Tower Credit Union Owings Mills MD | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Tower at our Owings Mills Branch, located at 9207 Lakeside Blvd, Owings Mills, MD 21117. Since our establishment in 1953, we have been dedicated to serving the financial needs of our community with trust and reliability. With a growing membership of over 226,817 individuals, Tower has become a cornerstone for families and businesses alike. Our commitment goes beyond just numbers; we proudly manage total assets of $4,581,628,230 and facilitate loans totaling 172,523 to help you achieve your dreams be it buying a new home, financing your vehicle, or consolidating debt. At Tower, we understand that each member's journey is unique, which is why we offer personalized solutions tailored to your needs. For those looking to save or invest, our total deposits stand at $586,920,087, reflecting our members' trust in us. We also maintain a solid net worth of $620,561,604, ensuring stability for all who bank with us. You can rest assured knowing your finances are in good hands. While members can visit us at our Owings Mills location for personal banking services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards official correspondence should be sent to our mailing address: PO Box 123, Annapolis Jct, MD 20701. Led by our CEO Richard Stafford and Board President Arland White Jr., our team of 620 employees is here to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM. Whether you prefer face-to-face interactions or online banking solutions via our website towerfcu.org, we strive to make every experience seamless and rewarding. We invite you to join the Tower family today! Call us at 301-497-7000 or visit us online to learn more about how we can support your financial goals. Your journey toward financial success starts here!

Branch History & Mission

Community Engagement

We take pride in being an active participant in the local community. Through partnerships and outreach programs, we contribute not just financially but also socially by supporting initiatives that uplift and empower residents of Owings Mills and beyond. In closing, we invite you to join our growing family at Tower. Experience the benefits of being part of a credit union that truly cares about your financial well-being. Whether you're looking for personal banking solutions or want to engage with us on community projects, there's a place for you here at Tower. Visit us today or explore more about our services online at towerfcu.org.

Our Mission

At Tower, we believe in empowering our members to reach their financial aspirations. Our mission is simple yet powerful: to provide exceptional banking services while nurturing the communities we serve. We aim to be more than just a financial institution; we strive to be a trusted ally in your financial journey. We offer a wide range of services tailored for every member of our community from checking and savings accounts to auto loans and mortgages. We are dedicated to ensuring that everyone has access to the tools they need for success. Our digital advancements make it easier than ever for members to manage their finances through online banking and mobile payments. While you can visit us at our Owings Mills location for any inquiries or assistance during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM we also recognize the importance of accessibility. For those who prefer direct communication or require official correspondence, please send mail to PO Box 123, Annapolis Jct, MD 20701.

Branch Location & Accessibility

Welcome to the Tower Owings Mills Branch, your friendly neighborhood credit union located at 9207 Lakeside Blvd, Owings Mills, MD 21117. Our branch is conveniently situated near popular spots like the Owings Mills Mall and the scenic Lakeside Park, making it easy for you to stop by whether you're running errands or enjoying a day out. We strive to make your visit as pleasant as possible. Our branch is fully accessible, with features designed to accommodate all members of our community. Parking is ample and convenient, ensuring that you can get in and out without any hassle. At Tower, we understand the importance of being available when you need us. That's why we offer flexible operating hours: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you're looking to open an account, apply for a loan, or simply need assistance with your banking needs, our friendly staff is here to help during these hours. For those who prefer digital banking on the go, we also provide ATM services right at our branch. While we currently do not offer drive-thru banking or shared services at this location, our dedicated team is always ready to assist you inside. If you have any questions or need further information about our services like personal banking options including checking accounts, auto loans, or credit cards with rewards feel free to give us a call at 301-497-7000. We look forward to serving you and helping you achieve your financial goals! Remember, while members can visit us at 9207 Lakeside Blvd for all their banking needs, official correspondence should be sent to PO Box 123, Annapolis Jct, MD 20701. Come see us soon!

Member Eligibility

Becoming a member of Tower is like joining a welcoming family where your financial well-being is the top priority. If you live, work, or worship in certain areas around Owings Mills, or if you have a family member who is already a member, you're likely eligible to join us! We believe that everyone deserves access to friendly service and great financial products. To learn more about our specific eligibility criteria, feel free to check out this resource: https://www.towerfcu.org/about/membership. Opening an account with us is simple and straightforward. Just head over to https://www.towerfcu.org/loans/apply-for-a-loan to get started on your journey with Tower. If you have any questions or need assistance, don't hesitate to give us a call at (301) 497-7000. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Sense

In today's fast-paced market, efficient payment processing can make a significant difference. Our merchant services simplify transactions, ensuring you get paid quickly and securely. Whether you're running a brick-and-mortar store or an online shop, our tools can streamline your operations and enhance customer satisfaction. With us at Tower, you're not just getting a banking partner; you're gaining a dedicated ally focused on your success. Let's work together to unlock your business's potential! For more information or to get started, call us at (301) 497-7000.

Comprehensive List Of Services

Accessibility

We take pride in being accessible to all our members. Our branch is open Monday through Friday with extended hours on Saturdays for your convenience. You can reach us at (301) 497-7000 for any questions or assistance you might need. At Tower, we strive to create an environment where every member feels valued and supported in achieving their financial dreams. Whether you're visiting us at our branch or connecting online, we're here for you every step of the way. Ready to explore what we can do for you? Visit us today or check out more details at our website. Your financial journey starts here!

Business Banking

If you're a business owner, you'll appreciate our Business Banking services. We offer essential tools like Merchant Services and Business Loans, helping you manage cash flow and grow your enterprise effectively.

Digital Banking Features

Understanding the need for convenience in today's fast-paced world, we have embraced technology to make banking easier for you. With our robust Online & Mobile Banking, you can manage your accounts from anywhere at any time. Need cash? Our ATM & Cash Withdrawal Services ensure you have access when you need it most. Plus, with features like person-to-person payments and e-statements, staying on top of your finances has never been simpler.

Personal Banking

Our personal banking options include flexible Checking & Savings Accounts tailored to fit various lifestyles and goals. For those looking to finance a vehicle, we offer competitive Auto Loans & Vehicle Financing solutions. Imagine driving off in your new car with payments that suit your budget! If homeownership is on your mind, our Mortgage Loans & Refinancing services can guide you through the process, making it as smooth as possible. For unexpected expenses or planned purchases, consider our Personal Loans & Debt Consolidation options. We work with you to find a solution that helps simplify your financial commitments. Additionally, our Credit Cards with Rewards provide not just a way to make purchases but also the chance to earn rewards for your everyday spending.

Digital & Online Banking

Convenient Payment Options

In today's fast-paced world, mobile payments are becoming increasingly popular. At Tower, we embrace this trend by offering mobile payment options that let you make purchases directly from your smartphone. Whether you're at the store or paying for a coffee, it's easy and secure. Overall, our digital and online banking services prioritize accessibility and ease of use. With real-time account management features, you can keep track of your finances effortlessly. Whether you're checking balances or making payments, we've got you covered every step of the way. Join us today at Tower to experience how our digital banking solutions can simplify your life!

Key Services

Our online banking features make it easy to check your balance, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with our mobile application available, you can carry all these tools right in your pocket. Need to send money to a friend? Our person-to-person transfer option makes it quick and simple to share funds with just a few taps. For those who prefer going paperless, we offer e-statements that allow you to view and download your statements securely online. This feature not only helps you stay organized but also contributes to a greener planet. While we currently do not support electronic signature authorization, rest assured that all transactions are protected with robust security measures.

Financial Strength

A Growing Community

Our strong community presence is evident with a total of 478,835 share accounts, showcasing the trust that our members place in us. The funds available for lending and investments amount to $7,381,923, further solidifying our ability to support your financial needs. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tower is your trusted partner. Visit us at 9207 Lakeside Blvd Owings Mills Md 21117 or call (301) 497-7000 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $610,582,282 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals with $40,515 in used auto loans and $3,387,825,443 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $839,031,059 in share certificates and $471,197,123 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus is reflected in our commitment to keeping resources available for your benefit through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 610 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Financial Foundation

With a net worth of $620,561,604, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,352 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $683,102,364 in used vehicle loans and $165,321,268 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, Tower has options that fit your budget and needs.

Credit Lines

For those looking for extra flexibility in their budgeting, our total credit lines amount to $1,158,913,500. This option provides you with access to funds when needed without the hassle of applying for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,351,420,673, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure your dream home without breaking the bank.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, we can assist you with that as well. Our experienced team is ready to discuss eligibility options and guide you through the process seamlessly. Our branch is located at 9207 Lakeside Blvd Owings Mills MD 21117, and you can reach us at 301-497-7000. We are committed to providing personalized service during our operating hours: Mon-Thurs 9 AM - 5 PM, Fri 9 AM - 6 PM, and Sat 9 AM - 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whatever your financial journey looks like whether it's securing an auto loan or stepping into homeownership Tower is here to help you navigate it successfully!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $154,242,944 in loans helping members manage their finances effectively. Our credit cards come with benefits that can help you earn rewards while making daily purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh aims to empower users with the information they need to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach is based on the latest results from the NCUA, ensuring that all offers are fair and transparent (Source: https://www.ncua.gov). By working exclusively with verified financial institutions, LendMesh provides users with peace of mind when comparing loan options. The benefits of using LendMesh are significant. First, verified data means that loan offers come only from legitimate financial institutions, reinforcing trust in the information provided. Second, there are no sponsored listings; LendMesh does not prioritize lenders based on paid promotions. This commitment to unbiased results means users receive genuine comparisons without hidden agendas. Lastly, real-time rate comparisons ensure that users have access to up-to-date loan rates from multiple institutions, making it easier for them to choose the best option. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in helping individuals secure better rates. If you're ready to find competitive loan options tailored to your needs, compare real-time loan offers today at LendMesh and discover the best rates available. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Tower

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loans for Growth

Merchant Services that Make Sense

Comprehensive List Of Services

Accessibility

Business Banking

Digital Banking Features

Personal Banking

Digital & Online Banking

Convenient Payment Options

Key Services

Financial Strength

A Growing Community

Investing in Your Future

Member-Centric Savings Options

Operational Efficiency

Our Solid Financial Foundation

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Cards

Loan Aggregator

Join Our Community