Town & Country Credit Union Scarborough ME

Introduction

Welcome to Town & Country, your trusted credit union located at 32 Little Dolphin Drive, Scarborough, ME 04074. Established in 1953, we have proudly served our community for decades, growing alongside our members and fostering a sense of belonging. With a total membership of 39,424 and total assets of $606,725,808, we are committed to providing personalized financial services that cater to your unique needs. At Town & Country, we understand that financial decisions can be daunting. That's why our team is dedicated to guiding you through every step of your financial journey. From personal loans where we currently hold 26,792 loans and leases to savings accounts with total deposits reaching $11,963,004, we are here to ensure you feel secure in your choices. Our leadership team is passionate about community impact. Under the guidance of CEO David Libby and Board President Jane Torres, we strive to create a welcoming environment where all members can thrive. With a strong net worth of $49,345,306 and cash in hand amounting to $6,339,170, we are well-positioned to support our members' aspirations. While you can visit us at our branch for assistance or inquiries, please note that any official correspondence should be directed to our mailing address: PO Box 9420, South Portland, ME 4116. We invite you to explore the many ways Town & Country can assist you in achieving your financial goals. Whether you're looking for loans or saving options, our friendly staff is just a phone call away at (207) 773-5656. Don't hesitate reach out today or visit us online at tcfcu.com to learn more about how we can help you succeed!

Branch History & Mission

Commitment to Accessibility

At Town & Country, we prioritize accessibility for all members. While currently there are no ATMs or drive-thru services available at our branch location, we ensure that our digital services are compliant with ADA standards so everyone can enjoy seamless access from home or on-the-go. We encourage you to join us at Town & Country Credit Union where your financial wellbeing is at the heart of what we do. Experience a friendly atmosphere where you are treated like family. Together, let's build a stronger financial future! For more information about becoming a member or exploring our services, visit us online at Town & Country or call us at 207-773-5656 today!

Our Journey

Town & Country began its journey with a simple mission: to provide accessible and affordable financial solutions tailored to the needs of our members. From our humble beginnings, we have seen significant growth and many milestones along the way. Our dedication to serving our community has allowed us to expand our offerings and adapt to the evolving financial landscape. While members can visit us at 32 Little Dolphin Drive for in-person assistance, official correspondence should be sent to PO Box 9420, South Portland, ME 4116. We invite you to explore our services and experience firsthand how we strive to make banking easier for everyone.

Our Mission

Our mission is clear: we are here to empower our members with the tools they need to achieve their financial goals while fostering a spirit of community support. We believe that by offering personalized service and innovative products like online banking and mobile applications we can help you navigate your financial journey effectively. We are committed not just to providing financial services but also to enhancing the quality of life in Scarborough through various outreach initiatives and partnerships. Whether it's sponsoring local events or supporting educational programs, we aim to give back to the community that has supported us for decades.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance before your visit, feel free to call us at 207-773-5656. We look forward to welcoming you into our community and helping you achieve your financial goals! Come and see how Town & Country credit union makes banking easy and convenient for you!

Operating Hours

We understand that life can be busy, so we aim to accommodate your schedule with flexible operating hours. While our specific hours are currently being finalized, rest assured that we will keep you updated on when you can visit us.

Services Offered

At Town & Country, we offer a range of services designed to help you manage your finances effectively. While we do not currently have ATM or drive-thru services available, our friendly staff is always ready to assist you inside the branch. Whether you need assistance with loans or general banking inquiries, our team is here to help.

Member Eligibility

Joining the Town & Country community is a wonderful opportunity to be part of something special! To become a member, you simply need to meet a few friendly criteria. If you live, work, worship, or attend school in the Scarborough area, you're already on your way to becoming one of us. We welcome anyone who wants to take advantage of our great services and support. Once you're ready, opening an account is a breeze! You can find all the details you need about eligibility and how to get started by visiting our website at https://www.tcfcu.com/membership/ . If you have any questions or need assistance, don't hesitate to give us a call at (207) 773-5656. We're excited to help you start this journey with us at Town & Country, located at 32 Little Dolphin Drive Scarborough Me 04074!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services designed to simplify daily operations. Imagine quickly processing payments from customers while keeping track of sales all in one place. This means more time for you to focus on what really matters: growing your business. Located at 32 Little Dolphin Drive Scarborough Me 04074 in Scarborough, ME, our team is here to guide you through every step of your financial journey. Contact us at (207) 773-5656 today and discover how we can partner together for your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Community Focused

At Town & Country, we understand that every member's journey is unique. That's why we strive to provide personalized support tailored to your individual needs. Whether you're a first-time car buyer or looking to consolidate debt, our experienced staff can guide you through the various options available.

Easy Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online banking options that allow you to manage your accounts right from your computer or smartphone. With features like e-statements and electronic signature authentication, keeping track of your finances has never been easier. You can transfer money between accounts, pay bills online, and even send money to friends and family through our person-to-person payment service.

Get in Touch

We invite you to experience the friendly service at Town & Country. If you have any questions about our services or want to learn more about how we can assist you with your financial needs, don't hesitate to reach out. You can call us at (207) 773-5656, and our team will be happy to assist you. Join us today and discover how banking can be a supportive part of your financial journey! Visit our website at Scarborough Operations Center for more information and resources tailored just for you.

Personalized Banking Solutions

One of the highlights of banking with us is the access to ATM services only. This means that even if you're on the go, you can easily withdraw cash or check your account balance without stepping into a branch. Our ATMs are conveniently placed and easy to use, ensuring that you have access to your funds whenever you need them.

Digital & Online Banking

E-Statements and More

Say goodbye to paper clutter with our e-statements. These digital statements are not only eco-friendly but also give you immediate access to your account details without waiting for the mail. You'll receive alerts when they're ready, making it easier to stay on top of your finances. While we currently do not support mobile payments, our mobile application provides robust features that make banking simple and straightforward. From tracking spending to checking transactions, everything is designed with ease of use in mind. In short, Town & Country is dedicated to offering modern solutions that cater to your financial needs while ensuring security and accessibility. Embrace the convenience of digital banking today!

Key Services

With our online banking platform, accessible at https://www.tcfcu.com/ , you can view your account balances, transfer funds, and pay bills anytime, anywhere. Whether you're on your computer or using our mobile application, banking is always at your fingertips. Plus, with our 24/7 online banking services, you have the freedom to manage your finances whenever it suits you. For members who value speed and efficiency, our person-to-person transfer feature allows you to send money directly to friends or family without any hassle. Whether it's splitting a dinner bill or helping out a loved one, it's as simple as a few taps on your phone. We also prioritize security in all our transactions. With electronic signature authorization, signing documents online is not only quick but also safe. You can rest assured that your personal information is well-protected.

Financial Strength

A Solid Foundation

With a net worth of $49,345,306, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $813 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Investing Back into Your Future

With $46,672,075 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $6,454 in used auto loans and $459,645,506 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $108,056,144 in share certificates and $75,706,896 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $520,714, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 122 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Trusted Partnership

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Town & Country is your trusted partner. Visit us at 32 Little Dolphin Drive Scarborough Me 04074 or call (207) 773-5656 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,425,047 in used vehicle loans and $32,512,161 in new vehicle loans already helping members get on the road. Whether you need financing for a new or used vehicle, our easy application process ensures you get the support you need quickly.

Credit Lines

For those who need more flexibility in their borrowing options, our credit lines totaling $164,136,726 provide an excellent solution. This product allows you to access funds when needed without having to apply for a new loan each time. If you're considering refinancing any existing loans or exploring eligibility options, don't hesitate to ask our staff for assistance. We are here to guide you through every step of the lending process. At Town & Country, we pride ourselves on being your trusted financial partner. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you find the perfect loan solution tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,023,338, make buying or refinancing simple. We provide guidance throughout the mortgage process, ensuring you understand your options and can find the right fit for your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $22,443,306 in loans helping members manage their finances effectively. These cards provide a convenient way to cover unexpected costs while offering competitive interest rates.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each loan comparison reflects accurate, up-to-date information, allowing individuals to see which options best suit their needs.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information presented is both current and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can compare loans without worrying about hidden agendas or biased rankings. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the platform's effectiveness in connecting borrowers with competitive rates. Ready to find the best loan rates? Compare real-time loan offers today at LendMesh and discover options tailored to your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

TOWN & COUNTRY FEDERAL CREDIT UNION