Tower Credit Union Millersville MD | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Tower, your trusted financial partner in Millersville, MD! Located conveniently at 231 Najoles Rd, our branch has been serving the community since 1953. With a strong commitment to our members, we are proud to support over 226,000 individuals and families, helping them achieve their financial goals through personalized services and solutions. At Tower, we understand that every member has unique needs. That's why we offer a wide range of products including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Our total assets exceed $4.58 billion, showcasing our stability and reliability in managing your finances. You can feel confident knowing that your deposits totaling over $586 million are secure with us. Our leadership team is dedicated to providing exceptional service. Under the guidance of CEO Richard Stafford and Board President Arland White, Jr., our knowledgeable staff is here to assist you every step of the way. Whether you visit us in-person or utilize our online banking services available at towerfcu.org, you'll find that our goal is to make banking easy and accessible for everyone. While members can visit us at 231 Najoles Rd, official correspondence should be sent to our mailing address: PO Box 123, Annapolis Junction, MD 20701-0123. If you have questions or need assistance, don't hesitate to call us at 301-497-7000 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Join us at Tower today! Experience the difference of being a valued member of a community-focused credit union where your financial success is our priority. We look forward to serving you!

Branch History & Mission

At Tower, we take pride in our rich history and commitment to serving the community of Millersville, Maryland. Established in 1953, our branch has grown alongside our members, evolving from a small credit union into a trusted financial partner for over 226,000 individuals and families. Today, with total assets exceeding $4.5 billion, we stand as a testament to the power of community-focused banking. Located at 231 Najoles Rd, Millersville, MD 21108, our branch is easily accessible for local residents. Just a short drive from nearby landmarks such as the Millersville Shopping Center and the scenic Broadneck Park, we are dedicated to providing exceptional service in a welcoming environment. While members can visit us at this location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 123, Annapolis Junction, MD 20701-0123. Our mission at Tower is simple yet profound: we aim to empower our members financially while supporting their goals and aspirations. We believe that everyone deserves access to high-quality financial services without unnecessary barriers. This commitment drives us to offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. We strive not just to meet your banking needs but also to give back to the community that has supported us over the years. Through partnerships with local organizations and various outreach programs, we actively contribute to the growth and development of Millersville and its surrounding areas. In addition to traditional banking services, we understand the importance of technology in today's world. That's why we've implemented digital advancements such as online banking and mobile payments to make managing your finances easier than ever. Our ATM services and drive-thru banking further enhance convenience for our busy members. As we look forward to the future, we remain committed to upholding our values of transparency, integrity, and community support. Join us at Tower Credit Union where your financial journey begins with people who care about you. Together, let's build a brighter future! For more information or assistance, don't hesitate to call us at 301-497-7000 or visit our website at towerfcu.org.

Branch Location & Accessibility

Welcome to the Tower Millersville Branch, your friendly neighborhood credit union located at 231 Najoles Rd, Millersville, MD 21108. We are conveniently situated near local landmarks, making it easy for you to stop by and manage your banking needs. Whether you're coming from a nearby shopping center or just passing through the area, our branch is here to serve you. At Tower, we understand how important accessibility is for our members. Our branch is designed with convenience in mind, featuring ADA-compliant entrances and ramps for easy access. If you're driving over, you'll find ample parking available right outside, so you can come in without any hassle. We invite you to visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our dedicated team is ready to assist you with a variety of services including personal banking, auto loans, mortgage options, and more. Plus, if you're on the go, take advantage of our ATM services available on-site and our drive-thru banking for quick transactions. While members can visit us at this location for all their banking needs, please note that official correspondence should be sent to our mailing address at PO Box 123, Annapolis Junction, MD 20701-0123. If you have any questions or need assistance, feel free to give us a call at 301-497-7000. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Tower is like joining a family that truly cares about your financial well-being. Located at 231 Najoles Rd Millersville Md 21108, we welcome anyone who lives, works, worships, or goes to school in our community. This means you can easily take advantage of our friendly services and supportive atmosphere. Whether you're looking for checking and savings accounts, auto loans, or even personal loans, being a member opens doors to great benefits tailored just for you. The process to join us is simple and straightforward! To learn more about the eligibility criteria, feel free to check out the details on our website at https://www.towerfcu.org/about/membership. If you're ready to take the next step and open an account, you can find all the information you need at https://www.towerfcu.org/loans/apply-for-a-loan. Should you have any questions or need assistance, don't hesitate to reach out at (301) 497-7000. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your store and being able to accept payments quickly and securely. Our merchant services help you do just that, simplifying transactions so you can focus on serving your customers. With tools that enhance payment processing, you can streamline operations and improve customer satisfaction. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Millersville, MD. Trust us to be your partner in success as you navigate the world of business banking. For more information about how we can assist your business, visit us at 231 Najoles Rd Millersville Md 21108 or call us at (301) 497-7000.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

Additional Financial Options

Life can throw unexpected expenses your way, which is why we also provide Personal Loans & Debt Consolidation options. Whether it's for a home renovation or consolidating debt, we have solutions to help ease financial stress. Don't forget about our Credit Cards with Rewards; they offer benefits that make every purchase feel rewarding.

Business Banking Services

If you're a business owner, our Business Banking services are here to support you. From merchant services to business loans, we understand the unique challenges faced by local businesses and offer tailored solutions for growth.

Connect With Us

At Tower, we aim to create meaningful relationships with our members. If you have any questions or need assistance with any of our services, don't hesitate to reach out at (301) 497-7000. Visit us at 231 Najoles Rd Millersville Md 21108 or explore more about what we offer at our website. Join us today at Millersville Branch, where financial solutions meet community care!

Convenience at Your Fingertips

Our commitment extends beyond traditional banking hours. With ATM & Cash Withdrawal Services, you have access to your funds whenever you need them. We also offer basic drive-thru banking for quick deposits and withdrawals perfect for those on the go! You'll find us ready to assist you during lobby hours from Monday through Friday and even Saturday mornings. If you prefer digital interaction, take advantage of our user-friendly online platforms for an effortless banking experience.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we offer personal banking services that fit your everyday needs. Imagine easily managing your finances through our online and mobile banking platforms. With just a few taps on your smartphone, you can check balances, transfer funds, and pay bills all from the comfort of your home. For those considering a new vehicle, our Auto Loans & Vehicle Financing options make it easy to drive away in the car you want. Plus, if home ownership is on your radar, our Mortgage Loans & Refinancing services help turn that dream into reality with competitive rates and flexible terms.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds at your convenience. You can also enjoy the benefits of e-statements, which help you keep track of your finances without the clutter of paper statements. Plus, with our mobile application, banking on the go has never been simpler. If you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it easy to send funds directly from your account. And if you prefer using mobile payments for your purchases, we've got you covered with that option too!

Security and Accessibility

We prioritize your security with features that protect your personal information while ensuring a user-friendly experience. While we currently do not offer electronic signature authorization, rest assured that our systems are built with robust security measures to keep your data safe. With our comprehensive digital banking tools, managing your finances is straightforward and efficient. Whether you're checking account balances during lunch or making payments late at night, Tower is here to support you every step of the way. Experience hassle-free banking today by visiting https://www.towerfcu.org/!

Financial Strength

At Tower, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health, which allows us to provide exceptional services tailored to your needs. With a net worth of $620,561,604, we maintain robust financial health, enabling us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1352 demonstrates a solid capital foundation, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times. Members' savings are secured through $839,031,059 in share certificates and $471,197,123 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $610,582,282 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Furthermore, our lending capacity is evident with $40,515 in used auto loans and a total of $3,387,825,443 in loans and leases supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, which reinforces our commitment to maintaining low costs for you. We also take pride in having 610 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Additionally, net shares available for lending and investments stand at $7,381,923. Total Share Accounts: 478,835 showcase a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tower is your trusted partner. Visit us at 231 Najoles Rd Millersville Md 21108 or call 301-497-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $683,102,364 in used vehicle loans and $165,321,268 in new vehicle loans already helping members get on the road. We make it easy to finance your dream vehicle whether it's brand new or gently used.

Credit Lines

If you're seeking additional flexibility in your finances, consider our credit lines. With a total of $1,158,913,500 available, these lines of credit can be a useful tool for managing unexpected expenses or consolidating debt. For business owners, our outstanding commercial loans totaling $0 provide the capital needed to grow and expand. If you're interested in any of these products or have questions about eligibility and refinancing options, don't hesitate to reach out to us at (301) 497-7000 or visit us at our branch located at 231 Najoles Rd Millersville Md 21108 in Millersville, MD. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,351,420,673, make buying or refinancing simple. We provide guidance through the entire process to ensure you feel confident every step of the way.

Unsecured Credit Cards

Managing day-to-day expenses is easier with our flexible unsecured credit card loans. With a total of $154,242,944 in loans helping members manage their finances effectively, our credit cards come with competitive interest rates and no hidden fees.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means you are viewing reliable information that reflects current market conditions.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information presented is not only accurate but also relevant to your needs. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This approach allows you to compare options fairly without hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. You won't have to worry about outdated information leading you astray. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Tower

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Additional Financial Options

Business Banking Services

Connect With Us

Convenience at Your Fingertips

Personal Banking Solutions

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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