Trailhead Credit Union Portland OR | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Trailhead, your trusted partner in financial wellness, located at 3354 Se Division St, Portland, OR 97202. Established in 1935, our credit union has been dedicated to serving the community for nearly nine decades. With a commitment to helping our members thrive, we proudly support over 8,742 members with a robust foundation of trust and reliability. At Trailhead, we understand that financial needs can vary widely. That's why we offer a diverse range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our total assets have grown to an impressive $169,667,448, reflecting our strong position in the community and our ability to serve you effectively. While you can visit us at our branch for personalized service, please note that official correspondence should be sent to our mailing address: 221 NW 2nd Ave Ste 100, Portland, OR 97209. Our team is here to guide you through your financial journey with integrity and care. Under the leadership of CEO Jim McCarthy and Board President Adam Starling, we prioritize your financial well-being. With a net worth of $16,154,074 and total deposits reaching $9,001,028, we are well-equipped to help you achieve your financial goals. Our friendly staff of 33 employees is ready to assist you during our lobby hours from 9:30 AM to 6:00 PM on weekdays and 10:00 AM to 2:00 PM on Saturdays. Whether you're looking to apply for a loan or simply need assistance with your accounts, don't hesitate to reach out. Call us at (503) 220-2592 or explore our website at Trailhead Credit Union for more information. Join us today and discover how we can help you navigate your financial future!

Branch History & Mission

Community Focus

Trailhead is committed to being an active part of the Portland community. We partner with local organizations and participate in outreach programs aimed at supporting those in need. Whether it's through financial education workshops or participating in community events, we aim to uplift everyone around us. Our customer-centric approach includes digital advancements such as online and mobile banking options that cater to your busy lifestyle. We prioritize accessibility with ADA-compliant facilities ensuring that all members can use our services comfortably.

Join Us

If you're looking for a credit union that puts its members first while making a positive impact in the community, Trailhead is here for you. Come visit us or give us a call at 503-220-2592 to learn how we can help you achieve your financial goals. Together, let's navigate your financial future!

Our Journey

Nestled at 3354 SE Division St, Portland, OR 97202, Trailhead has been a cornerstone of financial support for families and businesses alike. Over the decades, we've evolved from a small local credit union into a trusted institution that offers a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our mission is simple yet profound: to empower our members through accessible financial services while fostering community growth. While you can visit us at our branch location for all your banking needs, any official correspondence should be sent to our mailing address at 221 NW 2nd Ave Ste 100, Portland, OR 97209.

Our Mission

At Trailhead, we believe that banking should be more than just transactions; it should be about building relationships. Our mission is to provide personalized financial services that enhance the lives of our members. We strive to create an inclusive environment where everyone feels valued and supported in their financial journey. This means not only offering competitive rates and innovative products but also engaging in community outreach initiatives that make a real difference. We are proud to offer convenient operating hours from 9:30 AM to 6:00 PM on weekdays and from 10:00 AM to 2:00 PM on Saturdays. For added convenience, we also provide ATM access for quick cash withdrawals and balance checks.

Branch Location & Accessibility

Accessibility and Parking

At Trailhead, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces. You'll find plenty of parking available, making it easy to drop by whenever you need assistance or have questions about your accounts.

Operating Hours

We know that life can get busy, so we've designed our hours to fit your schedule! Visit us Monday through Friday from 9:30 AM to 6:00 PM, or stop by on Saturday from 10:00 AM to 2:00 PM. Our team is ready to assist you with everything from personal banking needs to auto loans and more during these hours.

Services Offered

Trailhead offers a comprehensive range of services tailored just for you. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or credit cards with rewards, we've got you covered! Plus, with ATM access available and shared services for partner credit union members, banking has never been more convenient. If you have any questions or need assistance before visiting us in person, feel free to give us a call at 503-220-2592. We're excited to help you achieve your financial goals! Come see us soon at Trailhead where your financial journey begins!

Member Eligibility

Becoming a member of Trailhead means joining a caring community that's dedicated to your financial well-being. If you live, work, worship, or attend school in the Portland area, you're already on the path to membership! We welcome individuals who share our commitment to building a better financial future together. For more specific details about eligibility criteria, feel free to check out our dedicated page at https://www.trailheadcu.org/membership/join/. Opening an account is straightforward and rewarding. You can start your journey by visiting us at 3354 Se Division St Portland Or 97202, or simply give us a call at (503) 220-2592 if you have any questions. Ready to take the next step? You can apply online anytime by following this link: https://www.trailheadcu.org/apply-online/. Join us today and discover all the benefits that come with being part of the Trailhead family!

Business Banking & Commercial Services

Comprehensive Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine having a reliable way to accept payments from customers whether in-store or online making transactions smooth and efficient. Our merchant services help you focus on what matters most: running your business. Located at 3354 Se Division St Portland Or 97202 in Portland, OR, we are here to help you navigate your business banking journey. Connect with us today at (503) 220-2592 to learn how we can support your vision for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $944,418, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll appreciate our business banking services, which include merchant services and business loans tailored to help your venture thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can check balances, transfer funds, and even pay bills all from the comfort of your home or on-the-go using our mobile app. Plus, with easy ATM access available for cash withdrawals and balance checks, managing your finances has never been simpler.

Credit Cards and Personal Loans

For everyday expenses or unexpected costs, our credit cards come with rewards that benefit you while you spend. If you're facing debt, our personal loans can assist with debt consolidation, helping you regain control over your finances.

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts that can fit any lifestyle. Our accounts come with features that help you manage your money efficiently. If you're thinking about purchasing a car, our auto loans and vehicle financing options make it easier than ever to drive away in your dream vehicle. We also provide mortgage loans and refinancing solutions for those looking to buy a home or lower their current mortgage payments.

Shared Branch Transactions

We understand that sometimes you need access to more than just our branch services. That's why we provide basic shared branch transactions for partner credit union members, allowing for deposits and withdrawals at numerous locations across the country. To ensure that you have all the support you need, our dedicated team is always ready to assist you via phone at (503) 220-2592 during lobby hours from 9:30 AM to 6:00 PM on weekdays and 10:00 AM to 2:00 PM on Saturdays. At Trailhead, we believe in making financial services accessible and straightforward for everyone. If you're ready to explore how we can assist you further or if you'd like to open an account today, visit us at 3354 Se Division St Portland Or 97202 or check out our website at Division Branch. Join us at Trailhead, where your financial goals become our mission!

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services available at https://www.trailheadcu.org/, you can check your account balances, view transactions, and pay bills whenever it suits you. No more rushing to the bank before closing time! You'll have real-time access to your accounts from anywhere, which gives you peace of mind knowing your finances are just a click away.

Mobile Features for Your Convenience

Our mobile application puts banking right in the palm of your hand. You can make mobile payments with ease and transfer money between friends using our person-to-person feature. Forget about waiting in line; simply use your smartphone to handle transactions quickly and securely. Plus, if you prefer going paperless, e-statements are available to help you keep track of your finances without clutter.

Secure and User-Friendly

Your security is our top priority. With electronic signature authorization, signing documents is simple and secure no need to print or mail anything. Our platform uses advanced security measures to keep your personal information safe so you can bank with confidence. At Trailhead, we are committed to providing accessible and user-friendly digital banking solutions tailored for today's busy lifestyles. Discover how easy banking can be by exploring our services at https://www.trailheadcu.org/ today!

Financial Strength

At Trailhead, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you with trust and reliability. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $16,154,074, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $952 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $24,868,917 in share certificates and $18,151,564 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,127,105, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $14,320,379 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $657 in used auto loans and $111,324,444 in total loans and leases, supporting your financial goals across various sectors. Our ability to generate income is reflected in our $0, showcasing operational efficiency that allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 33 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 21,056, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Trailhead is your trusted partner. Visit us at 3354 Se Division St Portland Or 97202 or call (503) 220-2592 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued $9,112,047 in used vehicle loans and $3,556,070 in new vehicle loans, helping many members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable used vehicle, we can assist you in finding an auto loan that works for you.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans total $944,418. These loans are designed to provide the capital needed for expansion and operational needs. If you're interested in refinancing options or want to check your eligibility for any of our loan products, feel free to visit our website or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Trailhead, we are dedicated to providing personalized service and support as you navigate your financial journey. Let us help you make your next big move today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $29,344,124, making buying or refinancing simple and accessible. We can guide you through the process so that you feel comfortable every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. We currently have $3,525,163 in unsecured credit card loans available to help members manage their finances effectively. These cards come with flexible terms that allow you to focus on what matters most without breaking the bank.

Loan Aggregator

Benefits of Using LendMesh

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Trailhead