Whether you're opening your first checking account or looking for ways to save, our personal banking services are designed with you in mind. We offer various checking and savings accounts that fit different lifestyles and financial goals. For those considering purchasing a new car or refinancing an existing vehicle, our auto loans and vehicle financing options provide competitive rates that make it easier to get on the road. If you're thinking about buying a home, our mortgage loans and refinancing services can guide you through every step of the process, ensuring you find the right solution for your situation. Additionally, our personal loans and debt consolidation options help simplify your finances, making it easier to manage expenses without added stress.

Shared Branch Transactions

As part of a network of partner credit unions, we also offer basic shared branch transactions for deposits and withdrawals. This means that even when you're away from home, access to your funds remains simple. At Trailnorth, we believe in empowering our members with the tools they need to achieve their financial dreams. Visit us today at 43 Meacham St Port Henry Ny 12974, or explore more about our services online at Trailnorth Federal Credit Union. We're here to support you every step of the way!

Digital & Online Banking

Key Features

Our online banking service ensures you have real-time control over your finances. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. For those who prefer managing their money on the go, our mobile application provides a user-friendly experience that makes banking simple and straightforward. Plus, with our mobile payments feature, making purchases directly from your phone has never been easier. Security is a top priority for us. We use electronic signature authorization to ensure that your transactions are safe and secure. You can also opt for e-statements, which not only help reduce paper waste but also allow you to keep track of your finances efficiently and securely. Need to send money to a friend or family member? Our person-to-person transfer option lets you do that quickly and easily without any hassle. And remember, our online banking services are available 24/7, so you can manage your accounts whenever it suits you best. At Trailnorth, we strive to provide accessible and easy-to-use banking solutions that cater to all your needs. Join us today and take advantage of the convenience that digital banking offers!

Financial Strength

Comprehensive Lending Options

Our lending capacity is robust, with $1,838 in used auto loans and $96,335,728 in total loans and leases supporting members' financial goals across various sectors. Our $267,250 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trailnorth is your trusted partner. Visit us at 43 Meacham St Port Henry Ny 12974 or call (518) 585-6725 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 39 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we form a community dedicated to helping you achieve your financial aspirations.

Investment in Innovation

With $12,171,923 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This allows us to adapt to the changing financial landscape while keeping your interests at heart.

Member-Centric Savings

Members' savings are secured through $18,660,242 in share certificates and $4,717,269 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,590,155, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $15,619,224, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth demonstrates our commitment to being a reliable partner in your financial journey. Our net worth ratio of 9.09% further highlights our solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,461,387 in used vehicle loans and $20,902,093 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our flexible terms can help make your decision easier.

Business Loans

For business owners, our outstanding commercial loans totaling $231,124 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to providing tailored solutions that fit your needs. At Trailnorth, we're dedicated to making finance accessible and straightforward for everyone in Port Henry, NY. For more information about our loan offerings or to discuss which option might be right for you, feel free to reach out at (518) 585-6725. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,607,436, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the mortgage process. If you're considering refinancing your current mortgage, we can help you explore eligibility options that may lower your monthly payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,636,529 in loans helping members manage their finances effectively. These credit cards are designed for ease of use and can provide you with the convenience you need for everyday purchases.

Loan Aggregator

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TRAILNORTH FEDERAL CREDIT UNION - Port Henry, NY

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