Town & Country Credit Union Scarborough ME | Quick Personal Loans & ATM Services

Introduction

Welcome to Town & Country, your trusted partner in financial well-being located at 257 Us Route 1, Scarborough, ME 04074. Established in 1953, we have proudly served our community for decades, growing alongside our members. With a total membership of 39,424 and assets reaching an impressive $606,725,808, we are committed to providing personalized banking solutions tailored just for you. At Town & Country, we understand the importance of community and strive to make a positive impact through our services. Our dedicated team of 123 employees, led by CEO David Libby and Board President Jane Torres, works tirelessly to ensure that your financial needs are met with integrity and care. Whether you're seeking an auto loan, mortgage refinancing, or simply want to explore our checking and savings accounts, we're here to help. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 6814, Scarborough, ME 04070-6814. With total deposits of $11,963,004 and cash in hand amounting to $6,339,170, we provide a solid foundation for your financial growth. Our loans and leases total 26,792, ensuring that we have the resources necessary to support both personal and business financing. We invite you to explore our wide range of services online at Town & Country or give us a call at 207-883-7751. Your financial journey matters to us let's take it together!

Branch History & Mission

A Legacy of Community Engagement

Located at 257 Us Route 1, Scarborough, ME 04074, our branch has become a cornerstone of the local community. We are not just about numbers; we are about people. Our mission extends beyond banking it's about supporting the well-being of those we serve. Our team is dedicated to creating lasting relationships and empowering individuals through personalized financial solutions. While members can visit us at our physical location for various services including personal banking, auto loans, mortgages, and more, official correspondence should be sent to PO Box 6814, Scarborough, ME 04070-6814.

Commitment to Accessibility

We understand that convenience is key in today's fast-paced world. That's why we provide numerous ways for our members to interact with us. Our operating hours are designed with your schedule in mind: Monday to Thursday from 8:00 AM to 4:00 PM, Friday from 8:00 AM to 5:00 PM, and Saturday from 8:00 AM to 12 Noon. For those on the go, we offer ATM access and drive-thru banking services for quick transactions without leaving your vehicle. Moreover, we are proud to provide digital banking options that include online banking and mobile applications for easy account management right at your fingertips.

Fostering Partnerships and Community Outreach

Our mission goes hand-in-hand with active community involvement. We partner with local organizations and participate in events aimed at enriching the lives of residents in Scarborough and surrounding areas. By focusing on community outreach and education programs, we aim to uplift everyone around us not just financially but also socially.

Join Us Today!

As we look back on our history and forward to our future, we invite you to be part of our growing family at Town & Country. Experience the difference that comes from being a member of a credit union that truly cares about its community. Whether you're looking for personal loans or business banking solutions, we're here for you every step of the way. To learn more about membership benefits or open an account today, please call us at (207) 883-7751 or visit our website at Town & Country. Let's build a brighter financial future together!

Branch Location & Accessibility

Connect With Us

We invite you to come visit us at the Town & Country branch! If you have any questions or would like to learn more about how we can assist you in achieving your financial goals, feel free to call us at 207-883-7751. We look forward to welcoming you soon!

Nearby Landmarks and Accessibility

Our branch is situated close to popular local spots, making it easy to combine your visit with other errands. Just a short drive away from the scenic Scarborough Marsh and various shopping centers, you can enjoy your day while taking care of your financial responsibilities. Parking at our location is ample and convenient, ensuring you won't have to worry about finding a spot. The branch is fully ADA compliant with ramps and accessible entrances, so everyone can feel welcome and comfortable visiting us.

Operating Hours and Services

We're proud to serve you during our operating hours: Monday through Thursday from 8:00 AM to 4:00 PM, Friday from 8:00 AM to 5:00 PM, and Saturday from 8:00 AM to 12:00 Noon. Our friendly staff is always ready to assist you with a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and much more. We also offer convenient drive-thru banking for quick deposits or withdrawals without leaving your vehicle. And for those who prefer using ATMs, we have one available on-site for easy cash access. Additionally, our shared service center provides basic transactions for members of partner credit unions. This means even if you're part of another credit union, you can still benefit from our services!

Member Eligibility

At Town & Country, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in the Scarborough area. If you share our values of cooperation and mutual support, you're already on your way to joining us! Our members enjoy a range of financial services designed to help them achieve their goals, from personal banking to auto loans and more. To get started, simply check out the detailed eligibility criteria at https://www.tcfcu.com/membership/ . If you're ready to take the next step, opening an account is straightforward! You can find all the information you need about the account opening process at https://www.tcfcu.com/personal/loans/personal-flex-loan/ . Should you have any questions or need assistance, feel free to call us at (207) 883-7751. We can't wait for you to join our family at Town & Country, located at 257 Us Route 1 Scarborough Me 04074!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine being able to accept payments effortlessly while managing your cash flow effectively. Our merchant services offer real-world solutions that help streamline transactions and boost customer satisfaction. From credit card processing to payment gateways, we're here to ensure your operations run smoothly. Visit us at 257 Us Route 1 Scarborough Me 04074 in Scarborough, ME, or call us at (207) 883-7751 to learn more about how our business banking and commercial services can support your journey toward success. Together, let's build a stronger future for your business!

Comprehensive List Of Services

Accessible ATM Services

Need cash quickly? Our ATM and cash withdrawal services ensure easy access to your funds whenever you need them. For members who prefer face-to-face interaction, we offer basic drive-thru banking for quick deposits and withdrawals.

Credit Cards and Business Banking

We also offer credit cards with rewards, allowing you to earn points on everyday purchases while enjoying benefits that make your spending more rewarding. If you're a business owner, you'll find value in our business banking services, which include merchant services and business loans tailored to help your venture thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Town & Country provides robust online and mobile banking features that let you manage your accounts anytime, anywhere. With just a few clicks on our website or mobile app, you can check balances, transfer funds, pay bills, and even send money through our person-to-person payment service.

Personal Banking Solutions

We understand that managing your money is essential, which is why we offer various personal banking options. You can open checking and savings accounts that suit your lifestyle, helping you keep track of your finances effortlessly. If you're considering purchasing a vehicle, our auto loans and vehicle financing make it easy for you to get behind the wheel without the stress of complicated terms. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services are designed to provide competitive rates and personalized assistance. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation options can help you regain control over your financial situation.

Shared Branch Transactions

If you're visiting from another credit union that partners with us, don't worry! You can take advantage of our basic shared branch transactions for deposits and withdrawals without any hassle. At Town & Country, we're here to support all aspects of your financial life with warmth and understanding. We invite you to visit us at 257 Us Route 1 Scarborough Me 04074 or give us a call at (207) 883-7751 during our lobby hours: Monday through Thursday from 8:00 AM to 4:00 PM, Friday from 8:00 AM to 5:00 PM, and Saturday from 8:00 AM to 12 Noon. Ready to explore how we can assist you further? Visit us online at Scarborough Branch today!

Digital & Online Banking

E-Statements & Real-Time Management

Say goodbye to paper clutter with our E-Statements feature! You can easily view your monthly statements online, ensuring you're always up-to-date on your financial standing while contributing to a greener planet. Our digital tools also let you manage your accounts in real-time, giving you peace of mind knowing exactly where your money is going.

Mobile Application & Payments

For those who prefer banking on their mobile devices, our Mobile Application puts the power of banking right in your pocket. With just a few taps, you can send money through Person-to-Person Transfers, making it easy to split bills or send gifts to friends and family. While we currently don't offer mobile payments, our app keeps evolving to meet your needs. At Town & Country, we are committed to providing user-friendly services that enhance your banking experience while ensuring everything is secure. Join us today and explore all the benefits of digital banking that put you in control!

Financial Strength

Commitment to Growth

With $46,672,075 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,454 in used auto loans and $459,645,506 in total loans and leases.

Efficient Operations

Our $520,714 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 122 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts: 104,830, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,108,710. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Town & Country is your trusted partner. Visit us at 257 Us Route 1 Scarborough Me 04074 or call (207) 883-7751 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $108,056,144 in share certificates and $75,706,896 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $49,345,306, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $813 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

In addition to these primary offerings, we provide various personal loan options that can help with debt consolidation or other financial needs. With our total credit lines amounting to $164,136,726, you'll find resources available to support your financial journey. If you're considering refinancing or unsure about eligibility options for any of our products, our team is ready to help clarify your choices and guide you through the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Town & Country Credit Union, we prioritize transparency and member satisfaction as part of our commitment to serving our community. Whether you're ready to apply now or just exploring your options, visit us online at Town & Country or stop by our branch today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,425,047 in used vehicle loans and $32,512,161 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable used option, we're here to help you drive away satisfied.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,023,338, make buying or refinancing simple. We offer competitive rates and personalized service to ensure you find the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $22,443,306 in loans helping members manage their finances effectively. This is an excellent option for those who want to maintain flexibility while making purchases or covering unexpected expenses.

Loan Aggregator

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TOWN & COUNTRY FEDERAL CREDIT UNION - Scarborough, ME