Town Of Hempstead Employees Credit Union Hempstead NY

Introduction

Welcome to the Town Of Hempstead Employees, where your financial well-being is our top priority! Located at 350 Front St, Hempstead, NY 11550, we have proudly served our community since 1963. With a total membership of over 9,500, we are committed to providing personalized financial services that cater to your needs. At the Town Hall Branch, you will find a dedicated team of professionals ready to assist you with everything from personal banking and auto loans to mortgage financing and business banking solutions. We understand that every member has unique goals, which is why we offer tailored products designed to help you achieve them. Our financial strength speaks for itself: we manage total assets of $149,771,408 and maintain robust deposits totaling $9,007,380. With a net worth of $10,757,683 and cash reserves of $1,190,183, you can trust that your money is in safe hands. Under the leadership of our CEO, Robert Muir, and Board President, Dominick Longobardi, we strive to create a supportive environment where members can thrive. Our dedicated staff of 14 employees is here to ensure you receive exceptional service every time you visit. While members can connect with us at our branch location, official correspondence should be sent to the same address: 350 Front St, Hempstead, NY 11550. For any inquiries or assistance, don't hesitate to call us at 516-292-9212. Join us today and experience the difference a member-focused credit union can make in your financial journey! Explore more about our services by visiting our website at www.tohefcu.org. We look forward to helping you reach your financial goals!

Branch History & Mission

At the heart of Hempstead, NY, lies the Town Of Hempstead Employees Credit Union, a pillar of community spirit and financial empowerment since its establishment in 1963. Over the past six decades, we have proudly grown alongside our members, cultivating trust and fostering financial well-being for all who walk through our doors at 350 Front St, Hempstead, NY 11550. Our branch is not just a place for banking; it is a gathering space where relationships are built and dreams are nurtured. From our humble beginnings, we've seen remarkable growth, now serving over 9,500 members with total assets reaching an impressive $149,771,408. Our mission is clear: to provide accessible financial services while supporting the community that has supported us. We aim to empower individuals and families with tools that promote financial stability and security. Our commitment extends beyond just transactions. We actively engage in outreach initiatives designed to uplift those around us. By partnering with local organizations and hosting community events, we strive to enhance the quality of life for all residents in Hempstead. Whether it's offering educational workshops on budgeting or providing resources for first-time homebuyers, we believe that informed members make better financial decisions. In this digital age, we recognize the importance of convenience and accessibility. That's why we offer online banking options along with mobile payment solutions to meet the diverse needs of our members. While we currently do not have ATM or drive-thru services available, our dedicated team is always ready to assist you during our operating hours: Monday, Wednesday, Thursday, and Friday from 9:00 AM to 3:00 PM; Tuesday from 8:30 AM to 4:00 PM. As we look toward the future, our mission remains steadfast to serve as a trusted partner in your financial journey. If you are seeking a credit union that genuinely cares about your success and offers personalized services tailored to your unique needs, we invite you to join us at Town Of Hempstead Employees Credit Union. Together, let's build a brighter financial future! For more information or to become a member today, please call us at (516) 292-9212 or visit our website at tohefcu.org. Your journey towards financial empowerment starts here!

Branch Location & Accessibility

Get in Touch

Have questions or ready to visit us? Feel free to call us at 516-292-9212. We look forward to welcoming you into our branch where member service is our top priority. For any official correspondence, please use our mailing address: 350 Front St, Hempstead, NY 11550. Come visit us at Town Of Hempstead Employees we can't wait to assist you!

Nearby Landmarks and Accessibility

Just a stone's throw away from local favorites like the Hempstead Village Green and a short drive from the Nassau County Court, our location is not only convenient but also surrounded by vibrant community spots. We offer ample parking for your convenience, and our branch is fully accessible with ADA-compliant features, including ramps and designated parking spaces.

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed to fit your schedule: we're open Monday, Wednesday, Thursday, and Friday from 9:00 AM to 3:00 PM, and on Tuesdays from 8:30 AM to 4:00 PM. Whether you're looking to open an account or need assistance with a loan, our friendly staff is here during these hours to help you.

Services Offered

At the Town Of Hempstead Employees branch, we provide a range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have options that suit everyone. While we don't have an ATM or drive-thru service at this location, our team is dedicated to ensuring your in-branch experience is smooth and enjoyable.

Member Eligibility

Becoming a member of Town Of Hempstead Employees is like joining a close-knit family that values your financial well-being. To be eligible, you simply need to live or work in the Town of Hempstead or be an employee of any of its affiliated organizations. This welcoming policy ensures that our community feels connected and supported. Once you're ready to join, opening an account is a breeze! You can find all the details and steps you need at https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/03114359/2110?isframed=f&cuid=03114359&loanlistid=2110&channelid=9742821509125142049&locationid=9746821209125142036 . If you have any questions or need assistance, feel free to reach out to us at (516) 292-9212. For more specific eligibility requirements, check out our website at https://www.tohefcu.org/about/membership-eligibility/ . We look forward to having you as part of our community at Town Of Hempstead Employees, located at 350 Front St Hempstead Ny 11550!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a payment solution that simplifies transactions for your customers while keeping your cash flow steady. Our merchant services offer just that! Whether you're processing credit card payments or managing online sales, we provide reliable tools to help your business thrive. Located conveniently at 350 Front St Hempstead Ny 11550, Hempstead, NY 11550, our team is ready to assist you. For more information or to get started, call us at (516) 292-9212. Let's work together to turn your business goals into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $695,764, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive solutions tailored to support your growth and success. Our Business Banking services include essential tools like Merchant Services and customized Business Loans to help keep your operations running smoothly.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Town Hall Branch. With our robust Online & Mobile Banking, managing your accounts has never been easier. You can check balances, transfer funds, and pay bills from anywhere with just a few taps on your smartphone or computer. We also provide options for ATM & Cash Withdrawal Services, allowing quick access to your cash when needed. At Town Of Hempstead Employees, we recognize that effective banking should be flexible and user-friendly. That's why we're here to assist you every step of the way. If you're ready to take advantage of these services or learn more about how we can assist you in achieving your financial goals, give us a call at (516) 292-9212 or visit us at 350 Front St Hempstead Ny 11550 in beautiful Hempstead, NY. We look forward to serving you!

Personal Banking

For individuals and families, we provide various personal banking solutions that make managing your finances straightforward. Our Checking & Savings Accounts come with attractive features designed to help you save more effectively. Imagine having a checking account that not only meets your daily spending needs but also rewards you for saving. Need a new car? Our Auto Loans & Vehicle Financing can help get you behind the wheel without breaking the bank. We offer competitive rates and flexible terms, ensuring you find a loan that fits your budget. If you're thinking about purchasing a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing options are here to guide you through the process, making it as smooth as possible. In addition to these services, we understand that life can bring unexpected expenses. That's why our Personal Loans & Debt Consolidation options are designed to help you manage those costs effectively. Plus, with our Credit Cards with Rewards, every purchase can earn you points towards exciting rewards.

Digital & Online Banking

Key Features

Our online banking service lets you check balances, transfer funds, and pay bills anytime, anywhere. Whether you're at home or on the go, you can stay in control of your finances with just a few taps on your smartphone or tablet. Plus, our mobile application makes it even simpler to access all these features right from your pocket. Need to send money to a friend? Our person-to-person transfer feature allows you to quickly send money with ease. You can also enjoy the convenience of mobile payments, making it easy to pay for everyday purchases without pulling out your wallet.

Security and Accessibility

We prioritize your security. While we don't currently offer electronic signature authorization, our systems are designed with robust security measures to protect your personal information. You can trust that your data is safe as you navigate through our services. For those who prefer paperless options, we provide e-statements that let you view your account statements electronically. This not only helps reduce clutter but also makes it easy to track your financial history at a glance. In an increasingly digital world, Town Of Hempstead Employees ensures that you have access to the tools you need for effective real-time account management. Explore all these features and more by visiting us at https://www.tohefcu.org/ today!

Financial Strength

Commitment to Growth and Innovation

With $10,702,659 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to lend is evident with $204 in used auto loans and $57,672,528 in total loans and leases supporting your financial goals across various sectors. Our $24,282 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Focused Savings

Members' savings are secured through $19,414,118 in share certificates and $10,421,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,650,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $10,757,683, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $729 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

Net Shares (Funds available for lending and investments): $464,156. Total Share and Deposit Accounts: 13,414, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Town Of Hempstead Employees is your trusted partner. Visit us at 350 Front St Hempstead Ny 11550 or call (516) 292-9212 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,985,875 in used vehicle loans and $2,350,224 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, our flexible financing options can help make it happen.

Credit Lines and Refinancing Options

For those who prefer more flexibility in managing their finances, our total credit lines available amount to $10,500,000. These can serve as a safety net for unexpected expenses or emergencies. Additionally, if you're looking to refinance existing loans for better terms or lower payments, we have solutions tailored just for you. You can reach us at 516-292-9212 for more information or visit us at our branch located at 350 Front St Hempstead NY 11550. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you find the right loan solution that fits your lifestyle and budget!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,633,590, make buying or refinancing simple. We offer competitive rates and terms that cater to first-time homebuyers and seasoned property owners alike.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,339,042 in loans helping members manage their finances effectively. This option provides you with the financial freedom to make purchases without tying up your assets.

Loan Aggregator

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TOWN OF HEMPSTEAD EMPLOYEES FEDERAL CREDIT UNION