Trailhead Credit Union Portland OR | Affordable Auto Loans & Business Banking

Introduction

Welcome to Trailhead, your trusted financial partner located at 3904 N Mississippi Ave, Portland, OR 97227. Established in 1935, we have proudly served our community for decades, growing into a family of over 8,742 members who rely on us for their banking needs. With total assets reaching an impressive $169,667,448, we are committed to providing personalized service and financial solutions tailored to you. At Trailhead, we believe in the power of community and strive to make a positive impact through our various services. Our offerings include everything from checking and savings accounts to auto loans and mortgage financing. We're also dedicated to supporting local businesses with a net member business loan balance of $1,061,676. While you can visit us at our branch for all your financial needs, official correspondence should be directed to our mailing address: PO Box 2788, Portland, OR 97209. Our friendly team is here to assist you Monday through Friday from 9:30 AM to 6:00 PM and Saturdays from 10:00 AM to 2:00 PM. Under the leadership of CEO Jim McCarthy and Board President Adam Starling, our team of 33 employees is ready to ensure that your experience with us is nothing short of exceptional. With total deposits amounting to $9,001,028, we take pride in safeguarding your funds while offering competitive rates and comprehensive services. Whether you're looking for personal banking options or business solutions, we're here for you every step of the way. Call us today at 503-220-2592 or visit our website at Trailhead to learn more about how we can help you achieve your financial goals. Your journey starts here!

Branch History & Mission

Looking Ahead

As we continue moving forward, we remain dedicated to enhancing the member experience through innovation and customer-focused initiatives. Our operating hours are designed with you in mind Monday through Friday from 9:30 AM to 6:00 PM and Saturday from 10:00 AM to 2:00 PM making it easier than ever for you to access the services you need. Join us at Trailhead and discover how we can help you navigate your financial journey. With a team of dedicated professionals ready to assist you, along with a strong commitment to community values, we're excited about what lies ahead. Experience the benefits of membership today! Call us at 503-220-2592 or visit our website here for more information on how to get started.

Our Mission

At Trailhead, we believe that every member deserves the tools they need to achieve their financial goals. Our mission is simple: to provide personal banking solutions that help individuals and families thrive. Whether it's through checking and savings accounts, auto loans, mortgage options, or credit cards with rewards, we strive to offer services that meet the diverse needs of our members. We are also deeply committed to community outreach. We partner with local organizations and participate in initiatives designed to improve the lives of those around us. By investing in our neighborhoods and supporting local events, we strengthen the bonds within our community while promoting financial literacy. While members can visit us at 3904 N Mississippi Ave, official correspondence should be sent to PO Box 2788, Portland, OR 97209 if needed. We understand that convenience matters; that's why we offer a range of digital banking services including online banking and mobile payments. Plus, with an ATM available for easy access, managing your finances has never been simpler.

Branch Location & Accessibility

Operating Hours

We're here for you during convenient hours! You can visit us Monday through Friday from 9:30 AM to 6:00 PM and on Saturdays from 10:00 AM to 2:00 PM. Whether you're stopping by for a quick transaction or seeking advice on loans and accounts, our friendly staff is ready to assist you.

Parking and Accessibility

Finding parking is simple, with ample street parking available nearby. We are committed to ensuring that everyone can visit us comfortably. Our branch is ADA compliant, featuring ramps and accessible entrances to accommodate all members of our community.

Services Offered

At Trailhead, we offer a range of personal banking options, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and rewarding credit cards. If you're running a business, our merchant services and business loans can help you thrive. Plus, we have an ATM available for quick cash withdrawals and basic shared branch transactions if you're a member of partner credit unions. While members can visit us at 3904 N Mississippi Ave, official correspondence should be sent to our mailing address at PO Box 2788, Portland, OR 97209. We invite you to come by or give us a call at 503-220-2592. Our team is eager to help you achieve your financial goals!

Member Eligibility

Becoming a member of Trailhead feels like joining a warm and welcoming community where your financial needs are prioritized. If you live, work, or worship in the area, or if you have family members who are already part of our credit union, you're likely eligible to join us! We believe that everyone deserves access to quality financial services and support. For more details on specific eligibility requirements, feel free to check out this page: https://www.trailheadcu.org/membership/join/ . Opening an account with us is simple and straightforward. Just visit our website to get started on your membership journey at Trailhead, located at 3904 N Mississippi Ave Portland Or 97227. If you have any questions or need assistance, don't hesitate to give us a call at (503) 220-2592. We're here to help you every step of the way!

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $944,418, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services tailored to your needs. Imagine processing payments seamlessly, managing transactions efficiently, and focusing on what you do best running your business. Our services are designed to simplify day-to-day operations, allowing you to spend more time growing your enterprise. Located at 3904 N Mississippi Ave Portland Or 97227 in Portland, OR, we're here to partner with you on your journey. Call us at (503) 220-2592 to learn more about how we can assist you today!

Comprehensive List Of Services

ATM & Shared Branch Services

Need quick cash? Our ATM services enable easy cash withdrawals and balance checks whenever you need them. Plus, through Basic Shared Branch Transactions, members of partner credit unions can make deposits and withdrawals with ease at our location. At Trailhead, we strive to create a welcoming environment where financial services are accessible and tailored just for you. Whether you're saving for a dream vacation or securing funding for a new business venture, we have the tools and resources to help you succeed. Ready to take the next step? Visit us at 3904 N Mississippi Ave Portland Or 97227 or call us at (503) 220-2592. Discover how Trailhead can support your financial goals today!

Business Banking Services

For entrepreneurs and small business owners, we offer tailored Business Banking solutions. From Merchant Services that simplify payment processing to Business Loans designed to fuel your growth, we're here to support your ventures every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our Online and Mobile Banking platforms allow you to manage your accounts from anywhere at any time. Whether you're checking balances, transferring funds, or paying bills, everything is just a few taps away on your smartphone or computer.

Credit Cards with Rewards

Shopping just got more rewarding! With our Credit Cards featuring rewards programs, every purchase brings you closer to earning points that can be redeemed for exciting benefits. It's a great way to make your spending work for you!

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking options like Checking and Savings Accounts that help you keep track of your money effortlessly. Our Auto Loans and Vehicle Financing make purchasing your next car simple and affordable, while our Mortgage Loans and Refinancing options ensure you have a comfortable path to homeownership. If you find yourself in need of extra cash, our Personal Loans and Debt Consolidation services are here to provide the relief you might be looking for.

Digital & Online Banking

Easy Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.trailheadcu.org/ , you can check your balances, pay bills, and transfer funds whenever you need to. Our user-friendly platform ensures you can handle your banking tasks with ease, providing real-time account management right at your fingertips.

Peer-to-Peer Payments

Need to send money to a friend? Our person-to-person transfer feature allows for quick and easy transactions between members. Whether it's splitting a bill or sending a gift, it's all handled securely through our platform. At Trailhead, we're committed to providing accessible and efficient banking solutions tailored just for you. Join us today and experience the convenience of modern banking!

Secure Transactions Made Simple

We prioritize your security with electronic signature authorization for important documents. This means you can sign forms from the comfort of your home without needing to visit a branch. Plus, with e-statements available, you can go paperless while keeping all your important financial information organized and accessible.

Stay Connected with Mobile Options

For those who prefer banking on the move, our mobile application makes it easy to access your accounts directly from your smartphone. Plus, with features like mobile payments, you can make purchases quickly and securely without the hassle of cash or cards. You'll love how simple it is to manage your money wherever life takes you.

Financial Strength

Commitment to Growth

With $14,320,379 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $657 in used auto loans and $111,324,444 in total loans and leases.

Growing Together

Total Share and Deposit Accounts stand at 21,056, showing a strong and growing member base that trusts us with their finances. Our commitment to your financial well-being means you can count on us for your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trailhead is your trusted partner. Visit us at 3904 N Mississippi Ave Portland Or 97227 or call (503) 220-2592 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $24,868,917 in share certificates and $18,151,564 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,127,105, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 33 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundations

With a net worth of $16,154,074, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $952 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,112,047 in used vehicle loans and $3,556,070 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we have flexible options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $944,418 provide the capital needed to grow and expand. Whether you're starting up or looking to enhance your existing operations, we're here to support your entrepreneurial journey. We also offer refinancing options and eligibility assistance for all our loan products. It's easy to start visit us online at Trailhead or give us a call at 503-220-2592. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you navigate your financial future!

Credit Lines

Our credit lines provide an additional layer of financial flexibility with a total availability of $10,000,000. This option allows you to access funds as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,344,124, make buying or refinancing simple. We work closely with you to ensure you understand your choices and find the right plan for your situation.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. With a total of $3,525,163 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that funds are available when you need them.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every loan offer presented on the platform comes from reputable financial institutions, ensuring fair and transparent offers for users.

TRAILHEAD FEDERAL CREDIT UNION