Town And Country Credit Union West Fargo ND | Quick Personal Loans & Top Checking

Introduction

Welcome to Town And Country, your trusted financial partner located at 925 14Th Ave E, West Fargo, ND 58078. Established in 1939, we have proudly served our community for over eight decades. With a robust membership of 27,210, we are dedicated to providing personalized banking solutions that meet the diverse needs of our members. At Town And Country, we understand that financial stability is crucial for our members' success. With total assets amounting to an impressive $705,095,739, and total deposits of $44,834,429, we ensure that your funds are secure while working hard to grow your wealth. Our commitment to our members is reflected in our solid net worth of $86,698,385 and cash in hand totaling $3,827,192. Our experienced team led by CEO Kalli Schell and Board President David Ripplinger is here to guide you through various financial services including personal banking, auto loans, mortgages, and business banking options. Whether you need help with everyday banking or planning for your future, our knowledgeable staff of 161 employees is ready to assist. While you can visit us at our branch location for all your banking needs, please send any official correspondence to our mailing address at 925 14th Ave E, West Fargo, ND 58078-3311. Join us as we continue to build a strong community together. For more information or assistance with your banking needs, don't hesitate to give us a call at 701-356-1760. Explore the range of services we offer on our website at townandcountry.org, and let's work towards achieving your financial goals together!

Branch History & Mission

Welcome to the heart of our community! Town And Country, located at 925 14Th Ave E, West Fargo, ND 58078, has been a cornerstone of financial support since we opened our doors in 1939. With a proud legacy spanning over eight decades, we have grown alongside our members, adapting to their needs and the evolving landscape of banking. As we look back on our journey, we are proud to serve a thriving membership base of 27,210 individuals and families. Our total assets have reached an impressive $705,095,739, a testament to the trust placed in us by our members. This growth reflects not just numbers but the countless stories of dreams realized through home loans, auto financing, and everyday banking services. Our mission is simple yet powerful: to enhance the financial well-being of our members while supporting the communities in which we operate. We believe that everyone deserves access to affordable financial services and guidance. We strive to empower our members with knowledge and tools that help them achieve their financial goals. Whether it's opening a checking account or seeking advice on loans, we are here every step of the way. At Town And Country, we take pride in being more than just a credit union; we're your neighbors. Our commitment extends beyond banking as we actively engage in community outreach efforts and partnerships that uplift those around us. From sponsoring local events to participating in initiatives that support education and wellness, we aim to make a lasting impact. While you can visit us at our branch location for all your banking needs during our operating hours from 7:30 AM to 6:00 PM, official correspondence should be sent to 925 14th Ave E, West Fargo, ND 58078-3311 if different from our physical address. We also provide convenient services such as ATM availability and drive-thru banking for those who prefer quick transactions. In an age where technology is paramount, we're proud to offer online and mobile banking solutions that make managing your finances easier than ever. Our commitment to accessibility ensures that all members can enjoy these benefits regardless of their circumstances. Join us today at Town And Country where your financial future meets a caring community spirit. Experience how we can make a difference in your life. For more information or to become a member, call us at 701-356-1760 or visit us online at townandcountry.org. Together, let's build a brighter tomorrow!

Branch Location & Accessibility

Accessibility Features

At Town And Country, we prioritize accessibility. Our branch is fully ADA compliant, ensuring that everyone can access our services without hassle. There's ample parking available right outside, so you won't have to worry about finding a spot when you arrive.

Convenient Services

When you visit us at Town And Country, you'll find more than just a place to bank; we offer a range of services tailored to meet your needs. Enjoy the convenience of drive-thru banking for quick transactions like deposits and withdrawals. Need cash? Our ATM is readily available for your convenience as well. If you're considering joining our community of members or have questions about our services like personal loans or credit cards with rewards don't hesitate to reach out! You can call us at 701-356-1760 for assistance or visit our website at townandcountry.org for more information. Come see us today; we look forward to serving you!

Operating Hours

We understand how busy life can get! That's why our lobby hours are designed with you in mind. We're open Monday through Friday from 7:30 AM to 6:00 PM, giving you plenty of time to stop by before or after work.

Member Eligibility

At Town And Country, we believe that joining our community should feel like coming home. Becoming a member is a straightforward and welcoming process, designed for individuals who live, work, or worship in the area. If you meet these simple criteria, you're already on your way to enjoying the benefits of membership. Not only will you gain access to a variety of financial services tailored just for you, but you'll also be part of a supportive network that values your needs. Ready to take the next step? It's easy! You can find more details about eligibility by visiting us at http://www.townandcountry.org/about/membership/open-an-account . If you're all set to open an account or have any questions, don't hesitate to give us a call at (701) 356-1760 or stop by our branch located at 925 14Th Ave E West Fargo Nd 58078. We're excited to welcome you into the Town And Country family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a reliable partner to handle your payment processing, so you can focus on what matters most growing your business. Our merchant services offer easy payment solutions that integrate seamlessly into your daily operations. From credit card processing to online transactions, we provide the tools you need to keep your cash flow steady and your customers satisfied. Whether you're located at 925 14Th Ave E West Fargo Nd 58078 in West Fargo, ND, or beyond, let us help you take your business to the next level. Reach out today at (701) 356-1760 or visit us online at https://www.townandcountry.org for more information!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,363 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $426,299,499, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions

If you're a business owner, we know how important it is to have reliable financial support. That's why we offer Business Banking services, including Merchant Services and Business Loans tailored specifically for your needs. We believe that supporting local businesses strengthens our community.

Convenient Access

We also prioritize convenience through Online & Mobile Banking services that allow you to bank anytime, anywhere. Our members enjoy easy access to their accounts via ATMs and cash withdrawal services across various locations. Need assistance? Our friendly staff is ready to help during lobby hours from 7:30 AM to 6:00 PM on weekdays. For quick transactions, take advantage of our Drive-Thru Banking, where simple deposits and withdrawals can be done without leaving your car. At Town And Country, we pride ourselves on being more than just a credit union; we're a community partner committed to helping you achieve financial success. If you're ready to explore all these fantastic services or have questions about membership eligibility, feel free to reach out at (701) 356-1760 or visit us at 925 14Th Ave E West Fargo Nd 58078. Join us today and see how we can assist you on your financial journey! Visit us online at https://www.townandcountry.org for more information or to open an account.

Loans and Financing

When it comes to financing your dreams, Town And Country has you covered. If you're in the market for a new vehicle, consider our Auto Loans & Vehicle Financing options that help you get behind the wheel without breaking the bank. For those dreaming of homeownership, our Mortgage Loans & Refinancing solutions can guide you through the process smoothly. Need some extra cash? Our Personal Loans & Debt Consolidation services are available to help you manage unexpected expenses or consolidate debts into manageable payments. Plus, our credit cards come with rewards that make every purchase worthwhile.

Personal Banking

For those seeking personal banking solutions, we offer a variety of options. You can start by opening a Checking or Savings Account that fits your lifestyle and savings goals. Our accounts come with features like online access and mobile banking, allowing you to manage your finances conveniently from anywhere. Imagine having the ability to check your balance or transfer funds at the touch of a button!

Digital & Online Banking

Mobile Banking on the Go

For those who prefer managing their finances on their mobile devices, our mobile application is available for download. This app not only supports all essential banking functions but also includes mobile payments so you can pay for purchases directly from your phone. Whether you're at home or out and about, you can handle transactions quickly and securely. Our commitment to security means you can bank with peace of mind. We use advanced encryption technology to keep your information safe, so you can focus on what matters most your financial goals. With all these features available at Town And Country, accessing your accounts has never been easier. Join us today at https://www.townandcountry.org and take control of your financial journey!

Online Banking Features

Our online banking service allows you to check your balances, transfer funds, and pay bills with just a few clicks. You'll appreciate the user-friendly interface that makes navigation a breeze. Plus, with electronic signature authorization, signing important documents has never been simpler or more secure. You can also opt for e-statements, which provide a fast and eco-friendly way to keep track of your financial activity without the clutter of paper statements. Need to send money to a friend? Our person-to-person transfer feature makes it easy to send funds instantly, allowing you to stay connected without any hassle.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 59,055, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $16,064,384. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Town And Country is your trusted partner. Visit us at 925 14Th Ave E West Fargo Nd 58078 or call (701) 356-1760 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $2,974,359 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 152 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $58,723,794 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,217 in used auto loans and $618,076,109 in total loans and leases.

Secure Savings Opportunities

Members' savings are secured through $213,528,803 in share certificates and $107,815,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $86,698,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,230 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans feature some of the lowest rates in the industry. We have facilitated $47,069,765 in used vehicle loans and $13,415,876 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our dedicated team is here to guide you through the process.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans total $426,299,499, providing the capital needed for expansion or new investments. We are committed to supporting local businesses and fostering community growth.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $25,579,732. We make buying or refinancing simple and straightforward. With competitive rates and flexible terms, owning your own home is more accessible than ever.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for new products, our team can help you navigate the best solutions tailored for your situation. Whether it's adjusting your current mortgage or consolidating debt with an auto loan or credit card option, we're here to assist you every step of the way. At Town And Country located at 925 14Th Ave E, West Fargo, ND 58078, we pride ourselves on being more than just a financial institution; we are a community partner dedicated to helping you thrive financially. For questions or to start your loan application process today, give us a call at 701-356-1760. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,534,447 in loans helping members manage their finances effectively. These cards come with no collateral requirements and are perfect for everyday expenses or unexpected costs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a clear focus on transparency and reliability, LendMesh helps users navigate the complex world of loans with confidence. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. By using verified data, LendMesh guarantees that all loan offers are sourced from legitimate financial institutions. One of the standout features of LendMesh is its commitment to neutrality. There are no sponsored listings, meaning lenders are not prioritized based on paid promotions. This ensures that users receive unbiased results that truly reflect their options in the market. Additionally, LendMesh provides real-time rate comparisons from multiple institutions. This up-to-date information allows users to make informed decisions about which loan products suit them best. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness of this tool in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

TOWN AND COUNTRY CREDIT UNION