Trailnorth Credit Union Elizabethtown NY | Best Auto Loans & Business Banking

Introduction

Welcome to Trailnorth Federal Credit Union, your trusted financial partner located at 7519 Court St, Elizabethtown, NY 12932. Since our establishment in 1954, we have been dedicated to serving our community with a commitment to reliability and member satisfaction. With a total membership of over 11,000 members, we pride ourselves on providing personalized banking solutions that cater to your unique needs. At Trailnorth, we understand the importance of having access to your funds when you need them most. Our total assets amount to an impressive $171,504,581, ensuring that we are well-equipped to support you in all your financial endeavors. Whether you're looking for auto loans, mortgage financing, or personal banking services, we've got you covered with a total loan portfolio of 6,677 loans and leases. Your savings are safe with us; our total deposits stand at $13,842,173, reflecting our strong foundation and commitment to your financial security. Our net worth is also robust at $15,619,224, which demonstrates our stability and ability to serve you effectively. While members can visit us at our branch address, official correspondence should be sent to the same location: 7519 Court St, Elizabethtown, NY 12932. Led by our experienced CEO Shawn Hayes and Board President Kye Perry, our team of 41 employees is here to ensure you receive the highest level of service possible. We are proud to offer various services including online banking options and mobile payments for your convenience. If you're ready to take the next step toward securing your financial future or simply have questions about our offerings, don't hesitate to reach out! You can give us a call at 518-873-2554 or visit us online at Trailnorth.com for more information. Let us help you achieve your financial goals today!

Branch History & Mission

Trailnorth Federal Credit Union has a proud legacy in the heart of Elizabethtown, NY, where it first opened its doors in 1954. Over the years, Trailnorth has grown significantly, now serving over 11,000 members and managing total assets of approximately $171 million. Our journey reflects not just a commitment to financial services but a deeper dedication to uplifting our community. Located at 7519 Court St, Elizabethtown, NY 12932, Trailnorth is more than just a financial institution; it's a cornerstone of support for individuals and families alike. With modern conveniences such as ATM availability and drive-thru banking, we strive to make your banking experience as smooth as possible. Our operating hours are Monday through Friday from 9 AM to 4 PM, allowing easy access for our members. At Trailnorth, our mission is clear: to provide exceptional financial services while fostering community engagement. We believe in empowering our members with the tools they need to achieve their financial goals from personal checking accounts to auto loans and mortgages. Beyond just numbers, we aim to build lasting relationships that contribute positively to the lives of those we serve. Throughout our history, we have embraced advancements in technology while ensuring our services remain accessible to everyone. We offer online and mobile banking options so that you can manage your finances anytime, anywhere. Additionally, our ADA compliance ensures that all members feel welcome and supported when they visit us. Community outreach is at the heart of what we do. We partner with local organizations and participate in various initiatives aimed at improving the quality of life in Essex County and beyond. Our shared service center enhances accessibility for members who may require services from partner credit unions. As we look ahead, we invite you to join Trailnorth Federal Credit Union and be part of our growing family. Experience firsthand how we can help you navigate your financial journey while making a difference in our shared community. For inquiries or assistance, feel free to reach out at 518-873-2554 or visit us online at Trailnorth. Together, let's build a brighter future!

Branch Location & Accessibility

Easy Access for Everyone

At Trailnorth, we understand that accessibility matters. Our branch is fully ADA-compliant, ensuring that all members can navigate with ease. You'll find ample parking right outside our doors, making it simple to stop by for all your banking needs. Plus, with drive-thru service available, you can quickly handle deposits and withdrawals without leaving your car.

More Than Just Banking

Trailnorth isn't just about transactions; it's about community. We offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. With ATM access readily available and shared services for partner credit union members, we make banking simple and straightforward. While members can visit us at 7519 Court St for all their banking needs, official correspondence should be sent to the same address. We invite everyone in Elizabethtown and beyond to come experience the friendly service at Trailnorth Federal Credit Union. So why wait? Stop by today or reach out to us at 518-873-2554 we look forward to serving you!

Visit Us During Convenient Hours

We're here for you during the week! Our lobby hours are Monday through Friday from 9 AM to 4 PM, allowing you plenty of time to visit us after work or during lunch breaks. If you have questions or need assistance outside these hours, feel free to give us a call at 518-873-2554; our team is always happy to help.

Member Eligibility

At Trailnorth, we believe that everyone deserves access to a supportive financial community. Joining us is straightforward and welcoming! To become a member, you typically need to meet certain criteria, such as living, working, or attending school in our service area. This means if you're in or around Elizabethtown or Essex County, you could easily qualify to be part of our family. We're dedicated to providing you with personalized banking solutions, from checking and savings accounts to loans tailored to your needs. For the most up-to-date details on eligibility requirements. Getting started is simple! You can open an account online through this link: https://app.loanspq.com/apply.aspx?lenderref=trailnorthfcu21022&list=ccvlplhest or give us a call at (518) 873-2554 for any questions. We're here to help you take the first step toward enjoying all the benefits of membership at Trailnorth. Your journey toward better banking starts here at 7519 Court St, Elizabethtown NY 12932!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $24 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $231,124, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Whether you're running a retail shop or a service-based company, our solutions help you accept payments seamlessly. This means faster transactions and satisfied customers two key ingredients for success! Join us at Trailnorth, located at 7519 Court St Elizabethtown Ny 12932 in Elizabethtown, NY, and discover how we can support your business goals. Contact us today at (518) 873-2554 to learn more about our offerings!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessing cash should never be a hassle. With our ATM availability and cash withdrawal services, getting the money you need is quick and easy, whether you're at home or on the go.

Auto Loans & Vehicle Financing

When it's time to buy a car, you want a loan that works for you. At Trailnorth, we offer competitive auto loans and vehicle financing options tailored to your budget. Our streamlined application process makes it easier than ever to drive away in your dream car without the stress of complicated terms.

Business Banking Services

For entrepreneurs and business owners, we provide comprehensive business banking solutions including merchant services and business loans. We understand the challenges of running a business and are committed to helping you succeed with resources that support growth and efficiency.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking features that allow you to manage your accounts anytime, anywhere. Pay bills, transfer funds, or check balances with just a few taps on your phone or clicks on your computer.

Credit Cards with Rewards

With our credit cards, every purchase brings you closer to rewards. Enjoy cashback on everyday spending or travel perks when using your card for larger purchases. It's not just about making transactions; it's about getting something back for being a loyal member of Trailnorth.

Drive-Thru & Shared Branch Transactions

For those who prefer face-to-face interactions without leaving their car, our drive-thru service offers basic banking transactions like deposits and withdrawals. Additionally, members can access shared branch transactions for partner credit union members, ensuring that banking is convenient no matter where you are. We invite you to explore all these services and more at Trainnorth Federal Credit Union. Join us today by visiting our branch or checking out our website at https://www.trailnorth.com/. If you have any questions or need assistance, don't hesitate to call us at (518) 873-2554! Your financial journey starts here at Trailnorth!

Mortgage Loans & Refinancing

Buying a home is one of the most significant decisions you'll make, and we're here to guide you through it. Our mortgage loans are designed with flexibility in mind, whether you're purchasing your first home or refinancing an existing mortgage. Let us help you navigate the path to homeownership with confidence.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services have you covered. We understand that managing your finances is essential, so we offer simple and straightforward options that fit your lifestyle. Imagine having a checking account that allows for easy access to funds while earning interest on your savings that's exactly what we provide.

Personal Loans & Debt Consolidation

Life can be unpredictable, and sometimes unexpected expenses arise. That's where our personal loans come in handy. Whether it's for home repairs or consolidating debt, we offer solutions that fit your financial situation. Think of us as your partner in finding peace of mind during challenging times.

Digital & Online Banking

Key Features

Our online banking platform is accessible 24/7 at https://www.trailnorth.com/. With just a few clicks, you can check your account balances, transfer funds, and even pay bills all from the comfort of your own home. Plus, our mobile application allows you to manage your finances right from your smartphone, making it easy to stay on top of your money wherever you are. Need to send money to a friend? Our person-to-person transfer feature lets you do that quickly and easily. All you need is their email or phone number! If you prefer to have documents signed without the hassle of printing and scanning, our electronic signature authorization ensures that your transactions are smooth and secure.

Security You Can Trust

When it comes to banking online, security is a top priority. At Trailnorth, we use advanced encryption technology to protect your personal information. You can feel confident knowing that your data is safe while you enjoy the convenience of e-statements and mobile payments.

Stay Organized with E-Statements

Forget about paper clutter! With e-statements available, you can access your financial statements digitally. This not only helps in keeping things organized but also allows for easy tracking of your transactions over time. In short, our digital and online banking services at Trailnorth make it easy for you to manage your finances anytime, anywhere. We're committed to providing tools that enhance your banking experience while keeping security front and center. Join us today and explore how our digital offerings can simplify your financial journey!

Financial Strength

At Trailnorth, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing the strength of your credit union is essential in building trust, which is why we are proud to share our financial health with you. With a net worth of $15,619,224, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.09% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $18,660,242 in share certificates and $4,717,269 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,590,155, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $12,171,923 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $36,760 in used auto loans and $96,335,728 in total loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 39 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $4,982,104. Total Share and Deposit Accounts: 22,122, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trailnorth is your trusted partner. Visit us at 7519 Court St Elizabethtown NY 12932 or call 518-873-2554 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,461,387 in used vehicle loans and $20,902,093 in new vehicle loans already helping members get on the road. We make it easy to finance both new and used vehicles so you can drive away with confidence.

Credit Lines

Need extra flexibility? Our credit lines total $6,410,000 and are perfect for those unexpected expenses or projects that require additional funds. They provide the convenience of accessing funds as needed without having to apply for a new loan each time. For business owners, our outstanding commercial loans totaling $231,124 provide the capital needed to grow and expand. We're committed to supporting local businesses and helping them thrive in our community. If you're considering refinancing or exploring eligibility options for any of these products, our knowledgeable staff will walk you through the details and find the best solutions for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Trailnorth, we prioritize transparency and are dedicated to helping our members succeed financially. Visit us today or check out our website at Trailnorth for more information on how we can assist you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,607,436, make buying or refinancing simple. Our team is here to guide you through the process and ensure you find a solution that fits your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses can be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,636,529 in loans helping members manage their finances effectively. Our credit cards come with great benefits that can make your spending easier to handle.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent, giving users confidence in their choices. LendMesh prioritizes verified data by sourcing loan offers from legitimate financial institutions. This commitment to integrity means users receive reliable information every time they compare loans. Furthermore, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. The goal is to provide unbiased results that users can trust.

TRAILNORTH FEDERAL CREDIT UNION - Elizabethtown, NY

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