TOWPATH CREDIT UNION

Welcome to Towpath, your trusted financial partner located at 2969 Smith Rd, Fairlawn, OH 44333. Since our establishment, we have dedicated ourselves to serving the community with a strong focus on providing exceptional banking solutions tailored to meet your needs. With over 25,000 members and total assets of $194,195,997, we pride ourselves on being a reliable choice for both personal and business banking. At Towpath, we understand that financial decisions can be overwhelming. That's why our friendly team is here to guide you every step of the way. Led by our CEO, Michael Sferro, and Board President, Lester Carney, Sr., our leadership emphasizes trust and community engagement in everything we do. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking services, we've got you covered. Our commitment to you goes beyond just numbers. We have a net worth of $22,068,074 and total deposits amounting to $13,069,386 demonstrating our stability and dedication to keeping your money safe while helping it grow. With cash in hand totaling $1,239,595, you can rest assured that we are prepared to support your financial journey. While members can visit us at our branch location for personal assistance or use our drive-thru service for quick transactions, official correspondence should be sent to the same address: 2969 Smith Rd, Fairlawn, OH 44333. Don't hesitate to reach out! You can contact us at 330-664-4700 during our convenient hours: Monday through Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 12:30 PM. Explore more about our services by visiting us online at Towpath. Join us as we continue to grow together with our community!

At Towpath, we're excited to welcome you into our community of members who enjoy personalized service and a range of financial benefits. Becoming a member is simple and accessible to those who live, work, worship, or attend school in our local area. If you share these connections with our vibrant community, you may be eligible for membership! We believe that everyone deserves a chance to take control of their financial future, and joining Towpath is your first step toward achieving that goal. For more detailed information about eligibility criteria, feel free to check out this resource. Once you're ready to join us at our Fairlawn branch located at 2969 Smith Rd Fairlawn Oh 44333, opening an account is straightforward and welcoming. Our friendly staff is here to assist you through the entire process. If you have any questions or need further assistance, don't hesitate to call us at (330) 664-4700. We look forward to having you as part of our family at Towpath!

At Towpath, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining strong financial health, which translates into better rates, lower fees, and improved services for our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $22,068,074, we demonstrate robust financial strength that allows us to meet our members' needs effectively. Our net worth ratio of 11.34% showcases a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $35,222,923 in share certificates and $11,922,388 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to member satisfaction is evident in our $16,099,598 in undivided earnings, which we reinvest into innovative banking tools and stronger lending options to serve you better. With $37,20 in used auto loans and a total of $135,247,480 in loans and leases available for our members, we support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $720,076, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 64 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 44,765, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Towpath is your trusted partner. Visit us at 2969 Smith Rd Fairlawn Oh 44333 or call 330-664-4700 to learn more about how we can help you achieve your financial goals.