Town And Country Credit Union Fargo ND | Best Auto Loans & Quick Personal Loans

Introduction

At Town And Country, we believe that a strong community starts with solid financial support. Located at 815 25Th St S, Fargo, ND 58103, our branch has been serving the local community since 1939. With a commitment to personal banking and member satisfaction, we have grown to support over 27,210 members with a robust total asset base of $705,095,739. Our dedicated team of 161 employees, led by CEO Kalli Schell and Board President David Ripplinger, works tirelessly to provide you with a range of services tailored to meet your financial needs. Whether you are looking for auto loans, mortgages, or personal banking solutions, we are here to help you every step of the way. While members can visit us at our Fargo location, official correspondence should be sent to the same address: 815 25th St S, Fargo, ND 58103-2303. We proudly maintain a net worth of $86,698,385 and have cash in hand amounting to $3,827,192, ensuring that we are well-positioned to support our members' financial journeys. We understand that trust is essential in building long-lasting relationships. That's why we focus on transparency and accessibility in all our services. From online banking to personalized loan consultations, we strive to make your experience as seamless as possible. Join us today at Town And Country and discover how we can help you achieve your financial goals. Feel free to reach out by calling us at 701-356-1720 or visiting our website at www.townandcountry.org. Your financial success is our priority!

Branch History & Mission

At Town And Country, our story began in 1939 in Fargo, ND, where we opened our doors with a commitment to serving our community. Over the years, we have grown significantly, now proudly serving over 27,210 members and managing total assets of $705,095,739. Our branch is located at 815 25Th St S, Fargo, ND 58103 a convenient spot for our members and close to local landmarks that make it easy to find us. From the very beginning, our mission has been clear: to provide accessible financial services while fostering a sense of community and support. We believe that everyone deserves a chance at financial stability and success. This guiding principle drives us to offer a variety of products tailored to meet the diverse needs of our members ranging from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking services. As we evolved through the decades, we embraced technological advancements to enhance member experience. Today, we offer online banking and mobile payment options that allow you to manage your finances on the go. Additionally, our ADA-compliant facilities ensure that all members can access our services comfortably. Community involvement is at the heart of what we do. We actively engage in local outreach initiatives designed to uplift those around us. Whether it's partnering with local organizations or hosting financial education workshops, we aim to make a positive impact beyond just banking. While you can visit us at our branch location for all your banking needs during our operating hours from 7:30 AM to 6:00 PM Monday through Friday, official correspondence should be sent to our mailing address at 815 25th St S, Fargo, ND 58103-2303 if it differs from the branch address. We invite you to join Town And Country and experience firsthand how we can support your financial journey. With features like ATM availability and drive-thru services making banking even more convenient, becoming a member means joining a community that genuinely cares about your success. Connect with us today at 701-356-1720 or visit our website here for more information!

Branch Location & Accessibility

Convenient Access

At Town And Country, we prioritize your convenience. Our location offers ample parking space, ensuring that your visit is hassle-free. We also have features that support all our members, including ADA-compliant access points and ramps for those who need them. Whether you're coming in for a quick transaction or seeking personalized financial advice, our friendly staff is here to assist you.

Operating Hours

We know that life can get busy, which is why our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 7:30 AM to 6:00 PM, giving you plenty of time to stop by before or after work. If you prefer, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your car.

Services at Your Fingertips

Our branch offers a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we're dedicated to helping you achieve your financial goals. Plus, enjoy the ease of ATM access right here at the branch. If you ever need assistance or have questions about our services, don't hesitate to call us at 701-356-1720. We invite you to come visit us at Town And Country! Experience the convenience and community-focused service that sets us apart as your trusted credit union in Fargo.

Member Eligibility

At Town And Country, we believe that everyone deserves a chance to be part of our welcoming community. Becoming a member is simple and open to those who live, work, worship, or attend school in the Fargo area. If you share these connections with our vibrant community, you're already on your way to enjoying all the benefits that come with membership. Not only do we offer personalized service and competitive rates, but you'll also have access to a range of financial products tailored just for you. If you're ready to join us at Town And Country, you can find more details about eligibility and the easy account opening process by visiting our website at http://www.townandcountry.org/about/membership/open-an-account . Our friendly team is here to help, so don't hesitate to reach out at (701) 356-1720 if you have any questions. We can't wait for you to become part of our family at Town And Country, located at 815 25Th St S Fargo Nd 58103!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,363 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $426,299,499, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business with ease accepting payments through various channels while keeping your cash flow healthy. Our merchant services offer practical solutions that simplify transactions, letting you focus on what you do best: serving your customers. Located at 815 25Th St S Fargo Nd 58103 in Fargo, ND, we invite you to explore how our tailored services can help elevate your business. Reach us at (701) 356-1720 for more information or visit us online at https://www.townandcountry.org . Let's work together to achieve your business goals!

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Fargo 25th Street. Enjoy the ease of managing your accounts through our online and mobile banking platforms, where you can check balances, transfer funds, or pay bills anytime, anywhere. Our ATM services allow for quick cash withdrawals and balance checks without any hassle.

Business Solutions Tailored for You

For our business members, we offer comprehensive solutions that include merchant services and business loans. We know how important it is for businesses to have the right tools and resources to thrive, so our team is ready to support you in finding the best financial solutions tailored to your operations.

Empowering Your Financial Journey

We understand that life can sometimes throw unexpected expenses your way. That's why our personal loans and debt consolidation options are here to assist you in managing those costs effectively. Plus, with our credit cards featuring rewards, you can earn while you spend making every purchase more rewarding.

Personal Banking Made Simple

Our personal banking services are designed to help you achieve your financial goals with ease. Start with our checking and savings accounts, which offer flexibility for everyday transactions and saving for future plans. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can help get you behind the wheel without stretching your budget. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing programs provide competitive rates and personalized support throughout the process.

Personalized Service When You Need It

If you prefer face-to-face interactions, our branch offers basic drive-thru banking for deposits, withdrawals, and simple transactions. We're also proud to provide ATM access at our location for added convenience. At Town And Country, we believe in building lasting relationships with our members through exceptional service and support. If you're ready to experience all that we have to offer or if you have any questions about our services, don't hesitate to reach out! Call us at (701) 356-1720 or visit us today at 815 25Th St S Fargo Nd 58103 in Fargo, ND. Join us in achieving your financial dreams!

Digital & Online Banking

Additional Features

Want to send money to friends or family? With our person-to-person transfer feature, sending cash is as easy as a few taps on your phone. And if you're into mobile payments, you can enjoy the convenience of making purchases directly from your smartphone. At Town And Country, we believe that managing your finances should be straightforward and stress-free. That's why we strive to provide services that fit seamlessly into your life. Experience the ease of real-time account management and take control of your financial journey today!

Key Services

With our online banking platform, accessible at https://www.townandcountry.org , you can keep track of your accounts 24/7. Need to check your balance, pay bills, or transfer money? You can do all this right from your computer or mobile device. Plus, if you're on the move, our mobile application makes it even simpler to handle your banking tasks anytime, anywhere. Security is a top priority for us. Our electronic signature authorization allows you to sign documents securely online, giving you peace of mind while completing transactions. With e-statements available, you can easily access your financial statements without worrying about paper clutter it's not only eco-friendly but also quick and efficient.

Financial Strength

A Growing Member Community

Total Share and Deposit Accounts: 59,055, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $16,064,384. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Town And Country is your trusted partner. Visit us at 815 25Th St S Fargo Nd 58103 or call (701) 356-1720 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $2,974,359 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 152 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $58,723,794 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your success extends to our lending capacity as well; with $3,217 in used auto loans and $618,076,109 in total loans and leases, we support your financial goals across various sectors.

Secure Savings for Members

Members' savings are secured through $213,528,803 in share certificates and $107,815,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $86,698,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,230 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For business owners, our outstanding commercial loans totaling $426,299,499 provide the capital needed to grow and expand. If you're considering refinancing options or want to explore eligibility criteria for any of our loan products, don't hesitate to ask us we're here to assist! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Town And Country, we strive to make lending accessible and straightforward. Visit us today or give us a call at (701) 356-1720 to learn more about how we can help you secure the financing you need!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,069,765 in used vehicle loans and $13,415,876 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that suit your budget and lifestyle.

Credit Lines

For those who prefer having access to funds when needed, our credit lines are designed with you in mind. With total credit lines amounting to $160,091,813, these products offer flexibility and peace of mind for unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,579,732, make buying or refinancing simple. We guide you through the process, ensuring you understand each step along the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,534,447 in loans helping members manage their finances effectively. These cards provide convenience for everyday purchases while allowing you to build your credit history.

Loan Aggregator

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TOWN AND COUNTRY CREDIT UNION