Towpath Credit Union Cuyahoga Falls OH | Best Auto Loans & ATM Services

Introduction

Welcome to Towpath, your trusted financial partner located at 505 Graham Rd, Cuyahoga Falls, OH 44221. With a strong commitment to our members since our establishment, we proudly serve a community of 25,391 members, helping them achieve their financial goals with confidence and care. At Towpath, we believe in the power of community. Our total assets amount to an impressive $194,195,997, reflecting our dedication to providing reliable services that meet the needs of our members. Whether you're looking for personal banking options such as checking and savings accounts or need assistance with auto loans and mortgages, we have a variety of services tailored just for you. Our team is led by CEO Michael Sferro and Board President Lester Carney, Sr, who are passionate about ensuring that every member feels valued and supported. With 66 employees working tirelessly behind the scenes, we strive to create a welcoming environment where you can feel at home while managing your finances. In addition to our robust financial offerings including over $13 million in deposits we are committed to maintaining strong liquidity with nearly $1.24 million in cash readily available for our members. We also understand the importance of lending; that's why we've extended over 13,835 loans and leases to help you achieve your dreams. While you can always visit us at our branch in Cuyahoga Falls, official correspondence should be directed to the same address: 505 Graham Rd, Cuyahoga Falls, OH 44221. If you have any questions or need assistance, don't hesitate to call us at 330-664-4700. Join us today and experience the Towpath difference! Visit our website at towpathcu.com for more information on how we can help you navigate your financial journey with ease and trust.

Branch History & Mission

Welcome to Towpath, a credit union deeply rooted in the heart of Cuyahoga Falls, Ohio. Established in 1899, our branch has been serving the community for over a century, fostering financial growth and stability among our members. With a proud history, we have grown alongside our community, adapting to their needs while staying true to our mission of providing exceptional financial services and support. Located at 505 Graham Rd, Cuyahoga Falls, OH 44221, our branch is easily accessible and close to local landmarks that many know and love. While members can visit us at this address, official correspondence should be sent to the same location as our mailing address is the same. Towpath has always aimed to create a welcoming environment where everyone can thrive financially. Today, we are proud to serve 25,391 members with total assets amounting to an impressive $194,195,997. Our dedicated team of 66 employees works hard every day to ensure that each member feels valued and supported in their financial journey. Our mission is simple yet powerful: To enhance the financial well-being of our members while actively contributing to the community's overall growth. We believe that when our members succeed, so does the community. This commitment drives us to offer a variety of services including personal banking, auto loans, mortgage financing, and business banking solutions tailored for individual needs. As we embrace modern technology while remaining ADA compliant, we've made it easier for members to manage their finances through online and mobile banking options. We also understand that convenience matters; therefore, we offer ATM availability and drive-thru banking for quick transactions. Additionally, Towpath takes pride in being a part of various community outreach efforts. Our partnerships allow us to give back meaningfully and strengthen ties with local organizations and charities. We invite you to join Towpath today! Experience firsthand how we can help you achieve your financial goals while being part of a caring community. Whether you're looking for savings accounts or loans tailored just for you, our team is here to assist you every step of the way. For any inquiries or assistance, feel free to reach out by calling us at 330-664-4700 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM until 12:30 PM. Together, let's build a brighter financial future!

Branch Location & Accessibility

Easy to Find and Access

Situated near popular landmarks, our branch is easy to locate. We're just a short drive from the scenic Cuyahoga River and close to various shopping options, making us a convenient stop during your day. We take pride in our commitment to accessibility; our facilities are ADA compliant and feature ramps for easy entry. Plus, we offer ample parking so you can visit without any hassle.

Operating Hours That Fit Your Schedule

At Towpath, we understand that everyone has busy lives. That's why we offer flexible operating hours: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM until 12:30 PM. Whether you need assistance with checking accounts, auto loans, or anything in between, there's always a time that works for you.

Services Tailored for You

Our branch provides a variety of services designed to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. If you prefer banking on-the-go, enjoy our online and mobile banking options. Plus, for those who appreciate the convenience of drive-thru banking or shared service transactions with partner credit unions, we've got you covered! Feel free to reach out at 330-664-4700 if you have any questions or want more information about what we offer. We invite you to stop by Towpath at 505 Graham Rd today! Let us help you achieve your financial goals in a friendly and welcoming environment.

Member Eligibility

Joining Towpath is more than just opening an account; it's about becoming part of a caring and supportive community. If you're looking to become a member, you'll be glad to know that eligibility is designed to be accessible. Generally, anyone who lives, works, worships, or attends school in the area can join us at our branch located at 505 Graham Rd Cuyahoga Falls Oh 44221. We believe in fostering relationships and supporting our members' financial journeys, so whether you're new to banking or looking for better options, we welcome you with open arms. If you're ready to take the next step, opening an account with us is straightforward and welcoming. You can find all the details you need about eligibility on our website at , where we encourage you to check for any updates or specifics that may apply to you. Should you have any questions or need assistance, feel free to reach out to us at (330) 664-4700. We're here to help you every step of the way!

Business Banking & Commercial Services

At Towpath, we understand the unique challenges that business owners face. Whether you're just starting out or looking to expand, our business banking and commercial services are designed to support your goals. Imagine being able to invest in new equipment or hire additional staff with confidence. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $69 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $658,580, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify everyday transactions for your business. From accepting card payments to managing payroll, we provide tools that help you focus on what matters most growing your business. Located at 505 Graham Rd Cuyahoga Falls Oh 44221 in Cuyahoga Falls, OH, we're here to help your venture thrive! For more information, give us a call at (330) 664-4700.

Comprehensive List Of Services

Business Banking Made Simple

For our business members, we provide robust business banking solutions, including merchant services and business loans. These tools are designed to support your entrepreneurial journey, making transactions simpler and more efficient so you can focus on growing your business.

Convenient Access Points

For those times when you prefer face-to-face interaction, our branch offers ATM and cash withdrawal services, along with basic drive-thru banking for quick deposits and withdrawals. And if you're a member of a partner credit union, you can enjoy basic shared branch transactions here too! At Towpath in Cuyahoga Falls, we prioritize serving our community with reliable financial solutions. Whether you're stopping by during our lobby hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, or Saturday from 9 AM to 12:30 PM or accessing our services online at towpathcu.com, we're here for you every step of the way. If you have questions or want to learn more about how we can help with your financial needs, feel free to reach out at 330-664-4700. Let's work together toward achieving your financial goals!

Digital Banking Features

In today's fast-paced world, having access to your financial information at any time is crucial. Our online and mobile banking platforms allow you to manage your accounts from anywhere, making it easy to check balances, transfer funds, or pay bills on the go. Additionally, with features like person-to-person payments, sending money is as simple as sending a text.

Loan Options for Every Situation

Sometimes life throws unexpected expenses your way. With our personal loans and debt consolidation options, you can consolidate existing debt or cover urgent expenses with ease. Plus, if you're looking to earn rewards while making purchases, our credit cards with rewards program ensures that you get more value from your everyday spending.

Personal Banking Solutions

We understand that managing finances can be overwhelming at times. That's why we offer personal banking services such as checking and savings accounts tailored to fit your lifestyle. Need extra funds for a new car? Our auto loans and vehicle financing options make it easy to drive away in your dream vehicle without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing services can help guide you through the process smoothly.

Digital & Online Banking

Key Features

Our online banking platform allows you to check your account balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the ease of e-statements, helping you keep track of your finances without the clutter of paper. Plus, for those who prefer signing documents digitally, we offer electronic signature authorization for added convenience.

Mobile Banking Options

For members on the go, our mobile application is a game changer. Whether you're out shopping or waiting in line, you can easily access your accounts and make person-to-person transfers with just a tap. While we currently do not support mobile payments, our app provides everything else you need for effective account management.

Security First

We prioritize your security as much as your convenience. Our online banking services are equipped with robust security features to protect your personal information and transactions. You can bank confidently knowing that we're here to keep your financial data safe. With all these features at your fingertips, managing your money has never been easier or more secure! Visit https://www.towpathcu.com/ today to explore all that Towpath has to offer in digital and online banking.

Financial Strength

Growing Member Base

Total Share Accounts stand at 44,765, showing a strong and growing member base that trusts us with their finances. This growth not only strengthens our community but also enhances the services we can provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Towpath is your trusted partner. Visit us at 505 Graham Rd Cuyahoga Falls OH 44221 or call 330-664-4700 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our impressive net income of $720,076 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 64 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Growth

With $16,099,598 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is strong too; with $37,20 in used auto loans and $135,247,480 in total loans and leases, we support members' financial goals across various sectors.

Secured Savings for Members

Members' savings are secured through $35,222,923 in share certificates and $11,922,388 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Base

With a net worth of $22,068,074, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.34% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,074,211 in used vehicle loans and $17,831,849 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our dedicated team is here to guide you through the process and ensure you find the right loan for your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $658,580 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are committed to offering support through tailored lending solutions. Whether you're applying for an auto loan or exploring mortgage options, our team at Towpath is ready to assist you every step of the way. If you're considering refinancing or have questions about eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at 330-664-4700 or visit us at 505 Graham Rd Cuyahoga Falls, OH 44221. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,912,359, make buying or refinancing simple. We provide various mortgage solutions that allow you to step into your dream home with confidence. Our knowledgeable staff can assist you in navigating eligibility requirements and refinancing options that may be available.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,123,554 in loans helping members manage their finances effectively. These cards come with rewards and are designed to give you access to funds when you need them most without needing collateral.

Loan Aggregator

Accurate Loan Comparisons

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