Town Of Cheektowaga Credit Union Cheektowaga NY | Best Auto Loans & Business Banking

Introduction

Welcome to the Town Of Cheektowaga, where our commitment to serving you goes beyond just banking. Established in 1980, we have proudly built a strong community of 1,493 members right here in Cheektowaga, NY. Located at 3251 Broadway St, our branch is dedicated to providing personalized financial solutions that meet your needs. At the Town Of Cheektowaga Fcu, we understand the importance of trust and reliability in your financial journey. Our total assets stand at an impressive $36,147,424, reflecting our stability and dedication to your financial well-being. With total deposits of $1,863,840 and a net worth of $5,701,727, we are well-positioned to support you with loans and other services designed for every stage of life. Our friendly team, led by CEO Rick Roll and Board President Scott Pilat, is here to ensure that you receive top-notch service. With a total of 6 employees, we pride ourselves on being a small but mighty institution ready to assist you with everything from checking accounts to auto loans. Whether you're looking to finance a new vehicle or simply want to start saving for the future, our range of services includes personal banking options, mortgage loans, and even business banking solutions. And with convenient online and mobile banking features, managing your finances has never been easier. While members can visit us at 3251 Broadway St Cheektowaga Ny 14227, official correspondence should be sent to our mailing address: 3251 BROADWAY St, CHEEKTOWAGA, NY 14227-1033. We invite you to reach out or stop by! Call us at 716-686-3497 during our lobby hours from Monday to Friday, 8 AM - 4 PM EST. Together, let's achieve your financial goals as part of the Town Of Cheektowaga family. For more information about what we offer, please visit our website at townofcheektowagafcu.com.

Branch History & Mission

Join Us

As we look forward to continuing our journey together, we invite you to experience the benefits of membership at the Town Of Cheektowaga. Join us today and be part of a community-focused credit union where your needs matter most. Visit our website at Town Of Cheektowaga for more information or click here to open an account today!

Our Journey

Founded in the heart of Cheektowaga, the Town Of Cheektowaga was created with a simple mission: to empower our members through accessible and affordable financial solutions. Over the years, we have adapted to meet the changing needs of our community while maintaining our core values. As we celebrate over four decades of service, we reflect on key milestones that define our growth and success. Since opening our doors, we have expanded our offerings to include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We are proud to provide business banking services as well, ensuring that local enterprises can thrive alongside our members. Our dedicated team of six employees works tirelessly to ensure that each interaction is friendly and supportive.

Our Mission

At the Town Of Cheektowaga, our mission goes beyond just financial transactions; it's about building lasting relationships within our community. We strive to make banking convenient and straightforward for everyone. This includes offering online and mobile banking options so that members can manage their finances anytime, anywhere. We believe in supporting our community not only through financial services but also through outreach initiatives that foster growth and opportunity for all residents. Whether it's providing educational resources or partnering with local organizations, we aim to uplift everyone around us. While members can visit us at 3251 Broadway St Cheektowaga Ny 14227, official correspondence should be sent to 3251 BROADWAY St, CHEEKTOWAGA, NY 14227-1033. We're open Monday through Friday from 8 AM to 4 PM EST, making it easy for you to drop by or give us a call at (716) 686-3497.

Branch Location & Accessibility

Welcome to the Town Of Cheektowaga branch, located conveniently at 3251 Broadway St in Cheektowaga, NY. Our branch is easy to find and accessible for all members of the community. Whether you're stopping by for a quick transaction or seeking financial advice, we are here to help! Situated near local landmarks, our branch provides a familiar spot for residents and visitors alike. With ample parking available, you can easily access our services without the hassle of searching for a spot. We prioritize accessibility for everyone, featuring ADA-compliant entrances and ramps to ensure all members can visit comfortably. Our operating hours are designed with your busy schedule in mind; we are open Monday through Friday from 8 AM to 4 PM EST. During these hours, our friendly staff is ready to assist you with various banking needs, including personal checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. For your convenience, we also offer drive-thru banking services for quick deposits and withdrawals. If you're on the go or prefer not to enter the branch, this service allows you to manage your transactions efficiently. Additionally, you can take advantage of our ATM availability for cash withdrawals and balance checks whenever you need them. While members can visit us at our physical location, official correspondence should be sent to our mailing address: 3251 Broadway St, Cheektowaga, NY 14227-1033. Ready to explore what we have to offer? We invite you to come by or call us at 716-686-3497 with any questions or inquiries. The Town Of Cheektowaga branch is here for all your banking needs!

Member Eligibility

Becoming a member of Town Of Cheektowaga is like joining a family that truly cares about your financial journey. We're here to support you every step of the way! To be eligible for membership, you simply need to live, work, worship, or attend school in the Town of Cheektowaga. It's that easy! By joining our community at Town Of Cheektowaga, located at 3251 Broadway St Cheektowaga Ny 14227, you'll gain access to a range of services designed with your needs in mind, from checking and savings accounts to auto loans and credit cards with rewards. If you're ready to take the next step towards membership, opening an account is straightforward. You can learn more about the process by visiting our account opening page at https://www.realtimehomebanking.com/enroll.aspx?clientid=23717 . Should you have any questions or need assistance, feel free to call us at (716) 686-3497. For detailed eligibility criteria and updates, don't forget to check out our website at . We look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have any member or non-member commercial loans, we strive to create opportunities for local entrepreneurs. Imagine having access to funds that allow you to purchase new equipment, hire staff, or invest in marketing strategies to reach more customers. These are the types of dreams we aim to fuel.

Merchant Services

In addition to loans, we offer merchant services designed to simplify your day-to-day operations. Picture this: you're running a busy café and need a quick way for customers to pay. Our merchant services provide reliable payment processing options, making transactions smooth and hassle-free. This means more satisfied customers and less time spent on payment issues. Located at 3251 Broadway St Cheektowaga Ny 14227 in Cheektowaga, NY, we invite you to explore how our business banking solutions can help you thrive. Reach out to us at (716) 686-3497 or visit our website at https://www.townofcheektowagafcu.com/ for more information!

Comprehensive List Of Services

Business Banking

For our business members, we also provide specialized services like merchant services and business loans to help grow your enterprise. We know running a business can be challenging, so we're here to partner with you in achieving your financial goals.

Credit Options

To further enhance your purchasing power, consider our credit cards with rewards program. It's not just about spending; it's about earning benefits while doing so! Use your card wisely, and enjoy the perks that come with being a member of Town Of Cheektowaga.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms that allow you to manage your finances from anywhere at any time. With features like ATM access, cash withdrawal services, and person-to-person payments, banking has never been easier.

Drive-Thru & ATM Services

For those who prefer face-to-face interactions without stepping inside the branch, our drive-thru banking offers essential services such as deposits and withdrawals. Plus, our ATMs provide basic access for balance checks and cash withdrawals whenever you need them. At Town Of Cheektowaga, we pride ourselves on creating an inclusive environment where all members feel valued and supported. Whether you're managing daily finances or planning for the future, our comprehensive suite of services is designed with you in mind. Ready to experience banking done differently? Visit us at Town Of Cheektowaga Fcu or call us at (716) 686-3497 today!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing services are tailored to help first-time buyers and seasoned homeowners alike. We guide you through the process, ensuring you have the support needed every step of the way.

Personal Banking

When it comes to personal banking, we understand that every member has different goals and challenges. That's why we offer checking and savings accounts that can help you manage your finances effectively. Whether you're saving for a dream vacation or just looking to keep your funds secure, we've got options for you. If you're in the market for a vehicle, our auto loans and vehicle financing services make it easier than ever to drive away in the car you want. We provide competitive rates and flexible terms that fit your budget. Additionally, should you need extra cash for unexpected expenses or debt relief, our personal loans and debt consolidation options are here to help get you back on track.

Digital & Online Banking

Enhanced Features for Your Convenience

Our person-to-person transfer feature lets you send money to friends or family without any hassle perfect for splitting bills or sharing expenses. And if you're looking for added security, rest assured that we prioritize protecting your information every step of the way. While we don't currently support electronic signature authorization, our commitment to secure transactions remains strong. We believe in providing user-friendly services that empower you to manage your finances confidently. At Town Of Cheektowaga, we strive to make banking accessible and straightforward. With real-time account management and various digital tools at your fingertips, managing your finances has never been easier. Explore all our offerings today by visiting https://www.townofcheektowagafcu.com/ !

Key Services Available

With our online banking platform available at https://www.townofcheektowagafcu.com/ , you can easily manage your accounts 24/7. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. We also offer e-statements for those who prefer paperless options keeping your financial documents organized while being eco-friendly. For members who are always on the move, our mobile application makes banking even easier. You can access all your accounts right from your smartphone, making it simple to stay on top of your finances wherever you are. Plus, with mobile payments enabled, you can make quick and secure transactions directly from your phone.

Financial Strength

Commitment to Innovation

With $5,376,727 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial goals is further evidenced by the $13,335,956 in total loans and leases available at your disposal.

Growing Trust Among Members

The trust placed in us by our members is evident with a total of 2,972 share and deposit accounts. This growing member base shows that more individuals are choosing Town Of Cheektowaga as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Town Of Cheektowaga is your trusted partner. Visit us at 3251 Broadway St Cheektowaga Ny 14227 or call (716) 686-3497 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member Savings and Investments

Members' savings are secured through $2,997,392 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members by focusing our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance reflects operational efficiency with a net income of $125,000, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 3 full-time employees and 3 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $5,701,727, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,577 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,567,073 in used vehicle loans and $2,000,119 in new vehicle loans already helping members get on the road. We provide flexible financing options designed to fit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,230,662, make buying or refinancing simple. We guide you through every step of the process, ensuring you understand all terms and conditions.

Other Loan Options

In addition to auto and mortgage loans, we provide various personal loans and debt consolidation options tailored to help you reach your financial goals without added stress. If you're interested in refinancing existing loans or checking eligibility for any of our products, feel free to reach out! For more information or assistance with your loan application, visit us at our branch located at 3251 Broadway St Cheektowaga Ny 14227, Cheektowaga, NY, or give us a call at (716) 686-3497. We're here to help you every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

For those looking to manage everyday expenses effectively, we also offer flexible terms on unsecured credit card loans, with a total of $329,456 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to make your spending more rewarding.

Loan Aggregator

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Take Action Today

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TOWN OF CHEEKTOWAGA FEDERAL CREDIT UNION - Cheektowaga, NY