Town & Country Credit Union Portland ME | Affordable Auto Loans & Business Banking

Introduction

Welcome to Town & Country, your trusted partner in financial services since 1953! Located at 426 Forest Ave, Portland, ME 04101, we are dedicated to serving our community with a personal touch. As part of the Town & Country Credit Union family, we take pride in our strong membership base of over 39,424 members and total assets exceeding $606 million. At Town & Country, our commitment to you goes beyond just banking. We strive to create an environment where everyone feels valued and supported. With a net worth of $49,345,306 and total deposits amounting to $11,963,004, we ensure that your hard-earned money is not only safe but also working for you. Our experienced team of 123 employees, led by CEO David Libby and Board President Jane Torres, is here to assist you with various services ranging from checking and savings accounts to auto loans and mortgages. While members can visit us at our branch for personalized service, official correspondence should be sent to our mailing address: PO Box 9420, South Portland, ME 04116-9420. Whether you're looking for a new vehicle loan or need assistance with debt consolidation, we're ready to help you achieve your financial goals. We invite you to explore more about what we offer by visiting our website at www.tcfcu.com. If you have any questions or would like to speak with one of our friendly team members, don't hesitate to call us at 207-347-2386. Join us today and experience the difference that community banking can make!

Branch History & Mission

A Legacy of Service

From our humble beginnings at 426 Forest Ave, Portland, ME 04101, Town & Country has always prioritized community support and member satisfaction. Over the years, we have expanded our services to meet the diverse financial needs of our members. Today, we manage total assets exceeding $606 million while remaining committed to providing personalized service that makes banking simpler and more accessible. Our branch features modern conveniences such as an ATM and drive-thru banking options, making it easy for you to access your funds on your schedule. We also offer shared service center availability for those who may need assistance outside our regular services.

Join Us Today!

As we continue to grow and adapt in this ever-changing world, we invite you to become part of the Town & Country family. Experience firsthand how a credit union can make a difference in your financial journey. Reach out to us at 207-347-2386 or visit us during our operating hours: Monday through Friday from 8:30 AM - 5:00 PM and Saturday from 8:30 AM - 12 Noon. Join us today and discover the benefits of being a member of Town & Country! Your journey toward financial well-being starts here.

Our Mission

At Town & Country, our mission is clear: we strive to empower individuals and families by offering a range of financial services that enhance their lives. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, we are here to support you every step of the way. Our commitment extends beyond just numbers; we aim to foster financial literacy and provide resources that help our members make informed decisions. We understand that banking is about building relationships within the community. Our outreach initiatives reflect this commitment we actively engage with local organizations and participate in various events to give back to the community that has supported us all these years. While members can visit us at our branch location, official correspondence should be sent to PO Box 9420, South Portland, ME 04116-9420.

Branch Location & Accessibility

Accessibility and Features

At our Town & Country branch, we prioritize accessibility for all our members. The facility is ADA compliant, featuring ramps and designated parking spaces to make your visit as smooth as possible. With ample parking available right outside the branch, you won't have to worry about finding a spot during your visit. Our drive-thru service makes it even more convenient for those who prefer quick transactions without leaving their vehicles. Plus, with ATM availability on-site, you can access cash anytime during our operating hours.

Operating Hours

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule. We're open from 8:30 AM to 4:00 PM Monday through Thursday, extending our hours until 5:00 PM on Fridays. Need assistance on Saturdays? We're here for you from 8:30 AM until noon.

Services Offered

At Town & Country, we offer a wide range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our friendly team is ready to assist you with everything from basic deposits and withdrawals at our drive-thru to shared branch transactions for partner credit union members. Feel free to reach out to us at 207-347-2386 if you have any questions or need assistance before your visit. We look forward to welcoming you into the Town & Country family!

Member Eligibility

Joining the Town & Country community is like becoming part of a family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Portland area, you're already on your way to becoming a member! This inclusive approach means that anyone connected to our vibrant community can take advantage of our personalized services and exceptional support. Whether you need help with everyday banking, loans, or financial advice, being a member opens up a world of possibilities tailored just for you. To get started on your membership journey, simply visit us at 426 Forest Ave Portland Me 04101, or give us a call at (207) 347-2386. For more detailed eligibility information, check out our website at https://www.tcfcu.com/membership/ . We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make accepting payments easier for your business. Imagine being able to accept credit card payments seamlessly at your shop or online store. Our merchant solutions streamline transactions so you can focus on what really matters: growing your business. Visit us at 426 Forest Ave Portland Me 04101 in Portland, ME or call us at (207) 347-2386 to learn more about how our business banking and commercial services can help you succeed. Your success is our priority!

Comprehensive List Of Services

ATM Services and More

We also feature convenient ATM & Cash Withdrawal Services, ensuring you can access cash when needed without hassle. Plus, our Basic Drive-Thru Banking allows for simple transactions like deposits and withdrawals without leaving your vehicle a great option when you're on the go! For members of partner credit unions, we offer Basic Shared Branch Transactions, making it easy to conduct deposits and withdrawals at participating locations. At Town & Country, we're committed to making banking easy and accessible for everyone in Portland. Visit us at 426 Forest Ave Portland Me 04101 or give us a call at (207) 347-2386 to learn more about how our services can meet your financial needs. Join us today and take the first step towards achieving your financial goals!

Business Banking

For our business members, we provide essential tools through our Business Banking services, including Merchant Services and Business Loans. Whether you're starting a new venture or looking to expand your existing business, we have the resources and expertise to assist you.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking solutions. With just a few clicks or taps on your device, you can access your accounts anytime, anywhere. Need to check balances? Make transfers? It's all at your fingertips!

Personal Banking

Starting with our Personal Banking services, we offer various Checking & Savings Accounts tailored to help you manage your money effectively. Imagine opening an account that suits your spending habits and savings goals! Our accounts come with features that make banking easy and accessible, ensuring you can always stay on top of your finances. If you're considering buying a new vehicle or need financing for an existing one, our Auto Loans & Vehicle Financing options are here to help. Picture driving off in that car you've had your eye on, knowing you have affordable payments lined up just for you. When it comes to home ownership, our Mortgage Loans & Refinancing services simplify the process. We know how overwhelming buying a home can be, so we offer personalized support every step of the way. If you're already a homeowner and want to refinance, we can help you find the best rates available.

Personal Loans and Credit Cards

Need extra cash? Our Personal Loans & Debt Consolidation services can assist in managing expenses while helping you regain control over your finances. With flexible terms and competitive rates, we're here to support you through any financial hurdle. Don't forget about our Credit Cards with Rewards, perfect for those who love earning points on their everyday purchases. Imagine getting rewards just by using your card for things you buy regularly it's a win-win!

Digital & Online Banking

Accessibility

Accessibility is at the heart of what we do at Town & Country. Our online banking services ensure that you can manage your accounts in real-time from anywhere. Whether you're at home or traveling, rest easy knowing that your financial needs are covered anytime you need them. With our commitment to user-friendly solutions, banking has never been easier. We're here to help you navigate your financial journey smoothly and securely so why wait? Dive into our digital offerings today!

Key Features

Our online banking service is not just about convenience; it's also packed with features that prioritize your security and ease of use. You can sign documents electronically with our electronic signature authorization, which saves you time and eliminates the hassle of paperwork. Plus, enjoy the benefits of e-statements to keep track of your finances without cluttering your mailbox yes, Yes means you'll always have easy access to your statements whenever you need them! If you're on the go, our mobile application makes banking even simpler. Whether you want to make a quick payment or check your account balances, everything is at your fingertips. And while we currently don't support mobile payments like some other institutions do, we do offer person-to-person transfers. This feature allows you to send money directly to friends and family with just a few taps no need for cash or checks.

Financial Strength

Commitment to Growth

With $46,672,075 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,454 in used auto loans and $459,645,506 in total loans and leases. Our financial performance is also reflected in our $520,714, which showcases our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We take pride in having 122 full-time employees and 1 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledge and commitment. With total share accounts numbering 104,830, it's clear that many members trust us with their finances.

Member-Centric Savings Options

Members' savings are secured through $108,056,144 in share certificates and $75,706,896 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $49,345,306, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $813 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Town & Country is your trusted partner. Visit us at 426 Forest Ave Portland Me 04101 or call (207) 347-2386 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,425,047 in used vehicle loans and $32,512,161 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find a plan that fits your lifestyle. Plus, refinancing options are available if you're looking to reduce your monthly payments or lower your interest rate.

Credit Lines

For those who prefer flexibility in borrowing, we have total credit lines amounting to $164,136,726. These lines allow you to access funds when needed without having to take out a traditional loan each time. If you're interested in exploring these products further or have questions about eligibility and refinancing options, feel free to contact us at (207) 347-2386 or visit us at 426 Forest Ave Portland Me 04101. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here at Town & Country!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $74,023,338. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $22,443,306 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards tailored to your spending habits.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers, reflecting the true costs associated with various loans.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that users can trust. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping consumers find the best possible loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

TOWN & COUNTRY FEDERAL CREDIT UNION