Town & Country Credit Union Portland ME | Low Mortgage Rates & Auto Loans

Introduction

At Town & Country, we believe that banking should be more than just transactions; it should be a partnership built on trust and community. Located at 3 Auburn St, Portland, ME 04103, our branch has been serving members since 1953. With a commitment to providing exceptional financial services, we're proud to support over 39,424 members in achieving their financial goals. While members can visit us at our branch, official correspondence should be sent to the same address: 3 Auburn St, Portland, ME 4103. Our dedicated team of 123 employees, led by CEO David Libby and Board President Jane Torres, is here to ensure you receive the personalized service you deserve. With total assets of $606,725,808 and total deposits amounting to $11,963,004, we prioritize your financial security and success. We offer a range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions tailored to meet your needs. Our focus goes beyond numbers; we care about making a positive impact in our community. Whether you're looking for assistance with loans or simply want to explore your options for savings accounts or credit cards with rewards, we are here for you. We invite you to reach out at 207-878-0352 or visit our website at tcfcu.com to learn more about how we can help you thrive financially. Your journey towards financial wellness starts with us!

Branch History & Mission

Join Us Today!

As we look forward to the future, we invite you to join us on this journey. At Town & Country, you're not just a member; you're part of a family that values trust and support. Experience firsthand how we can help you achieve your financial goals while being an active participant in building a stronger community together. For any inquiries or assistance, please don't hesitate to contact us at 207-878-0352 or visit us during our operating hours: Mon-Thurs from 8:30 AM - 4:00 PM; Fri from 8:30 AM - 5:00 PM; and Sat from 8:30 AM - 12:00 PM. We look forward to welcoming you!

Our Journey

From our humble beginnings at 3 Auburn St Portland Me 04103, we've evolved significantly to meet the needs of our diverse membership. The vision that sparked the founding of Town & Country remains alive today: to provide accessible financial services tailored to our community. We've embraced change while maintaining our commitment to service excellence. Throughout the years, we've adapted to technological advancements by offering online banking and mobile applications that make banking easier and more convenient for everyone. Our drive-thru service and ATM availability ensure that you can access your funds when you need them most. We're proud to be ADA compliant, ensuring everyone can benefit from our services.

Our Mission

At Town & Country, our mission is simple yet powerful: we strive to empower our members through comprehensive financial solutions while actively contributing to the wellbeing of our community. We offer a range of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking options. Each product is designed with your needs in mind. Beyond just financial transactions, we believe in giving back. Our partnerships with local organizations help us support various outreach initiatives aimed at enhancing community life. Whether it's sponsoring local events or offering educational workshops on financial literacy, we're dedicated to making a positive impact. While members can visit us at 3 Auburn St Portland Me 04103 for all their banking needs, official correspondence should be sent to our mailing address at 3 Auburn St, Portland, ME 4103.

Branch Location & Accessibility

Banking Services at Your Fingertips

Our branch offers a variety of services tailored to meet your banking needs. You can access personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For those who prefer digital solutions, we provide online and mobile banking services that let you manage your accounts on the go. Additionally, our ATM is available for quick cash withdrawals and balance checks anytime you need it. If you prefer face-to-face interactions or have simple transactions like deposits or withdrawals, our drive-thru service is here to help streamline your experience. While members can visit us at 3 Auburn St for all their banking needs, official correspondence should be sent to the same address as our mailing address remains unchanged.

Convenient Access and Features

At Town & Country, we understand that convenience is key. Our branch features ample parking for our members, ensuring that you can quickly stop by for your banking needs without any hassle. If you're using a wheelchair or have other mobility needs, you'll find our location ADA compliant with accessible ramps to ensure everyone can visit us comfortably. We're open Monday through Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 5:00 PM, and Saturday from 8:30 AM to 12:00 PM. These hours are designed to fit your busy schedule, making it easy for you to manage your finances at a time that works best for you.

Get in Touch!

Whether you're an existing member or looking to join our community, we invite you to come visit us or give us a call at 207-878-0352. The friendly team at Town & Country is ready to assist you with all your financial needs!

Member Eligibility

Welcome to Town & Country, where becoming a member means joining a community that genuinely cares about your financial well-being. If you live, work, or worship in the area around 3 Auburn St Portland Me 04103, you may be eligible to join us! Our membership is open to individuals who are looking for a more personalized banking experience, whether you're a first-time account holder or someone wanting to switch from a traditional bank. We pride ourselves on offering a variety of services tailored to meet your needs, from checking and savings accounts to auto loans and credit cards with rewards. Getting started is simple! You can find detailed eligibility criteria by visiting our website at https://www.tcfcu.com/membership/. Should you have any questions or need assistance, feel free to reach out at (207) 878-0352. We're excited to help you take this important step toward better financial health! For those ready to open an account, check out the details at https://www.tcfcu.com/personal/loans/personal-flex-loan/. Join us today and experience the benefits of being part of the Town & Country family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, our merchant services provide practical tools to streamline your operations. Imagine processing payments seamlessly while focusing on what you do best serving your customers. With easy-to-use solutions tailored for businesses, we help you manage transactions efficiently, ensuring you never miss a sale. Located at 3 Auburn St Portland Me 04103 in Portland, ME, our team is ready to partner with you on your journey toward success. Reach out at (207) 878-0352 to learn how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner in need of banking solutions, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are crafted to empower local entrepreneurs like you. Whether you're starting a new venture or expanding an existing one, we're here to support your growth.

Convenient Access Points

At Town & Country, convenience is key. We proudly offer ATM services for quick cash withdrawals and balance checks. Our drive-thru banking provides an efficient way to handle simple transactions without leaving your vehicle. And if you're a member of another credit union, our shared branch transactions allow you to deposit or withdraw funds easily. With all these services available at your fingertips, it's clear that Northgate Branch is committed to making your banking experience as convenient as possible. Feel free to reach out at (207) 878-0352 or visit us at 3 Auburn St Portland Me 04103 in Portland, ME. We invite you to explore how we can help you achieve your financial goals today!

Home Financing Solutions

Thinking about buying your dream home? Our mortgage loans and refinancing services are designed to assist you every step of the way. With flexible terms and expert guidance, we make navigating the mortgage process simpler. You can rely on us to help find the right loan that fits your budget.

Loans and Credit Options

For those looking to consolidate debt or finance personal projects, our personal loans and debt consolidation options can provide the support you need. Plus, with our credit cards featuring rewards, you can earn while you spend perfect for those who want to make their purchases work for them.

Personal Banking Services

We understand that personal banking is about more than just having an account; it's about building a financial foundation. That's why we offer checking and savings accounts tailored for every lifestyle, whether you're saving for a rainy day or managing daily transactions. Imagine having easy access to your funds through our online and mobile banking options, allowing you to check balances, transfer money, and pay bills anytime, anywhere. When it comes to financing your next vehicle, our auto loans and vehicle financing options make purchasing a car straightforward and affordable. We offer competitive rates that can help you get behind the wheel without breaking the bank.

Digital & Online Banking

At Town & Country, we understand that managing your finances should be convenient and secure. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With just a few clicks, you can take control of your accounts anytime, anywhere. Our online banking services, accessible at https://www.tcfcu.com/, allow you to manage your money with ease. Whether you're checking balances, paying bills, or transferring funds, everything is right at your fingertips 24/7. Plus, our platform is built with security in mind, ensuring your information stays safe while you bank from home or on the go. For those who prefer to handle things on their smartphone, our mobile application makes it simple to access your accounts wherever you are. You can easily view e-statements and track your transactions without any hassle. Speaking of e-statements, we provide this feature for an eco-friendly way to stay updated on your account activity no more paper clutter! If you ever need to send money quickly, our person-to-person transfers feature allows you to send cash to friends and family in an instant. No checks or cash needed just a few taps on your phone! And for those times when you need a little extra verification, we support electronic signature authorization, making it easy to complete necessary paperwork without having to visit the branch. While we currently don't offer mobile payments directly through our app, we continue to enhance our services based on member feedback. Our commitment is to keep your banking experience as smooth as possible while providing top-notch support. With all these features available at Town & Country, staying on top of your finances has never been easier! Visit us online today at https://www.tcfcu.com/ and explore how our digital banking tools can help you manage your money better.

Financial Strength

At Town & Country, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident in your choice to bank with us, knowing that we are committed to maintaining a strong financial foundation. With a net worth of $49,345,306, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $813 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $108,056,144 in share certificates and $75,706,896 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $46,672,075 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $6,454 in used auto loans and $459,645,506 in total loans and leases, we support members' financial goals across various sectors. Our $520,714 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 122 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,108,710. Total Share Accounts: 104,830, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Town & Country is your trusted partner. Visit us at 3 Auburn St Portland Me 04103 or call (207) 878-0352 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,425,047 in used vehicle loans and $32,512,161 in new vehicle loans already helping members get on the road. We provide financing options that suit both new and used vehicles, making it straightforward for you to choose the best fit for your budget.

Credit Lines

In addition to our standard loan offerings, we have credit lines available totaling $164,136,726. This option allows you to access funds as needed while only paying interest on what you use. If you're interested in refinancing any existing loans or exploring eligibility options for our various products, feel free to reach out. Our team is ready to assist you every step of the way. For any questions or to learn more about our loan products, contact us at (207) 878-0352 or visit us at 3 Auburn St Portland ME 04103. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our website here for more information on how we can assist you with your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,023,338, make buying or refinancing simple. We're here to guide you through the process and help you secure a loan that aligns with your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $22,443,306 in loans helping members manage their finances effectively. These cards provide convenience and purchasing power without requiring collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. By leveraging verified data from reputable financial institutions, LendMesh guarantees that every loan comparison reflects current market conditions.

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