Trailhead Credit Union Portland OR | Quick Personal Loans & ATM Services

Introduction

Welcome to Trailhead, your trusted financial partner located at 221 Nw 2Nd Ave Ste 100, Portland, OR 97209. Since our founding in 1935, we have proudly served over 8,742 members with a commitment to fostering community and providing personalized banking solutions. Our mission is clear: to empower our members by offering a wide range of financial services tailored to meet their unique needs. At Trailhead, we understand that every dollar counts. With total assets reaching an impressive $169,667,448 and total deposits of $9,001,028, we are well-equipped to support your financial goals. Whether you're looking for auto loans where we currently manage 5,111 loans and leases or personal banking services, our experienced team is here to help. Under the leadership of our CEO, Jim McCarthy, and Board President, Adam Starling, we prioritize transparency and community impact. Our dedicated staff of 33 employees ensures that each member receives the attention they deserve. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 2788, Portland, OR 97208-2788. We invite you to explore the array of services we offer including checking and savings accounts, mortgage loans, business banking options, and more by visiting our website at trailheadcu.org. Join us on this journey toward financial success! For any questions or assistance, feel free to call us at 503-220-2592 during our operating hours from 9:00 AM to 5:30 PM, Monday through Friday. We look forward to serving you!

Branch History & Mission

Welcome to Trailhead, where our story is rooted in community and dedicated service. Established in 1935, our branch has proudly served the vibrant city of Portland, OR, for over eight decades. Located at 221 Nw 2Nd Ave Ste 100, Portland, OR 97209, we are not just a financial institution; we are a cornerstone of support for our members and the surrounding neighborhoods. From our humble beginnings, Trailhead has evolved significantly. What started as a small credit union has grown into a trusted financial partner with total assets reaching an impressive $169,667,448. Today, we serve over 8,742 members, helping them achieve their financial goals through various services like auto loans, personal loans, and business banking solutions. Our mission is straightforward yet powerful: to provide exceptional financial services while enriching the lives of our members and supporting local initiatives. We believe that when our members thrive, so does the community. This commitment drives us to offer personalized banking solutions and actively participate in community outreach programs that uplift those around us. While you can visit us at our main office location for all your banking needs during our operating hours from 9:00 am to 5:30 pm on weekdays, we also encourage you to take advantage of our convenient ATM availability. While we currently do not have drive-thru banking options, we aim to make banking accessible through innovative digital services like online and mobile banking. If you need to send official correspondence, please note that our mailing address is PO Box 2788, Portland, OR 97208-2788. As part of our commitment to inclusivity, Trailhead is ADA compliant and prioritizes customer-friendly initiatives that cater to everyone in the community. Join us on this journey! Experience the benefits of becoming a member at Trailhead. Whether you're looking for savings accounts or seeking guidance for your next big purchase, we're here for you every step of the way. Visit us today or explore more about joining at Trailhead's Membership Page. Together, let's build a brighter future for ourselves and our community!

Branch Location & Accessibility

Welcome to Trailhead, your friendly credit union conveniently located at 221 NW 2nd Ave Ste 100 in the heart of Portland, Oregon. We're here to make your banking experience smooth and accessible. Whether you're popping in for a quick transaction or need assistance with a loan, our team is ready to help you every step of the way. While you can visit us at our branch address, if you need to send any official correspondence, please use our mailing address: PO Box 2788, Portland, OR 97208-2788. Nestled in Multnomah County, our location is easily reachable and close to several local landmarks, making it a breeze for both residents and visitors. You'll find ample parking options nearby, ensuring you can stop by without hassle. For those who may require extra support, we've made sure that our branch is ADA compliant with features like ramps for easy access. Our lobby hours are designed to fit into your busy schedule; we're open from 9:00 AM to 5:30 PM, Monday through Friday. If you prefer banking on-the-go, we also offer ATM services right here at the branch for quick cash withdrawals and balance checks. Although we don't have drive-thru banking available at this location, we do provide shared services which allow members of partner credit unions to perform basic transactions like deposits and withdrawals. Our friendly staff is always available to assist with personal banking needs including checking and savings accounts, auto loans, mortgage refinancing, and more. Give us a call at 503-220-2592 if you have any questions or would like to learn more about how we can serve you. We invite you to come visit us soon at Trailhead we look forward to helping you achieve your financial goals!

Member Eligibility

At Trailhead, we believe that joining our community is more than just opening an account it's about becoming part of a family that supports each other. To become a member, you simply need to meet some friendly eligibility criteria. If you live, work, worship, or attend school in the area surrounding 221 Nw 2Nd Ave Ste 100 Portland Or 97209, you're already on your way to membership! We also welcome immediate family members of current members, making it easy for you and your loved ones to enjoy the benefits of being with us. For more detailed information on eligibility, feel free to check out our website at https://www.trailheadcu.org/membership/join/. Becoming a member at Trailhead opens up a world of advantages, from competitive rates on loans and savings accounts to personalized service from a team that truly cares. When you're ready to take the next step, opening your account is simple and straightforward. You can get started online by visiting https://www.trailheadcu.org/apply-online/ or give us a call at (503) 220-2592 if you have any questions. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $944,418, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments smoothly and efficiently. Our merchant services allow you to accept various payment methods, making transactions easier for both you and your customers. This means quicker sales and happier clients, which can significantly boost your bottom line. If you're ready to take your business to the next level, visit us at 221 Nw 2Nd Ave Ste 100 Portland Or 97209 in Portland, OR or call us at (503) 220-2592. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We also provide convenient ATM & Cash Withdrawal Services, ensuring that accessing your funds is never a hassle. Whether it's withdrawing cash or checking your balance, our ATMs are available for your convenience.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options make it easy for you to drive away in your dream vehicle without breaking the bank. With competitive rates and flexible terms, getting behind the wheel is just a quick application away.

Business Banking Services

For entrepreneurs and small business owners, we offer comprehensive Business Banking solutions including Merchant Services and Business Loans. We know how important it is to have reliable support when managing your business finances, and we're here to help.

Convenient Online & Mobile Banking

In today's fast-paced world, having access to your accounts whenever and wherever you need is essential. Our Online & Mobile Banking services let you conduct transactions, check balances, and pay bills with just a few taps on your device. Plus, enjoy features like person-to-person payments for easy money transfers between friends or family.

Credit Cards with Rewards

Our Credit Cards with Rewards program is perfect for members who want more than just everyday spending power. Earn rewards points on purchases that can be redeemed for travel, cash back, and other perks making each purchase more valuable.

Mortgage Loans & Refinancing

For those considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services are tailored to meet your needs. We offer personalized guidance through the process so that you feel confident every step of the way.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, we've got you covered with our Personal Banking options. Imagine being able to manage your day-to-day finances effortlessly. Our accounts come with user-friendly features that allow you to track your spending, set budgets, and save for future goals all from the comfort of your home using our online and mobile banking services.

Personal Loans & Debt Consolidation

If you're looking to consolidate debt or need some extra funds for personal projects, our Personal Loans can provide the financial boost you need. Think of it as a smart way to manage your finances while keeping stress at bay.

Shared Branch Transactions

If you're part of another credit union, you'll appreciate our ability to perform basic shared branch transactions like deposits and withdrawals through partner networks. This means more flexibility in managing your money no matter where you are. At Trailhead, we're committed to helping you achieve financial success with ease. Explore all our services by visiting us at Trailhead Cu or give us a call at (503) 220-2592 if you have any questions or need assistance. Your financial journey starts here!

Digital & Online Banking

Easy Access Anytime, Anywhere

With our 24/7 online banking services at https://www.trailheadcu.org/, you can manage your accounts whenever it suits you. Whether it's checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Our user-friendly interface makes navigation simple, so you can focus on what matters most.

Go Mobile with Confidence

Our mobile application brings all the power of online banking right to your fingertips. Whether you're making person-to-person transfers or utilizing mobile payments, our app offers a secure and convenient way to handle transactions while you're out and about.

Secure Transactions Made Simple

Security is our top priority. You can rest assured knowing that our online banking platform utilizes advanced security measures to protect your personal information. Plus, with features like electronic signature authorization, signing documents is a breeze and safe too!

Stay Updated with E-Statements

Say goodbye to paper clutter! Our e-statements feature allows you to receive your account statements electronically. Not only does this help the environment, but it also gives you instant access to your financial information anytime.

The Benefits of Modern Banking

At Trailhead, we make it easy for you to stay on top of your finances. With features like mobile payments and person-to-person transfers available, managing money has never been simpler. You can easily send money to friends or family without any hassle just another way we're committed to making banking easier for you. Join us today at Trailhead and experience the benefits of digital banking firsthand! For more information or to get started, visit us at https://www.trailheadcu.org/.

Financial Strength

At Trailhead, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining strong financial health means you can trust us with your savings and loans. With a net worth of $16,154,074, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further reflected in our net worth ratio of $952, which demonstrates our ability to provide loans and competitive savings rates while ensuring uninterrupted services even during economic uncertainties. Members' savings are secured through $24,868,917 in share certificates and $18,151,564 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banks, as shown by the $15,127,105 held, ensuring our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $14,320,379 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $657 in used auto loans and $111,324,444 across various sectors to support your financial goals. Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 33 full-time employees dedicated to serving you with knowledge and commitment. Net Shares (Funds available for lending and investments) stand at $0, while our growing member base is evidenced by the 21,056 total share accounts that trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trailhead is your trusted partner. Visit us at 221 Nw 2Nd Ave Ste 100 Portland Or 97209 or call (503) 220-2592 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,112,047 in used vehicle loans and $3,556,070 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or a reliable used car, we have options that fit your budget and lifestyle.

Credit Lines and Commercial Loans

If you're looking for additional financial support, our total credit lines amount to $10,000,000, offering members access to funds when they need them most. For business owners, our outstanding commercial loans totaling $944,418 provide the capital necessary to grow and expand your business ventures. At Trailhead, we are committed to serving our community with personalized service and affordable borrowing solutions. If you're interested in refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. For more information about our loan offerings or to apply today, contact us at (503) 220-2592 or visit us at 221 Nw 2Nd Ave Ste 100 Portland Or 97209 in Portland, OR. You can also explore more on our website at Trailhead Cu. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,344,124, make buying or refinancing simple. We are here to assist you through every step of the process, ensuring you find the right mortgage solution for your needs.

Unsecured Credit Card Loans

For those who need flexibility in managing their finances, we also offer unsecured credit card loans. With a total of $3,525,163 in loans available, our credit cards come with competitive rates and features designed to help you manage your expenses effectively.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers you see are fair and transparent. By focusing on verified lenders, LendMesh makes it easy to compare loans without any hidden agendas.

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