Town Of Hempstead Employees Credit Union North Baldwin NY | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to the Town Of Hempstead Employees Credit Union, where our commitment to serving the community has been strong since our establishment in 1963. Located at 1830 Grand Ave, North Baldwin, NY 11510, we take pride in being a trusted financial partner for over 9,500 members. Our mission is to provide personalized financial services that meet your needs and help you achieve your goals. At Town Of Hempstead Employees Credit Union, we understand that financial decisions can be overwhelming. That's why we offer a variety of services tailored just for you from checking and savings accounts to auto loans and business financing. With total assets exceeding $149 million, we are equipped to support you in every step of your financial journey. Our members benefit from total deposits of $9,007,380 and a robust net worth of $10,757,683, ensuring stability and reliability in all our offerings. Led by our dedicated CEO, Robert Muir, and Board President, Dominick Longobardi, our team is here to assist you with warmth and expertise. We have a skilled staff of 14 employees ready to answer your questions and guide you through our range of products. Whether you're looking for personal loans or credit cards with rewards, we have options designed to fit your lifestyle. While members can visit us at our main office location, official correspondence should be sent to the same address: 1830 Grand Ave, North Baldwin, NY 11510. If you prefer reaching out over the phone, feel free to call us at 516-867-4730 during our operating hours: Monday through Wednesday and Friday from 8:30 AM to 4:30 PM; Thursday until 8:00 PM; and Saturday from 9:00 AM to 12:00 PM. Discover how we can support your financial dreams by visiting our website at www.tohefcu.org. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Welcome to the Town Of Hempstead Employees Credit Union, where we have been proudly serving our members since our establishment in 1963. Located at 1830 Grand Ave, North Baldwin, NY 11510, our branch has grown alongside the community, fostering a spirit of collaboration and support. Over the years, we have evolved from a small organization into a thriving credit union with a membership of 9,515 individuals and total assets reaching an impressive $149,771,408. This growth reflects our unwavering commitment to providing accessible financial services tailored to the needs of our members. At the heart of our mission is a dedication to empowering our community. We believe that financial well-being should be within everyone's reach. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We also cater to businesses through merchant services and business loans. With online and mobile banking available, accessing your finances has never been easier. While members can visit us at 1830 Grand Ave, official correspondence should be sent to the same address for convenience. Our operating hours are designed to accommodate busy schedules: Monday, Tuesday, Wednesday, and Friday from 8:30 AM to 4:30 PM; Thursday from 8:30 AM to 8:00 PM; and Saturday from 9:00 AM to 12:00 PM. We take pride in our customer-centric approach. With an ATM on-site and drive-thru banking services available, we strive to make banking as easy as possible for everyone. Additionally, we actively engage in community outreach efforts that strengthen our bonds with local organizations and initiatives. As we look ahead to the future, we remain committed to maintaining a welcoming atmosphere where everyone feels valued. Our team is here to support you every step of the way on your financial journey. Join us today at Town Of Hempstead Employees Credit Union and experience firsthand how we can help you achieve your financial goals! For more information or assistance, feel free to call us at 516-867-4730 or visit our website at tohefcu.org.

Branch Location & Accessibility

Connect With Us

While members can visit us at 1830 Grand Ave for all their banking needs, official correspondence should be sent to the same address for efficiency. If you have any questions or need assistance before your visit, don't hesitate to call us at 516-867-4730. We look forward to seeing you soon at the Town Of Hempstead Employees branch!

Nearby Landmarks and Accessibility

Nestled in the heart of Nassau County, our branch is close to several well-known spots, making it easy for you to drop in while running errands or enjoying a day out. If you're visiting us, you'll find ample parking available right at the branch, ensuring that your visit is hassle-free. Our building is fully accessible, featuring ramps and ADA-compliant entrances so everyone can bank with ease.

Operating Hours and Services

We're here when you need us! Our lobby hours are designed to fit your busy schedule: we welcome you Monday, Tuesday, Wednesday, and Friday from 8:30 AM to 4:30 PM; Thursday until 8:00 PM; and Saturday mornings from 9:00 AM to 12:00 PM. In addition to our friendly staff ready to assist you inside the branch, we also offer convenient drive-thru banking for quick transactions like deposits and withdrawals. For those who prefer cashless convenience, we have an ATM available on-site for easy access to your funds. Plus, if you ever have questions about personal banking options including checking and savings accounts, auto loans, mortgages, and credit cards our team is here to help!

Member Eligibility

At Town Of Hempstead Employees, we believe that everyone deserves a chance to be part of a supportive financial community. If you live, work, or worship in the area, you're likely eligible to join us! We welcome individuals from diverse backgrounds, including those employed by certain organizations and municipalities. This means that if you're connected to our local community in any way, we would love to have you as a member. Joining Town Of Hempstead Employees not only gives you access to a range of financial services tailored just for you, but it also connects you with a network of people who care about your financial well-being. Getting started is simple! You can learn more about the eligibility criteria by visiting our website at https://www.tohefcu.org/about/membership-eligibility/ . If you're ready to take the next step, opening an account is easy too! Just check out the details at https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/03114359/2110 ?isframed=f&cuid=03114359&loanlistid=2110&channelid=9742821509125142049&locationid=9746821209125142036 or give us a call at (516) 867-4730. We're here to help you every step of the way on your journey to becoming a valued member of our community at Town Of Hempstead Employees, located at 1830 Grand Ave North Baldwin Ny 11510.

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $695,764, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

Running a business involves managing cash flow effectively. Our merchant services simplify payment processing, allowing you to focus on what you do best serving your customers. Whether you're a local shop or an online retailer, our solutions make transactions seamless and secure. At Town Of Hempstead Employees, we're more than just a credit union; we're your partner in success. Let's work together to turn your business dreams into reality! For more information or to get started, call us at (516) 867-4730 or visit us online at https://www.tohefcu.org/ .

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans offer competitive rates and flexible terms to fit your budget. We understand that buying a vehicle is a significant investment, and our dedicated team is here to guide you through the financing process so you can drive away with confidence.

Business Banking

For business owners in North Baldwin, we offer comprehensive business banking services. Whether it's merchant services or business loans, we are here to support local businesses thrive. Our knowledgeable staff can assist you in finding the right solutions tailored for your company's needs.

Convenient Access & Support

We know that access to banking services should be easy and convenient. That's why at Town Of Hempstead Employees, you'll find ATM services for quick withdrawals and balance checks, along with basic drive-thru banking for deposits and withdrawals all designed to fit into your busy schedule. Our branch located at 1830 Grand Ave North Baldwin Ny 11510 is open Monday through Saturday to serve you better. Feel free to reach out at (516) 867-4730 if you have any questions or need assistance navigating our services. We invite you to explore all that Town Of Hempstead Employees has to offer! Discover how we can help you achieve financial well-being today by visiting us online at Main Office or stop by our branch for personalized service.

Credit Cards with Rewards

Enjoy shopping? Our credit cards come with rewards that make every purchase more rewarding! From cash back offers to travel points, using our credit card not only provides convenience but also benefits you in everyday spending.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans. Whether you're buying your first home or refinancing an existing mortgage, we provide various options that can be customized to suit your needs. Let us help you navigate the steps of securing a mortgage, making the process smoother and more straightforward.

Personal Banking

Whether you're looking to open a checking or savings account, we have various personal banking options tailored for you. Imagine having a secure place to manage your money while also earning interest on your savings. With our user-friendly online and mobile banking platforms, you can easily check your balances, transfer funds, and pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. Our personal loans can assist you in managing those costs effectively. If you're juggling multiple debts, consider our debt consolidation options which can simplify your payments and potentially lower your interest rates, helping you save money over time.

Digital & Online Banking

Key Services

Our robust online banking platform is available 24/7 at https://www.tohefcu.org/ . This means you can check your account balances, pay bills, and transfer money whenever it suits you. No more rushing to the bank during business hours; everything is right at your fingertips. Plus, with our mobile application, managing your accounts on the go has never been easier. You can even make mobile payments effortlessly, giving you quick access to funds for everyday purchases.

User-Friendly Experience

We prioritize your security and ease of use. Our online banking system provides real-time account management so you can track spending and set up alerts for transactions. While we currently do not support electronic signature authorization, we ensure that all your transactions are secure and protected. If you're looking to share funds with friends or family, our person-to-person transfer feature allows you to send money instantly without any hassle. And for those who prefer paperless solutions, e-statements are available, making it easy to keep track of your financial history without cluttering your mailbox. In summary, Town Of Hempstead Employees offers a comprehensive suite of digital banking tools that combine convenience with robust security measures. Whether you're managing daily expenses or planning for the future, our online banking services empower you to take control of your finances from the comfort of your home or on the go. Join us today and experience the difference!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts stand at 13,414, showing a strong and growing member base that trusts us with their finances. With available net shares amounting to $464,156, we have ample funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Town Of Hempstead Employees is your trusted partner. Visit us at 1830 Grand Ave North Baldwin Ny 11510 or call (516) 867-4730 to learn more about how we can help you achieve your financial goals.

Efficient Operations

Our operations reflect our commitment to efficiency. Our $24,282 showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investment in Our Community

With $10,702,659 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $204 in used auto loans and $57,672,528 in total loans and leases supporting members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $19,414,118 in share certificates and $10,421,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,650,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $10,757,683, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $729 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,985,875 in used vehicle loans and $2,350,224 in new vehicle loans already helping members get on the road. We provide flexible financing options that fit your budget and lifestyle.

Credit Lines

For those who want more flexibility in their borrowing options, our total credit lines amount to $10,500,000. This gives you quick access to funds when you need them most without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,633,590, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process.

Refinancing Options

If you're considering refinancing an existing loan or looking for eligibility options for any of our products, our team is here to assist you. We can help determine what works best for your financial situation. Whether you're interested in auto loans or mortgage solutions, our dedicated team at Town Of Hempstead Employees is ready to assist you every step of the way. You can reach us at 516-867-4730 or visit us at 1830 Grand Ave North Baldwin NY 11510 during our operating hours: M,T,W and F - 8:30am to 4:30pm; Th 8:30am to 8:00pm; Sat 9:00am to 12:00pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your options today and see how we can help support your financial journey!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $2,339,042 in loans helping members manage their finances effectively. These cards come with benefits that can help you save while spending wisely.

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TOWN OF HEMPSTEAD EMPLOYEES FEDERAL CREDIT UNION - North Baldwin, NY